Overview

Brought to you by YData

Dataset statistics

	Train	Test
Number of variables	89	89
Number of observations	26881	11521
Missing cells	0	0
Missing cells (%)	0.0%	0.0%
Total size in memory	18.5 MiB	7.9 MiB
Average record size in memory	720.0 B	720.0 B

Variable types

	Train	Test
Numeric	75	73
Categorical	13	15
Boolean	1	1

Alerts

Train	Test
`campaign_id` has constant value "1"	`campaign_id` has constant value "1"	Constant
`direct_mail_flag` has constant value "True"	`direct_mail_flag` has constant value "True"	Constant
`AGE` is highly overall correlated with `MARITALSTATUS`	`AGE` is highly overall correlated with `MARITALSTATUS`	High correlation
`Age_Newest_TL` is highly overall correlated with `Tot_Active_TL` and 8 other fields	`Age_Newest_TL` is highly overall correlated with `Tot_Active_TL` and 6 other fields	High correlation
`Age_Oldest_TL` is highly overall correlated with `Secured_TL` and 6 other fields	`Age_Oldest_TL` is highly overall correlated with `Secured_TL` and 6 other fields	High correlation
`CC_Flag` is highly overall correlated with `CC_utilization` and 1 other fields	`CC_Flag` is highly overall correlated with `CC_enq` and 3 other fields	High correlation
`CC_TL` is highly overall correlated with `CC_enq` and 2 other fields	`CC_TL` is highly overall correlated with `CC_enq` and 2 other fields	High correlation
`CC_enq` is highly overall correlated with `CC_TL` and 12 other fields	`CC_enq` is highly overall correlated with `CC_Flag` and 13 other fields	High correlation
`CC_enq_L12m` is highly overall correlated with `CC_TL` and 12 other fields	`CC_enq_L12m` is highly overall correlated with `CC_Flag` and 13 other fields	High correlation
`CC_enq_L6m` is highly overall correlated with `CC_enq` and 10 other fields	`CC_enq_L6m` is highly overall correlated with `CC_enq` and 10 other fields	High correlation
`CC_utilization` is highly overall correlated with `CC_Flag` and 3 other fields	`CC_utilization` is highly overall correlated with `CC_Flag` and 3 other fields	High correlation
`Consumer_TL` is highly overall correlated with `Total_TL_opened_L12M` and 2 other fields	`Consumer_TL` is highly overall correlated with `Total_TL_opened_L12M` and 2 other fields	High correlation
`Credit_Score` is highly overall correlated with `enq_L3m`	`Credit_Score` is highly overall correlated with `enq_L3m`	High correlation
`EDUCATION` is highly overall correlated with `PROSPECTID`	`EDUCATION` is highly overall correlated with `PROSPECTID`	High correlation
`GENDER` is highly overall correlated with `PROSPECTID`	`GENDER` is highly overall correlated with `PROSPECTID`	High correlation
`GL_Flag` is highly overall correlated with `Home_TL` and 1 other fields	`GL_Flag` is highly overall correlated with `Home_TL` and 1 other fields	High correlation
`Gold_TL` is highly overall correlated with `Secured_TL` and 1 other fields	`Gold_TL` is highly overall correlated with `Secured_TL` and 2 other fields	High correlation
`HL_Flag` is highly overall correlated with `PROSPECTID`	`HL_Flag` is highly overall correlated with `PROSPECTID`	High correlation
`Home_TL` is highly overall correlated with `GL_Flag`	`Home_TL` is highly overall correlated with `GL_Flag`	High correlation
`MARITALSTATUS` is highly overall correlated with `AGE` and 1 other fields	`MARITALSTATUS` is highly overall correlated with `AGE` and 1 other fields	High correlation
`PL_Flag` is highly overall correlated with `PL_utilization` and 1 other fields	`PL_Flag` is highly overall correlated with `PL_utilization` and 1 other fields	High correlation
`PL_TL` is highly overall correlated with `PL_enq` and 2 other fields	`PL_TL` is highly overall correlated with `PL_enq` and 1 other fields	High correlation
`PL_enq` is highly overall correlated with `CC_enq` and 13 other fields	`PL_enq` is highly overall correlated with `CC_enq` and 12 other fields	High correlation
`PL_enq_L12m` is highly overall correlated with `CC_enq` and 10 other fields	`PL_enq_L12m` is highly overall correlated with `CC_enq` and 10 other fields	High correlation
`PL_enq_L6m` is highly overall correlated with `CC_enq` and 10 other fields	`PL_enq_L6m` is highly overall correlated with `CC_enq` and 10 other fields	High correlation
`PL_utilization` is highly overall correlated with `PL_Flag` and 2 other fields	`PL_utilization` is highly overall correlated with `PL_Flag` and 2 other fields	High correlation
`PROSPECTID` is highly overall correlated with `CC_Flag` and 11 other fields	`PROSPECTID` is highly overall correlated with `CC_Flag` and 13 other fields	High correlation
`Secured_TL` is highly overall correlated with `Age_Oldest_TL` and 3 other fields	`Secured_TL` is highly overall correlated with `Age_Oldest_TL` and 3 other fields	High correlation
`Tot_Active_TL` is highly overall correlated with `Age_Newest_TL` and 7 other fields	`Tot_Active_TL` is highly overall correlated with `Age_Newest_TL` and 7 other fields	High correlation
`Tot_Closed_TL` is highly overall correlated with `Age_Oldest_TL` and 9 other fields	`Tot_Closed_TL` is highly overall correlated with `Age_Oldest_TL` and 9 other fields	High correlation
`Tot_Missed_Pmnt` is highly overall correlated with `Age_Newest_TL` and 2 other fields	`Tot_Missed_Pmnt` is highly overall correlated with `Age_Newest_TL` and 3 other fields	High correlation
`Tot_TL_closed_L12M` is highly overall correlated with `Tot_Closed_TL` and 4 other fields	`Tot_TL_closed_L12M` is highly overall correlated with `Tot_Closed_TL` and 4 other fields	High correlation
`Tot_TL_closed_L6M` is highly overall correlated with `Tot_Closed_TL` and 3 other fields	`Tot_TL_closed_L6M` is highly overall correlated with `Tot_Closed_TL` and 3 other fields	High correlation
`Total_TL` is highly overall correlated with `Age_Oldest_TL` and 6 other fields	`Total_TL` is highly overall correlated with `Age_Oldest_TL` and 7 other fields	High correlation
`Total_TL_opened_L12M` is highly overall correlated with `Age_Newest_TL` and 9 other fields	`Total_TL_opened_L12M` is highly overall correlated with `Age_Newest_TL` and 10 other fields	High correlation
`Total_TL_opened_L6M` is highly overall correlated with `Age_Newest_TL` and 5 other fields	`Total_TL_opened_L6M` is highly overall correlated with `Age_Newest_TL` and 5 other fields	High correlation
`Unsecured_TL` is highly overall correlated with `Consumer_TL` and 6 other fields	`Unsecured_TL` is highly overall correlated with `Consumer_TL` and 6 other fields	High correlation
`enq_L12m` is highly overall correlated with `Age_Newest_TL` and 12 other fields	`enq_L12m` is highly overall correlated with `CC_enq` and 11 other fields	High correlation
`enq_L3m` is highly overall correlated with `CC_enq` and 9 other fields	`enq_L3m` is highly overall correlated with `CC_enq` and 9 other fields	High correlation
`enq_L6m` is highly overall correlated with `CC_enq` and 10 other fields	`enq_L6m` is highly overall correlated with `CC_enq` and 10 other fields	High correlation
`first_prod_enq2` is highly overall correlated with `PROSPECTID`	`first_prod_enq2` is highly overall correlated with `PROSPECTID`	High correlation
`last_prod_enq2` is highly overall correlated with `PROSPECTID`	`last_prod_enq2` is highly overall correlated with `PROSPECTID`	High correlation
`max_delinquency_level` is highly overall correlated with `max_deliq_12mts` and 9 other fields	`max_delinquency_level` is highly overall correlated with `max_deliq_12mts` and 9 other fields	High correlation
`max_deliq_12mts` is highly overall correlated with `max_delinquency_level` and 7 other fields	`max_deliq_12mts` is highly overall correlated with `max_delinquency_level` and 7 other fields	High correlation
`max_deliq_6mts` is highly overall correlated with `max_deliq_12mts` and 2 other fields	`max_deliq_6mts` is highly overall correlated with `max_deliq_12mts` and 2 other fields	High correlation
`max_recent_level_of_deliq` is highly overall correlated with `max_delinquency_level` and 9 other fields	`max_recent_level_of_deliq` is highly overall correlated with `max_delinquency_level` and 9 other fields	High correlation
`max_unsec_exposure_inPct` is highly overall correlated with `PL_TL` and 4 other fields	`max_unsec_exposure_inPct` is highly overall correlated with `PL_utilization` and 2 other fields	High correlation
`num_dbt` is highly overall correlated with `num_dbt_6mts`	`num_dbt` is highly overall correlated with `num_dbt_12mts` and 1 other fields	High correlation
`num_dbt_12mts` is highly overall correlated with `num_dbt_6mts`	`num_dbt_12mts` is highly overall correlated with `num_dbt` and 1 other fields	High correlation
`num_dbt_6mts` is highly overall correlated with `PROSPECTID` and 2 other fields	`num_dbt_6mts` is highly overall correlated with `PROSPECTID` and 2 other fields	High correlation
`num_deliq_12mts` is highly overall correlated with `max_delinquency_level` and 9 other fields	`num_deliq_12mts` is highly overall correlated with `max_delinquency_level` and 9 other fields	High correlation
`num_deliq_6_12mts` is highly overall correlated with `max_delinquency_level` and 6 other fields	`num_deliq_6_12mts` is highly overall correlated with `max_delinquency_level` and 6 other fields	High correlation
`num_deliq_6mts` is highly overall correlated with `max_deliq_12mts` and 3 other fields	`num_deliq_6mts` is highly overall correlated with `max_deliq_12mts` and 3 other fields	High correlation
`num_lss` is highly overall correlated with `num_lss_6mts`	`num_lss` is highly overall correlated with `num_lss_12mts` and 1 other fields	High correlation
`num_lss_12mts` is highly overall correlated with `num_lss_6mts`	`num_lss_12mts` is highly overall correlated with `PROSPECTID` and 2 other fields	High correlation
`num_lss_6mts` is highly overall correlated with `PROSPECTID` and 2 other fields	`num_lss_6mts` is highly overall correlated with `PROSPECTID` and 2 other fields	High correlation
`num_std` is highly overall correlated with `num_std_12mts` and 1 other fields	`num_std` is highly overall correlated with `num_std_12mts` and 1 other fields	High correlation
`num_std_12mts` is highly overall correlated with `num_std` and 1 other fields	`num_std_12mts` is highly overall correlated with `num_std` and 1 other fields	High correlation
`num_std_6mts` is highly overall correlated with `num_std` and 1 other fields	`num_std_6mts` is highly overall correlated with `num_std` and 1 other fields	High correlation
`num_sub` is highly overall correlated with `num_sub_12mts`	`num_sub` is highly overall correlated with `num_sub_6mts`	High correlation
`num_sub_12mts` is highly overall correlated with `num_sub` and 1 other fields	`num_sub_12mts` is highly overall correlated with `num_sub_6mts`	High correlation
`num_sub_6mts` is highly overall correlated with `num_sub_12mts`	`num_sub_6mts` is highly overall correlated with `PROSPECTID` and 2 other fields	High correlation
`num_times_30p_dpd` is highly overall correlated with `max_delinquency_level` and 6 other fields	`num_times_30p_dpd` is highly overall correlated with `max_delinquency_level` and 6 other fields	High correlation
`num_times_60p_dpd` is highly overall correlated with `max_delinquency_level` and 5 other fields	`num_times_60p_dpd` is highly overall correlated with `max_delinquency_level` and 5 other fields	High correlation
`num_times_delinquent` is highly overall correlated with `max_delinquency_level` and 10 other fields	`num_times_delinquent` is highly overall correlated with `max_delinquency_level` and 10 other fields	High correlation
`pct_CC_enq_L6m_of_L12m` is highly overall correlated with `CC_enq` and 3 other fields	`pct_CC_enq_L6m_of_L12m` is highly overall correlated with `CC_enq` and 3 other fields	High correlation
`pct_CC_enq_L6m_of_ever` is highly overall correlated with `CC_enq` and 3 other fields	`pct_CC_enq_L6m_of_ever` is highly overall correlated with `CC_enq` and 3 other fields	High correlation
`pct_PL_enq_L6m_of_L12m` is highly overall correlated with `PL_enq` and 5 other fields	`pct_PL_enq_L6m_of_L12m` is highly overall correlated with `PL_enq` and 5 other fields	High correlation
`pct_PL_enq_L6m_of_ever` is highly overall correlated with `PL_enq` and 5 other fields	`pct_PL_enq_L6m_of_ever` is highly overall correlated with `PL_enq` and 5 other fields	High correlation
`pct_active_tl` is highly overall correlated with `Age_Oldest_TL` and 3 other fields	`pct_active_tl` is highly overall correlated with `Age_Oldest_TL` and 3 other fields	High correlation
`pct_closed_tl` is highly overall correlated with `Age_Oldest_TL` and 3 other fields	`pct_closed_tl` is highly overall correlated with `Age_Oldest_TL` and 3 other fields	High correlation
`pct_currentBal_all_TL` is highly overall correlated with `Age_Newest_TL`	Alert not present in this dataset	High correlation
`pct_of_active_TLs_ever` is highly overall correlated with `Age_Oldest_TL` and 3 other fields	`pct_of_active_TLs_ever` is highly overall correlated with `Age_Oldest_TL` and 3 other fields	High correlation
`pct_opened_TLs_L6m_of_L12m` is highly overall correlated with `Age_Newest_TL` and 3 other fields	`pct_opened_TLs_L6m_of_L12m` is highly overall correlated with `Age_Newest_TL` and 3 other fields	High correlation
`pct_tl_closed_L12M` is highly overall correlated with `Tot_Closed_TL` and 3 other fields	`pct_tl_closed_L12M` is highly overall correlated with `Tot_Closed_TL` and 3 other fields	High correlation
`pct_tl_closed_L6M` is highly overall correlated with `Tot_TL_closed_L12M` and 2 other fields	`pct_tl_closed_L6M` is highly overall correlated with `Tot_TL_closed_L12M` and 2 other fields	High correlation
`pct_tl_open_L12M` is highly overall correlated with `Age_Newest_TL` and 3 other fields	`pct_tl_open_L12M` is highly overall correlated with `Age_Newest_TL` and 3 other fields	High correlation
`pct_tl_open_L6M` is highly overall correlated with `Age_Newest_TL` and 4 other fields	`pct_tl_open_L6M` is highly overall correlated with `Age_Newest_TL` and 4 other fields	High correlation
`recent_level_of_deliq` is highly overall correlated with `max_delinquency_level` and 9 other fields	`recent_level_of_deliq` is highly overall correlated with `max_delinquency_level` and 9 other fields	High correlation
`response_flag` is highly overall correlated with `PROSPECTID`	`response_flag` is highly overall correlated with `PROSPECTID`	High correlation
`time_since_first_deliquency` is highly overall correlated with `max_delinquency_level` and 8 other fields	`time_since_first_deliquency` is highly overall correlated with `max_delinquency_level` and 8 other fields	High correlation
`time_since_recent_deliquency` is highly overall correlated with `max_delinquency_level` and 6 other fields	`time_since_recent_deliquency` is highly overall correlated with `max_delinquency_level` and 6 other fields	High correlation
`tot_enq` is highly overall correlated with `CC_enq` and 11 other fields	`tot_enq` is highly overall correlated with `CC_enq` and 11 other fields	High correlation
`response_flag` is highly imbalanced (67.9%)	`response_flag` is highly imbalanced (69.8%)	Imbalance
`num_dbt_6mts` is highly imbalanced (99.8%)	`num_dbt_6mts` is highly imbalanced (99.8%)	Imbalance
`num_lss_6mts` is highly imbalanced (99.9%)	`num_lss_6mts` is highly imbalanced (99.8%)	Imbalance
`GL_Flag` is highly imbalanced (68.9%)	`GL_Flag` is highly imbalanced (68.4%)	Imbalance
`max_deliq_6mts` is highly skewed (γ1 = 20.63945)	Alert not present in this dataset	Skewed
`num_sub` is highly skewed (γ1 = 22.11940752)	Alert not present in this dataset	Skewed
`num_sub_6mts` is highly skewed (γ1 = 47.08338708)	Alert not present in this dataset	Skewed
`num_sub_12mts` is highly skewed (γ1 = 32.33341137)	`num_sub_12mts` is highly skewed (γ1 = 36.14461754)	Skewed
`num_dbt` is highly skewed (γ1 = 34.12793416)	`num_dbt` is highly skewed (γ1 = 36.47892137)	Skewed
`num_dbt_12mts` is highly skewed (γ1 = 56.20134414)	`num_dbt_12mts` is highly skewed (γ1 = 48.56599513)	Skewed
`num_lss` is highly skewed (γ1 = 68.3217958)	`num_lss` is highly skewed (γ1 = 42.50113193)	Skewed
`num_lss_12mts` is highly skewed (γ1 = 91.25653726)	Alert not present in this dataset	Skewed
`pct_currentBal_all_TL` is highly skewed (γ1 = 140.3252104)	Alert not present in this dataset	Skewed
`max_unsec_exposure_inPct` is highly skewed (γ1 = 51.02078163)	`max_unsec_exposure_inPct` is highly skewed (γ1 = 89.67941116)	Skewed
`PROSPECTID` has unique values	`PROSPECTID` has unique values	Unique
`num_times_delinquent` has 18396 (68.4%) zeros	`num_times_delinquent` has 7906 (68.6%) zeros	Zeros
`max_recent_level_of_deliq` has 18396 (68.4%) zeros	`max_recent_level_of_deliq` has 7906 (68.6%) zeros	Zeros
`num_deliq_6mts` has 24047 (89.5%) zeros	`num_deliq_6mts` has 10269 (89.1%) zeros	Zeros
`num_deliq_12mts` has 22082 (82.1%) zeros	`num_deliq_12mts` has 9429 (81.8%) zeros	Zeros
`num_deliq_6_12mts` has 23403 (87.1%) zeros	`num_deliq_6_12mts` has 9974 (86.6%) zeros	Zeros
`max_deliq_6mts` has 17922 (66.7%) zeros	`max_deliq_6mts` has 7633 (66.3%) zeros	Zeros
`max_deliq_12mts` has 16962 (63.1%) zeros	`max_deliq_12mts` has 7201 (62.5%) zeros	Zeros
`num_times_30p_dpd` has 22496 (83.7%) zeros	`num_times_30p_dpd` has 9667 (83.9%) zeros	Zeros
`num_times_60p_dpd` has 24185 (90.0%) zeros	`num_times_60p_dpd` has 10396 (90.2%) zeros	Zeros
`num_std` has 16577 (61.7%) zeros	`num_std` has 7061 (61.3%) zeros	Zeros
`num_std_6mts` has 19529 (72.6%) zeros	`num_std_6mts` has 8393 (72.8%) zeros	Zeros
`num_std_12mts` has 18658 (69.4%) zeros	`num_std_12mts` has 7999 (69.4%) zeros	Zeros
`num_sub` has 26562 (98.8%) zeros	`num_sub` has 11384 (98.8%) zeros	Zeros
`num_sub_6mts` has 26856 (99.9%) zeros	Alert not present in this dataset	Zeros
`num_sub_12mts` has 26800 (99.7%) zeros	`num_sub_12mts` has 11489 (99.7%) zeros	Zeros
`num_dbt` has 26790 (99.7%) zeros	`num_dbt` has 11489 (99.7%) zeros	Zeros
`num_dbt_12mts` has 26864 (99.9%) zeros	`num_dbt_12mts` has 11512 (99.9%) zeros	Zeros
`num_lss` has 26823 (99.8%) zeros	`num_lss` has 11501 (99.8%) zeros	Zeros
`num_lss_12mts` has 26868 (> 99.9%) zeros	Alert not present in this dataset	Zeros
`recent_level_of_deliq` has 18396 (68.4%) zeros	`recent_level_of_deliq` has 7906 (68.6%) zeros	Zeros
`CC_enq` has 17558 (65.3%) zeros	`CC_enq` has 7590 (65.9%) zeros	Zeros
`CC_enq_L6m` has 20703 (77.0%) zeros	`CC_enq_L6m` has 8914 (77.4%) zeros	Zeros
`CC_enq_L12m` has 19454 (72.4%) zeros	`CC_enq_L12m` has 8393 (72.8%) zeros	Zeros
`PL_enq` has 13144 (48.9%) zeros	`PL_enq` has 5680 (49.3%) zeros	Zeros
`PL_enq_L6m` has 17559 (65.3%) zeros	`PL_enq_L6m` has 7558 (65.6%) zeros	Zeros
`PL_enq_L12m` has 15334 (57.0%) zeros	`PL_enq_L12m` has 6640 (57.6%) zeros	Zeros
`enq_L12m` has 4643 (17.3%) zeros	`enq_L12m` has 2064 (17.9%) zeros	Zeros
`enq_L6m` has 7885 (29.3%) zeros	`enq_L6m` has 3426 (29.7%) zeros	Zeros
`enq_L3m` has 10756 (40.0%) zeros	`enq_L3m` has 4675 (40.6%) zeros	Zeros
`pct_of_active_TLs_ever` has 4077 (15.2%) zeros	`pct_of_active_TLs_ever` has 1682 (14.6%) zeros	Zeros
`pct_opened_TLs_L6m_of_L12m` has 15421 (57.4%) zeros	`pct_opened_TLs_L6m_of_L12m` has 6654 (57.8%) zeros	Zeros
`pct_currentBal_all_TL` has 5615 (20.9%) zeros	`pct_currentBal_all_TL` has 2362 (20.5%) zeros	Zeros
`pct_PL_enq_L6m_of_L12m` has 20545 (76.4%) zeros	`pct_PL_enq_L6m_of_L12m` has 8785 (76.3%) zeros	Zeros
`pct_CC_enq_L6m_of_L12m` has 23689 (88.1%) zeros	`pct_CC_enq_L6m_of_L12m` has 10141 (88.0%) zeros	Zeros
`pct_PL_enq_L6m_of_ever` has 20545 (76.4%) zeros	`pct_PL_enq_L6m_of_ever` has 8785 (76.3%) zeros	Zeros
`pct_CC_enq_L6m_of_ever` has 23689 (88.1%) zeros	`pct_CC_enq_L6m_of_ever` has 10141 (88.0%) zeros	Zeros
`max_unsec_exposure_inPct` has 275 (1.0%) zeros	Alert not present in this dataset	Zeros
`Tot_Closed_TL` has 9440 (35.1%) zeros	`Tot_Closed_TL` has 4047 (35.1%) zeros	Zeros
`Tot_Active_TL` has 4077 (15.2%) zeros	`Tot_Active_TL` has 1682 (14.6%) zeros	Zeros
`Total_TL_opened_L6M` has 15421 (57.4%) zeros	`Total_TL_opened_L6M` has 6654 (57.8%) zeros	Zeros
`Tot_TL_closed_L6M` has 19593 (72.9%) zeros	`Tot_TL_closed_L6M` has 8371 (72.7%) zeros	Zeros
`pct_tl_open_L6M` has 15421 (57.4%) zeros	`pct_tl_open_L6M` has 6654 (57.8%) zeros	Zeros
`pct_tl_closed_L6M` has 19593 (72.9%) zeros	`pct_tl_closed_L6M` has 8371 (72.7%) zeros	Zeros
`pct_active_tl` has 4077 (15.2%) zeros	`pct_active_tl` has 1682 (14.6%) zeros	Zeros
`pct_closed_tl` has 9440 (35.1%) zeros	`pct_closed_tl` has 4047 (35.1%) zeros	Zeros
`Total_TL_opened_L12M` has 8956 (33.3%) zeros	`Total_TL_opened_L12M` has 3852 (33.4%) zeros	Zeros
`Tot_TL_closed_L12M` has 16310 (60.7%) zeros	`Tot_TL_closed_L12M` has 6996 (60.7%) zeros	Zeros
`pct_tl_open_L12M` has 8956 (33.3%) zeros	`pct_tl_open_L12M` has 3852 (33.4%) zeros	Zeros
`pct_tl_closed_L12M` has 16310 (60.7%) zeros	`pct_tl_closed_L12M` has 6996 (60.7%) zeros	Zeros
`Tot_Missed_Pmnt` has 17534 (65.2%) zeros	`Tot_Missed_Pmnt` has 7529 (65.4%) zeros	Zeros
`Auto_TL` has 15135 (56.3%) zeros	`Auto_TL` has 6532 (56.7%) zeros	Zeros
`CC_TL` has 21879 (81.4%) zeros	`CC_TL` has 9375 (81.4%) zeros	Zeros
`Consumer_TL` has 14347 (53.4%) zeros	`Consumer_TL` has 6189 (53.7%) zeros	Zeros
`Gold_TL` has 19461 (72.4%) zeros	`Gold_TL` has 8398 (72.9%) zeros	Zeros
`Home_TL` has 25377 (94.4%) zeros	`Home_TL` has 10863 (94.3%) zeros	Zeros
`PL_TL` has 21662 (80.6%) zeros	`PL_TL` has 9343 (81.1%) zeros	Zeros
`Secured_TL` has 7585 (28.2%) zeros	`Secured_TL` has 3270 (28.4%) zeros	Zeros
`Unsecured_TL` has 8454 (31.4%) zeros	`Unsecured_TL` has 3604 (31.3%) zeros	Zeros
`Other_TL` has 15127 (56.3%) zeros	`Other_TL` has 6457 (56.0%) zeros	Zeros
Alert not present in this dataset	`num_sub_6mts` is highly imbalanced (99.6%)	Imbalance
Alert not present in this dataset	`num_lss_12mts` is highly imbalanced (99.8%)	Imbalance
Alert not present in this dataset	`NETMONTHLYINCOME` is highly skewed (γ1 = 55.07041449)	Skewed
Alert not present in this dataset	`CC_utilization` has 119 (1.0%) zeros	Zeros

Reproduction

	Train	Test
Analysis started	2025-03-11 06:49:48.383037	2025-03-11 06:50:03.774922
Analysis finished	2025-03-11 06:50:03.772936	2025-03-11 06:50:14.232154
Duration	15.39 seconds	10.46 seconds
Software version	ydata-profiling v0.0.dev0	ydata-profiling v0.0.dev0
Download configuration	config.json	config.json

PROSPECTID
Real number (ℝ)

	Train	Test
Distinct	26881	11521
Distinct (%)	100.0%	100.0%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	288005.49	286322.41

	Train	Test
Minimum	50	6
Maximum	575916	575868
Zeros	0	0
Zeros (%)	0.0%	0.0%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	50	6
5-th percentile	27966	28234
Q1	143747	144902
median	288881	286228
Q3	430581	429301
95-th percentile	548031	543919
Maximum	575916	575868
Range	575866	575862
Interquartile range (IQR)	286834	284399

Descriptive statistics

	Train	Test
Standard deviation	166320.8	165516.03
Coefficient of variation (CV)	0.57749175	0.57807569
Kurtosis	-1.1947889	-1.1922891
Mean	288005.49	286322.41
Median Absolute Deviation (MAD)	143477	142032
Skewness	-0.0030589424	0.00068900159
Sum	7.7418756 × 10⁹	3.2987205 × 10⁹
Variance	2.7662607 × 10¹⁰	2.7395555 × 10¹⁰
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
324643	1	< 0.1%
6446	1	< 0.1%
5320	1	< 0.1%
375117	1	< 0.1%
216942	1	< 0.1%
535179	1	< 0.1%
85131	1	< 0.1%
175428	1	< 0.1%
192516	1	< 0.1%
181667	1	< 0.1%
Other values (26871)	26871	> 99.9%

Value	Count	Frequency (%)
468895	1	< 0.1%
179182	1	< 0.1%
522483	1	< 0.1%
283309	1	< 0.1%
190263	1	< 0.1%
172720	1	< 0.1%
313123	1	< 0.1%
176976	1	< 0.1%
306524	1	< 0.1%
412079	1	< 0.1%
Other values (11511)	11511	99.9%

Value	Count	Frequency (%)
50	1	< 0.1%
60	1	< 0.1%
102	1	< 0.1%
109	1	< 0.1%
139	1	< 0.1%
143	1	< 0.1%
145	1	< 0.1%
148	1	< 0.1%
170	1	< 0.1%
174	1	< 0.1%

Value	Count	Frequency (%)
6	1	< 0.1%
67	1	< 0.1%
129	1	< 0.1%
371	1	< 0.1%
383	1	< 0.1%
493	1	< 0.1%
549	1	< 0.1%
584	1	< 0.1%
678	1	< 0.1%
737	1	< 0.1%

Value	Count	Frequency (%)
6	1	< 0.1%
67	1	< 0.1%
129	1	< 0.1%
371	1	< 0.1%
383	1	< 0.1%
493	1	< 0.1%
549	1	< 0.1%
584	1	< 0.1%
678	1	< 0.1%
737	1	< 0.1%

Value	Count	Frequency (%)
50	1	< 0.1%
60	1	< 0.1%
102	1	< 0.1%
109	1	< 0.1%
139	1	< 0.1%
143	1	< 0.1%
145	1	< 0.1%
148	1	< 0.1%
170	1	< 0.1%
174	1	< 0.1%

campaign_id
Categorical

	Train	Test
Distinct	1	1
Distinct (%)	< 0.1%	< 0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

1	26881

1	11521

Length

	Train	Test
Max length	1	1
Median length	1	1
Mean length	1	1
Min length	1	1

Characters and Unicode

	Train	Test
Total characters	26881	11521
Distinct characters	1	1
Distinct categories	1	1 ?
Distinct scripts	1	1 ?
Distinct blocks	1	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

	Train	Test
Unique	0	0 ?
Unique (%)	0.0%	0.0%

Sample

	Train	Test
1st row	1	1
2nd row	1	1
3rd row	1	1
4th row	1	1
5th row	1	1

Common Values

Value	Count	Frequency (%)
1	26881	100.0%

Value	Count	Frequency (%)
1	11521	100.0%

Length

Histogram of lengths of the category

Common Values (Plot)

Train

Test

Value	Count	Frequency (%)
1	26881	100.0%

Value	Count	Frequency (%)
1	11521	100.0%

Most occurring characters

Value	Count	Frequency (%)
1	26881	100.0%

Value	Count	Frequency (%)
1	11521	100.0%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	26881	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
1	26881	100.0%

Value	Count	Frequency (%)
1	11521	100.0%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	26881	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
1	26881	100.0%

Value	Count	Frequency (%)
1	11521	100.0%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	26881	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
1	26881	100.0%

Value	Count	Frequency (%)
1	11521	100.0%

response_flag
Categorical

	Train	Test
Distinct	2	2
Distinct (%)	< 0.1%	< 0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

0.0	25314
1.0	1567

0.0	10901
1.0	620

Length

	Train	Test
Max length	3	3
Median length	3	3
Mean length	3	3
Min length	3	3

Characters and Unicode

	Train	Test
Total characters	80643	34563
Distinct characters	3	3
Distinct categories	1	1 ?
Distinct scripts	1	1 ?
Distinct blocks	1	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

	Train	Test
Unique	0	0 ?
Unique (%)	0.0%	0.0%

Sample

	Train	Test
1st row	0.0	0.0
2nd row	0.0	0.0
3rd row	0.0	0.0
4th row	0.0	0.0
5th row	0.0	0.0

Common Values

Value	Count	Frequency (%)
0.0	25314	94.2%
1.0	1567	5.8%

Value	Count	Frequency (%)
0.0	10901	94.6%
1.0	620	5.4%

Length

Histogram of lengths of the category

Common Values (Plot)

Train

Test

Value	Count	Frequency (%)
0.0	25314	94.2%
1.0	1567	5.8%

Value	Count	Frequency (%)
0.0	10901	94.6%
1.0	620	5.4%

Most occurring characters

Value	Count	Frequency (%)
0	52195	64.7%
.	26881	33.3%
1	1567	1.9%

Value	Count	Frequency (%)
0	22422	64.9%
.	11521	33.3%
1	620	1.8%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	80643	100.0%

Value	Count	Frequency (%)
(unknown)	34563	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
0	52195	64.7%
.	26881	33.3%
1	1567	1.9%

Value	Count	Frequency (%)
0	22422	64.9%
.	11521	33.3%
1	620	1.8%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	80643	100.0%

Value	Count	Frequency (%)
(unknown)	34563	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
0	52195	64.7%
.	26881	33.3%
1	1567	1.9%

Value	Count	Frequency (%)
0	22422	64.9%
.	11521	33.3%
1	620	1.8%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	80643	100.0%

Value	Count	Frequency (%)
(unknown)	34563	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
0	52195	64.7%
.	26881	33.3%
1	1567	1.9%

Value	Count	Frequency (%)
0	22422	64.9%
.	11521	33.3%
1	620	1.8%

direct_mail_flag
Boolean

	Train	Test
Distinct	1	1
Distinct (%)	< 0.1%	< 0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Memory size	236.3 KiB	101.3 KiB

True	26881

True	11521

Value	Count	Frequency (%)
True	26881	100.0%

Value	Count	Frequency (%)
True	11521	100.0%

Train

Test

time_since_recent_payment
Real number (ℝ)

	Train	Test
Distinct	1744	1286
Distinct (%)	6.5%	11.2%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	213.02727	208.99401

	Train	Test
Minimum	-1	-1
Maximum	5540	6065
Zeros	0	0
Zeros (%)	0.0%	0.0%
Negative	2114	922
Negative (%)	7.9%	8.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	-1	-1
Q1	44	44
median	66	66
Q3	134	129
95-th percentile	1047	1000
Maximum	5540	6065
Range	5541	6066
Interquartile range (IQR)	90	85

Descriptive statistics

	Train	Test
Standard deviation	438.30549	429.24792
Coefficient of variation (CV)	2.0575088	2.0538767
Kurtosis	26.066846	29.803501
Mean	213.02727	208.99401
Median Absolute Deviation (MAD)	28	28
Skewness	4.4597277	4.6226164
Sum	5726386	2407820
Variance	192111.7	184253.78
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
-1	2114	7.9%
50	366	1.4%
54	357	1.3%
43	350	1.3%
46	344	1.3%
59	336	1.2%
49	330	1.2%
52	323	1.2%
53	311	1.2%
63	310	1.2%
Other values (1734)	21740	80.9%

Value	Count	Frequency (%)
-1	922	8.0%
51	152	1.3%
49	151	1.3%
47	149	1.3%
59	147	1.3%
50	145	1.3%
61	140	1.2%
43	140	1.2%
46	136	1.2%
53	136	1.2%
Other values (1276)	9303	80.7%

Value	Count	Frequency (%)
-1	2114	7.9%
3	1	< 0.1%
4	1	< 0.1%
5	6	< 0.1%
6	8	< 0.1%
7	10	< 0.1%
8	6	< 0.1%
9	7	< 0.1%
10	13	< 0.1%
11	12	< 0.1%

Value	Count	Frequency (%)
-1	922	8.0%
4	2	< 0.1%
5	3	< 0.1%
6	1	< 0.1%
7	2	< 0.1%
8	8	0.1%
9	2	< 0.1%
10	6	0.1%
11	3	< 0.1%
12	5	< 0.1%

Value	Count	Frequency (%)
-1	922	3.4%
4	2	< 0.1%
5	3	< 0.1%
6	1	< 0.1%
7	2	< 0.1%
8	8	< 0.1%
9	2	< 0.1%
10	6	< 0.1%
11	3	< 0.1%
12	5	< 0.1%

Value	Count	Frequency (%)
-1	2114	18.3%
3	1	< 0.1%
4	1	< 0.1%
5	6	0.1%
6	8	0.1%
7	10	0.1%
8	6	0.1%
9	7	0.1%
10	13	0.1%
11	12	0.1%

time_since_first_deliquency
Real number (ℝ)

	Train	Test
Distinct	37	37
Distinct (%)	0.1%	0.3%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	5.7035825	5.6591442

	Train	Test
Minimum	-1	-1
Maximum	35	35
Zeros	26	10
Zeros (%)	0.1%	0.1%
Negative	18396	7906
Negative (%)	68.4%	68.6%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	-1	-1
Q1	-1	-1
median	-1	-1
Q3	9	8
95-th percentile	33	34
Maximum	35	35
Range	36	36
Interquartile range (IQR)	10	9

Descriptive statistics

	Train	Test
Standard deviation	11.595306	11.589643
Coefficient of variation (CV)	2.0329865	2.0479498
Kurtosis	0.70140836	0.7485214
Mean	5.7035825	5.6591442
Median Absolute Deviation (MAD)	0	0
Skewness	1.4967552	1.5132063
Sum	153318	65199
Variance	134.45112	134.31983
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=37)

Value	Count	Frequency (%)
-1	18396	68.4%
35	1001	3.7%
34	326	1.2%
33	291	1.1%
9	272	1.0%
6	267	1.0%
31	264	1.0%
29	264	1.0%
8	263	1.0%
5	255	0.9%
Other values (27)	5282	19.6%

Value	Count	Frequency (%)
-1	7906	68.6%
35	445	3.9%
7	143	1.2%
34	142	1.2%
33	124	1.1%
29	122	1.1%
6	120	1.0%
9	119	1.0%
5	109	0.9%
31	106	0.9%
Other values (27)	2185	19.0%

Value	Count	Frequency (%)
-1	18396	68.4%
0	26	0.1%
1	57	0.2%
2	127	0.5%
3	211	0.8%
4	217	0.8%
5	255	0.9%
6	267	1.0%
7	242	0.9%
8	263	1.0%

Value	Count	Frequency (%)
-1	7906	68.6%
0	10	0.1%
1	19	0.2%
2	53	0.5%
3	86	0.7%
4	100	0.9%
5	109	0.9%
6	120	1.0%
7	143	1.2%
8	102	0.9%

Value	Count	Frequency (%)
-1	7906	29.4%
0	10	< 0.1%
1	19	0.1%
2	53	0.2%
3	86	0.3%
4	100	0.4%
5	109	0.4%
6	120	0.4%
7	143	0.5%
8	102	0.4%

Value	Count	Frequency (%)
-1	18396	159.7%
0	26	0.2%
1	57	0.5%
2	127	1.1%
3	211	1.8%
4	217	1.9%
5	255	2.2%
6	267	2.3%
7	242	2.1%
8	263	2.3%

time_since_recent_deliquency
Real number (ℝ)

	Train	Test
Distinct	37	37
Distinct (%)	0.1%	0.3%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	3.1717198	3.1141394

	Train	Test
Minimum	-1	-1
Maximum	35	35
Zeros	90	35
Zeros (%)	0.3%	0.3%
Negative	18396	7906
Negative (%)	68.4%	68.6%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	-1	-1
Q1	-1	-1
median	-1	-1
Q3	3	3
95-th percentile	24	24
Maximum	35	35
Range	36	36
Interquartile range (IQR)	4	4

Descriptive statistics

	Train	Test
Standard deviation	8.1213851	8.0895214
Coefficient of variation (CV)	2.560562	2.5976748
Kurtosis	3.4904766	3.6994481
Mean	3.1717198	3.1141394
Median Absolute Deviation (MAD)	0	0
Skewness	2.1022107	2.1459487
Sum	85259	35878
Variance	65.956895	65.440356
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=37)

Value	Count	Frequency (%)
-1	18396	68.4%
2	711	2.6%
3	638	2.4%
4	563	2.1%
6	448	1.7%
5	438	1.6%
1	394	1.5%
7	353	1.3%
8	346	1.3%
9	310	1.2%
Other values (27)	4284	15.9%

Value	Count	Frequency (%)
-1	7906	68.6%
2	301	2.6%
3	281	2.4%
4	249	2.2%
5	223	1.9%
6	200	1.7%
1	163	1.4%
7	159	1.4%
8	147	1.3%
10	131	1.1%
Other values (27)	1761	15.3%

Value	Count	Frequency (%)
-1	18396	68.4%
0	90	0.3%
1	394	1.5%
2	711	2.6%
3	638	2.4%
4	563	2.1%
5	438	1.6%
6	448	1.7%
7	353	1.3%
8	346	1.3%

Value	Count	Frequency (%)
-1	7906	68.6%
0	35	0.3%
1	163	1.4%
2	301	2.6%
3	281	2.4%
4	249	2.2%
5	223	1.9%
6	200	1.7%
7	159	1.4%
8	147	1.3%

Value	Count	Frequency (%)
-1	7906	29.4%
0	35	0.1%
1	163	0.6%
2	301	1.1%
3	281	1.0%
4	249	0.9%
5	223	0.8%
6	200	0.7%
7	159	0.6%
8	147	0.5%

Value	Count	Frequency (%)
-1	18396	159.7%
0	90	0.8%
1	394	3.4%
2	711	6.2%
3	638	5.5%
4	563	4.9%
5	438	3.8%
6	448	3.9%
7	353	3.1%
8	346	3.0%

num_times_delinquent
Real number (ℝ)

	Train	Test
Distinct	55	48
Distinct (%)	0.2%	0.4%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	1.7330828	1.7081851

	Train	Test
Minimum	0	0
Maximum	65	74
Zeros	18396	7906
Zeros (%)	68.4%	68.6%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	1	1
95-th percentile	10	10
Maximum	65	74
Range	65	74
Interquartile range (IQR)	1	1

Descriptive statistics

	Train	Test
Standard deviation	4.5062451	4.5226371
Coefficient of variation (CV)	2.6001326	2.6476271
Kurtosis	36.681304	44.355703
Mean	1.7330828	1.7081851
Median Absolute Deviation (MAD)	0	0
Skewness	4.9378321	5.3499869
Sum	46587	19680
Variance	20.306245	20.454246
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	18396	68.4%
1	2379	8.9%
2	1371	5.1%
3	948	3.5%
4	606	2.3%
5	499	1.9%
6	357	1.3%
7	335	1.2%
8	287	1.1%
9	229	0.9%
Other values (45)	1474	5.5%

Value	Count	Frequency (%)
0	7906	68.6%
1	1010	8.8%
2	571	5.0%
3	418	3.6%
4	294	2.6%
5	182	1.6%
6	180	1.6%
7	125	1.1%
8	124	1.1%
9	107	0.9%
Other values (38)	604	5.2%

Value	Count	Frequency (%)
0	18396	68.4%
1	2379	8.9%
2	1371	5.1%
3	948	3.5%
4	606	2.3%
5	499	1.9%
6	357	1.3%
7	335	1.2%
8	287	1.1%
9	229	0.9%

Value	Count	Frequency (%)
0	7906	68.6%
1	1010	8.8%
2	571	5.0%
3	418	3.6%
4	294	2.6%
5	182	1.6%
6	180	1.6%
7	125	1.1%
8	124	1.1%
9	107	0.9%

Value	Count	Frequency (%)
0	7906	29.4%
1	1010	3.8%
2	571	2.1%
3	418	1.6%
4	294	1.1%
5	182	0.7%
6	180	0.7%
7	125	0.5%
8	124	0.5%
9	107	0.4%

Value	Count	Frequency (%)
0	18396	159.7%
1	2379	20.6%
2	1371	11.9%
3	948	8.2%
4	606	5.3%
5	499	4.3%
6	357	3.1%
7	335	2.9%
8	287	2.5%
9	229	2.0%

max_delinquency_level
Real number (ℝ)

	Train	Test
Distinct	395	293
Distinct (%)	1.5%	2.5%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	22.980804	22.582762

	Train	Test
Minimum	-1	-1
Maximum	900	900
Zeros	0	0
Zeros (%)	0.0%	0.0%
Negative	18396	7906
Negative (%)	68.4%	68.6%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	-1	-1
Q1	-1	-1
median	-1	-1
Q3	20	17
95-th percentile	95	93
Maximum	900	900
Range	901	901
Interquartile range (IQR)	21	18

Descriptive statistics

	Train	Test
Standard deviation	78.872417	78.257876
Coefficient of variation (CV)	3.4320999	3.4653811
Kurtosis	68.166191	70.238933
Mean	22.980804	22.582762
Median Absolute Deviation (MAD)	0	0
Skewness	7.3694313	7.4863934
Sum	617747	260176
Variance	6220.8581	6124.2951
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
-1	18396	68.4%
3	375	1.4%
26	370	1.4%
30	369	1.4%
28	326	1.2%
25	305	1.1%
60	257	1.0%
27	248	0.9%
89	231	0.9%
24	221	0.8%
Other values (385)	5783	21.5%

Value	Count	Frequency (%)
-1	7906	68.6%
26	187	1.6%
30	172	1.5%
3	170	1.5%
28	136	1.2%
25	119	1.0%
89	112	1.0%
60	107	0.9%
27	98	0.9%
29	89	0.8%
Other values (283)	2425	21.0%

Value	Count	Frequency (%)
-1	18396	68.4%
1	152	0.6%
2	75	0.3%
3	375	1.4%
4	69	0.3%
5	95	0.4%
6	56	0.2%
7	95	0.4%
8	62	0.2%
9	86	0.3%

Value	Count	Frequency (%)
-1	7906	68.6%
1	43	0.4%
2	47	0.4%
3	170	1.5%
4	28	0.2%
5	48	0.4%
6	32	0.3%
7	36	0.3%
8	27	0.2%
9	48	0.4%

Value	Count	Frequency (%)
-1	7906	29.4%
1	43	0.2%
2	47	0.2%
3	170	0.6%
4	28	0.1%
5	48	0.2%
6	32	0.1%
7	36	0.1%
8	27	0.1%
9	48	0.2%

Value	Count	Frequency (%)
-1	18396	159.7%
1	152	1.3%
2	75	0.7%
3	375	3.3%
4	69	0.6%
5	95	0.8%
6	56	0.5%
7	95	0.8%
8	62	0.5%
9	86	0.7%

max_recent_level_of_deliq
Real number (ℝ)

	Train	Test
Distinct	270	194
Distinct (%)	1.0%	1.7%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	14.506417	14.580245

	Train	Test
Minimum	0	0
Maximum	900	900
Zeros	18396	7906
Zeros (%)	68.4%	68.6%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	11	11
95-th percentile	60	59
Maximum	900	900
Range	900	900
Interquartile range (IQR)	11	11

Descriptive statistics

	Train	Test
Standard deviation	58.000119	60.113427
Coefficient of variation (CV)	3.9982387	4.1229368
Kurtosis	144.96978	145.63771
Mean	14.506417	14.580245
Median Absolute Deviation (MAD)	0	0
Skewness	10.877558	10.995845
Sum	389947	167979
Variance	3364.0138	3613.6241
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	18396	68.4%
30	632	2.4%
25	525	2.0%
26	520	1.9%
3	489	1.8%
28	456	1.7%
27	407	1.5%
29	345	1.3%
24	314	1.2%
60	222	0.8%
Other values (260)	4575	17.0%

Value	Count	Frequency (%)
0	7906	68.6%
30	289	2.5%
26	227	2.0%
25	221	1.9%
3	208	1.8%
28	180	1.6%
27	168	1.5%
29	159	1.4%
24	134	1.2%
60	116	1.0%
Other values (184)	1913	16.6%

Value	Count	Frequency (%)
0	18396	68.4%
1	211	0.8%
2	107	0.4%
3	489	1.8%
4	87	0.3%
5	112	0.4%
6	87	0.3%
7	155	0.6%
8	103	0.4%
9	126	0.5%

Value	Count	Frequency (%)
0	7906	68.6%
1	63	0.5%
2	63	0.5%
3	208	1.8%
4	36	0.3%
5	57	0.5%
6	44	0.4%
7	62	0.5%
8	46	0.4%
9	67	0.6%

Value	Count	Frequency (%)
0	7906	29.4%
1	63	0.2%
2	63	0.2%
3	208	0.8%
4	36	0.1%
5	57	0.2%
6	44	0.2%
7	62	0.2%
8	46	0.2%
9	67	0.2%

Value	Count	Frequency (%)
0	18396	159.7%
1	211	1.8%
2	107	0.9%
3	489	4.2%
4	87	0.8%
5	112	1.0%
6	87	0.8%
7	155	1.3%
8	103	0.9%
9	126	1.1%

num_deliq_6mts
Real number (ℝ)

	Train	Test
Distinct	12	11
Distinct (%)	< 0.1%	0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.22071352	0.22237653

	Train	Test
Minimum	0	0
Maximum	12	10
Zeros	24047	10269
Zeros (%)	89.5%	89.1%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	2	2
Maximum	12	10
Range	12	10
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	0.79707209	0.80062212
Coefficient of variation (CV)	3.6113424	3.6002995
Kurtosis	31.188303	32.155318
Mean	0.22071352	0.22237653
Median Absolute Deviation (MAD)	0	0
Skewness	4.949549	5.0578781
Sum	5933	2562
Variance	0.63532391	0.64099578
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=12)

Value	Count	Frequency (%)
0	24047	89.5%
1	1368	5.1%
2	649	2.4%
3	354	1.3%
4	266	1.0%
5	127	0.5%
6	30	0.1%
8	15	0.1%
7	15	0.1%
10	5	< 0.1%
Other values (2)	5	< 0.1%

Value	Count	Frequency (%)
0	10269	89.1%
1	630	5.5%
2	293	2.5%
3	151	1.3%
4	81	0.7%
5	54	0.5%
6	24	0.2%
8	9	0.1%
7	5	< 0.1%
10	3	< 0.1%

Value	Count	Frequency (%)
0	24047	89.5%
1	1368	5.1%
2	649	2.4%
3	354	1.3%
4	266	1.0%
5	127	0.5%
6	30	0.1%
7	15	0.1%
8	15	0.1%
9	3	< 0.1%

Value	Count	Frequency (%)
0	10269	89.1%
1	630	5.5%
2	293	2.5%
3	151	1.3%
4	81	0.7%
5	54	0.5%
6	24	0.2%
7	5	< 0.1%
8	9	0.1%
9	2	< 0.1%

Value	Count	Frequency (%)
0	10269	38.2%
1	630	2.3%
2	293	1.1%
3	151	0.6%
4	81	0.3%
5	54	0.2%
6	24	0.1%
7	5	< 0.1%
8	9	< 0.1%
9	2	< 0.1%

Value	Count	Frequency (%)
0	24047	208.7%
1	1368	11.9%
2	649	5.6%
3	354	3.1%
4	266	2.3%
5	127	1.1%
6	30	0.3%
7	15	0.1%
8	15	0.1%
9	3	< 0.1%

num_deliq_12mts
Real number (ℝ)

	Train	Test
Distinct	23	22
Distinct (%)	0.1%	0.2%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.5484543	0.55568093

	Train	Test
Minimum	0	0
Maximum	24	22
Zeros	22082	9429
Zeros (%)	82.1%	81.8%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	4	4
Maximum	24	22
Range	24	22
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	1.6613286	1.6759256
Coefficient of variation (CV)	3.0291103	3.0159855
Kurtosis	28.162668	29.842615
Mean	0.5484543	0.55568093
Median Absolute Deviation (MAD)	0	0
Skewness	4.6169806	4.7420555
Sum	14743	6402
Variance	2.7600126	2.8087266
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=23)

Value	Count	Frequency (%)
0	22082	82.1%
1	1830	6.8%
2	971	3.6%
3	594	2.2%
4	361	1.3%
5	293	1.1%
6	221	0.8%
8	136	0.5%
7	123	0.5%
10	93	0.3%
Other values (13)	177	0.7%

Value	Count	Frequency (%)
0	9429	81.8%
1	768	6.7%
2	448	3.9%
3	287	2.5%
4	160	1.4%
5	118	1.0%
6	93	0.8%
7	62	0.5%
8	44	0.4%
10	39	0.3%
Other values (12)	73	0.6%

Value	Count	Frequency (%)
0	22082	82.1%
1	1830	6.8%
2	971	3.6%
3	594	2.2%
4	361	1.3%
5	293	1.1%
6	221	0.8%
7	123	0.5%
8	136	0.5%
9	66	0.2%

Value	Count	Frequency (%)
0	9429	81.8%
1	768	6.7%
2	448	3.9%
3	287	2.5%
4	160	1.4%
5	118	1.0%
6	93	0.8%
7	62	0.5%
8	44	0.4%
9	17	0.1%

Value	Count	Frequency (%)
0	9429	35.1%
1	768	2.9%
2	448	1.7%
3	287	1.1%
4	160	0.6%
5	118	0.4%
6	93	0.3%
7	62	0.2%
8	44	0.2%
9	17	0.1%

Value	Count	Frequency (%)
0	22082	191.7%
1	1830	15.9%
2	971	8.4%
3	594	5.2%
4	361	3.1%
5	293	2.5%
6	221	1.9%
7	123	1.1%
8	136	1.2%
9	66	0.6%

num_deliq_6_12mts
Real number (ℝ)

	Train	Test
Distinct	15	15
Distinct (%)	0.1%	0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.32774078	0.3333044

	Train	Test
Minimum	0	0
Maximum	17	17
Zeros	23403	9974
Zeros (%)	87.1%	86.6%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	2	2
Maximum	17	17
Range	17	17
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	1.0919518	1.092752
Coefficient of variation (CV)	3.3317545	3.2785405
Kurtosis	28.016843	28.862211
Mean	0.32774078	0.3333044
Median Absolute Deviation (MAD)	0	0
Skewness	4.652616	4.677795
Sum	8810	3840
Variance	1.1923588	1.1941069
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=15)

Value	Count	Frequency (%)
0	23403	87.1%
1	1401	5.2%
2	793	3.0%
3	449	1.7%
4	317	1.2%
6	223	0.8%
5	185	0.7%
7	48	0.2%
8	23	0.1%
10	10	< 0.1%
Other values (5)	29	0.1%

Value	Count	Frequency (%)
0	9974	86.6%
1	636	5.5%
2	353	3.1%
3	212	1.8%
4	138	1.2%
6	79	0.7%
5	75	0.7%
7	22	0.2%
8	11	0.1%
9	11	0.1%
Other values (5)	10	0.1%

Value	Count	Frequency (%)
0	23403	87.1%
1	1401	5.2%
2	793	3.0%
3	449	1.7%
4	317	1.2%
5	185	0.7%
6	223	0.8%
7	48	0.2%
8	23	0.1%
9	10	< 0.1%

Value	Count	Frequency (%)
0	9974	86.6%
1	636	5.5%
2	353	3.1%
3	212	1.8%
4	138	1.2%
5	75	0.7%
6	79	0.7%
7	22	0.2%
8	11	0.1%
9	11	0.1%

Value	Count	Frequency (%)
0	9974	37.1%
1	636	2.4%
2	353	1.3%
3	212	0.8%
4	138	0.5%
5	75	0.3%
6	79	0.3%
7	22	0.1%
8	11	< 0.1%
9	11	< 0.1%

Value	Count	Frequency (%)
0	23403	203.1%
1	1401	12.2%
2	793	6.9%
3	449	3.9%
4	317	2.8%
5	185	1.6%
6	223	1.9%
7	48	0.4%
8	23	0.2%
9	10	0.1%

max_deliq_6mts
Real number (ℝ)

	Train	Test
Distinct	157	126
Distinct (%)	0.6%	1.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	4.1831405	4.4697509

	Train	Test
Minimum	-1	-1
Maximum	900	900
Zeros	17922	7633
Zeros (%)	66.7%	66.3%
Negative	6125	2636
Negative (%)	22.8%	22.9%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	-1	-1
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	26	26
Maximum	900	900
Range	901	901
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	31.923895	35.656285
Coefficient of variation (CV)	7.6315618	7.977242
Kurtosis	530.47284	468.76115
Mean	4.1831405	4.4697509
Median Absolute Deviation (MAD)	0	0
Skewness	20.63945	19.897142
Sum	112447	51496
Variance	1019.1351	1271.3706
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	17922	66.7%
-1	6125	22.8%
3	329	1.2%
28	179	0.7%
26	169	0.6%
27	138	0.5%
25	132	0.5%
24	110	0.4%
10	102	0.4%
30	99	0.4%
Other values (147)	1576	5.9%

Value	Count	Frequency (%)
0	7633	66.3%
-1	2636	22.9%
3	148	1.3%
25	70	0.6%
28	69	0.6%
26	69	0.6%
30	65	0.6%
24	53	0.5%
27	52	0.5%
29	42	0.4%
Other values (116)	684	5.9%

Value	Count	Frequency (%)
-1	6125	22.8%
0	17922	66.7%
1	68	0.3%
2	32	0.1%
3	329	1.2%
4	33	0.1%
5	33	0.1%
6	29	0.1%
7	33	0.1%
8	39	0.1%

Value	Count	Frequency (%)
-1	2636	22.9%
0	7633	66.3%
1	24	0.2%
2	26	0.2%
3	148	1.3%
4	7	0.1%
5	18	0.2%
6	13	0.1%
7	11	0.1%
8	20	0.2%

Value	Count	Frequency (%)
-1	2636	9.8%
0	7633	28.4%
1	24	0.1%
2	26	0.1%
3	148	0.6%
4	7	< 0.1%
5	18	0.1%
6	13	< 0.1%
7	11	< 0.1%
8	20	0.1%

Value	Count	Frequency (%)
-1	6125	53.2%
0	17922	155.6%
1	68	0.6%
2	32	0.3%
3	329	2.9%
4	33	0.3%
5	33	0.3%
6	29	0.3%
7	33	0.3%
8	39	0.3%

max_deliq_12mts
Real number (ℝ)

	Train	Test
Distinct	220	171
Distinct (%)	0.8%	1.5%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	8.015922	8.2846975

	Train	Test
Minimum	-1	-1
Maximum	900	900
Zeros	16962	7201
Zeros (%)	63.1%	62.5%
Negative	5120	2228
Negative (%)	19.0%	19.3%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	-1	-1
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	45	49
Maximum	900	900
Range	901	901
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	40.733083	42.019415
Coefficient of variation (CV)	5.0815219	5.0719311
Kurtosis	278.69705	276.49202
Mean	8.015922	8.2846975
Median Absolute Deviation (MAD)	0	0
Skewness	14.563999	14.608302
Sum	215476	95448
Variance	1659.184	1765.6313
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	16962	63.1%
-1	5120	19.0%
3	381	1.4%
28	288	1.1%
26	263	1.0%
27	240	0.9%
25	210	0.8%
30	188	0.7%
29	162	0.6%
24	157	0.6%
Other values (210)	2910	10.8%

Value	Count	Frequency (%)
0	7201	62.5%
-1	2228	19.3%
3	164	1.4%
26	124	1.1%
28	121	1.1%
25	99	0.9%
30	89	0.8%
27	82	0.7%
29	80	0.7%
24	76	0.7%
Other values (161)	1257	10.9%

Value	Count	Frequency (%)
-1	5120	19.0%
0	16962	63.1%
1	102	0.4%
2	56	0.2%
3	381	1.4%
4	45	0.2%
5	63	0.2%
6	46	0.2%
7	86	0.3%
8	58	0.2%

Value	Count	Frequency (%)
-1	2228	19.3%
0	7201	62.5%
1	31	0.3%
2	43	0.4%
3	164	1.4%
4	18	0.2%
5	38	0.3%
6	27	0.2%
7	22	0.2%
8	21	0.2%

Value	Count	Frequency (%)
-1	2228	8.3%
0	7201	26.8%
1	31	0.1%
2	43	0.2%
3	164	0.6%
4	18	0.1%
5	38	0.1%
6	27	0.1%
7	22	0.1%
8	21	0.1%

Value	Count	Frequency (%)
-1	5120	44.4%
0	16962	147.2%
1	102	0.9%
2	56	0.5%
3	381	3.3%
4	45	0.4%
5	63	0.5%
6	46	0.4%
7	86	0.7%
8	58	0.5%

num_times_30p_dpd
Real number (ℝ)

	Train	Test
Distinct	44	39
Distinct (%)	0.2%	0.3%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.79137681	0.79177155

	Train	Test
Minimum	0	0
Maximum	60	59
Zeros	22496	9667
Zeros (%)	83.7%	83.9%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	5	5
Maximum	60	59
Range	60	59
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	2.9957438	3.0448821
Coefficient of variation (CV)	3.7854834	3.8456574
Kurtosis	76.298629	82.653981
Mean	0.79137681	0.79177155
Median Absolute Deviation (MAD)	0	0
Skewness	7.173792	7.4978316
Sum	21273	9122
Variance	8.9744807	9.2713073
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=44)

Value	Count	Frequency (%)
0	22496	83.7%
1	1326	4.9%
2	840	3.1%
3	485	1.8%
4	291	1.1%
5	248	0.9%
6	173	0.6%
7	151	0.6%
8	132	0.5%
10	109	0.4%
Other values (34)	630	2.3%

Value	Count	Frequency (%)
0	9667	83.9%
1	545	4.7%
2	361	3.1%
3	212	1.8%
4	113	1.0%
5	98	0.9%
6	81	0.7%
8	79	0.7%
7	59	0.5%
10	44	0.4%
Other values (29)	262	2.3%

Value	Count	Frequency (%)
0	22496	83.7%
1	1326	4.9%
2	840	3.1%
3	485	1.8%
4	291	1.1%
5	248	0.9%
6	173	0.6%
7	151	0.6%
8	132	0.5%
9	104	0.4%

Value	Count	Frequency (%)
0	9667	83.9%
1	545	4.7%
2	361	3.1%
3	212	1.8%
4	113	1.0%
5	98	0.9%
6	81	0.7%
7	59	0.5%
8	79	0.7%
9	38	0.3%

Value	Count	Frequency (%)
0	9667	36.0%
1	545	2.0%
2	361	1.3%
3	212	0.8%
4	113	0.4%
5	98	0.4%
6	81	0.3%
7	59	0.2%
8	79	0.3%
9	38	0.1%

Value	Count	Frequency (%)
0	22496	195.3%
1	1326	11.5%
2	840	7.3%
3	485	4.2%
4	291	2.5%
5	248	2.2%
6	173	1.5%
7	151	1.3%
8	132	1.1%
9	104	0.9%

num_times_60p_dpd
Real number (ℝ)

	Train	Test
Distinct	41	36
Distinct (%)	0.2%	0.3%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.47208065	0.47903828

	Train	Test
Minimum	0	0
Maximum	49	52
Zeros	24185	10396
Zeros (%)	90.0%	90.2%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	2	2
Maximum	49	52
Range	49	52
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	2.3563119	2.4479156
Coefficient of variation (CV)	4.9913334	5.1100625
Kurtosis	110.27747	114.69481
Mean	0.47208065	0.47903828
Median Absolute Deviation (MAD)	0	0
Skewness	8.997591	9.2481878
Sum	12690	5519
Variance	5.552206	5.9922906
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=41)

Value	Count	Frequency (%)
0	24185	90.0%
1	942	3.5%
2	461	1.7%
3	241	0.9%
4	204	0.8%
5	150	0.6%
6	104	0.4%
7	87	0.3%
8	84	0.3%
9	59	0.2%
Other values (31)	364	1.4%

Value	Count	Frequency (%)
0	10396	90.2%
1	380	3.3%
2	195	1.7%
3	101	0.9%
4	80	0.7%
5	57	0.5%
6	53	0.5%
7	42	0.4%
8	29	0.3%
10	25	0.2%
Other values (26)	163	1.4%

Value	Count	Frequency (%)
0	24185	90.0%
1	942	3.5%
2	461	1.7%
3	241	0.9%
4	204	0.8%
5	150	0.6%
6	104	0.4%
7	87	0.3%
8	84	0.3%
9	59	0.2%

Value	Count	Frequency (%)
0	10396	90.2%
1	380	3.3%
2	195	1.7%
3	101	0.9%
4	80	0.7%
5	57	0.5%
6	53	0.5%
7	42	0.4%
8	29	0.3%
9	24	0.2%

Value	Count	Frequency (%)
0	10396	38.7%
1	380	1.4%
2	195	0.7%
3	101	0.4%
4	80	0.3%
5	57	0.2%
6	53	0.2%
7	42	0.2%
8	29	0.1%
9	24	0.1%

Value	Count	Frequency (%)
0	24185	209.9%
1	942	8.2%
2	461	4.0%
3	241	2.1%
4	204	1.8%
5	150	1.3%
6	104	0.9%
7	87	0.8%
8	84	0.7%
9	59	0.5%

num_std
Real number (ℝ)

	Train	Test
Distinct	194	174
Distinct (%)	0.7%	1.5%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	9.231725	9.5550733

	Train	Test
Minimum	0	0
Maximum	331	422
Zeros	16577	7061
Zeros (%)	61.7%	61.3%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	9	9
95-th percentile	48	50
Maximum	331	422
Range	331	422
Interquartile range (IQR)	9	9

Descriptive statistics

	Train	Test
Standard deviation	21.194242	22.120938
Coefficient of variation (CV)	2.2958052	2.3150987
Kurtosis	30.190713	37.521028
Mean	9.231725	9.5550733
Median Absolute Deviation (MAD)	0	0
Skewness	4.4110304	4.7226004
Sum	248158	110084
Variance	449.19589	489.33588
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	16577	61.7%
1	772	2.9%
2	530	2.0%
3	518	1.9%
4	392	1.5%
6	352	1.3%
7	314	1.2%
5	311	1.2%
11	294	1.1%
8	287	1.1%
Other values (184)	6534	24.3%

Value	Count	Frequency (%)
0	7061	61.3%
1	341	3.0%
2	230	2.0%
3	229	2.0%
4	168	1.5%
8	146	1.3%
6	144	1.2%
5	138	1.2%
9	130	1.1%
7	126	1.1%
Other values (164)	2808	24.4%

Value	Count	Frequency (%)
0	16577	61.7%
1	772	2.9%
2	530	2.0%
3	518	1.9%
4	392	1.5%
5	311	1.2%
6	352	1.3%
7	314	1.2%
8	287	1.1%
9	255	0.9%

Value	Count	Frequency (%)
0	7061	61.3%
1	341	3.0%
2	230	2.0%
3	229	2.0%
4	168	1.5%
5	138	1.2%
6	144	1.2%
7	126	1.1%
8	146	1.3%
9	130	1.1%

Value	Count	Frequency (%)
0	7061	26.3%
1	341	1.3%
2	230	0.9%
3	229	0.9%
4	168	0.6%
5	138	0.5%
6	144	0.5%
7	126	0.5%
8	146	0.5%
9	130	0.5%

Value	Count	Frequency (%)
0	16577	143.9%
1	772	6.7%
2	530	4.6%
3	518	4.5%
4	392	3.4%
5	311	2.7%
6	352	3.1%
7	314	2.7%
8	287	2.5%
9	255	2.2%

num_std_6mts
Real number (ℝ)

	Train	Test
Distinct	46	39
Distinct (%)	0.2%	0.3%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	1.4876679	1.5252148

	Train	Test
Minimum	0	0
Maximum	60	60
Zeros	19529	8393
Zeros (%)	72.6%	72.8%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	1	1
95-th percentile	8	8
Maximum	60	60
Range	60	60
Interquartile range (IQR)	1	1

Descriptive statistics

	Train	Test
Standard deviation	3.364557	3.4703722
Coefficient of variation (CV)	2.2616319	2.2753334
Kurtosis	32.246988	28.439431
Mean	1.4876679	1.5252148
Median Absolute Deviation (MAD)	0	0
Skewness	4.2541928	4.1024165
Sum	39990	17572
Variance	11.320244	12.043483
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=46)

Value	Count	Frequency (%)
0	19529	72.6%
4	1963	7.3%
5	1350	5.0%
1	718	2.7%
3	681	2.5%
2	649	2.4%
8	370	1.4%
10	326	1.2%
6	248	0.9%
7	219	0.8%
Other values (36)	828	3.1%

Value	Count	Frequency (%)
0	8393	72.8%
4	763	6.6%
5	586	5.1%
3	304	2.6%
1	304	2.6%
2	258	2.2%
8	169	1.5%
10	136	1.2%
6	131	1.1%
7	94	0.8%
Other values (29)	383	3.3%

Value	Count	Frequency (%)
0	19529	72.6%
1	718	2.7%
2	649	2.4%
3	681	2.5%
4	1963	7.3%
5	1350	5.0%
6	248	0.9%
7	219	0.8%
8	370	1.4%
9	189	0.7%

Value	Count	Frequency (%)
0	8393	72.8%
1	304	2.6%
2	258	2.2%
3	304	2.6%
4	763	6.6%
5	586	5.1%
6	131	1.1%
7	94	0.8%
8	169	1.5%
9	63	0.5%

Value	Count	Frequency (%)
0	8393	31.2%
1	304	1.1%
2	258	1.0%
3	304	1.1%
4	763	2.8%
5	586	2.2%
6	131	0.5%
7	94	0.3%
8	169	0.6%
9	63	0.2%

Value	Count	Frequency (%)
0	19529	169.5%
1	718	6.2%
2	649	5.6%
3	681	5.9%
4	1963	17.0%
5	1350	11.7%
6	248	2.2%
7	219	1.9%
8	370	3.2%
9	189	1.6%

num_std_12mts
Real number (ℝ)

	Train	Test
Distinct	82	77
Distinct (%)	0.3%	0.7%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	3.335181	3.4004861

	Train	Test
Minimum	0	0
Maximum	122	107
Zeros	18658	7999
Zeros (%)	69.4%	69.4%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	3	3
95-th percentile	18	18
Maximum	122	107
Range	122	107
Interquartile range (IQR)	3	3

Descriptive statistics

	Train	Test
Standard deviation	7.5217691	7.7534163
Coefficient of variation (CV)	2.2552806	2.2800906
Kurtosis	28.621945	28.022455
Mean	3.335181	3.4004861
Median Absolute Deviation (MAD)	0	0
Skewness	4.1490768	4.2133651
Sum	89653	39177
Variance	56.57701	60.115465
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	18658	69.4%
10	1105	4.1%
11	786	2.9%
1	704	2.6%
2	540	2.0%
8	441	1.6%
3	432	1.6%
4	430	1.6%
9	428	1.6%
7	407	1.5%
Other values (72)	2950	11.0%

Value	Count	Frequency (%)
0	7999	69.4%
10	434	3.8%
11	350	3.0%
1	284	2.5%
2	220	1.9%
9	199	1.7%
4	199	1.7%
8	181	1.6%
3	179	1.6%
5	177	1.5%
Other values (67)	1299	11.3%

Value	Count	Frequency (%)
0	18658	69.4%
1	704	2.6%
2	540	2.0%
3	432	1.6%
4	430	1.6%
5	344	1.3%
6	380	1.4%
7	407	1.5%
8	441	1.6%
9	428	1.6%

Value	Count	Frequency (%)
0	7999	69.4%
1	284	2.5%
2	220	1.9%
3	179	1.6%
4	199	1.7%
5	177	1.5%
6	164	1.4%
7	165	1.4%
8	181	1.6%
9	199	1.7%

Value	Count	Frequency (%)
0	7999	29.8%
1	284	1.1%
2	220	0.8%
3	179	0.7%
4	199	0.7%
5	177	0.7%
6	164	0.6%
7	165	0.6%
8	181	0.7%
9	199	0.7%

Value	Count	Frequency (%)
0	18658	161.9%
1	704	6.1%
2	540	4.7%
3	432	3.7%
4	430	3.7%
5	344	3.0%
6	380	3.3%
7	407	3.5%
8	441	3.8%
9	428	3.7%

num_sub
Real number (ℝ)

	Train	Test
Distinct	22	19
Distinct (%)	0.1%	0.2%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.060972434	0.054509157

	Train	Test
Minimum	0	0
Maximum	40	22
Zeros	26562	11384
Zeros (%)	98.8%	98.8%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	0	0
Maximum	40	22
Range	40	22
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	0.78908727	0.70844167
Coefficient of variation (CV)	12.941705	12.996746
Kurtosis	728.60309	436.97611
Mean	0.060972434	0.054509157
Median Absolute Deviation (MAD)	0	0
Skewness	22.119408	19.007643
Sum	1639	628
Variance	0.62265871	0.5018896
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=22)

Value	Count	Frequency (%)
0	26562	98.8%
1	83	0.3%
2	45	0.2%
6	36	0.1%
3	32	0.1%
4	19	0.1%
7	18	0.1%
10	16	0.1%
5	15	0.1%
8	13	< 0.1%
Other values (12)	42	0.2%

Value	Count	Frequency (%)
0	11384	98.8%
1	43	0.4%
2	19	0.2%
3	18	0.2%
5	12	0.1%
4	7	0.1%
10	7	0.1%
8	6	0.1%
7	6	0.1%
6	5	< 0.1%
Other values (9)	14	0.1%

Value	Count	Frequency (%)
0	26562	98.8%
1	83	0.3%
2	45	0.2%
3	32	0.1%
4	19	0.1%
5	15	0.1%
6	36	0.1%
7	18	0.1%
8	13	< 0.1%
9	8	< 0.1%

Value	Count	Frequency (%)
0	11384	98.8%
1	43	0.4%
2	19	0.2%
3	18	0.2%
4	7	0.1%
5	12	0.1%
6	5	< 0.1%
7	6	0.1%
8	6	0.1%
9	2	< 0.1%

Value	Count	Frequency (%)
0	11384	42.3%
1	43	0.2%
2	19	0.1%
3	18	0.1%
4	7	< 0.1%
5	12	< 0.1%
6	5	< 0.1%
7	6	< 0.1%
8	6	< 0.1%
9	2	< 0.1%

Value	Count	Frequency (%)
0	26562	230.6%
1	83	0.7%
2	45	0.4%
3	32	0.3%
4	19	0.2%
5	15	0.1%
6	36	0.3%
7	18	0.2%
8	13	0.1%
9	8	0.1%

num_sub_6mts
Numeric

	Train	Test
Distinct	6	5
Distinct (%)	< 0.1%	< 0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

0	26856
1	12
2	6
3	4
4	2

0	11514
1	3
5	2
3	1
2	1

Length

Max length	1
Median length	1
Mean length	1
Min length	1

Characters and Unicode

Total characters	11521
Distinct characters	5
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

	Train	Test
Unique	1	2 ?
Unique (%)	< 0.1%	< 0.1%

Sample

1st row	0
2nd row	0
3rd row	0
4th row	0
5th row	0

Common Values

Value	Count	Frequency (%)
0	26856	99.9%
1	12	< 0.1%
2	6	< 0.1%
3	4	< 0.1%
4	2	< 0.1%
5	1	< 0.1%

Value	Count	Frequency (%)
0	11514	99.9%
1	3	< 0.1%
5	2	< 0.1%
3	1	< 0.1%
2	1	< 0.1%

Length

Histogram of lengths of the category

Common Values (Plot)

Train

Test

Value	Count	Frequency (%)
0	11514	99.9%
1	3	< 0.1%
5	2	< 0.1%
3	1	< 0.1%
2	1	< 0.1%

Most occurring characters

Value	Count	Frequency (%)
0	11514	99.9%
1	3	< 0.1%
5	2	< 0.1%
3	1	< 0.1%
2	1	< 0.1%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
0	11514	99.9%
1	3	< 0.1%
5	2	< 0.1%
3	1	< 0.1%
2	1	< 0.1%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
0	11514	99.9%
1	3	< 0.1%
5	2	< 0.1%
3	1	< 0.1%
2	1	< 0.1%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
0	11514	99.9%
1	3	< 0.1%
5	2	< 0.1%
3	1	< 0.1%
2	1	< 0.1%

num_sub_12mts
Real number (ℝ)

	Train	Test
Distinct	12	10
Distinct (%)	< 0.1%	0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.0090026413	0.008245812

	Train	Test
Minimum	0	0
Maximum	12	11
Zeros	26800	11489
Zeros (%)	99.7%	99.7%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	0	0
Maximum	12	11
Range	12	11
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	0.21127284	0.2129115
Coefficient of variation (CV)	23.467872	25.820562
Kurtosis	1256.2049	1507.6331
Mean	0.0090026413	0.008245812
Median Absolute Deviation (MAD)	0	0
Skewness	32.333411	36.144618
Sum	242	95
Variance	0.044636211	0.045331306
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=12)

Value	Count	Frequency (%)
0	26800	99.7%
1	27	0.1%
2	25	0.1%
6	12	< 0.1%
3	5	< 0.1%
4	4	< 0.1%
5	3	< 0.1%
11	1	< 0.1%
8	1	< 0.1%
12	1	< 0.1%
Other values (2)	2	< 0.1%

Value	Count	Frequency (%)
0	11489	99.7%
1	14	0.1%
2	6	0.1%
3	3	< 0.1%
4	3	< 0.1%
8	2	< 0.1%
5	1	< 0.1%
10	1	< 0.1%
6	1	< 0.1%
11	1	< 0.1%

Value	Count	Frequency (%)
0	26800	99.7%
1	27	0.1%
2	25	0.1%
3	5	< 0.1%
4	4	< 0.1%
5	3	< 0.1%
6	12	< 0.1%
7	1	< 0.1%
8	1	< 0.1%
9	1	< 0.1%

Value	Count	Frequency (%)
0	11489	99.7%
1	14	0.1%
2	6	0.1%
3	3	< 0.1%
4	3	< 0.1%
5	1	< 0.1%
6	1	< 0.1%
8	2	< 0.1%
10	1	< 0.1%
11	1	< 0.1%

Value	Count	Frequency (%)
0	11489	42.7%
1	14	0.1%
2	6	< 0.1%
3	3	< 0.1%
4	3	< 0.1%
5	1	< 0.1%
6	1	< 0.1%
8	2	< 0.1%
10	1	< 0.1%
11	1	< 0.1%

Value	Count	Frequency (%)
0	26800	232.6%
1	27	0.2%
2	25	0.2%
3	5	< 0.1%
4	4	< 0.1%
5	3	< 0.1%
6	12	0.1%
7	1	< 0.1%
8	1	< 0.1%
9	1	< 0.1%

num_dbt
Real number (ℝ)

	Train	Test
Distinct	23	17
Distinct (%)	0.1%	0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.02313902	0.020657929

	Train	Test
Minimum	0	0
Maximum	32	26
Zeros	26790	11489
Zeros (%)	99.7%	99.7%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	0	0
Maximum	32	26
Range	32	26
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	0.58195865	0.58771298
Coefficient of variation (CV)	25.150531	28.449753
Kurtosis	1356.7612	1445.1804
Mean	0.02313902	0.020657929
Median Absolute Deviation (MAD)	0	0
Skewness	34.127934	36.478921
Sum	622	238
Variance	0.33867588	0.34540655
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=23)

Value	Count	Frequency (%)
0	26790	99.7%
1	32	0.1%
2	8	< 0.1%
5	8	< 0.1%
6	6	< 0.1%
13	5	< 0.1%
9	5	< 0.1%
3	4	< 0.1%
11	3	< 0.1%
8	2	< 0.1%
Other values (13)	18	0.1%

Value	Count	Frequency (%)
0	11489	99.7%
1	10	0.1%
2	4	< 0.1%
3	3	< 0.1%
9	2	< 0.1%
26	2	< 0.1%
6	1	< 0.1%
14	1	< 0.1%
24	1	< 0.1%
22	1	< 0.1%
Other values (7)	7	0.1%

Value	Count	Frequency (%)
0	26790	99.7%
1	32	0.1%
2	8	< 0.1%
3	4	< 0.1%
5	8	< 0.1%
6	6	< 0.1%
7	2	< 0.1%
8	2	< 0.1%
9	5	< 0.1%
10	1	< 0.1%

Value	Count	Frequency (%)
0	11489	99.7%
1	10	0.1%
2	4	< 0.1%
3	3	< 0.1%
4	1	< 0.1%
5	1	< 0.1%
6	1	< 0.1%
7	1	< 0.1%
8	1	< 0.1%
9	2	< 0.1%

Value	Count	Frequency (%)
0	11489	42.7%
1	10	< 0.1%
2	4	< 0.1%
3	3	< 0.1%
4	1	< 0.1%
5	1	< 0.1%
6	1	< 0.1%
7	1	< 0.1%
8	1	< 0.1%
9	2	< 0.1%

Value	Count	Frequency (%)
0	26790	232.5%
1	32	0.3%
2	8	0.1%
3	4	< 0.1%
5	8	0.1%
6	6	0.1%
7	2	< 0.1%
8	2	< 0.1%
9	5	< 0.1%
10	1	< 0.1%

num_dbt_6mts
Categorical

	Train	Test
Distinct	4	5
Distinct (%)	< 0.1%	< 0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

0	26873
4	4
5	2
3	2

0	11517
5	1
3	1
2	1
4	1

Length

	Train	Test
Max length	1	1
Median length	1	1
Mean length	1	1
Min length	1	1

Characters and Unicode

	Train	Test
Total characters	26881	11521
Distinct characters	4	5
Distinct categories	1	1 ?
Distinct scripts	1	1 ?
Distinct blocks	1	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

	Train	Test
Unique	0	4 ?
Unique (%)	0.0%	< 0.1%

Sample

	Train	Test
1st row	0	0
2nd row	0	0
3rd row	0	0
4th row	0	0
5th row	0	0

Common Values

Value	Count	Frequency (%)
0	26873	> 99.9%
4	4	< 0.1%
5	2	< 0.1%
3	2	< 0.1%

Value	Count	Frequency (%)
0	11517	> 99.9%
5	1	< 0.1%
3	1	< 0.1%
2	1	< 0.1%
4	1	< 0.1%

Length

Histogram of lengths of the category

Common Values (Plot)

Train

Test

Value	Count	Frequency (%)
0	26873	> 99.9%
4	4	< 0.1%
5	2	< 0.1%
3	2	< 0.1%

Value	Count	Frequency (%)
0	11517	> 99.9%
5	1	< 0.1%
3	1	< 0.1%
2	1	< 0.1%
4	1	< 0.1%

Most occurring characters

Value	Count	Frequency (%)
0	26873	> 99.9%
4	4	< 0.1%
5	2	< 0.1%
3	2	< 0.1%

Value	Count	Frequency (%)
0	11517	> 99.9%
5	1	< 0.1%
3	1	< 0.1%
2	1	< 0.1%
4	1	< 0.1%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	26881	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
0	26873	> 99.9%
4	4	< 0.1%
5	2	< 0.1%
3	2	< 0.1%

Value	Count	Frequency (%)
0	11517	> 99.9%
5	1	< 0.1%
3	1	< 0.1%
2	1	< 0.1%
4	1	< 0.1%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	26881	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
0	26873	> 99.9%
4	4	< 0.1%
5	2	< 0.1%
3	2	< 0.1%

Value	Count	Frequency (%)
0	11517	> 99.9%
5	1	< 0.1%
3	1	< 0.1%
2	1	< 0.1%
4	1	< 0.1%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	26881	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
0	26873	> 99.9%
4	4	< 0.1%
5	2	< 0.1%
3	2	< 0.1%

Value	Count	Frequency (%)
0	11517	> 99.9%
5	1	< 0.1%
3	1	< 0.1%
2	1	< 0.1%
4	1	< 0.1%

num_dbt_12mts
Real number (ℝ)

	Train	Test
Distinct	9	8
Distinct (%)	< 0.1%	0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.0034224917	0.0044266991

	Train	Test
Minimum	0	0
Maximum	11	11
Zeros	26864	11512
Zeros (%)	99.9%	99.9%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	0	0
Maximum	11	11
Range	11	11
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	0.16744815	0.18791025
Coefficient of variation (CV)	48.9258	42.449295
Kurtosis	3305.2925	2489.1742
Mean	0.0034224917	0.0044266991
Median Absolute Deviation (MAD)	0	0
Skewness	56.201344	48.565995
Sum	92	51
Variance	0.028038881	0.035310264
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=9)

Value	Count	Frequency (%)
0	26864	99.9%
2	4	< 0.1%
1	3	< 0.1%
9	3	< 0.1%
11	2	< 0.1%
10	2	< 0.1%
5	1	< 0.1%
3	1	< 0.1%
4	1	< 0.1%

Value	Count	Frequency (%)
0	11512	99.9%
4	2	< 0.1%
2	2	< 0.1%
11	1	< 0.1%
9	1	< 0.1%
8	1	< 0.1%
1	1	< 0.1%
10	1	< 0.1%

Value	Count	Frequency (%)
0	26864	99.9%
1	3	< 0.1%
2	4	< 0.1%
3	1	< 0.1%
4	1	< 0.1%
5	1	< 0.1%
9	3	< 0.1%
10	2	< 0.1%
11	2	< 0.1%

Value	Count	Frequency (%)
0	11512	99.9%
1	1	< 0.1%
2	2	< 0.1%
4	2	< 0.1%
8	1	< 0.1%
9	1	< 0.1%
10	1	< 0.1%
11	1	< 0.1%

Value	Count	Frequency (%)
0	11512	42.8%
1	1	< 0.1%
2	2	< 0.1%
4	2	< 0.1%
8	1	< 0.1%
9	1	< 0.1%
10	1	< 0.1%
11	1	< 0.1%

Value	Count	Frequency (%)
0	26864	233.2%
1	3	< 0.1%
2	4	< 0.1%
3	1	< 0.1%
4	1	< 0.1%
5	1	< 0.1%
9	3	< 0.1%
10	2	< 0.1%
11	2	< 0.1%

num_lss
Real number (ℝ)

	Train	Test
Distinct	19	10
Distinct (%)	0.1%	0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.021390573	0.0075514278

	Train	Test
Minimum	0	0
Maximum	72	14
Zeros	26823	11501
Zeros (%)	99.8%	99.8%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	0	0
Maximum	72	14
Range	72	14
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	0.77921044	0.25213378
Coefficient of variation (CV)	36.427749	33.388888
Kurtosis	5747.0151	1974.8213
Mean	0.021390573	0.0075514278
Median Absolute Deviation (MAD)	0	0
Skewness	68.321796	42.501132
Sum	575	87
Variance	0.60716891	0.063571443
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=19)

Value	Count	Frequency (%)
0	26823	99.8%
1	9	< 0.1%
3	7	< 0.1%
8	6	< 0.1%
4	5	< 0.1%
9	5	< 0.1%
7	5	< 0.1%
11	4	< 0.1%
2	3	< 0.1%
15	2	< 0.1%
Other values (9)	12	< 0.1%

Value	Count	Frequency (%)
0	11501	99.8%
1	8	0.1%
3	3	< 0.1%
8	2	< 0.1%
2	2	< 0.1%
13	1	< 0.1%
10	1	< 0.1%
14	1	< 0.1%
4	1	< 0.1%
9	1	< 0.1%

Value	Count	Frequency (%)
0	26823	99.8%
1	9	< 0.1%
2	3	< 0.1%
3	7	< 0.1%
4	5	< 0.1%
6	1	< 0.1%
7	5	< 0.1%
8	6	< 0.1%
9	5	< 0.1%
10	2	< 0.1%

Value	Count	Frequency (%)
0	11501	99.8%
1	8	0.1%
2	2	< 0.1%
3	3	< 0.1%
4	1	< 0.1%
8	2	< 0.1%
9	1	< 0.1%
10	1	< 0.1%
13	1	< 0.1%
14	1	< 0.1%

Value	Count	Frequency (%)
0	11501	42.8%
1	8	< 0.1%
2	2	< 0.1%
3	3	< 0.1%
4	1	< 0.1%
8	2	< 0.1%
9	1	< 0.1%
10	1	< 0.1%
13	1	< 0.1%
14	1	< 0.1%

Value	Count	Frequency (%)
0	26823	232.8%
1	9	0.1%
2	3	< 0.1%
3	7	0.1%
4	5	< 0.1%
6	1	< 0.1%
7	5	< 0.1%
8	6	0.1%
9	5	< 0.1%
10	2	< 0.1%

num_lss_6mts
Categorical

	Train	Test
Distinct	5	4
Distinct (%)	< 0.1%	< 0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

0	26875
4	2
12	2
5	1
2	1

0	11518
4	1
3	1
5	1

Length

	Train	Test
Max length	2	1
Median length	1	1
Mean length	1.0000744	1
Min length	1	1

Characters and Unicode

	Train	Test
Total characters	26883	11521
Distinct characters	5	4
Distinct categories	1	1 ?
Distinct scripts	1	1 ?
Distinct blocks	1	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

	Train	Test
Unique	2	3 ?
Unique (%)	< 0.1%	< 0.1%

Sample

	Train	Test
1st row	0	0
2nd row	0	0
3rd row	0	0
4th row	0	0
5th row	0	0

Common Values

Value	Count	Frequency (%)
0	26875	> 99.9%
4	2	< 0.1%
12	2	< 0.1%
5	1	< 0.1%
2	1	< 0.1%

Value	Count	Frequency (%)
0	11518	> 99.9%
4	1	< 0.1%
3	1	< 0.1%
5	1	< 0.1%

Length

Histogram of lengths of the category

Common Values (Plot)

Train

Test

Value	Count	Frequency (%)
0	26875	> 99.9%
4	2	< 0.1%
12	2	< 0.1%
5	1	< 0.1%
2	1	< 0.1%

Value	Count	Frequency (%)
0	11518	> 99.9%
4	1	< 0.1%
3	1	< 0.1%
5	1	< 0.1%

Most occurring characters

Value	Count	Frequency (%)
0	26875	> 99.9%
2	3	< 0.1%
4	2	< 0.1%
1	2	< 0.1%
5	1	< 0.1%

Value	Count	Frequency (%)
0	11518	> 99.9%
4	1	< 0.1%
3	1	< 0.1%
5	1	< 0.1%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	26883	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
0	26875	> 99.9%
2	3	< 0.1%
4	2	< 0.1%
1	2	< 0.1%
5	1	< 0.1%

Value	Count	Frequency (%)
0	11518	> 99.9%
4	1	< 0.1%
3	1	< 0.1%
5	1	< 0.1%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	26883	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
0	26875	> 99.9%
2	3	< 0.1%
4	2	< 0.1%
1	2	< 0.1%
5	1	< 0.1%

Value	Count	Frequency (%)
0	11518	> 99.9%
4	1	< 0.1%
3	1	< 0.1%
5	1	< 0.1%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	26883	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
0	26875	> 99.9%
2	3	< 0.1%
4	2	< 0.1%
1	2	< 0.1%
5	1	< 0.1%

Value	Count	Frequency (%)
0	11518	> 99.9%
4	1	< 0.1%
3	1	< 0.1%
5	1	< 0.1%

num_lss_12mts
Numeric

	Train	Test
Distinct	8	4
Distinct (%)	< 0.1%	< 0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

0	26868
1	4
10	3
30	2
5	1
Other values (3)	3

0	11518
4	1
3	1
8	1

Length

Max length	1
Median length	1
Mean length	1
Min length	1

Characters and Unicode

Total characters	11521
Distinct characters	4
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

	Train	Test
Unique	4	3 ?
Unique (%)	< 0.1%	< 0.1%

Sample

1st row	0
2nd row	0
3rd row	0
4th row	0
5th row	0

Common Values

Value	Count	Frequency (%)
0	26868	> 99.9%
1	4	< 0.1%
10	3	< 0.1%
30	2	< 0.1%
5	1	< 0.1%
3	1	< 0.1%
8	1	< 0.1%
2	1	< 0.1%

Value	Count	Frequency (%)
0	11518	> 99.9%
4	1	< 0.1%
3	1	< 0.1%
8	1	< 0.1%

Length

Histogram of lengths of the category

Common Values (Plot)

Train

Test

Value	Count	Frequency (%)
0	11518	> 99.9%
4	1	< 0.1%
3	1	< 0.1%
8	1	< 0.1%

Most occurring characters

Value	Count	Frequency (%)
0	11518	> 99.9%
4	1	< 0.1%
3	1	< 0.1%
8	1	< 0.1%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
0	11518	> 99.9%
4	1	< 0.1%
3	1	< 0.1%
8	1	< 0.1%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
0	11518	> 99.9%
4	1	< 0.1%
3	1	< 0.1%
8	1	< 0.1%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
0	11518	> 99.9%
4	1	< 0.1%
3	1	< 0.1%
8	1	< 0.1%

recent_level_of_deliq
Real number (ℝ)

	Train	Test
Distinct	239	167
Distinct (%)	0.9%	1.4%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	11.947435	12.046263

	Train	Test
Minimum	0	0
Maximum	900	900
Zeros	18396	7906
Zeros (%)	68.4%	68.6%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	8	8
95-th percentile	47	49
Maximum	900	900
Range	900	900
Interquartile range (IQR)	8	8

Descriptive statistics

	Train	Test
Standard deviation	50.999812	52.557986
Coefficient of variation (CV)	4.268683	4.3630115
Kurtosis	196.32812	195.79338
Mean	11.947435	12.046263
Median Absolute Deviation (MAD)	0	0
Skewness	12.685262	12.743776
Sum	321159	138785
Variance	2600.9808	2762.3419
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	18396	68.4%
3	692	2.6%
30	574	2.1%
25	538	2.0%
26	505	1.9%
28	414	1.5%
27	384	1.4%
24	342	1.3%
29	311	1.2%
1	263	1.0%
Other values (229)	4462	16.6%

Value	Count	Frequency (%)
0	7906	68.6%
3	295	2.6%
30	266	2.3%
25	224	1.9%
26	209	1.8%
28	170	1.5%
27	161	1.4%
29	159	1.4%
24	136	1.2%
10	103	0.9%
Other values (157)	1892	16.4%

Value	Count	Frequency (%)
0	18396	68.4%
1	263	1.0%
2	155	0.6%
3	692	2.6%
4	107	0.4%
5	149	0.6%
6	125	0.5%
7	187	0.7%
8	141	0.5%
9	147	0.5%

Value	Count	Frequency (%)
0	7906	68.6%
1	82	0.7%
2	94	0.8%
3	295	2.6%
4	40	0.3%
5	71	0.6%
6	52	0.5%
7	71	0.6%
8	57	0.5%
9	85	0.7%

Value	Count	Frequency (%)
0	7906	29.4%
1	82	0.3%
2	94	0.3%
3	295	1.1%
4	40	0.1%
5	71	0.3%
6	52	0.2%
7	71	0.3%
8	57	0.2%
9	85	0.3%

Value	Count	Frequency (%)
0	18396	159.7%
1	263	2.3%
2	155	1.3%
3	692	6.0%
4	107	0.9%
5	149	1.3%
6	125	1.1%
7	187	1.6%
8	141	1.2%
9	147	1.3%

tot_enq
Real number (ℝ)

	Train	Test
Distinct	77	68
Distinct (%)	0.3%	0.6%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	5.4490904	5.2767121

	Train	Test
Minimum	-1	-1
Maximum	176	94
Zeros	0	0
Zeros (%)	0.0%	0.0%
Negative	2986	1227
Negative (%)	11.1%	10.7%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	-1	-1
Q1	1	1
median	3	3
Q3	7	7
95-th percentile	19	18
Maximum	176	94
Range	177	95
Interquartile range (IQR)	6	6

Descriptive statistics

	Train	Test
Standard deviation	7.6525813	7.0386942
Coefficient of variation (CV)	1.4043777	1.3339167
Kurtosis	37.791633	18.401522
Mean	5.4490904	5.2767121
Median Absolute Deviation (MAD)	2	2
Skewness	4.2045718	3.3396313
Sum	146477	60793
Variance	58.562001	49.543215
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
1	4555	16.9%
2	3834	14.3%
3	3015	11.2%
-1	2986	11.1%
4	2360	8.8%
5	1741	6.5%
6	1378	5.1%
7	1028	3.8%
8	815	3.0%
9	765	2.8%
Other values (67)	4404	16.4%

Value	Count	Frequency (%)
1	2043	17.7%
2	1602	13.9%
3	1319	11.4%
-1	1227	10.7%
4	992	8.6%
5	786	6.8%
6	625	5.4%
7	421	3.7%
8	383	3.3%
9	299	2.6%
Other values (58)	1824	15.8%

Value	Count	Frequency (%)
-1	2986	11.1%
1	4555	16.9%
2	3834	14.3%
3	3015	11.2%
4	2360	8.8%
5	1741	6.5%
6	1378	5.1%
7	1028	3.8%
8	815	3.0%
9	765	2.8%

Value	Count	Frequency (%)
-1	1227	10.7%
1	2043	17.7%
2	1602	13.9%
3	1319	11.4%
4	992	8.6%
5	786	6.8%
6	625	5.4%
7	421	3.7%
8	383	3.3%
9	299	2.6%

Value	Count	Frequency (%)
-1	1227	4.6%
1	2043	7.6%
2	1602	6.0%
3	1319	4.9%
4	992	3.7%
5	786	2.9%
6	625	2.3%
7	421	1.6%
8	383	1.4%
9	299	1.1%

Value	Count	Frequency (%)
-1	2986	25.9%
1	4555	39.5%
2	3834	33.3%
3	3015	26.2%
4	2360	20.5%
5	1741	15.1%
6	1378	12.0%
7	1028	8.9%
8	815	7.1%
9	765	6.6%

CC_enq
Real number (ℝ)

	Train	Test
Distinct	33	27
Distinct (%)	0.1%	0.2%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.63944794	0.62329659

	Train	Test
Minimum	-1	-1
Maximum	39	35
Zeros	17558	7590
Zeros (%)	65.3%	65.9%
Negative	2986	1227
Negative (%)	11.1%	10.7%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	-1	-1
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	4	4
Maximum	39	35
Range	40	36
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	2.2994688	2.1946729
Coefficient of variation (CV)	3.596022	3.5210732
Kurtosis	45.792846	38.170188
Mean	0.63944794	0.62329659
Median Absolute Deviation (MAD)	0	0
Skewness	5.440684	5.0580499
Sum	17189	7181
Variance	5.2875569	4.8165892
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=33)

Value	Count	Frequency (%)
0	17558	65.3%
-1	2986	11.1%
1	2798	10.4%
2	1210	4.5%
3	647	2.4%
4	410	1.5%
5	268	1.0%
6	219	0.8%
8	146	0.5%
7	143	0.5%
Other values (23)	496	1.8%

Value	Count	Frequency (%)
0	7590	65.9%
-1	1227	10.7%
1	1199	10.4%
2	504	4.4%
3	290	2.5%
4	181	1.6%
5	123	1.1%
6	100	0.9%
7	65	0.6%
8	47	0.4%
Other values (17)	195	1.7%

Value	Count	Frequency (%)
-1	2986	11.1%
0	17558	65.3%
1	2798	10.4%
2	1210	4.5%
3	647	2.4%
4	410	1.5%
5	268	1.0%
6	219	0.8%
7	143	0.5%
8	146	0.5%

Value	Count	Frequency (%)
-1	1227	10.7%
0	7590	65.9%
1	1199	10.4%
2	504	4.4%
3	290	2.5%
4	181	1.6%
5	123	1.1%
6	100	0.9%
7	65	0.6%
8	47	0.4%

Value	Count	Frequency (%)
-1	1227	4.6%
0	7590	28.2%
1	1199	4.5%
2	504	1.9%
3	290	1.1%
4	181	0.7%
5	123	0.5%
6	100	0.4%
7	65	0.2%
8	47	0.2%

Value	Count	Frequency (%)
-1	2986	25.9%
0	17558	152.4%
1	2798	24.3%
2	1210	10.5%
3	647	5.6%
4	410	3.6%
5	268	2.3%
6	219	1.9%
7	143	1.2%
8	146	1.3%

CC_enq_L6m
Real number (ℝ)

	Train	Test
Distinct	15	15
Distinct (%)	0.1%	0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.12172166	0.11761132

	Train	Test
Minimum	-1	-1
Maximum	17	13
Zeros	20703	8914
Zeros (%)	77.0%	77.4%
Negative	2986	1227
Negative (%)	11.1%	10.7%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	-1	-1
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	2	2
Maximum	17	13
Range	18	14
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	0.936204	0.87309498
Coefficient of variation (CV)	7.6913508	7.4235626
Kurtosis	37.571285	30.856881
Mean	0.12172166	0.11761132
Median Absolute Deviation (MAD)	0	0
Skewness	4.7141241	4.1876251
Sum	3272	1355
Variance	0.87647793	0.76229485
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=15)

Value	Count	Frequency (%)
0	20703	77.0%
-1	2986	11.1%
1	1822	6.8%
2	666	2.5%
3	332	1.2%
4	149	0.6%
6	68	0.3%
5	61	0.2%
7	44	0.2%
9	14	0.1%
Other values (5)	36	0.1%

Value	Count	Frequency (%)
0	8914	77.4%
-1	1227	10.7%
1	793	6.9%
2	299	2.6%
3	139	1.2%
4	77	0.7%
5	26	0.2%
6	20	0.2%
7	13	0.1%
9	4	< 0.1%
Other values (5)	9	0.1%

Value	Count	Frequency (%)
-1	2986	11.1%
0	20703	77.0%
1	1822	6.8%
2	666	2.5%
3	332	1.2%
4	149	0.6%
5	61	0.2%
6	68	0.3%
7	44	0.2%
8	14	0.1%

Value	Count	Frequency (%)
-1	1227	10.7%
0	8914	77.4%
1	793	6.9%
2	299	2.6%
3	139	1.2%
4	77	0.7%
5	26	0.2%
6	20	0.2%
7	13	0.1%
8	4	< 0.1%

Value	Count	Frequency (%)
-1	1227	4.6%
0	8914	33.2%
1	793	3.0%
2	299	1.1%
3	139	0.5%
4	77	0.3%
5	26	0.1%
6	20	0.1%
7	13	< 0.1%
8	4	< 0.1%

Value	Count	Frequency (%)
-1	2986	25.9%
0	20703	179.7%
1	1822	15.8%
2	666	5.8%
3	332	2.9%
4	149	1.3%
5	61	0.5%
6	68	0.6%
7	44	0.4%
8	14	0.1%

CC_enq_L12m
Real number (ℝ)

	Train	Test
Distinct	21	18
Distinct (%)	0.1%	0.2%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.2874149	0.2761913

	Train	Test
Minimum	-1	-1
Maximum	24	16
Zeros	19454	8393
Zeros (%)	72.4%	72.8%
Negative	2986	1227
Negative (%)	11.1%	10.7%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	-1	-1
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	2	2
Maximum	24	16
Range	25	17
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	1.3678852	1.2830072
Coefficient of variation (CV)	4.7592702	4.6453571
Kurtosis	34.526775	29.108085
Mean	0.2874149	0.2761913
Median Absolute Deviation (MAD)	0	0
Skewness	4.8016451	4.4817263
Sum	7726	3182
Variance	1.8711098	1.6461076
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=21)

Value	Count	Frequency (%)
0	19454	72.4%
-1	2986	11.1%
1	2253	8.4%
2	901	3.4%
3	447	1.7%
4	266	1.0%
5	150	0.6%
6	126	0.5%
7	89	0.3%
8	54	0.2%
Other values (11)	155	0.6%

Value	Count	Frequency (%)
0	8393	72.8%
-1	1227	10.7%
1	968	8.4%
2	372	3.2%
3	214	1.9%
4	137	1.2%
5	64	0.6%
6	51	0.4%
7	26	0.2%
9	16	0.1%
Other values (8)	53	0.5%

Value	Count	Frequency (%)
-1	2986	11.1%
0	19454	72.4%
1	2253	8.4%
2	901	3.4%
3	447	1.7%
4	266	1.0%
5	150	0.6%
6	126	0.5%
7	89	0.3%
8	54	0.2%

Value	Count	Frequency (%)
-1	1227	10.7%
0	8393	72.8%
1	968	8.4%
2	372	3.2%
3	214	1.9%
4	137	1.2%
5	64	0.6%
6	51	0.4%
7	26	0.2%
8	15	0.1%

Value	Count	Frequency (%)
-1	1227	4.6%
0	8393	31.2%
1	968	3.6%
2	372	1.4%
3	214	0.8%
4	137	0.5%
5	64	0.2%
6	51	0.2%
7	26	0.1%
8	15	0.1%

Value	Count	Frequency (%)
-1	2986	25.9%
0	19454	168.9%
1	2253	19.6%
2	901	7.8%
3	447	3.9%
4	266	2.3%
5	150	1.3%
6	126	1.1%
7	89	0.8%
8	54	0.5%

PL_enq
Real number (ℝ)

	Train	Test
Distinct	39	34
Distinct (%)	0.1%	0.3%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	1.1275994	1.0674421

	Train	Test
Minimum	-1	-1
Maximum	46	44
Zeros	13144	5680
Zeros (%)	48.9%	49.3%
Negative	2986	1227
Negative (%)	11.1%	10.7%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	-1	-1
Q1	0	0
median	0	0
Q3	1	1
95-th percentile	6	6
Maximum	46	44
Range	47	45
Interquartile range (IQR)	1	1

Descriptive statistics

	Train	Test
Standard deviation	2.7634434	2.5522763
Coefficient of variation (CV)	2.4507315	2.3910209
Kurtosis	36.454037	36.67641
Mean	1.1275994	1.0674421
Median Absolute Deviation (MAD)	1	1
Skewness	4.6746301	4.5343793
Sum	30311	12298
Variance	7.6366196	6.5141144
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=39)

Value	Count	Frequency (%)
0	13144	48.9%
1	4333	16.1%
-1	2986	11.1%
2	2327	8.7%
3	1262	4.7%
4	864	3.2%
5	458	1.7%
6	389	1.4%
7	261	1.0%
8	190	0.7%
Other values (29)	667	2.5%

Value	Count	Frequency (%)
0	5680	49.3%
1	1895	16.4%
-1	1227	10.7%
2	1048	9.1%
3	542	4.7%
4	344	3.0%
5	196	1.7%
6	162	1.4%
7	106	0.9%
8	72	0.6%
Other values (24)	249	2.2%

Value	Count	Frequency (%)
-1	2986	11.1%
0	13144	48.9%
1	4333	16.1%
2	2327	8.7%
3	1262	4.7%
4	864	3.2%
5	458	1.7%
6	389	1.4%
7	261	1.0%
8	190	0.7%

Value	Count	Frequency (%)
-1	1227	10.7%
0	5680	49.3%
1	1895	16.4%
2	1048	9.1%
3	542	4.7%
4	344	3.0%
5	196	1.7%
6	162	1.4%
7	106	0.9%
8	72	0.6%

Value	Count	Frequency (%)
-1	1227	4.6%
0	5680	21.1%
1	1895	7.0%
2	1048	3.9%
3	542	2.0%
4	344	1.3%
5	196	0.7%
6	162	0.6%
7	106	0.4%
8	72	0.3%

Value	Count	Frequency (%)
-1	2986	25.9%
0	13144	114.1%
1	4333	37.6%
2	2327	20.2%
3	1262	11.0%
4	864	7.5%
5	458	4.0%
6	389	3.4%
7	261	2.3%
8	190	1.6%

PL_enq_L6m
Real number (ℝ)

	Train	Test
Distinct	27	23
Distinct (%)	0.1%	0.2%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.40322161	0.39345543

	Train	Test
Minimum	-1	-1
Maximum	28	44
Zeros	17559	7558
Zeros (%)	65.3%	65.6%
Negative	2986	1227
Negative (%)	11.1%	10.7%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	-1	-1
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	3	3
Maximum	28	44
Range	29	45
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	1.5000804	1.4612312
Coefficient of variation (CV)	3.7202381	3.7138419
Kurtosis	52.420728	105.28178
Mean	0.40322161	0.39345543
Median Absolute Deviation (MAD)	0	0
Skewness	5.3993393	6.6551906
Sum	10839	4533
Variance	2.2502411	2.1351967
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=27)

Value	Count	Frequency (%)
0	17559	65.3%
1	3430	12.8%
-1	2986	11.1%
2	1396	5.2%
3	605	2.3%
4	301	1.1%
5	171	0.6%
6	157	0.6%
7	72	0.3%
8	57	0.2%
Other values (17)	147	0.5%

Value	Count	Frequency (%)
0	7558	65.6%
1	1495	13.0%
-1	1227	10.7%
2	634	5.5%
3	258	2.2%
4	109	0.9%
5	83	0.7%
6	51	0.4%
8	31	0.3%
7	27	0.2%
Other values (13)	48	0.4%

Value	Count	Frequency (%)
-1	2986	11.1%
0	17559	65.3%
1	3430	12.8%
2	1396	5.2%
3	605	2.3%
4	301	1.1%
5	171	0.6%
6	157	0.6%
7	72	0.3%
8	57	0.2%

Value	Count	Frequency (%)
-1	1227	10.7%
0	7558	65.6%
1	1495	13.0%
2	634	5.5%
3	258	2.2%
4	109	0.9%
5	83	0.7%
6	51	0.4%
7	27	0.2%
8	31	0.3%

Value	Count	Frequency (%)
-1	1227	4.6%
0	7558	28.1%
1	1495	5.6%
2	634	2.4%
3	258	1.0%
4	109	0.4%
5	83	0.3%
6	51	0.2%
7	27	0.1%
8	31	0.1%

Value	Count	Frequency (%)
-1	2986	25.9%
0	17559	152.4%
1	3430	29.8%
2	1396	12.1%
3	605	5.3%
4	301	2.6%
5	171	1.5%
6	157	1.4%
7	72	0.6%
8	57	0.5%

PL_enq_L12m
Real number (ℝ)

	Train	Test
Distinct	34	29
Distinct (%)	0.1%	0.3%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.67188721	0.65437028

	Train	Test
Minimum	-1	-1
Maximum	44	44
Zeros	15334	6640
Zeros (%)	57.0%	57.6%
Negative	2986	1227
Negative (%)	11.1%	10.7%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	-1	-1
Q1	0	0
median	0	0
Q3	1	1
95-th percentile	4	4
Maximum	44	44
Range	45	45
Interquartile range (IQR)	1	1

Descriptive statistics

	Train	Test
Standard deviation	2.0025472	1.9268683
Coefficient of variation (CV)	2.9804812	2.9446146
Kurtosis	62.053052	71.526093
Mean	0.67188721	0.65437028
Median Absolute Deviation (MAD)	0	0
Skewness	5.7508776	5.9808549
Sum	18061	7539
Variance	4.0101951	3.7128214
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=34)

Value	Count	Frequency (%)
0	15334	57.0%
1	4269	15.9%
-1	2986	11.1%
2	1830	6.8%
3	958	3.6%
4	483	1.8%
5	262	1.0%
6	213	0.8%
7	184	0.7%
8	81	0.3%
Other values (24)	281	1.0%

Value	Count	Frequency (%)
0	6640	57.6%
1	1783	15.5%
-1	1227	10.7%
2	847	7.4%
3	433	3.8%
4	190	1.6%
5	113	1.0%
6	75	0.7%
7	67	0.6%
8	36	0.3%
Other values (19)	110	1.0%

Value	Count	Frequency (%)
-1	2986	11.1%
0	15334	57.0%
1	4269	15.9%
2	1830	6.8%
3	958	3.6%
4	483	1.8%
5	262	1.0%
6	213	0.8%
7	184	0.7%
8	81	0.3%

Value	Count	Frequency (%)
-1	1227	10.7%
0	6640	57.6%
1	1783	15.5%
2	847	7.4%
3	433	3.8%
4	190	1.6%
5	113	1.0%
6	75	0.7%
7	67	0.6%
8	36	0.3%

Value	Count	Frequency (%)
-1	1227	4.6%
0	6640	24.7%
1	1783	6.6%
2	847	3.2%
3	433	1.6%
4	190	0.7%
5	113	0.4%
6	75	0.3%
7	67	0.2%
8	36	0.1%

Value	Count	Frequency (%)
-1	2986	25.9%
0	15334	133.1%
1	4269	37.1%
2	1830	15.9%
3	958	8.3%
4	483	4.2%
5	262	2.3%
6	213	1.8%
7	184	1.6%
8	81	0.7%

time_since_recent_enq
Real number (ℝ)

	Train	Test
Distinct	1741	1337
Distinct (%)	6.5%	11.6%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	216.26952	220.33799

	Train	Test
Minimum	-1	-1
Maximum	4768	4208
Zeros	237	99
Zeros (%)	0.9%	0.9%
Negative	2986	1227
Negative (%)	11.1%	10.7%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	-1	-1
Q1	4	4
median	44	45
Q3	232	240
95-th percentile	1053	1066
Maximum	4768	4208
Range	4769	4209
Interquartile range (IQR)	228	236

Descriptive statistics

	Train	Test
Standard deviation	425.93794	426.51977
Coefficient of variation (CV)	1.9694774	1.9357523
Kurtosis	20.33685	18.429499
Mean	216.26952	220.33799
Median Absolute Deviation (MAD)	45	46
Skewness	3.8581442	3.7053572
Sum	5813541	2538514
Variance	181423.13	181919.11
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
-1	2986	11.1%
1	1253	4.7%
2	1151	4.3%
3	942	3.5%
4	709	2.6%
5	557	2.1%
6	516	1.9%
7	403	1.5%
8	310	1.2%
9	302	1.1%
Other values (1731)	17752	66.0%

Value	Count	Frequency (%)
-1	1227	10.7%
2	540	4.7%
1	500	4.3%
3	409	3.6%
4	297	2.6%
6	218	1.9%
5	212	1.8%
7	186	1.6%
8	147	1.3%
9	138	1.2%
Other values (1327)	7647	66.4%

Value	Count	Frequency (%)
-1	2986	11.1%
0	237	0.9%
1	1253	4.7%
2	1151	4.3%
3	942	3.5%
4	709	2.6%
5	557	2.1%
6	516	1.9%
7	403	1.5%
8	310	1.2%

Value	Count	Frequency (%)
-1	1227	10.7%
0	99	0.9%
1	500	4.3%
2	540	4.7%
3	409	3.6%
4	297	2.6%
5	212	1.8%
6	218	1.9%
7	186	1.6%
8	147	1.3%

Value	Count	Frequency (%)
-1	1227	4.6%
0	99	0.4%
1	500	1.9%
2	540	2.0%
3	409	1.5%
4	297	1.1%
5	212	0.8%
6	218	0.8%
7	186	0.7%
8	147	0.5%

Value	Count	Frequency (%)
-1	2986	25.9%
0	237	2.1%
1	1253	10.9%
2	1151	10.0%
3	942	8.2%
4	709	6.2%
5	557	4.8%
6	516	4.5%
7	403	3.5%
8	310	2.7%

enq_L12m
Real number (ℝ)

	Train	Test
Distinct	61	54
Distinct (%)	0.2%	0.5%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	2.9674491	2.8831699

	Train	Test
Minimum	-1	-1
Maximum	87	87
Zeros	4643	2064
Zeros (%)	17.3%	17.9%
Negative	2986	1227
Negative (%)	11.1%	10.7%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	-1	-1
Q1	0	0
median	2	2
Q3	4	4
95-th percentile	12	11
Maximum	87	87
Range	88	88
Interquartile range (IQR)	4	4

Descriptive statistics

	Train	Test
Standard deviation	4.8987536	4.6785818
Coefficient of variation (CV)	1.6508299	1.6227215
Kurtosis	34.740108	34.489202
Mean	2.9674491	2.8831699
Median Absolute Deviation (MAD)	2	2
Skewness	4.2904869	4.2370123
Sum	79768	33217
Variance	23.997787	21.889127
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
1	5664	21.1%
0	4643	17.3%
2	3682	13.7%
-1	2986	11.1%
3	2560	9.5%
4	1788	6.7%
5	1222	4.5%
6	856	3.2%
7	670	2.5%
8	510	1.9%
Other values (51)	2300	8.6%

Value	Count	Frequency (%)
1	2404	20.9%
0	2064	17.9%
2	1570	13.6%
-1	1227	10.7%
3	1136	9.9%
4	828	7.2%
5	523	4.5%
6	374	3.2%
7	247	2.1%
8	213	1.8%
Other values (44)	935	8.1%

Value	Count	Frequency (%)
-1	2986	11.1%
0	4643	17.3%
1	5664	21.1%
2	3682	13.7%
3	2560	9.5%
4	1788	6.7%
5	1222	4.5%
6	856	3.2%
7	670	2.5%
8	510	1.9%

Value	Count	Frequency (%)
-1	1227	10.7%
0	2064	17.9%
1	2404	20.9%
2	1570	13.6%
3	1136	9.9%
4	828	7.2%
5	523	4.5%
6	374	3.2%
7	247	2.1%
8	213	1.8%

Value	Count	Frequency (%)
-1	1227	4.6%
0	2064	7.7%
1	2404	8.9%
2	1570	5.8%
3	1136	4.2%
4	828	3.1%
5	523	1.9%
6	374	1.4%
7	247	0.9%
8	213	0.8%

Value	Count	Frequency (%)
-1	2986	25.9%
0	4643	40.3%
1	5664	49.2%
2	3682	32.0%
3	2560	22.2%
4	1788	15.5%
5	1222	10.6%
6	856	7.4%
7	670	5.8%
8	510	4.4%

enq_L6m
Real number (ℝ)

	Train	Test
Distinct	49	44
Distinct (%)	0.2%	0.4%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	1.8973624	1.8398577

	Train	Test
Minimum	-1	-1
Maximum	66	66
Zeros	7885	3426
Zeros (%)	29.3%	29.7%
Negative	2986	1227
Negative (%)	11.1%	10.7%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	-1	-1
Q1	0	0
median	1	1
Q3	3	2
95-th percentile	8	7
Maximum	66	66
Range	67	67
Interquartile range (IQR)	3	2

Descriptive statistics

	Train	Test
Standard deviation	3.5295406	3.3587771
Coefficient of variation (CV)	1.8602353	1.8255636
Kurtosis	37.605848	43.418946
Mean	1.8973624	1.8398577
Median Absolute Deviation (MAD)	1	1
Skewness	4.4682305	4.6362058
Sum	51003	21197
Variance	12.457657	11.281383
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=49)

Value	Count	Frequency (%)
0	7885	29.3%
1	5813	21.6%
2	3367	12.5%
-1	2986	11.1%
3	2174	8.1%
4	1311	4.9%
5	852	3.2%
6	612	2.3%
7	426	1.6%
8	298	1.1%
Other values (39)	1157	4.3%

Value	Count	Frequency (%)
0	3426	29.7%
1	2491	21.6%
2	1500	13.0%
-1	1227	10.7%
3	920	8.0%
4	583	5.1%
5	354	3.1%
6	258	2.2%
7	188	1.6%
8	116	1.0%
Other values (34)	458	4.0%

Value	Count	Frequency (%)
-1	2986	11.1%
0	7885	29.3%
1	5813	21.6%
2	3367	12.5%
3	2174	8.1%
4	1311	4.9%
5	852	3.2%
6	612	2.3%
7	426	1.6%
8	298	1.1%

Value	Count	Frequency (%)
-1	1227	10.7%
0	3426	29.7%
1	2491	21.6%
2	1500	13.0%
3	920	8.0%
4	583	5.1%
5	354	3.1%
6	258	2.2%
7	188	1.6%
8	116	1.0%

Value	Count	Frequency (%)
-1	1227	4.6%
0	3426	12.7%
1	2491	9.3%
2	1500	5.6%
3	920	3.4%
4	583	2.2%
5	354	1.3%
6	258	1.0%
7	188	0.7%
8	116	0.4%

Value	Count	Frequency (%)
-1	2986	25.9%
0	7885	68.4%
1	5813	50.5%
2	3367	29.2%
3	2174	18.9%
4	1311	11.4%
5	852	7.4%
6	612	5.3%
7	426	3.7%
8	298	2.6%

enq_L3m
Real number (ℝ)

	Train	Test
Distinct	35	28
Distinct (%)	0.1%	0.2%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	1.1127934	1.0825449

	Train	Test
Minimum	-1	-1
Maximum	42	35
Zeros	10756	4675
Zeros (%)	40.0%	40.6%
Negative	2986	1227
Negative (%)	11.1%	10.7%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	-1	-1
Q1	0	0
median	0	0
Q3	2	2
95-th percentile	5	5
Maximum	42	35
Range	43	36
Interquartile range (IQR)	2	2

Descriptive statistics

	Train	Test
Standard deviation	2.3299136	2.171479
Coefficient of variation (CV)	2.0937521	2.005902
Kurtosis	39.254236	32.16449
Mean	1.1127934	1.0825449
Median Absolute Deviation (MAD)	1	1
Skewness	4.5519836	4.0238561
Sum	29913	12472
Variance	5.4284974	4.7153212
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=35)

Value	Count	Frequency (%)
0	10756	40.0%
1	6049	22.5%
2	2992	11.1%
-1	2986	11.1%
3	1654	6.2%
4	921	3.4%
5	448	1.7%
6	311	1.2%
7	213	0.8%
8	125	0.5%
Other values (25)	426	1.6%

Value	Count	Frequency (%)
0	4675	40.6%
1	2592	22.5%
2	1302	11.3%
-1	1227	10.7%
3	702	6.1%
4	394	3.4%
5	186	1.6%
6	142	1.2%
7	73	0.6%
8	65	0.6%
Other values (18)	163	1.4%

Value	Count	Frequency (%)
-1	2986	11.1%
0	10756	40.0%
1	6049	22.5%
2	2992	11.1%
3	1654	6.2%
4	921	3.4%
5	448	1.7%
6	311	1.2%
7	213	0.8%
8	125	0.5%

Value	Count	Frequency (%)
-1	1227	10.7%
0	4675	40.6%
1	2592	22.5%
2	1302	11.3%
3	702	6.1%
4	394	3.4%
5	186	1.6%
6	142	1.2%
7	73	0.6%
8	65	0.6%

Value	Count	Frequency (%)
-1	1227	4.6%
0	4675	17.4%
1	2592	9.6%
2	1302	4.8%
3	702	2.6%
4	394	1.5%
5	186	0.7%
6	142	0.5%
7	73	0.3%
8	65	0.2%

Value	Count	Frequency (%)
-1	2986	25.9%
0	10756	93.4%
1	6049	52.5%
2	2992	26.0%
3	1654	14.4%
4	921	8.0%
5	448	3.9%
6	311	2.7%
7	213	1.8%
8	125	1.1%

MARITALSTATUS
Categorical

	Train	Test
Distinct	2	2
Distinct (%)	< 0.1%	< 0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Married	19835
Single	7046

Married	8378
Single	3143

Length

	Train	Test
Max length	7	7
Median length	7	7
Mean length	6.7378818	6.7271938
Min length	6	6

Characters and Unicode

	Train	Test
Total characters	181121	77504
Distinct characters	10	10
Distinct categories	1	1 ?
Distinct scripts	1	1 ?
Distinct blocks	1	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

	Train	Test
Unique	0	0 ?
Unique (%)	0.0%	0.0%

Sample

	Train	Test
1st row	Married	Married
2nd row	Married	Single
3rd row	Married	Married
4th row	Single	Married
5th row	Married	Married

Common Values

Value	Count	Frequency (%)
Married	19835	73.8%
Single	7046	26.2%

Value	Count	Frequency (%)
Married	8378	72.7%
Single	3143	27.3%

Length

Histogram of lengths of the category

Common Values (Plot)

Train

Test

Value	Count	Frequency (%)
married	19835	73.8%
single	7046	26.2%

Value	Count	Frequency (%)
married	8378	72.7%
single	3143	27.3%

Most occurring characters

Value	Count	Frequency (%)
r	39670	21.9%
i	26881	14.8%
e	26881	14.8%
M	19835	11.0%
a	19835	11.0%
d	19835	11.0%
S	7046	3.9%
n	7046	3.9%
g	7046	3.9%
l	7046	3.9%

Value	Count	Frequency (%)
r	16756	21.6%
i	11521	14.9%
e	11521	14.9%
M	8378	10.8%
a	8378	10.8%
d	8378	10.8%
S	3143	4.1%
n	3143	4.1%
g	3143	4.1%
l	3143	4.1%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	181121	100.0%

Value	Count	Frequency (%)
(unknown)	77504	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
r	39670	21.9%
i	26881	14.8%
e	26881	14.8%
M	19835	11.0%
a	19835	11.0%
d	19835	11.0%
S	7046	3.9%
n	7046	3.9%
g	7046	3.9%
l	7046	3.9%

Value	Count	Frequency (%)
r	16756	21.6%
i	11521	14.9%
e	11521	14.9%
M	8378	10.8%
a	8378	10.8%
d	8378	10.8%
S	3143	4.1%
n	3143	4.1%
g	3143	4.1%
l	3143	4.1%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	181121	100.0%

Value	Count	Frequency (%)
(unknown)	77504	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
r	39670	21.9%
i	26881	14.8%
e	26881	14.8%
M	19835	11.0%
a	19835	11.0%
d	19835	11.0%
S	7046	3.9%
n	7046	3.9%
g	7046	3.9%
l	7046	3.9%

Value	Count	Frequency (%)
r	16756	21.6%
i	11521	14.9%
e	11521	14.9%
M	8378	10.8%
a	8378	10.8%
d	8378	10.8%
S	3143	4.1%
n	3143	4.1%
g	3143	4.1%
l	3143	4.1%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	181121	100.0%

Value	Count	Frequency (%)
(unknown)	77504	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
r	39670	21.9%
i	26881	14.8%
e	26881	14.8%
M	19835	11.0%
a	19835	11.0%
d	19835	11.0%
S	7046	3.9%
n	7046	3.9%
g	7046	3.9%
l	7046	3.9%

Value	Count	Frequency (%)
r	16756	21.6%
i	11521	14.9%
e	11521	14.9%
M	8378	10.8%
a	8378	10.8%
d	8378	10.8%
S	3143	4.1%
n	3143	4.1%
g	3143	4.1%
l	3143	4.1%

EDUCATION
Categorical

	Train	Test
Distinct	7	7
Distinct (%)	< 0.1%	0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

GRADUATE	9106
12TH	7431
SSC	4574
UNDER GRADUATE	2844
OTHERS	1453
Other values (2)	1473

GRADUATE	3950
12TH	3111
SSC	1976
UNDER GRADUATE	1258
OTHERS	628
Other values (2)	598

Length

	Train	Test
Max length	14	14
Median length	13	13
Mean length	6.8388825	6.8624251
Min length	3	3

Characters and Unicode

	Train	Test
Total characters	183836	79062
Distinct characters	20	20
Distinct categories	1	1 ?
Distinct scripts	1	1 ?
Distinct blocks	1	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

	Train	Test
Unique	0	0 ?
Unique (%)	0.0%	0.0%

Sample

	Train	Test
1st row	SSC	OTHERS
2nd row	GRADUATE	12TH
3rd row	SSC	GRADUATE
4th row	GRADUATE	SSC
5th row	OTHERS	GRADUATE

Common Values

Value	Count	Frequency (%)
GRADUATE	9106	33.9%
12TH	7431	27.6%
SSC	4574	17.0%
UNDER GRADUATE	2844	10.6%
OTHERS	1453	5.4%
POST-GRADUATE	1332	5.0%
PROFESSIONAL	141	0.5%

Value	Count	Frequency (%)
GRADUATE	3950	34.3%
12TH	3111	27.0%
SSC	1976	17.2%
UNDER GRADUATE	1258	10.9%
OTHERS	628	5.5%
POST-GRADUATE	534	4.6%
PROFESSIONAL	64	0.6%

Length

Histogram of lengths of the category

Common Values (Plot)

Train

Test

Value	Count	Frequency (%)
graduate	11950	40.2%
12th	7431	25.0%
ssc	4574	15.4%
under	2844	9.6%
others	1453	4.9%
post-graduate	1332	4.5%
professional	141	0.5%

Value	Count	Frequency (%)
graduate	5208	40.8%
12th	3111	24.3%
ssc	1976	15.5%
under	1258	9.8%
others	628	4.9%
post-graduate	534	4.2%
professional	64	0.5%

Most occurring characters

Value	Count	Frequency (%)
A	26705	14.5%
T	23498	12.8%
R	17720	9.6%
E	17720	9.6%
D	16126	8.8%
U	16126	8.8%
G	13282	7.2%
S	12215	6.6%
H	8884	4.8%
2	7431	4.0%
Other values (10)	24129	13.1%

Value	Count	Frequency (%)
A	11548	14.6%
T	10015	12.7%
R	7692	9.7%
E	7692	9.7%
D	7000	8.9%
U	7000	8.9%
G	5742	7.3%
S	5242	6.6%
H	3739	4.7%
2	3111	3.9%
Other values (10)	10281	13.0%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	183836	100.0%

Value	Count	Frequency (%)
(unknown)	79062	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
A	26705	14.5%
T	23498	12.8%
R	17720	9.6%
E	17720	9.6%
D	16126	8.8%
U	16126	8.8%
G	13282	7.2%
S	12215	6.6%
H	8884	4.8%
2	7431	4.0%
Other values (10)	24129	13.1%

Value	Count	Frequency (%)
A	11548	14.6%
T	10015	12.7%
R	7692	9.7%
E	7692	9.7%
D	7000	8.9%
U	7000	8.9%
G	5742	7.3%
S	5242	6.6%
H	3739	4.7%
2	3111	3.9%
Other values (10)	10281	13.0%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	183836	100.0%

Value	Count	Frequency (%)
(unknown)	79062	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
A	26705	14.5%
T	23498	12.8%
R	17720	9.6%
E	17720	9.6%
D	16126	8.8%
U	16126	8.8%
G	13282	7.2%
S	12215	6.6%
H	8884	4.8%
2	7431	4.0%
Other values (10)	24129	13.1%

Value	Count	Frequency (%)
A	11548	14.6%
T	10015	12.7%
R	7692	9.7%
E	7692	9.7%
D	7000	8.9%
U	7000	8.9%
G	5742	7.3%
S	5242	6.6%
H	3739	4.7%
2	3111	3.9%
Other values (10)	10281	13.0%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	183836	100.0%

Value	Count	Frequency (%)
(unknown)	79062	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
A	26705	14.5%
T	23498	12.8%
R	17720	9.6%
E	17720	9.6%
D	16126	8.8%
U	16126	8.8%
G	13282	7.2%
S	12215	6.6%
H	8884	4.8%
2	7431	4.0%
Other values (10)	24129	13.1%

Value	Count	Frequency (%)
A	11548	14.6%
T	10015	12.7%
R	7692	9.7%
E	7692	9.7%
D	7000	8.9%
U	7000	8.9%
G	5742	7.3%
S	5242	6.6%
H	3739	4.7%
2	3111	3.9%
Other values (10)	10281	13.0%

AGE
Real number (ℝ)

	Train	Test
Distinct	46	45
Distinct (%)	0.2%	0.4%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	33.759012	33.65654

	Train	Test
Minimum	21	21
Maximum	77	65
Zeros	0	0
Zeros (%)	0.0%	0.0%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	21	21
5-th percentile	22	22
Q1	27	27
median	32	32
Q3	39	39
95-th percentile	51	51
Maximum	77	65
Range	56	44
Interquartile range (IQR)	12	12

Descriptive statistics

	Train	Test
Standard deviation	8.746519	8.7561582
Coefficient of variation (CV)	0.25908694	0.26016216
Kurtosis	0.038739191	0.066933517
Mean	33.759012	33.65654
Median Absolute Deviation (MAD)	6	6
Skewness	0.77798937	0.79024104
Sum	907476	387757
Variance	76.501595	76.670306
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=46)

Value	Count	Frequency (%)
27	1373	5.1%
29	1349	5.0%
28	1326	4.9%
30	1323	4.9%
25	1293	4.8%
26	1252	4.7%
31	1215	4.5%
32	1203	4.5%
24	1186	4.4%
33	1180	4.4%
Other values (36)	14181	52.8%

Value	Count	Frequency (%)
29	615	5.3%
27	583	5.1%
28	558	4.8%
30	547	4.7%
26	545	4.7%
24	544	4.7%
31	537	4.7%
32	527	4.6%
25	518	4.5%
33	473	4.1%
Other values (35)	6074	52.7%

Value	Count	Frequency (%)
21	554	2.1%
22	838	3.1%
23	1026	3.8%
24	1186	4.4%
25	1293	4.8%
26	1252	4.7%
27	1373	5.1%
28	1326	4.9%
29	1349	5.0%
30	1323	4.9%

Value	Count	Frequency (%)
21	242	2.1%
22	376	3.3%
23	472	4.1%
24	544	4.7%
25	518	4.5%
26	545	4.7%
27	583	5.1%
28	558	4.8%
29	615	5.3%
30	547	4.7%

Value	Count	Frequency (%)
21	242	0.9%
22	376	1.4%
23	472	1.8%
24	544	2.0%
25	518	1.9%
26	545	2.0%
27	583	2.2%
28	558	2.1%
29	615	2.3%
30	547	2.0%

Value	Count	Frequency (%)
21	554	4.8%
22	838	7.3%
23	1026	8.9%
24	1186	10.3%
25	1293	11.2%
26	1252	10.9%
27	1373	11.9%
28	1326	11.5%
29	1349	11.7%
30	1323	11.5%

GENDER
Categorical

	Train	Test
Distinct	2	2
Distinct (%)	< 0.1%	< 0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

M	23875
F	3006

M	10191
F	1330

Length

	Train	Test
Max length	1	1
Median length	1	1
Mean length	1	1
Min length	1	1

Characters and Unicode

	Train	Test
Total characters	26881	11521
Distinct characters	2	2
Distinct categories	1	1 ?
Distinct scripts	1	1 ?
Distinct blocks	1	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

	Train	Test
Unique	0	0 ?
Unique (%)	0.0%	0.0%

Sample

	Train	Test
1st row	M	F
2nd row	F	M
3rd row	M	M
4th row	M	M
5th row	F	M

Common Values

Value	Count	Frequency (%)
M	23875	88.8%
F	3006	11.2%

Value	Count	Frequency (%)
M	10191	88.5%
F	1330	11.5%

Length

Histogram of lengths of the category

Common Values (Plot)

Train

Test

Value	Count	Frequency (%)
m	23875	88.8%
f	3006	11.2%

Value	Count	Frequency (%)
m	10191	88.5%
f	1330	11.5%

Most occurring characters

Value	Count	Frequency (%)
M	23875	88.8%
F	3006	11.2%

Value	Count	Frequency (%)
M	10191	88.5%
F	1330	11.5%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	26881	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
M	23875	88.8%
F	3006	11.2%

Value	Count	Frequency (%)
M	10191	88.5%
F	1330	11.5%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	26881	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
M	23875	88.8%
F	3006	11.2%

Value	Count	Frequency (%)
M	10191	88.5%
F	1330	11.5%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	26881	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
M	23875	88.8%
F	3006	11.2%

Value	Count	Frequency (%)
M	10191	88.5%
F	1330	11.5%

NETMONTHLYINCOME
Real number (ℝ)

	Train	Test
Distinct	738	479
Distinct (%)	2.7%	4.2%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	27175.482	27298.744

	Train	Test
Minimum	0	0
Maximum	700000	2500000
Zeros	17	11
Zeros (%)	0.1%	0.1%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	12000	12000
Q1	18000	18000
median	24000	24000
Q3	32000	32000
95-th percentile	50000	50000
Maximum	700000	2500000
Range	700000	2500000
Interquartile range (IQR)	14000	14000

Descriptive statistics

	Train	Test
Standard deviation	19599.825	29141.73
Coefficient of variation (CV)	0.72123191	1.0675117
Kurtosis	280.50511	4524.4074
Mean	27175.482	27298.744
Median Absolute Deviation (MAD)	6000	6000
Skewness	11.789318	55.070414
Sum	7.3050412 × 10⁸	3.1450883 × 10⁸
Variance	3.8415312 × 10⁸	8.4924044 × 10⁸
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
20000	2496	9.3%
25000	2427	9.0%
30000	2105	7.8%
15000	1871	7.0%
18000	1538	5.7%
35000	1319	4.9%
40000	1051	3.9%
22000	785	2.9%
45000	624	2.3%
28000	615	2.3%
Other values (728)	12050	44.8%

Value	Count	Frequency (%)
20000	1142	9.9%
25000	1062	9.2%
30000	876	7.6%
15000	790	6.9%
18000	631	5.5%
35000	575	5.0%
40000	449	3.9%
22000	311	2.7%
45000	274	2.4%
28000	261	2.3%
Other values (469)	5150	44.7%

Value	Count	Frequency (%)
0	17	0.1%
1	4	< 0.1%
2	4	< 0.1%
3	1	< 0.1%
5	1	< 0.1%
6	2	< 0.1%
8	3	< 0.1%
9	1	< 0.1%
10	36	0.1%
11	4	< 0.1%

Value	Count	Frequency (%)
0	11	0.1%
5	1	< 0.1%
9	1	< 0.1%
10	10	0.1%
12	6	0.1%
15	4	< 0.1%
18	1	< 0.1%
20	1	< 0.1%
22	1	< 0.1%
25	1	< 0.1%

Value	Count	Frequency (%)
0	11	< 0.1%
5	1	< 0.1%
9	1	< 0.1%
10	10	< 0.1%
12	6	< 0.1%
15	4	< 0.1%
18	1	< 0.1%
20	1	< 0.1%
22	1	< 0.1%
25	1	< 0.1%

Value	Count	Frequency (%)
0	17	0.1%
1	4	< 0.1%
2	4	< 0.1%
3	1	< 0.1%
5	1	< 0.1%
6	2	< 0.1%
8	3	< 0.1%
9	1	< 0.1%
10	36	0.3%
11	4	< 0.1%

Time_With_Curr_Empr
Real number (ℝ)

	Train	Test
Distinct	426	379
Distinct (%)	1.6%	3.3%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	109.91005	110.00373

	Train	Test
Minimum	0	3
Maximum	1020	839
Zeros	1	0
Zeros (%)	< 0.1%	0.0%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	3
5-th percentile	27	27
Q1	61	60
median	90	90
Q3	131	131
95-th percentile	250	251
Maximum	1020	839
Range	1020	836
Interquartile range (IQR)	70	71

Descriptive statistics

	Train	Test
Standard deviation	75.771865	76.92445
Coefficient of variation (CV)	0.68939889	0.69928946
Kurtosis	6.7691652	5.912624
Mean	109.91005	110.00373
Median Absolute Deviation (MAD)	37	37
Skewness	1.8675846	1.8571038
Sum	2954492	1267353
Variance	5741.3755	5917.3711
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
66	866	3.2%
125	789	2.9%
126	662	2.5%
71	494	1.8%
62	453	1.7%
65	445	1.7%
102	381	1.4%
30	379	1.4%
130	370	1.4%
77	368	1.4%
Other values (416)	21674	80.6%

Value	Count	Frequency (%)
66	369	3.2%
125	344	3.0%
126	279	2.4%
71	193	1.7%
65	181	1.6%
62	176	1.5%
77	174	1.5%
63	170	1.5%
42	163	1.4%
130	162	1.4%
Other values (369)	9310	80.8%

Value	Count	Frequency (%)
0	1	< 0.1%
3	3	< 0.1%
5	6	< 0.1%
6	6	< 0.1%
9	1	< 0.1%
12	38	0.1%
13	73	0.3%
14	96	0.4%
15	52	0.2%
16	15	0.1%

Value	Count	Frequency (%)
3	2	< 0.1%
4	1	< 0.1%
5	3	< 0.1%
6	3	< 0.1%
8	3	< 0.1%
9	1	< 0.1%
12	22	0.2%
13	33	0.3%
14	45	0.4%
15	26	0.2%

Value	Count	Frequency (%)
3	2	< 0.1%
4	1	< 0.1%
5	3	< 0.1%
6	3	< 0.1%
8	3	< 0.1%
9	1	< 0.1%
12	22	0.1%
13	33	0.1%
14	45	0.2%
15	26	0.1%

Value	Count	Frequency (%)
0	1	< 0.1%
3	3	< 0.1%
5	6	0.1%
6	6	0.1%
9	1	< 0.1%
12	38	0.3%
13	73	0.6%
14	96	0.8%
15	52	0.5%
16	15	0.1%

pct_of_active_TLs_ever
Real number (ℝ)

	Train	Test
Distinct	332	265
Distinct (%)	1.2%	2.3%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.5846419	0.58885383

	Train	Test
Minimum	0	0
Maximum	1	1
Zeros	4077	1682
Zeros (%)	15.2%	14.6%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0.286	0.286
median	0.595	0.6
Q3	1	1
95-th percentile	1	1
Maximum	1	1
Range	1	1
Interquartile range (IQR)	0.714	0.714

Descriptive statistics

	Train	Test
Standard deviation	0.37246441	0.369496
Coefficient of variation (CV)	0.63708127	0.62748339
Kurtosis	-1.3575591	-1.3313392
Mean	0.5846419	0.58885383
Median Absolute Deviation (MAD)	0.405	0.4
Skewness	-0.24785968	-0.26136069
Sum	15715.759	6784.185
Variance	0.13872973	0.13652729
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
1	9440	35.1%
0	4077	15.2%
0.5	2915	10.8%
0.667	1440	5.4%
0.333	1229	4.6%
0.75	676	2.5%
0.25	602	2.2%
0.6	430	1.6%
0.4	430	1.6%
0.2	348	1.3%
Other values (322)	5294	19.7%

Value	Count	Frequency (%)
1	4047	35.1%
0	1682	14.6%
0.5	1318	11.4%
0.667	601	5.2%
0.333	503	4.4%
0.25	279	2.4%
0.75	278	2.4%
0.6	223	1.9%
0.4	198	1.7%
0.8	151	1.3%
Other values (255)	2241	19.5%

Value	Count	Frequency (%)
0	4077	15.2%
0.016	1	< 0.1%
0.02	2	< 0.1%
0.021	2	< 0.1%
0.022	1	< 0.1%
0.025	2	< 0.1%
0.026	1	< 0.1%
0.027	1	< 0.1%
0.029	3	< 0.1%
0.031	4	< 0.1%

Value	Count	Frequency (%)
0	1682	14.6%
0.016	1	< 0.1%
0.017	1	< 0.1%
0.019	1	< 0.1%
0.02	1	< 0.1%
0.021	1	< 0.1%
0.024	1	< 0.1%
0.025	1	< 0.1%
0.028	1	< 0.1%
0.029	1	< 0.1%

Value	Count	Frequency (%)
0	1682	6.3%
0.016	1	< 0.1%
0.017	1	< 0.1%
0.019	1	< 0.1%
0.02	1	< 0.1%
0.021	1	< 0.1%
0.024	1	< 0.1%
0.025	1	< 0.1%
0.028	1	< 0.1%
0.029	1	< 0.1%

Value	Count	Frequency (%)
0	4077	35.4%
0.016	1	< 0.1%
0.02	2	< 0.1%
0.021	2	< 0.1%
0.022	1	< 0.1%
0.025	2	< 0.1%
0.026	1	< 0.1%
0.027	1	< 0.1%
0.029	3	< 0.1%
0.031	4	< 0.1%

pct_opened_TLs_L6m_of_L12m
Real number (ℝ)

	Train	Test
Distinct	86	68
Distinct (%)	0.3%	0.6%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.31250028	0.30968796

	Train	Test
Minimum	0	0
Maximum	1	1
Zeros	15421	6654
Zeros (%)	57.4%	57.8%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	0.667	0.667
95-th percentile	1	1
Maximum	1	1
Range	1	1
Interquartile range (IQR)	0.667	0.667

Descriptive statistics

	Train	Test
Standard deviation	0.40380048	0.40315285
Coefficient of variation (CV)	1.2921604	1.3018034
Kurtosis	-1.0729818	-1.0492012
Mean	0.31250028	0.30968796
Median Absolute Deviation (MAD)	0	0
Skewness	0.77736112	0.79264279
Sum	8400.32	3567.915
Variance	0.16305483	0.16253222
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	15421	57.4%
1	5260	19.6%
0.5	2375	8.8%
0.667	833	3.1%
0.333	743	2.8%
0.25	323	1.2%
0.75	316	1.2%
0.6	229	0.9%
0.4	211	0.8%
0.8	134	0.5%
Other values (76)	1036	3.9%

Value	Count	Frequency (%)
0	6654	57.8%
1	2238	19.4%
0.5	1002	8.7%
0.667	338	2.9%
0.333	328	2.8%
0.75	140	1.2%
0.25	131	1.1%
0.4	103	0.9%
0.6	88	0.8%
0.8	64	0.6%
Other values (58)	435	3.8%

Value	Count	Frequency (%)
0	15421	57.4%
0.071	2	< 0.1%
0.111	1	< 0.1%
0.118	1	< 0.1%
0.125	9	< 0.1%
0.133	1	< 0.1%
0.143	45	0.2%
0.154	4	< 0.1%
0.167	45	0.2%
0.182	3	< 0.1%

Value	Count	Frequency (%)
0	6654	57.8%
0.125	7	0.1%
0.143	13	0.1%
0.154	2	< 0.1%
0.167	19	0.2%
0.182	3	< 0.1%
0.2	47	0.4%
0.214	2	< 0.1%
0.222	4	< 0.1%
0.25	131	1.1%

Value	Count	Frequency (%)
0	6654	24.8%
0.125	7	< 0.1%
0.143	13	< 0.1%
0.154	2	< 0.1%
0.167	19	0.1%
0.182	3	< 0.1%
0.2	47	0.2%
0.214	2	< 0.1%
0.222	4	< 0.1%
0.25	131	0.5%

Value	Count	Frequency (%)
0	15421	133.9%
0.071	2	< 0.1%
0.111	1	< 0.1%
0.118	1	< 0.1%
0.125	9	0.1%
0.133	1	< 0.1%
0.143	45	0.4%
0.154	4	< 0.1%
0.167	45	0.4%
0.182	3	< 0.1%

pct_currentBal_all_TL
Real number (ℝ)

	Train	Test
Distinct	1369	1240
Distinct (%)	5.1%	10.8%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.94390536	0.56563831

	Train	Test
Minimum	-1	-1
Maximum	6327.5	23.154
Zeros	5615	2362
Zeros (%)	20.9%	20.5%
Negative	30	15
Negative (%)	0.1%	0.1%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	0	0
Q1	0.166	0.171
median	0.638	0.646
Q3	0.89	0.892
95-th percentile	1.027	1.027
Maximum	6327.5	23.154
Range	6328.5	24.154
Interquartile range (IQR)	0.724	0.721

Descriptive statistics

	Train	Test
Standard deviation	41.075375	0.50575031
Coefficient of variation (CV)	43.516412	0.89412315
Kurtosis	21107.288	710.24058
Mean	0.94390536	0.56563831
Median Absolute Deviation (MAD)	0.305	0.302
Skewness	140.32521	16.496117
Sum	25373.12	6516.719
Variance	1687.1864	0.25578337
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	5615	20.9%
1	1330	4.9%
0.5	189	0.7%
0.333	116	0.4%
0.667	112	0.4%
0.7	103	0.4%
0.6	92	0.3%
0.4	91	0.3%
0.3	85	0.3%
1.002	72	0.3%
Other values (1359)	19076	71.0%

Value	Count	Frequency (%)
0	2362	20.5%
1	580	5.0%
0.5	92	0.8%
0.3	51	0.4%
0.333	44	0.4%
0.6	44	0.4%
0.667	43	0.4%
0.833	41	0.4%
0.417	37	0.3%
0.2	36	0.3%
Other values (1230)	8191	71.1%

Value	Count	Frequency (%)
-1	30	0.1%
0	5615	20.9%
0.001	25	0.1%
0.002	10	< 0.1%
0.003	7	< 0.1%
0.004	5	< 0.1%
0.005	4	< 0.1%
0.006	8	< 0.1%
0.007	7	< 0.1%
0.008	3	< 0.1%

Value	Count	Frequency (%)
-1	15	0.1%
0	2362	20.5%
0.001	5	< 0.1%
0.002	7	0.1%
0.003	2	< 0.1%
0.004	1	< 0.1%
0.005	2	< 0.1%
0.006	2	< 0.1%
0.007	4	< 0.1%
0.008	1	< 0.1%

Value	Count	Frequency (%)
-1	15	0.1%
0	2362	8.8%
0.001	5	< 0.1%
0.002	7	< 0.1%
0.003	2	< 0.1%
0.004	1	< 0.1%
0.005	2	< 0.1%
0.006	2	< 0.1%
0.007	4	< 0.1%
0.008	1	< 0.1%

Value	Count	Frequency (%)
-1	30	0.3%
0	5615	48.7%
0.001	25	0.2%
0.002	10	0.1%
0.003	7	0.1%
0.004	5	< 0.1%
0.005	4	< 0.1%
0.006	8	0.1%
0.007	7	0.1%
0.008	3	< 0.1%

CC_utilization
Real number (ℝ)

	Train	Test
Distinct	792	618
Distinct (%)	2.9%	5.4%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	-0.71515104	-0.7154648

	Train	Test
Minimum	-1	-1
Maximum	1	1
Zeros	267	119
Zeros (%)	1.0%	1.0%
Negative	22287	9551
Negative (%)	82.9%	82.9%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	-1	-1
Q1	-1	-1
median	-1	-1
Q3	-1	-1
95-th percentile	0.958	0.953
Maximum	1	1
Range	2	2
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	0.64382989	0.64299503
Coefficient of variation (CV)	-0.90027122	-0.89870952
Kurtosis	1.9084155	1.9073898
Mean	-0.71515104	-0.7154648
Median Absolute Deviation (MAD)	0	0
Skewness	1.9222296	1.9219475
Sum	-19223.975	-8242.87
Variance	0.41451693	0.41344261
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
-1	22287	82.9%
1	932	3.5%
0	267	1.0%
0.001	32	0.1%
0.913	28	0.1%
0.991	25	0.1%
0.999	22	0.1%
0.962	18	0.1%
0.967	17	0.1%
0.958	17	0.1%
Other values (782)	3236	12.0%

Value	Count	Frequency (%)
-1	9551	82.9%
1	383	3.3%
0	119	1.0%
0.958	12	0.1%
0.948	12	0.1%
0.967	12	0.1%
0.991	10	0.1%
0.937	10	0.1%
0.004	9	0.1%
0.931	8	0.1%
Other values (608)	1395	12.1%

Value	Count	Frequency (%)
-1	22287	82.9%
0	267	1.0%
0.001	32	0.1%
0.002	13	< 0.1%
0.003	3	< 0.1%
0.004	7	< 0.1%
0.005	2	< 0.1%
0.006	13	< 0.1%
0.007	8	< 0.1%
0.008	3	< 0.1%

Value	Count	Frequency (%)
-1	9551	82.9%
0	119	1.0%
0.001	7	0.1%
0.002	5	< 0.1%
0.003	1	< 0.1%
0.004	9	0.1%
0.005	3	< 0.1%
0.006	6	0.1%
0.007	1	< 0.1%
0.008	2	< 0.1%

Value	Count	Frequency (%)
-1	9551	35.5%
0	119	0.4%
0.001	7	< 0.1%
0.002	5	< 0.1%
0.003	1	< 0.1%
0.004	9	< 0.1%
0.005	3	< 0.1%
0.006	6	< 0.1%
0.007	1	< 0.1%
0.008	2	< 0.1%

Value	Count	Frequency (%)
-1	22287	193.4%
0	267	2.3%
0.001	32	0.3%
0.002	13	0.1%
0.003	3	< 0.1%
0.004	7	0.1%
0.005	2	< 0.1%
0.006	13	0.1%
0.007	8	0.1%
0.008	3	< 0.1%

CC_Flag
Categorical

	Train	Test
Distinct	2	2
Distinct (%)	< 0.1%	< 0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

0	21879
1	5002

0	9375
1	2146

Length

	Train	Test
Max length	1	1
Median length	1	1
Mean length	1	1
Min length	1	1

Characters and Unicode

	Train	Test
Total characters	26881	11521
Distinct characters	2	2
Distinct categories	1	1 ?
Distinct scripts	1	1 ?
Distinct blocks	1	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

	Train	Test
Unique	0	0 ?
Unique (%)	0.0%	0.0%

Sample

	Train	Test
1st row	0	0
2nd row	0	0
3rd row	0	0
4th row	0	0
5th row	0	0

Common Values

Value	Count	Frequency (%)
0	21879	81.4%
1	5002	18.6%

Value	Count	Frequency (%)
0	9375	81.4%
1	2146	18.6%

Length

Histogram of lengths of the category

Common Values (Plot)

Train

Test

Value	Count	Frequency (%)
0	21879	81.4%
1	5002	18.6%

Value	Count	Frequency (%)
0	9375	81.4%
1	2146	18.6%

Most occurring characters

Value	Count	Frequency (%)
0	21879	81.4%
1	5002	18.6%

Value	Count	Frequency (%)
0	9375	81.4%
1	2146	18.6%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	26881	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
0	21879	81.4%
1	5002	18.6%

Value	Count	Frequency (%)
0	9375	81.4%
1	2146	18.6%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	26881	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
0	21879	81.4%
1	5002	18.6%

Value	Count	Frequency (%)
0	9375	81.4%
1	2146	18.6%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	26881	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
0	21879	81.4%
1	5002	18.6%

Value	Count	Frequency (%)
0	9375	81.4%
1	2146	18.6%

PL_utilization
Real number (ℝ)

	Train	Test
Distinct	743	571
Distinct (%)	2.8%	5.0%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	-0.72227041	-0.7292906

	Train	Test
Minimum	-1	-1
Maximum	1.394	1.394
Zeros	107	46
Zeros (%)	0.4%	0.4%
Negative	22626	9740
Negative (%)	84.2%	84.5%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	-1	-1
Q1	-1	-1
median	-1	-1
Q3	-1	-1
95-th percentile	0.919	0.909
Maximum	1.394	1.394
Range	2.394	2.394
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	0.64802329	0.6406305
Coefficient of variation (CV)	-0.89720315	-0.87842967
Kurtosis	1.9273609	2.0899631
Mean	-0.72227041	-0.7292906
Median Absolute Deviation (MAD)	0	0
Skewness	1.9542584	1.9944776
Sum	-19415.351	-8402.157
Variance	0.41993418	0.41040744
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
-1	22626	84.2%
1	407	1.5%
0	107	0.4%
0.949	39	0.1%
0.967	29	0.1%
0.842	28	0.1%
0.894	24	0.1%
0.931	24	0.1%
0.965	22	0.1%
0.809	22	0.1%
Other values (733)	3553	13.2%

Value	Count	Frequency (%)
-1	9740	84.5%
1	149	1.3%
0	46	0.4%
0.984	17	0.1%
0.843	13	0.1%
0.931	13	0.1%
0.97	12	0.1%
0.842	11	0.1%
0.856	11	0.1%
0.766	11	0.1%
Other values (561)	1498	13.0%

Value	Count	Frequency (%)
-1	22626	84.2%
0	107	0.4%
0.004	1	< 0.1%
0.006	2	< 0.1%
0.007	3	< 0.1%
0.008	2	< 0.1%
0.01	3	< 0.1%
0.012	1	< 0.1%
0.026	2	< 0.1%
0.028	1	< 0.1%

Value	Count	Frequency (%)
-1	9740	84.5%
0	46	0.4%
0.004	1	< 0.1%
0.007	1	< 0.1%
0.013	1	< 0.1%
0.028	1	< 0.1%
0.032	1	< 0.1%
0.04	1	< 0.1%
0.043	2	< 0.1%
0.044	2	< 0.1%

Value	Count	Frequency (%)
-1	9740	36.2%
0	46	0.2%
0.004	1	< 0.1%
0.007	1	< 0.1%
0.013	1	< 0.1%
0.028	1	< 0.1%
0.032	1	< 0.1%
0.04	1	< 0.1%
0.043	2	< 0.1%
0.044	2	< 0.1%

Value	Count	Frequency (%)
-1	22626	196.4%
0	107	0.9%
0.004	1	< 0.1%
0.006	2	< 0.1%
0.007	3	< 0.1%
0.008	2	< 0.1%
0.01	3	< 0.1%
0.012	1	< 0.1%
0.026	2	< 0.1%
0.028	1	< 0.1%

PL_Flag
Categorical

	Train	Test
Distinct	2	2
Distinct (%)	< 0.1%	< 0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

0	21662
1	5219

0	9343
1	2178

Length

	Train	Test
Max length	1	1
Median length	1	1
Mean length	1	1
Min length	1	1

Characters and Unicode

	Train	Test
Total characters	26881	11521
Distinct characters	2	2
Distinct categories	1	1 ?
Distinct scripts	1	1 ?
Distinct blocks	1	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

	Train	Test
Unique	0	0 ?
Unique (%)	0.0%	0.0%

Sample

	Train	Test
1st row	1	0
2nd row	0	0
3rd row	0	0
4th row	0	0
5th row	1	0

Common Values

Value	Count	Frequency (%)
0	21662	80.6%
1	5219	19.4%

Value	Count	Frequency (%)
0	9343	81.1%
1	2178	18.9%

Length

Histogram of lengths of the category

Common Values (Plot)

Train

Test

Value	Count	Frequency (%)
0	21662	80.6%
1	5219	19.4%

Value	Count	Frequency (%)
0	9343	81.1%
1	2178	18.9%

Most occurring characters

Value	Count	Frequency (%)
0	21662	80.6%
1	5219	19.4%

Value	Count	Frequency (%)
0	9343	81.1%
1	2178	18.9%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	26881	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
0	21662	80.6%
1	5219	19.4%

Value	Count	Frequency (%)
0	9343	81.1%
1	2178	18.9%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	26881	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
0	21662	80.6%
1	5219	19.4%

Value	Count	Frequency (%)
0	9343	81.1%
1	2178	18.9%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	26881	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
0	21662	80.6%
1	5219	19.4%

Value	Count	Frequency (%)
0	9343	81.1%
1	2178	18.9%

pct_PL_enq_L6m_of_L12m
Real number (ℝ)

	Train	Test
Distinct	73	55
Distinct (%)	0.3%	0.5%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.20308787	0.20636065

	Train	Test
Minimum	0	0
Maximum	1	1
Zeros	20545	8785
Zeros (%)	76.4%	76.3%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	1	1
Maximum	1	1
Range	1	1
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	0.38212687	0.3856842
Coefficient of variation (CV)	1.8815839	1.8689813
Kurtosis	0.27259486	0.19768033
Mean	0.20308787	0.20636065
Median Absolute Deviation (MAD)	0	0
Skewness	1.4585625	1.4361805
Sum	5459.205	2377.481
Variance	0.14602094	0.1487523
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	20545	76.4%
1	4363	16.2%
0.5	655	2.4%
0.667	288	1.1%
0.333	217	0.8%
0.75	132	0.5%
0.4	70	0.3%
0.8	70	0.3%
0.25	61	0.2%
0.857	55	0.2%
Other values (63)	425	1.6%

Value	Count	Frequency (%)
0	8785	76.3%
1	1937	16.8%
0.5	284	2.5%
0.667	135	1.2%
0.333	82	0.7%
0.75	47	0.4%
0.8	24	0.2%
0.25	23	0.2%
0.833	22	0.2%
0.4	21	0.2%
Other values (45)	161	1.4%

Value	Count	Frequency (%)
0	20545	76.4%
0.1	1	< 0.1%
0.125	3	< 0.1%
0.133	2	< 0.1%
0.143	6	< 0.1%
0.167	15	0.1%
0.2	32	0.1%
0.222	1	< 0.1%
0.25	61	0.2%
0.273	2	< 0.1%

Value	Count	Frequency (%)
0	8785	76.3%
0.111	1	< 0.1%
0.125	1	< 0.1%
0.143	7	0.1%
0.167	2	< 0.1%
0.182	1	< 0.1%
0.2	14	0.1%
0.222	3	< 0.1%
0.25	23	0.2%
0.273	1	< 0.1%

Value	Count	Frequency (%)
0	8785	32.7%
0.111	1	< 0.1%
0.125	1	< 0.1%
0.143	7	< 0.1%
0.167	2	< 0.1%
0.182	1	< 0.1%
0.2	14	0.1%
0.222	3	< 0.1%
0.25	23	0.1%
0.273	1	< 0.1%

Value	Count	Frequency (%)
0	20545	178.3%
0.1	1	< 0.1%
0.125	3	< 0.1%
0.133	2	< 0.1%
0.143	6	0.1%
0.167	15	0.1%
0.2	32	0.3%
0.222	1	< 0.1%
0.25	61	0.5%
0.273	2	< 0.1%

pct_CC_enq_L6m_of_L12m
Real number (ℝ)

	Train	Test
Distinct	49	41
Distinct (%)	0.2%	0.4%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.096627358	0.097288169

	Train	Test
Minimum	0	0
Maximum	1	1
Zeros	23689	10141
Zeros (%)	88.1%	88.0%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	1	1
Maximum	1	1
Range	1	1
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	0.27780193	0.2787292
Coefficient of variation (CV)	2.8749821	2.8649856
Kurtosis	5.6672961	5.6115859
Mean	0.096627358	0.097288169
Median Absolute Deviation (MAD)	0	0
Skewness	2.7087531	2.698812
Sum	2597.44	1120.857
Variance	0.07717391	0.077689968
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=49)

Value	Count	Frequency (%)
0	23689	88.1%
1	1962	7.3%
0.5	403	1.5%
0.667	158	0.6%
0.333	157	0.6%
0.75	76	0.3%
0.25	73	0.3%
0.6	45	0.2%
0.4	43	0.2%
0.8	29	0.1%
Other values (39)	246	0.9%

Value	Count	Frequency (%)
0	10141	88.0%
1	852	7.4%
0.5	184	1.6%
0.667	74	0.6%
0.333	72	0.6%
0.75	31	0.3%
0.25	26	0.2%
0.6	19	0.2%
0.2	16	0.1%
0.8	15	0.1%
Other values (31)	91	0.8%

Value	Count	Frequency (%)
0	23689	88.1%
0.091	2	< 0.1%
0.125	1	< 0.1%
0.143	5	< 0.1%
0.167	3	< 0.1%
0.2	22	0.1%
0.222	7	< 0.1%
0.25	73	0.3%
0.273	3	< 0.1%
0.286	11	< 0.1%

Value	Count	Frequency (%)
0	10141	88.0%
0.1	1	< 0.1%
0.167	6	0.1%
0.2	16	0.1%
0.222	4	< 0.1%
0.25	26	0.2%
0.273	1	< 0.1%
0.286	3	< 0.1%
0.3	3	< 0.1%
0.333	72	0.6%

Value	Count	Frequency (%)
0	10141	37.7%
0.1	1	< 0.1%
0.167	6	< 0.1%
0.2	16	0.1%
0.222	4	< 0.1%
0.25	26	0.1%
0.273	1	< 0.1%
0.286	3	< 0.1%
0.3	3	< 0.1%
0.333	72	0.3%

Value	Count	Frequency (%)
0	23689	205.6%
0.091	2	< 0.1%
0.125	1	< 0.1%
0.143	5	< 0.1%
0.167	3	< 0.1%
0.2	22	0.2%
0.222	7	0.1%
0.25	73	0.6%
0.273	3	< 0.1%
0.286	11	0.1%

pct_PL_enq_L6m_of_ever
Real number (ℝ)

	Train	Test
Distinct	111	78
Distinct (%)	0.4%	0.7%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.1759676	0.17989445

	Train	Test
Minimum	0	0
Maximum	1	1
Zeros	20545	8785
Zeros (%)	76.4%	76.3%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	1	1
Maximum	1	1
Range	1	1
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	0.34904074	0.35330272
Coefficient of variation (CV)	1.9835512	1.9639445
Kurtosis	1.1564438	1.0252407
Mean	0.1759676	0.17989445
Median Absolute Deviation (MAD)	0	0
Skewness	1.6958212	1.6611268
Sum	4730.185	2072.564
Variance	0.12182943	0.12482281
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	20545	76.4%
1	3357	12.5%
0.5	826	3.1%
0.333	389	1.4%
0.667	282	1.0%
0.25	218	0.8%
0.75	149	0.6%
0.4	108	0.4%
0.2	101	0.4%
0.167	82	0.3%
Other values (101)	824	3.1%

Value	Count	Frequency (%)
0	8785	76.3%
1	1498	13.0%
0.5	368	3.2%
0.333	164	1.4%
0.667	145	1.3%
0.25	90	0.8%
0.75	53	0.5%
0.2	52	0.5%
0.4	40	0.3%
0.6	28	0.2%
Other values (68)	298	2.6%

Value	Count	Frequency (%)
0	20545	76.4%
0.045	1	< 0.1%
0.05	4	< 0.1%
0.067	8	< 0.1%
0.071	11	< 0.1%
0.074	2	< 0.1%
0.077	2	< 0.1%
0.083	13	< 0.1%
0.087	3	< 0.1%
0.091	7	< 0.1%

Value	Count	Frequency (%)
0	8785	76.3%
0.045	2	< 0.1%
0.057	1	< 0.1%
0.071	1	< 0.1%
0.077	1	< 0.1%
0.083	4	< 0.1%
0.091	2	< 0.1%
0.1	8	0.1%
0.105	1	< 0.1%
0.111	15	0.1%

Value	Count	Frequency (%)
0	8785	32.7%
0.045	2	< 0.1%
0.057	1	< 0.1%
0.071	1	< 0.1%
0.077	1	< 0.1%
0.083	4	< 0.1%
0.091	2	< 0.1%
0.1	8	< 0.1%
0.105	1	< 0.1%
0.111	15	0.1%

Value	Count	Frequency (%)
0	20545	178.3%
0.045	1	< 0.1%
0.05	4	< 0.1%
0.067	8	0.1%
0.071	11	0.1%
0.074	2	< 0.1%
0.077	2	< 0.1%
0.083	13	0.1%
0.087	3	< 0.1%
0.091	7	0.1%

pct_CC_enq_L6m_of_ever
Real number (ℝ)

	Train	Test
Distinct	78	67
Distinct (%)	0.3%	0.6%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.0795008	0.079739606

	Train	Test
Minimum	0	0
Maximum	1	1
Zeros	23689	10141
Zeros (%)	88.1%	88.0%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	1	1
Maximum	1	1
Range	1	1
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	0.24393559	0.24416181
Coefficient of variation (CV)	3.0683414	3.0619892
Kurtosis	8.3582443	8.333079
Mean	0.0795008	0.079739606
Median Absolute Deviation (MAD)	0	0
Skewness	3.1121151	3.1077971
Sum	2137.061	918.68
Variance	0.059504574	0.05961499
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	23689	88.1%
1	1401	5.2%
0.5	453	1.7%
0.333	232	0.9%
0.25	154	0.6%
0.667	140	0.5%
0.2	95	0.4%
0.4	77	0.3%
0.75	64	0.2%
0.167	63	0.2%
Other values (68)	513	1.9%

Value	Count	Frequency (%)
0	10141	88.0%
1	602	5.2%
0.5	201	1.7%
0.333	96	0.8%
0.25	69	0.6%
0.667	64	0.6%
0.2	43	0.4%
0.4	37	0.3%
0.167	28	0.2%
0.75	23	0.2%
Other values (57)	217	1.9%

Value	Count	Frequency (%)
0	23689	88.1%
0.048	2	< 0.1%
0.05	2	< 0.1%
0.051	3	< 0.1%
0.059	1	< 0.1%
0.062	1	< 0.1%
0.067	3	< 0.1%
0.069	2	< 0.1%
0.071	8	< 0.1%
0.077	1	< 0.1%

Value	Count	Frequency (%)
0	10141	88.0%
0.053	1	< 0.1%
0.059	3	< 0.1%
0.062	4	< 0.1%
0.071	2	< 0.1%
0.077	3	< 0.1%
0.083	4	< 0.1%
0.086	2	< 0.1%
0.091	12	0.1%
0.1	5	< 0.1%

Value	Count	Frequency (%)
0	10141	37.7%
0.053	1	< 0.1%
0.059	3	< 0.1%
0.062	4	< 0.1%
0.071	2	< 0.1%
0.077	3	< 0.1%
0.083	4	< 0.1%
0.086	2	< 0.1%
0.091	12	< 0.1%
0.1	5	< 0.1%

Value	Count	Frequency (%)
0	23689	205.6%
0.048	2	< 0.1%
0.05	2	< 0.1%
0.051	3	< 0.1%
0.059	1	< 0.1%
0.062	1	< 0.1%
0.067	3	< 0.1%
0.069	2	< 0.1%
0.071	8	0.1%
0.077	1	< 0.1%

max_unsec_exposure_inPct
Real number (ℝ)

	Train	Test
Distinct	5783	3712
Distinct (%)	21.5%	32.2%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	38.188594	10.20411

	Train	Test
Minimum	-1	-1
Maximum	83672.1	42656.6
Zeros	275	112
Zeros (%)	1.0%	1.0%
Negative	10929	4651
Negative (%)	40.7%	40.4%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	-1	-1
Q1	-1	-1
median	0.567	0.572
Q3	2.857	2.826
95-th percentile	15.931	15.217
Maximum	83672.1	42656.6
Range	83673.1	42657.6
Interquartile range (IQR)	3.857	3.826

Descriptive statistics

	Train	Test
Standard deviation	1432.2347	425.70768
Coefficient of variation (CV)	37.504254	41.719235
Kurtosis	2766.4319	8792.4345
Mean	38.188594	10.20411
Median Absolute Deviation (MAD)	1.567	1.572
Skewness	51.020782	89.679411
Sum	1026547.6	117561.56
Variance	2051296.3	181227.03
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
-1	10929	40.7%
0	275	1.0%
1	75	0.3%
5	60	0.2%
0.001	56	0.2%
2	53	0.2%
10	53	0.2%
2.5	52	0.2%
4	42	0.2%
6.667	41	0.2%
Other values (5773)	15245	56.7%

Value	Count	Frequency (%)
-1	4651	40.4%
0	112	1.0%
0.001	40	0.3%
10	37	0.3%
1	30	0.3%
5	26	0.2%
3.333	23	0.2%
2	22	0.2%
2.5	21	0.2%
0.6	21	0.2%
Other values (3702)	6538	56.7%

Value	Count	Frequency (%)
-1	10929	40.7%
0	275	1.0%
0.001	56	0.2%
0.002	25	0.1%
0.003	13	< 0.1%
0.004	13	< 0.1%
0.005	3	< 0.1%
0.006	14	0.1%
0.007	6	< 0.1%
0.008	10	< 0.1%

Value	Count	Frequency (%)
-1	4651	40.4%
0	112	1.0%
0.001	40	0.3%
0.002	14	0.1%
0.003	6	0.1%
0.004	5	< 0.1%
0.005	2	< 0.1%
0.006	6	0.1%
0.007	4	< 0.1%
0.008	3	< 0.1%

Value	Count	Frequency (%)
-1	4651	17.3%
0	112	0.4%
0.001	40	0.1%
0.002	14	0.1%
0.003	6	< 0.1%
0.004	5	< 0.1%
0.005	2	< 0.1%
0.006	6	< 0.1%
0.007	4	< 0.1%
0.008	3	< 0.1%

Value	Count	Frequency (%)
-1	10929	94.9%
0	275	2.4%
0.001	56	0.5%
0.002	25	0.2%
0.003	13	0.1%
0.004	13	0.1%
0.005	3	< 0.1%
0.006	14	0.1%
0.007	6	0.1%
0.008	10	0.1%

HL_Flag
Categorical

	Train	Test
Distinct	2	2
Distinct (%)	< 0.1%	< 0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

0	19461
1	7420

0	8398
1	3123

Length

	Train	Test
Max length	1	1
Median length	1	1
Mean length	1	1
Min length	1	1

Characters and Unicode

	Train	Test
Total characters	26881	11521
Distinct characters	2	2
Distinct categories	1	1 ?
Distinct scripts	1	1 ?
Distinct blocks	1	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

	Train	Test
Unique	0	0 ?
Unique (%)	0.0%	0.0%

Sample

	Train	Test
1st row	0	0
2nd row	0	0
3rd row	0	0
4th row	0	0
5th row	0	0

Common Values

Value	Count	Frequency (%)
0	19461	72.4%
1	7420	27.6%

Value	Count	Frequency (%)
0	8398	72.9%
1	3123	27.1%

Length

Histogram of lengths of the category

Common Values (Plot)

Train

Test

Value	Count	Frequency (%)
0	19461	72.4%
1	7420	27.6%

Value	Count	Frequency (%)
0	8398	72.9%
1	3123	27.1%

Most occurring characters

Value	Count	Frequency (%)
0	19461	72.4%
1	7420	27.6%

Value	Count	Frequency (%)
0	8398	72.9%
1	3123	27.1%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	26881	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
0	19461	72.4%
1	7420	27.6%

Value	Count	Frequency (%)
0	8398	72.9%
1	3123	27.1%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	26881	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
0	19461	72.4%
1	7420	27.6%

Value	Count	Frequency (%)
0	8398	72.9%
1	3123	27.1%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	26881	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
0	19461	72.4%
1	7420	27.6%

Value	Count	Frequency (%)
0	8398	72.9%
1	3123	27.1%

GL_Flag
Categorical

	Train	Test
Distinct	2	2
Distinct (%)	< 0.1%	< 0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

0	25377
1	1504

0	10863
1	658

Length

	Train	Test
Max length	1	1
Median length	1	1
Mean length	1	1
Min length	1	1

Characters and Unicode

	Train	Test
Total characters	26881	11521
Distinct characters	2	2
Distinct categories	1	1 ?
Distinct scripts	1	1 ?
Distinct blocks	1	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

	Train	Test
Unique	0	0 ?
Unique (%)	0.0%	0.0%

Sample

	Train	Test
1st row	0	0
2nd row	0	0
3rd row	0	1
4th row	0	0
5th row	0	0

Common Values

Value	Count	Frequency (%)
0	25377	94.4%
1	1504	5.6%

Value	Count	Frequency (%)
0	10863	94.3%
1	658	5.7%

Length

Histogram of lengths of the category

Common Values (Plot)

Train

Test

Value	Count	Frequency (%)
0	25377	94.4%
1	1504	5.6%

Value	Count	Frequency (%)
0	10863	94.3%
1	658	5.7%

Most occurring characters

Value	Count	Frequency (%)
0	25377	94.4%
1	1504	5.6%

Value	Count	Frequency (%)
0	10863	94.3%
1	658	5.7%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	26881	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
0	25377	94.4%
1	1504	5.6%

Value	Count	Frequency (%)
0	10863	94.3%
1	658	5.7%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	26881	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
0	25377	94.4%
1	1504	5.6%

Value	Count	Frequency (%)
0	10863	94.3%
1	658	5.7%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	26881	100.0%

Value	Count	Frequency (%)
(unknown)	11521	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
0	25377	94.4%
1	1504	5.6%

Value	Count	Frequency (%)
0	10863	94.3%
1	658	5.7%

last_prod_enq2
Categorical

	Train	Test
Distinct	6	6
Distinct (%)	< 0.1%	0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

others	10499
ConsumerLoan	9059
PL	4211
CC	1948
AL	768

others	4369
ConsumerLoan	3962
PL	1812
CC	867
AL	329

Length

	Train	Test
Max length	12	12
Median length	6	6
Mean length	6.9323314	6.9558198
Min length	2	2

Characters and Unicode

	Train	Test
Total characters	186348	80138
Distinct characters	15	15
Distinct categories	1	1 ?
Distinct scripts	1	1 ?
Distinct blocks	1	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

	Train	Test
Unique	0	0 ?
Unique (%)	0.0%	0.0%

Sample

	Train	Test
1st row	PL	others
2nd row	ConsumerLoan	ConsumerLoan
3rd row	others	ConsumerLoan
4th row	ConsumerLoan	others
5th row	ConsumerLoan	others

Common Values

Value	Count	Frequency (%)
others	10499	39.1%
ConsumerLoan	9059	33.7%
PL	4211	15.7%
CC	1948	7.2%
AL	768	2.9%
HL	396	1.5%

Value	Count	Frequency (%)
others	4369	37.9%
ConsumerLoan	3962	34.4%
PL	1812	15.7%
CC	867	7.5%
AL	329	2.9%
HL	182	1.6%

Length

Histogram of lengths of the category

Common Values (Plot)

Train

Test

Value	Count	Frequency (%)
others	10499	39.1%
consumerloan	9059	33.7%
pl	4211	15.7%
cc	1948	7.2%
al	768	2.9%
hl	396	1.5%

Value	Count	Frequency (%)
others	4369	37.9%
consumerloan	3962	34.4%
pl	1812	15.7%
cc	867	7.5%
al	329	2.9%
hl	182	1.6%

Most occurring characters

Value	Count	Frequency (%)
o	28617	15.4%
e	19558	10.5%
r	19558	10.5%
s	19558	10.5%
n	18118	9.7%
L	14434	7.7%
C	12955	7.0%
t	10499	5.6%
h	10499	5.6%
u	9059	4.9%
Other values (5)	23493	12.6%

Value	Count	Frequency (%)
o	12293	15.3%
e	8331	10.4%
r	8331	10.4%
s	8331	10.4%
n	7924	9.9%
L	6285	7.8%
C	5696	7.1%
t	4369	5.5%
h	4369	5.5%
u	3962	4.9%
Other values (5)	10247	12.8%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	186348	100.0%

Value	Count	Frequency (%)
(unknown)	80138	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
o	28617	15.4%
e	19558	10.5%
r	19558	10.5%
s	19558	10.5%
n	18118	9.7%
L	14434	7.7%
C	12955	7.0%
t	10499	5.6%
h	10499	5.6%
u	9059	4.9%
Other values (5)	23493	12.6%

Value	Count	Frequency (%)
o	12293	15.3%
e	8331	10.4%
r	8331	10.4%
s	8331	10.4%
n	7924	9.9%
L	6285	7.8%
C	5696	7.1%
t	4369	5.5%
h	4369	5.5%
u	3962	4.9%
Other values (5)	10247	12.8%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	186348	100.0%

Value	Count	Frequency (%)
(unknown)	80138	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
o	28617	15.4%
e	19558	10.5%
r	19558	10.5%
s	19558	10.5%
n	18118	9.7%
L	14434	7.7%
C	12955	7.0%
t	10499	5.6%
h	10499	5.6%
u	9059	4.9%
Other values (5)	23493	12.6%

Value	Count	Frequency (%)
o	12293	15.3%
e	8331	10.4%
r	8331	10.4%
s	8331	10.4%
n	7924	9.9%
L	6285	7.8%
C	5696	7.1%
t	4369	5.5%
h	4369	5.5%
u	3962	4.9%
Other values (5)	10247	12.8%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	186348	100.0%

Value	Count	Frequency (%)
(unknown)	80138	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
o	28617	15.4%
e	19558	10.5%
r	19558	10.5%
s	19558	10.5%
n	18118	9.7%
L	14434	7.7%
C	12955	7.0%
t	10499	5.6%
h	10499	5.6%
u	9059	4.9%
Other values (5)	23493	12.6%

Value	Count	Frequency (%)
o	12293	15.3%
e	8331	10.4%
r	8331	10.4%
s	8331	10.4%
n	7924	9.9%
L	6285	7.8%
C	5696	7.1%
t	4369	5.5%
h	4369	5.5%
u	3962	4.9%
Other values (5)	10247	12.8%

first_prod_enq2
Categorical

	Train	Test
Distinct	6	6
Distinct (%)	< 0.1%	0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

others	14117
ConsumerLoan	5994
PL	2599
CC	1902
AL	1577

others	5988
ConsumerLoan	2602
PL	1162
CC	792
AL	645

Length

	Train	Test
Max length	12	12
Median length	6	6
Mean length	6.3304937	6.3374707
Min length	2	2

Characters and Unicode

	Train	Test
Total characters	170170	73014
Distinct characters	15	15
Distinct categories	1	1 ?
Distinct scripts	1	1 ?
Distinct blocks	1	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

	Train	Test
Unique	0	0 ?
Unique (%)	0.0%	0.0%

Sample

	Train	Test
1st row	others	others
2nd row	others	ConsumerLoan
3rd row	others	CC
4th row	others	others
5th row	ConsumerLoan	others

Common Values

Value	Count	Frequency (%)
others	14117	52.5%
ConsumerLoan	5994	22.3%
PL	2599	9.7%
CC	1902	7.1%
AL	1577	5.9%
HL	692	2.6%

Value	Count	Frequency (%)
others	5988	52.0%
ConsumerLoan	2602	22.6%
PL	1162	10.1%
CC	792	6.9%
AL	645	5.6%
HL	332	2.9%

Length

Histogram of lengths of the category

Common Values (Plot)

Train

Test

Value	Count	Frequency (%)
others	14117	52.5%
consumerloan	5994	22.3%
pl	2599	9.7%
cc	1902	7.1%
al	1577	5.9%
hl	692	2.6%

Value	Count	Frequency (%)
others	5988	52.0%
consumerloan	2602	22.6%
pl	1162	10.1%
cc	792	6.9%
al	645	5.6%
hl	332	2.9%

Most occurring characters

Value	Count	Frequency (%)
o	26105	15.3%
e	20111	11.8%
r	20111	11.8%
s	20111	11.8%
t	14117	8.3%
h	14117	8.3%
n	11988	7.0%
L	10862	6.4%
C	9798	5.8%
u	5994	3.5%
Other values (5)	16856	9.9%

Value	Count	Frequency (%)
o	11192	15.3%
e	8590	11.8%
r	8590	11.8%
s	8590	11.8%
t	5988	8.2%
h	5988	8.2%
n	5204	7.1%
L	4741	6.5%
C	4186	5.7%
u	2602	3.6%
Other values (5)	7343	10.1%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	170170	100.0%

Value	Count	Frequency (%)
(unknown)	73014	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
o	26105	15.3%
e	20111	11.8%
r	20111	11.8%
s	20111	11.8%
t	14117	8.3%
h	14117	8.3%
n	11988	7.0%
L	10862	6.4%
C	9798	5.8%
u	5994	3.5%
Other values (5)	16856	9.9%

Value	Count	Frequency (%)
o	11192	15.3%
e	8590	11.8%
r	8590	11.8%
s	8590	11.8%
t	5988	8.2%
h	5988	8.2%
n	5204	7.1%
L	4741	6.5%
C	4186	5.7%
u	2602	3.6%
Other values (5)	7343	10.1%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	170170	100.0%

Value	Count	Frequency (%)
(unknown)	73014	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
o	26105	15.3%
e	20111	11.8%
r	20111	11.8%
s	20111	11.8%
t	14117	8.3%
h	14117	8.3%
n	11988	7.0%
L	10862	6.4%
C	9798	5.8%
u	5994	3.5%
Other values (5)	16856	9.9%

Value	Count	Frequency (%)
o	11192	15.3%
e	8590	11.8%
r	8590	11.8%
s	8590	11.8%
t	5988	8.2%
h	5988	8.2%
n	5204	7.1%
L	4741	6.5%
C	4186	5.7%
u	2602	3.6%
Other values (5)	7343	10.1%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	170170	100.0%

Value	Count	Frequency (%)
(unknown)	73014	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
o	26105	15.3%
e	20111	11.8%
r	20111	11.8%
s	20111	11.8%
t	14117	8.3%
h	14117	8.3%
n	11988	7.0%
L	10862	6.4%
C	9798	5.8%
u	5994	3.5%
Other values (5)	16856	9.9%

Value	Count	Frequency (%)
o	11192	15.3%
e	8590	11.8%
r	8590	11.8%
s	8590	11.8%
t	5988	8.2%
h	5988	8.2%
n	5204	7.1%
L	4741	6.5%
C	4186	5.7%
u	2602	3.6%
Other values (5)	7343	10.1%

Credit_Score
Real number (ℝ)

	Train	Test
Distinct	217	191
Distinct (%)	0.8%	1.7%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	679.5146	679.74837

	Train	Test
Minimum	469	509
Maximum	811	811
Zeros	0	0
Zeros (%)	0.0%	0.0%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	469	509
5-th percentile	648	648
Q1	668	668
median	679	679
Q3	690	691
95-th percentile	714	714
Maximum	811	811
Range	342	302
Interquartile range (IQR)	22	23

Descriptive statistics

	Train	Test
Standard deviation	21.212644	20.815079
Coefficient of variation (CV)	0.031217349	0.030621741
Kurtosis	4.9242154	3.7683018
Mean	679.5146	679.74837
Median Absolute Deviation (MAD)	11	11
Skewness	-0.35973311	-0.12074858
Sum	18266032	7831381
Variance	449.97628	433.26749
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
679	734	2.7%
682	727	2.7%
678	700	2.6%
672	660	2.5%
680	653	2.4%
681	637	2.4%
684	636	2.4%
673	624	2.3%
683	618	2.3%
686	612	2.3%
Other values (207)	20280	75.4%

Value	Count	Frequency (%)
679	319	2.8%
682	311	2.7%
680	300	2.6%
678	296	2.6%
681	284	2.5%
674	282	2.4%
676	278	2.4%
672	273	2.4%
683	267	2.3%
687	258	2.2%
Other values (181)	8653	75.1%

Value	Count	Frequency (%)
469	2	< 0.1%
499	1	< 0.1%
509	2	< 0.1%
511	1	< 0.1%
513	1	< 0.1%
520	1	< 0.1%
529	1	< 0.1%
531	2	< 0.1%
538	3	< 0.1%
539	1	< 0.1%

Value	Count	Frequency (%)
509	1	< 0.1%
513	1	< 0.1%
520	1	< 0.1%
536	1	< 0.1%
538	1	< 0.1%
546	2	< 0.1%
548	1	< 0.1%
553	1	< 0.1%
568	1	< 0.1%
581	1	< 0.1%

Value	Count	Frequency (%)
509	1	< 0.1%
513	1	< 0.1%
520	1	< 0.1%
536	1	< 0.1%
538	1	< 0.1%
546	2	< 0.1%
548	1	< 0.1%
553	1	< 0.1%
568	1	< 0.1%
581	1	< 0.1%

Value	Count	Frequency (%)
469	2	< 0.1%
499	1	< 0.1%
509	2	< 0.1%
511	1	< 0.1%
513	1	< 0.1%
520	1	< 0.1%
529	1	< 0.1%
531	2	< 0.1%
538	3	< 0.1%
539	1	< 0.1%

Total_TL
Real number (ℝ)

	Train	Test
Distinct	84	75
Distinct (%)	0.3%	0.7%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	5.3240579	5.2435552

	Train	Test
Minimum	1	1
Maximum	235	235
Zeros	0	0
Zeros (%)	0.0%	0.0%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	1	1
5-th percentile	1	1
Q1	1	1
median	3	3
Q3	6	6
95-th percentile	18	18
Maximum	235	235
Range	234	234
Interquartile range (IQR)	5	5

Descriptive statistics

	Train	Test
Standard deviation	7.6200612	7.652674
Coefficient of variation (CV)	1.4312506	1.4594438
Kurtosis	67.935641	104.97264
Mean	5.3240579	5.2435552
Median Absolute Deviation (MAD)	2	2
Skewness	5.5186147	6.6207785
Sum	143116	60411
Variance	58.065332	58.563419
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
1	7984	29.7%
2	4647	17.3%
3	3156	11.7%
4	2072	7.7%
5	1500	5.6%
6	1217	4.5%
7	921	3.4%
8	753	2.8%
9	637	2.4%
10	475	1.8%
Other values (74)	3519	13.1%

Value	Count	Frequency (%)
1	3489	30.3%
2	1974	17.1%
3	1286	11.2%
4	893	7.8%
5	697	6.0%
6	545	4.7%
7	391	3.4%
8	309	2.7%
9	291	2.5%
10	205	1.8%
Other values (65)	1441	12.5%

Value	Count	Frequency (%)
1	7984	29.7%
2	4647	17.3%
3	3156	11.7%
4	2072	7.7%
5	1500	5.6%
6	1217	4.5%
7	921	3.4%
8	753	2.8%
9	637	2.4%
10	475	1.8%

Value	Count	Frequency (%)
1	3489	30.3%
2	1974	17.1%
3	1286	11.2%
4	893	7.8%
5	697	6.0%
6	545	4.7%
7	391	3.4%
8	309	2.7%
9	291	2.5%
10	205	1.8%

Value	Count	Frequency (%)
1	3489	13.0%
2	1974	7.3%
3	1286	4.8%
4	893	3.3%
5	697	2.6%
6	545	2.0%
7	391	1.5%
8	309	1.1%
9	291	1.1%
10	205	0.8%

Value	Count	Frequency (%)
1	7984	69.3%
2	4647	40.3%
3	3156	27.4%
4	2072	18.0%
5	1500	13.0%
6	1217	10.6%
7	921	8.0%
8	753	6.5%
9	637	5.5%
10	475	4.1%

Tot_Closed_TL
Real number (ℝ)

	Train	Test
Distinct	73	64
Distinct (%)	0.3%	0.6%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	2.9632082	2.923097

	Train	Test
Minimum	0	0
Maximum	216	216
Zeros	9440	4047
Zeros (%)	35.1%	35.1%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	1	1
Q3	3	3
95-th percentile	13	12
Maximum	216	216
Range	216	216
Interquartile range (IQR)	3	3

Descriptive statistics

	Train	Test
Standard deviation	6.1001031	6.2197732
Coefficient of variation (CV)	2.0586144	2.1278026
Kurtosis	115.58486	169.1179
Mean	2.9632082	2.923097
Median Absolute Deviation (MAD)	1	1
Skewness	7.2474888	8.6210426
Sum	79654	33677
Variance	37.211258	38.685578
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	9440	35.1%
1	6536	24.3%
2	3035	11.3%
3	1785	6.6%
4	1186	4.4%
5	937	3.5%
6	669	2.5%
7	532	2.0%
8	364	1.4%
9	335	1.2%
Other values (63)	2062	7.7%

Value	Count	Frequency (%)
0	4047	35.1%
1	2811	24.4%
2	1342	11.6%
3	780	6.8%
4	489	4.2%
5	410	3.6%
6	281	2.4%
7	222	1.9%
8	161	1.4%
9	121	1.1%
Other values (54)	857	7.4%

Value	Count	Frequency (%)
0	9440	35.1%
1	6536	24.3%
2	3035	11.3%
3	1785	6.6%
4	1186	4.4%
5	937	3.5%
6	669	2.5%
7	532	2.0%
8	364	1.4%
9	335	1.2%

Value	Count	Frequency (%)
0	4047	35.1%
1	2811	24.4%
2	1342	11.6%
3	780	6.8%
4	489	4.2%
5	410	3.6%
6	281	2.4%
7	222	1.9%
8	161	1.4%
9	121	1.1%

Value	Count	Frequency (%)
0	4047	15.1%
1	2811	10.5%
2	1342	5.0%
3	780	2.9%
4	489	1.8%
5	410	1.5%
6	281	1.0%
7	222	0.8%
8	161	0.6%
9	121	0.5%

Value	Count	Frequency (%)
0	9440	81.9%
1	6536	56.7%
2	3035	26.3%
3	1785	15.5%
4	1186	10.3%
5	937	8.1%
6	669	5.8%
7	532	4.6%
8	364	3.2%
9	335	2.9%

Tot_Active_TL
Real number (ℝ)

	Train	Test
Distinct	29	27
Distinct (%)	0.1%	0.2%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	2.3608497	2.3204583

	Train	Test
Minimum	0	0
Maximum	47	37
Zeros	4077	1682
Zeros (%)	15.2%	14.6%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	1	1
median	2	1
Q3	3	3
95-th percentile	7	7
Maximum	47	37
Range	47	37
Interquartile range (IQR)	2	2

Descriptive statistics

	Train	Test
Standard deviation	2.6029813	2.5100643
Coefficient of variation (CV)	1.1025612	1.0817106
Kurtosis	15.727643	12.786011
Mean	2.3608497	2.3204583
Median Absolute Deviation (MAD)	1	1
Skewness	2.8591851	2.6975498
Sum	63462	26734
Variance	6.7755118	6.3004226
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=29)

Value	Count	Frequency (%)
1	9261	34.5%
2	5051	18.8%
0	4077	15.2%
3	2934	10.9%
4	1718	6.4%
5	1167	4.3%
6	828	3.1%
7	555	2.1%
8	409	1.5%
9	256	1.0%
Other values (19)	625	2.3%

Value	Count	Frequency (%)
1	4119	35.8%
2	2105	18.3%
0	1682	14.6%
3	1283	11.1%
4	752	6.5%
5	492	4.3%
6	339	2.9%
7	227	2.0%
8	173	1.5%
9	98	0.9%
Other values (17)	251	2.2%

Value	Count	Frequency (%)
0	4077	15.2%
1	9261	34.5%
2	5051	18.8%
3	2934	10.9%
4	1718	6.4%
5	1167	4.3%
6	828	3.1%
7	555	2.1%
8	409	1.5%
9	256	1.0%

Value	Count	Frequency (%)
0	1682	14.6%
1	4119	35.8%
2	2105	18.3%
3	1283	11.1%
4	752	6.5%
5	492	4.3%
6	339	2.9%
7	227	2.0%
8	173	1.5%
9	98	0.9%

Value	Count	Frequency (%)
0	1682	6.3%
1	4119	15.3%
2	2105	7.8%
3	1283	4.8%
4	752	2.8%
5	492	1.8%
6	339	1.3%
7	227	0.8%
8	173	0.6%
9	98	0.4%

Value	Count	Frequency (%)
0	4077	35.4%
1	9261	80.4%
2	5051	43.8%
3	2934	25.5%
4	1718	14.9%
5	1167	10.1%
6	828	7.2%
7	555	4.8%
8	409	3.6%
9	256	2.2%

Total_TL_opened_L6M
Real number (ℝ)

	Train	Test
Distinct	18	17
Distinct (%)	0.1%	0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.81273018	0.80331568

	Train	Test
Minimum	0	0
Maximum	18	18
Zeros	15421	6654
Zeros (%)	57.4%	57.8%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	1	1
95-th percentile	3	3
Maximum	18	18
Range	18	18
Interquartile range (IQR)	1	1

Descriptive statistics

	Train	Test
Standard deviation	1.3960148	1.3767134
Coefficient of variation (CV)	1.7176854	1.7137887
Kurtosis	16.943423	16.052434
Mean	0.81273018	0.80331568
Median Absolute Deviation (MAD)	0	0
Skewness	3.2421262	3.1816688
Sum	21847	9255
Variance	1.9488573	1.8953397
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=18)

Value	Count	Frequency (%)
0	15421	57.4%
1	6666	24.8%
2	2368	8.8%
3	1140	4.2%
4	556	2.1%
5	306	1.1%
6	138	0.5%
7	128	0.5%
8	64	0.2%
9	26	0.1%
Other values (8)	68	0.3%

Value	Count	Frequency (%)
0	6654	57.8%
1	2786	24.2%
2	1084	9.4%
3	460	4.0%
4	228	2.0%
5	127	1.1%
6	76	0.7%
7	48	0.4%
8	19	0.2%
11	12	0.1%
Other values (7)	27	0.2%

Value	Count	Frequency (%)
0	15421	57.4%
1	6666	24.8%
2	2368	8.8%
3	1140	4.2%
4	556	2.1%
5	306	1.1%
6	138	0.5%
7	128	0.5%
8	64	0.2%
9	26	0.1%

Value	Count	Frequency (%)
0	6654	57.8%
1	2786	24.2%
2	1084	9.4%
3	460	4.0%
4	228	2.0%
5	127	1.1%
6	76	0.7%
7	48	0.4%
8	19	0.2%
9	9	0.1%

Value	Count	Frequency (%)
0	6654	24.8%
1	2786	10.4%
2	1084	4.0%
3	460	1.7%
4	228	0.8%
5	127	0.5%
6	76	0.3%
7	48	0.2%
8	19	0.1%
9	9	< 0.1%

Value	Count	Frequency (%)
0	15421	133.9%
1	6666	57.9%
2	2368	20.6%
3	1140	9.9%
4	556	4.8%
5	306	2.7%
6	138	1.2%
7	128	1.1%
8	64	0.6%
9	26	0.2%

Tot_TL_closed_L6M
Real number (ℝ)

	Train	Test
Distinct	16	16
Distinct (%)	0.1%	0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.47174584	0.47200764

	Train	Test
Minimum	0	0
Maximum	19	18
Zeros	19593	8371
Zeros (%)	72.9%	72.7%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	1	1
95-th percentile	2	2
Maximum	19	18
Range	19	18
Interquartile range (IQR)	1	1

Descriptive statistics

	Train	Test
Standard deviation	1.0768255	1.0845835
Coefficient of variation (CV)	2.2826392	2.2978092
Kurtosis	29.635647	32.578272
Mean	0.47174584	0.47200764
Median Absolute Deviation (MAD)	0	0
Skewness	4.2786063	4.4947366
Sum	12681	5438
Variance	1.1595532	1.1763214
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=16)

Value	Count	Frequency (%)
0	19593	72.9%
1	4715	17.5%
2	1352	5.0%
3	542	2.0%
4	311	1.2%
5	165	0.6%
6	78	0.3%
7	41	0.2%
8	27	0.1%
9	26	0.1%
Other values (6)	31	0.1%

Value	Count	Frequency (%)
0	8371	72.7%
1	2048	17.8%
2	617	5.4%
3	211	1.8%
4	109	0.9%
5	65	0.6%
6	45	0.4%
7	20	0.2%
8	12	0.1%
9	7	0.1%
Other values (6)	16	0.1%

Value	Count	Frequency (%)
0	19593	72.9%
1	4715	17.5%
2	1352	5.0%
3	542	2.0%
4	311	1.2%
5	165	0.6%
6	78	0.3%
7	41	0.2%
8	27	0.1%
9	26	0.1%

Value	Count	Frequency (%)
0	8371	72.7%
1	2048	17.8%
2	617	5.4%
3	211	1.8%
4	109	0.9%
5	65	0.6%
6	45	0.4%
7	20	0.2%
8	12	0.1%
9	7	0.1%

Value	Count	Frequency (%)
0	8371	31.1%
1	2048	7.6%
2	617	2.3%
3	211	0.8%
4	109	0.4%
5	65	0.2%
6	45	0.2%
7	20	0.1%
8	12	< 0.1%
9	7	< 0.1%

Value	Count	Frequency (%)
0	19593	170.1%
1	4715	40.9%
2	1352	11.7%
3	542	4.7%
4	311	2.7%
5	165	1.4%
6	78	0.7%
7	41	0.4%
8	27	0.2%
9	26	0.2%

pct_tl_open_L6M
Real number (ℝ)

	Train	Test
Distinct	227	188
Distinct (%)	0.8%	1.6%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.18571218	0.18446376

	Train	Test
Minimum	0	0
Maximum	1	1
Zeros	15421	6654
Zeros (%)	57.4%	57.8%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	0.312	0.324
95-th percentile	1	1
Maximum	1	1
Range	1	1
Interquartile range (IQR)	0.312	0.324

Descriptive statistics

	Train	Test
Standard deviation	0.29179238	0.29184159
Coefficient of variation (CV)	1.5712076	1.582108
Kurtosis	1.6666126	1.7162148
Mean	0.18571218	0.18446376
Median Absolute Deviation (MAD)	0	0
Skewness	1.6334298	1.6486066
Sum	4992.129	2125.207
Variance	0.085142795	0.085171512
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	15421	57.4%
0.5	1908	7.1%
1	1795	6.7%
0.333	1222	4.5%
0.25	807	3.0%
0.2	546	2.0%
0.667	521	1.9%
0.167	401	1.5%
0.143	294	1.1%
0.4	268	1.0%
Other values (217)	3698	13.8%

Value	Count	Frequency (%)
0	6654	57.8%
0.5	828	7.2%
1	777	6.7%
0.333	520	4.5%
0.25	297	2.6%
0.2	242	2.1%
0.667	198	1.7%
0.167	176	1.5%
0.4	142	1.2%
0.143	136	1.2%
Other values (178)	1551	13.5%

Value	Count	Frequency (%)
0	15421	57.4%
0.01	4	< 0.1%
0.013	1	< 0.1%
0.015	1	< 0.1%
0.016	2	< 0.1%
0.017	3	< 0.1%
0.019	3	< 0.1%
0.02	5	< 0.1%
0.021	1	< 0.1%
0.022	4	< 0.1%

Value	Count	Frequency (%)
0	6654	57.8%
0.01	1	< 0.1%
0.013	2	< 0.1%
0.014	2	< 0.1%
0.016	3	< 0.1%
0.02	1	< 0.1%
0.022	1	< 0.1%
0.023	2	< 0.1%
0.024	3	< 0.1%
0.025	2	< 0.1%

Value	Count	Frequency (%)
0	6654	24.8%
0.01	1	< 0.1%
0.013	2	< 0.1%
0.014	2	< 0.1%
0.016	3	< 0.1%
0.02	1	< 0.1%
0.022	1	< 0.1%
0.023	2	< 0.1%
0.024	3	< 0.1%
0.025	2	< 0.1%

Value	Count	Frequency (%)
0	15421	133.9%
0.01	4	< 0.1%
0.013	1	< 0.1%
0.015	1	< 0.1%
0.016	2	< 0.1%
0.017	3	< 0.1%
0.019	3	< 0.1%
0.02	5	< 0.1%
0.021	1	< 0.1%
0.022	4	< 0.1%

pct_tl_closed_L6M
Real number (ℝ)

	Train	Test
Distinct	204	159
Distinct (%)	0.8%	1.4%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.087352926	0.087087058

	Train	Test
Minimum	0	0
Maximum	1	1
Zeros	19593	8371
Zeros (%)	72.9%	72.7%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	0.071	0.077
95-th percentile	0.5	0.5
Maximum	1	1
Range	1	1
Interquartile range (IQR)	0.071	0.077

Descriptive statistics

	Train	Test
Standard deviation	0.19961084	0.19752418
Coefficient of variation (CV)	2.2851077	2.2681232
Kurtosis	9.7628727	9.8052527
Mean	0.087352926	0.087087058
Median Absolute Deviation (MAD)	0	0
Skewness	3.0381905	3.0319629
Sum	2348.134	1003.33
Variance	0.039844489	0.0390158
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	19593	72.9%
0.5	837	3.1%
0.333	752	2.8%
1	701	2.6%
0.25	641	2.4%
0.2	492	1.8%
0.167	418	1.6%
0.143	322	1.2%
0.125	247	0.9%
0.111	237	0.9%
Other values (194)	2641	9.8%

Value	Count	Frequency (%)
0	8371	72.7%
0.5	367	3.2%
0.333	306	2.7%
1	287	2.5%
0.25	270	2.3%
0.2	261	2.3%
0.167	190	1.6%
0.143	151	1.3%
0.111	115	1.0%
0.125	114	1.0%
Other values (149)	1089	9.5%

Value	Count	Frequency (%)
0	19593	72.9%
0.012	3	< 0.1%
0.013	1	< 0.1%
0.016	2	< 0.1%
0.017	2	< 0.1%
0.018	1	< 0.1%
0.019	2	< 0.1%
0.02	5	< 0.1%
0.021	8	< 0.1%
0.022	2	< 0.1%

Value	Count	Frequency (%)
0	8371	72.7%
0.008	1	< 0.1%
0.01	1	< 0.1%
0.013	2	< 0.1%
0.016	2	< 0.1%
0.017	1	< 0.1%
0.02	2	< 0.1%
0.021	1	< 0.1%
0.023	4	< 0.1%
0.024	3	< 0.1%

Value	Count	Frequency (%)
0	8371	31.1%
0.008	1	< 0.1%
0.01	1	< 0.1%
0.013	2	< 0.1%
0.016	2	< 0.1%
0.017	1	< 0.1%
0.02	2	< 0.1%
0.021	1	< 0.1%
0.023	4	< 0.1%
0.024	3	< 0.1%

Value	Count	Frequency (%)
0	19593	170.1%
0.012	3	< 0.1%
0.013	1	< 0.1%
0.016	2	< 0.1%
0.017	2	< 0.1%
0.018	1	< 0.1%
0.019	2	< 0.1%
0.02	5	< 0.1%
0.021	8	0.1%
0.022	2	< 0.1%

pct_active_tl
Real number (ℝ)

	Train	Test
Distinct	332	265
Distinct (%)	1.2%	2.3%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.5846419	0.58885383

	Train	Test
Minimum	0	0
Maximum	1	1
Zeros	4077	1682
Zeros (%)	15.2%	14.6%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0.286	0.286
median	0.595	0.6
Q3	1	1
95-th percentile	1	1
Maximum	1	1
Range	1	1
Interquartile range (IQR)	0.714	0.714

Descriptive statistics

	Train	Test
Standard deviation	0.37246441	0.369496
Coefficient of variation (CV)	0.63708127	0.62748339
Kurtosis	-1.3575591	-1.3313392
Mean	0.5846419	0.58885383
Median Absolute Deviation (MAD)	0.405	0.4
Skewness	-0.24785968	-0.26136069
Sum	15715.759	6784.185
Variance	0.13872973	0.13652729
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
1	9440	35.1%
0	4077	15.2%
0.5	2915	10.8%
0.667	1440	5.4%
0.333	1229	4.6%
0.75	676	2.5%
0.25	602	2.2%
0.6	430	1.6%
0.4	430	1.6%
0.2	348	1.3%
Other values (322)	5294	19.7%

Value	Count	Frequency (%)
1	4047	35.1%
0	1682	14.6%
0.5	1318	11.4%
0.667	601	5.2%
0.333	503	4.4%
0.25	279	2.4%
0.75	278	2.4%
0.6	223	1.9%
0.4	198	1.7%
0.8	151	1.3%
Other values (255)	2241	19.5%

Value	Count	Frequency (%)
0	4077	15.2%
0.016	1	< 0.1%
0.02	2	< 0.1%
0.021	2	< 0.1%
0.022	1	< 0.1%
0.025	2	< 0.1%
0.026	1	< 0.1%
0.027	1	< 0.1%
0.029	3	< 0.1%
0.031	4	< 0.1%

Value	Count	Frequency (%)
0	1682	14.6%
0.016	1	< 0.1%
0.017	1	< 0.1%
0.019	1	< 0.1%
0.02	1	< 0.1%
0.021	1	< 0.1%
0.024	1	< 0.1%
0.025	1	< 0.1%
0.028	1	< 0.1%
0.029	1	< 0.1%

Value	Count	Frequency (%)
0	1682	6.3%
0.016	1	< 0.1%
0.017	1	< 0.1%
0.019	1	< 0.1%
0.02	1	< 0.1%
0.021	1	< 0.1%
0.024	1	< 0.1%
0.025	1	< 0.1%
0.028	1	< 0.1%
0.029	1	< 0.1%

Value	Count	Frequency (%)
0	4077	35.4%
0.016	1	< 0.1%
0.02	2	< 0.1%
0.021	2	< 0.1%
0.022	1	< 0.1%
0.025	2	< 0.1%
0.026	1	< 0.1%
0.027	1	< 0.1%
0.029	3	< 0.1%
0.031	4	< 0.1%

pct_closed_tl
Real number (ℝ)

	Train	Test
Distinct	332	265
Distinct (%)	1.2%	2.3%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.4153581	0.41114617

	Train	Test
Minimum	0	0
Maximum	1	1
Zeros	9440	4047
Zeros (%)	35.1%	35.1%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0.405	0.4
Q3	0.714	0.714
95-th percentile	1	1
Maximum	1	1
Range	1	1
Interquartile range (IQR)	0.714	0.714

Descriptive statistics

	Train	Test
Standard deviation	0.37246441	0.369496
Coefficient of variation (CV)	0.89673082	0.89869741
Kurtosis	-1.3575591	-1.3313392
Mean	0.4153581	0.41114617
Median Absolute Deviation (MAD)	0.405	0.4
Skewness	0.24785968	0.26136069
Sum	11165.241	4736.815
Variance	0.13872973	0.13652729
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	9440	35.1%
1	4077	15.2%
0.5	2915	10.8%
0.333	1440	5.4%
0.667	1229	4.6%
0.25	676	2.5%
0.75	602	2.2%
0.4	430	1.6%
0.6	430	1.6%
0.8	348	1.3%
Other values (322)	5294	19.7%

Value	Count	Frequency (%)
0	4047	35.1%
1	1682	14.6%
0.5	1318	11.4%
0.333	601	5.2%
0.667	503	4.4%
0.75	279	2.4%
0.25	278	2.4%
0.4	223	1.9%
0.6	198	1.7%
0.2	151	1.3%
Other values (255)	2241	19.5%

Value	Count	Frequency (%)
0	9440	35.1%
0.053	1	< 0.1%
0.059	2	< 0.1%
0.067	1	< 0.1%
0.071	3	< 0.1%
0.077	3	< 0.1%
0.083	5	< 0.1%
0.091	10	< 0.1%
0.1	19	0.1%
0.111	41	0.2%

Value	Count	Frequency (%)
0	4047	35.1%
0.062	1	< 0.1%
0.067	1	< 0.1%
0.077	2	< 0.1%
0.083	4	< 0.1%
0.091	4	< 0.1%
0.1	6	0.1%
0.111	26	0.2%
0.118	1	< 0.1%
0.125	19	0.2%

Value	Count	Frequency (%)
0	4047	15.1%
0.062	1	< 0.1%
0.067	1	< 0.1%
0.077	2	< 0.1%
0.083	4	< 0.1%
0.091	4	< 0.1%
0.1	6	< 0.1%
0.111	26	0.1%
0.118	1	< 0.1%
0.125	19	0.1%

Value	Count	Frequency (%)
0	9440	81.9%
0.053	1	< 0.1%
0.059	2	< 0.1%
0.067	1	< 0.1%
0.071	3	< 0.1%
0.077	3	< 0.1%
0.083	5	< 0.1%
0.091	10	0.1%
0.1	19	0.2%
0.111	41	0.4%

Total_TL_opened_L12M
Real number (ℝ)

	Train	Test
Distinct	32	27
Distinct (%)	0.1%	0.2%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	1.6622521	1.6467321

	Train	Test
Minimum	0	0
Maximum	34	33
Zeros	8956	3852
Zeros (%)	33.3%	33.4%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	1	1
Q3	2	2
95-th percentile	6	6
Maximum	34	33
Range	34	33
Interquartile range (IQR)	2	2

Descriptive statistics

	Train	Test
Standard deviation	2.3391927	2.3150736
Coefficient of variation (CV)	1.407243	1.4058593
Kurtosis	20.511706	20.579484
Mean	1.6622521	1.6467321
Median Absolute Deviation (MAD)	1	1
Skewness	3.4438825	3.4460603
Sum	44683	18972
Variance	5.4718224	5.3595659
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=32)

Value	Count	Frequency (%)
0	8956	33.3%
1	8459	31.5%
2	3964	14.7%
3	2003	7.5%
4	1166	4.3%
5	711	2.6%
6	486	1.8%
7	365	1.4%
8	189	0.7%
9	142	0.5%
Other values (22)	440	1.6%

Value	Count	Frequency (%)
0	3852	33.4%
1	3638	31.6%
2	1703	14.8%
3	835	7.2%
4	513	4.5%
5	316	2.7%
6	191	1.7%
7	149	1.3%
8	78	0.7%
9	71	0.6%
Other values (17)	175	1.5%

Value	Count	Frequency (%)
0	8956	33.3%
1	8459	31.5%
2	3964	14.7%
3	2003	7.5%
4	1166	4.3%
5	711	2.6%
6	486	1.8%
7	365	1.4%
8	189	0.7%
9	142	0.5%

Value	Count	Frequency (%)
0	3852	33.4%
1	3638	31.6%
2	1703	14.8%
3	835	7.2%
4	513	4.5%
5	316	2.7%
6	191	1.7%
7	149	1.3%
8	78	0.7%
9	71	0.6%

Value	Count	Frequency (%)
0	3852	14.3%
1	3638	13.5%
2	1703	6.3%
3	835	3.1%
4	513	1.9%
5	316	1.2%
6	191	0.7%
7	149	0.6%
8	78	0.3%
9	71	0.3%

Value	Count	Frequency (%)
0	8956	77.7%
1	8459	73.4%
2	3964	34.4%
3	2003	17.4%
4	1166	10.1%
5	711	6.2%
6	486	4.2%
7	365	3.2%
8	189	1.6%
9	142	1.2%

Tot_TL_closed_L12M
Real number (ℝ)

	Train	Test
Distinct	23	21
Distinct (%)	0.1%	0.2%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.80000744	0.79871539

	Train	Test
Minimum	0	0
Maximum	33	27
Zeros	16310	6996
Zeros (%)	60.7%	60.7%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	1	1
95-th percentile	3	3
Maximum	33	27
Range	33	27
Interquartile range (IQR)	1	1

Descriptive statistics

	Train	Test
Standard deviation	1.5700039	1.5378958
Coefficient of variation (CV)	1.9624866	1.9254615
Kurtosis	37.918611	28.467992
Mean	0.80000744	0.79871539
Median Absolute Deviation (MAD)	0	0
Skewness	4.480587	4.0738376
Sum	21505	9202
Variance	2.4649122	2.3651233
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=23)

Value	Count	Frequency (%)
0	16310	60.7%
1	6035	22.5%
2	2215	8.2%
3	985	3.7%
4	473	1.8%
5	295	1.1%
6	177	0.7%
7	122	0.5%
8	82	0.3%
9	64	0.2%
Other values (13)	123	0.5%

Value	Count	Frequency (%)
0	6996	60.7%
1	2541	22.1%
2	969	8.4%
3	447	3.9%
4	228	2.0%
5	90	0.8%
6	80	0.7%
7	58	0.5%
8	43	0.4%
9	24	0.2%
Other values (11)	45	0.4%

Value	Count	Frequency (%)
0	16310	60.7%
1	6035	22.5%
2	2215	8.2%
3	985	3.7%
4	473	1.8%
5	295	1.1%
6	177	0.7%
7	122	0.5%
8	82	0.3%
9	64	0.2%

Value	Count	Frequency (%)
0	6996	60.7%
1	2541	22.1%
2	969	8.4%
3	447	3.9%
4	228	2.0%
5	90	0.8%
6	80	0.7%
7	58	0.5%
8	43	0.4%
9	24	0.2%

Value	Count	Frequency (%)
0	6996	26.0%
1	2541	9.5%
2	969	3.6%
3	447	1.7%
4	228	0.8%
5	90	0.3%
6	80	0.3%
7	58	0.2%
8	43	0.2%
9	24	0.1%

Value	Count	Frequency (%)
0	16310	141.6%
1	6035	52.4%
2	2215	19.2%
3	985	8.5%
4	473	4.1%
5	295	2.6%
6	177	1.5%
7	122	1.1%
8	82	0.7%
9	64	0.6%

pct_tl_open_L12M
Real number (ℝ)

	Train	Test
Distinct	315	241
Distinct (%)	1.2%	2.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.39491418	0.39510598

	Train	Test
Minimum	0	0
Maximum	1	1
Zeros	8956	3852
Zeros (%)	33.3%	33.4%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0.333	0.333
Q3	0.7	0.714
95-th percentile	1	1
Maximum	1	1
Range	1	1
Interquartile range (IQR)	0.7	0.714

Descriptive statistics

	Train	Test
Standard deviation	0.38502568	0.38502784
Coefficient of variation (CV)	0.9749604	0.97449257
Kurtosis	-1.2701053	-1.265714
Mean	0.39491418	0.39510598
Median Absolute Deviation (MAD)	0.333	0.333
Skewness	0.47868206	0.48136926
Sum	10615.688	4552.016
Variance	0.14824478	0.14824644
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	8956	33.3%
1	5596	20.8%
0.5	2659	9.9%
0.333	1305	4.9%
0.667	994	3.7%
0.25	796	3.0%
0.2	474	1.8%
0.4	396	1.5%
0.75	376	1.4%
0.167	369	1.4%
Other values (305)	4960	18.5%

Value	Count	Frequency (%)
0	3852	33.4%
1	2408	20.9%
0.5	1148	10.0%
0.333	585	5.1%
0.667	400	3.5%
0.25	337	2.9%
0.2	227	2.0%
0.4	197	1.7%
0.167	165	1.4%
0.75	152	1.3%
Other values (231)	2050	17.8%

Value	Count	Frequency (%)
0	8956	33.3%
0.016	1	< 0.1%
0.017	2	< 0.1%
0.018	3	< 0.1%
0.019	2	< 0.1%
0.02	4	< 0.1%
0.021	6	< 0.1%
0.022	1	< 0.1%
0.023	4	< 0.1%
0.025	3	< 0.1%

Value	Count	Frequency (%)
0	3852	33.4%
0.014	1	< 0.1%
0.016	1	< 0.1%
0.017	1	< 0.1%
0.018	1	< 0.1%
0.02	2	< 0.1%
0.021	3	< 0.1%
0.022	1	< 0.1%
0.023	2	< 0.1%
0.024	1	< 0.1%

Value	Count	Frequency (%)
0	3852	14.3%
0.014	1	< 0.1%
0.016	1	< 0.1%
0.017	1	< 0.1%
0.018	1	< 0.1%
0.02	2	< 0.1%
0.021	3	< 0.1%
0.022	1	< 0.1%
0.023	2	< 0.1%
0.024	1	< 0.1%

Value	Count	Frequency (%)
0	8956	77.7%
0.016	1	< 0.1%
0.017	2	< 0.1%
0.018	3	< 0.1%
0.019	2	< 0.1%
0.02	4	< 0.1%
0.021	6	0.1%
0.022	1	< 0.1%
0.023	4	< 0.1%
0.025	3	< 0.1%

pct_tl_closed_L12M
Real number (ℝ)

	Train	Test
Distinct	262	204
Distinct (%)	1.0%	1.8%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.14530218	0.14503515

	Train	Test
Minimum	0	0
Maximum	1	1
Zeros	16310	6996
Zeros (%)	60.7%	60.7%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	0.222	0.231
95-th percentile	0.667	0.667
Maximum	1	1
Range	1	1
Interquartile range (IQR)	0.222	0.231

Descriptive statistics

	Train	Test
Standard deviation	0.24749326	0.24504452
Coefficient of variation (CV)	1.7033004	1.6895526
Kurtosis	3.9293485	3.8741171
Mean	0.14530218	0.14503515
Median Absolute Deviation (MAD)	0	0
Skewness	2.0664955	2.0415633
Sum	3905.868	1670.95
Variance	0.061252914	0.060046815
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	16310	60.7%
0.5	1471	5.5%
0.333	1246	4.6%
1	1166	4.3%
0.25	943	3.5%
0.2	629	2.3%
0.167	537	2.0%
0.143	391	1.5%
0.125	279	1.0%
0.4	270	1.0%
Other values (252)	3639	13.5%

Value	Count	Frequency (%)
0	6996	60.7%
0.5	661	5.7%
0.333	533	4.6%
1	470	4.1%
0.25	389	3.4%
0.2	292	2.5%
0.167	234	2.0%
0.143	171	1.5%
0.4	141	1.2%
0.667	108	0.9%
Other values (194)	1526	13.2%

Value	Count	Frequency (%)
0	16310	60.7%
0.008	1	< 0.1%
0.009	1	< 0.1%
0.013	1	< 0.1%
0.016	1	< 0.1%
0.018	3	< 0.1%
0.019	2	< 0.1%
0.02	5	< 0.1%
0.021	3	< 0.1%
0.023	4	< 0.1%

Value	Count	Frequency (%)
0	6996	60.7%
0.008	1	< 0.1%
0.009	1	< 0.1%
0.014	1	< 0.1%
0.016	2	< 0.1%
0.017	2	< 0.1%
0.018	1	< 0.1%
0.02	1	< 0.1%
0.021	2	< 0.1%
0.023	2	< 0.1%

Value	Count	Frequency (%)
0	6996	26.0%
0.008	1	< 0.1%
0.009	1	< 0.1%
0.014	1	< 0.1%
0.016	2	< 0.1%
0.017	2	< 0.1%
0.018	1	< 0.1%
0.02	1	< 0.1%
0.021	2	< 0.1%
0.023	2	< 0.1%

Value	Count	Frequency (%)
0	16310	141.6%
0.008	1	< 0.1%
0.009	1	< 0.1%
0.013	1	< 0.1%
0.016	1	< 0.1%
0.018	3	< 0.1%
0.019	2	< 0.1%
0.02	5	< 0.1%
0.021	3	< 0.1%
0.023	4	< 0.1%

Tot_Missed_Pmnt
Real number (ℝ)

	Train	Test
Distinct	19	16
Distinct (%)	0.1%	0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.5745322	0.57139137

	Train	Test
Minimum	0	0
Maximum	34	34
Zeros	17534	7529
Zeros (%)	65.2%	65.4%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	1	1
95-th percentile	2	3
Maximum	34	34
Range	34	34
Interquartile range (IQR)	1	1

Descriptive statistics

	Train	Test
Standard deviation	1.1518445	1.1232058
Coefficient of variation (CV)	2.0048389	1.9657381
Kurtosis	112.74475	112.4823
Mean	0.5745322	0.57139137
Median Absolute Deviation (MAD)	0	0
Skewness	6.4952665	6.2839758
Sum	15444	6583
Variance	1.3267457	1.2615912
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=19)

Value	Count	Frequency (%)
0	17534	65.2%
1	6107	22.7%
2	1905	7.1%
3	757	2.8%
4	259	1.0%
5	133	0.5%
6	79	0.3%
7	31	0.1%
8	25	0.1%
10	13	< 0.1%
Other values (9)	38	0.1%

Value	Count	Frequency (%)
0	7529	65.4%
1	2594	22.5%
2	805	7.0%
3	343	3.0%
4	115	1.0%
5	60	0.5%
6	35	0.3%
7	20	0.2%
9	6	0.1%
8	6	0.1%
Other values (6)	8	0.1%

Value	Count	Frequency (%)
0	17534	65.2%
1	6107	22.7%
2	1905	7.1%
3	757	2.8%
4	259	1.0%
5	133	0.5%
6	79	0.3%
7	31	0.1%
8	25	0.1%
9	9	< 0.1%

Value	Count	Frequency (%)
0	7529	65.4%
1	2594	22.5%
2	805	7.0%
3	343	3.0%
4	115	1.0%
5	60	0.5%
6	35	0.3%
7	20	0.2%
8	6	0.1%
9	6	0.1%

Value	Count	Frequency (%)
0	7529	28.0%
1	2594	9.6%
2	805	3.0%
3	343	1.3%
4	115	0.4%
5	60	0.2%
6	35	0.1%
7	20	0.1%
8	6	< 0.1%
9	6	< 0.1%

Value	Count	Frequency (%)
0	17534	152.2%
1	6107	53.0%
2	1905	16.5%
3	757	6.6%
4	259	2.2%
5	133	1.2%
6	79	0.7%
7	31	0.3%
8	25	0.2%
9	9	0.1%

Auto_TL
Real number (ℝ)

	Train	Test
Distinct	16	12
Distinct (%)	0.1%	0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.62799003	0.61262043

	Train	Test
Minimum	0	0
Maximum	23	23
Zeros	15135	6532
Zeros (%)	56.3%	56.7%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	1	1
95-th percentile	2	2
Maximum	23	23
Range	23	23
Interquartile range (IQR)	1	1

Descriptive statistics

	Train	Test
Standard deviation	0.96312017	0.92468674
Coefficient of variation (CV)	1.5336552	1.5093959
Kurtosis	38.445369	40.570607
Mean	0.62799003	0.61262043
Median Absolute Deviation (MAD)	0	0
Skewness	3.7065148	3.5477117
Sum	16881	7058
Variance	0.92760046	0.85504557
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=16)

Value	Count	Frequency (%)
0	15135	56.3%
1	8553	31.8%
2	2126	7.9%
3	635	2.4%
4	246	0.9%
5	92	0.3%
6	45	0.2%
7	26	0.1%
12	7	< 0.1%
8	5	< 0.1%
Other values (6)	11	< 0.1%

Value	Count	Frequency (%)
0	6532	56.7%
1	3654	31.7%
2	909	7.9%
3	264	2.3%
4	95	0.8%
5	35	0.3%
6	18	0.2%
7	6	0.1%
8	4	< 0.1%
11	2	< 0.1%
Other values (2)	2	< 0.1%

Value	Count	Frequency (%)
0	15135	56.3%
1	8553	31.8%
2	2126	7.9%
3	635	2.4%
4	246	0.9%
5	92	0.3%
6	45	0.2%
7	26	0.1%
8	5	< 0.1%
9	1	< 0.1%

Value	Count	Frequency (%)
0	6532	56.7%
1	3654	31.7%
2	909	7.9%
3	264	2.3%
4	95	0.8%
5	35	0.3%
6	18	0.2%
7	6	0.1%
8	4	< 0.1%
11	2	< 0.1%

Value	Count	Frequency (%)
0	6532	24.3%
1	3654	13.6%
2	909	3.4%
3	264	1.0%
4	95	0.4%
5	35	0.1%
6	18	0.1%
7	6	< 0.1%
8	4	< 0.1%
11	2	< 0.1%

Value	Count	Frequency (%)
0	15135	131.4%
1	8553	74.2%
2	2126	18.5%
3	635	5.5%
4	246	2.1%
5	92	0.8%
6	45	0.4%
7	26	0.2%
8	5	< 0.1%
9	1	< 0.1%

CC_TL
Real number (ℝ)

	Train	Test
Distinct	14	12
Distinct (%)	0.1%	0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.27707303	0.27367416

	Train	Test
Minimum	0	0
Maximum	14	27
Zeros	21879	9375
Zeros (%)	81.4%	81.4%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	2	1
Maximum	14	27
Range	14	27
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	0.7539667	0.75358549
Coefficient of variation (CV)	2.721184	2.7535866
Kurtosis	46.878382	158.40753
Mean	0.27707303	0.27367416
Median Absolute Deviation (MAD)	0	0
Skewness	5.2250661	7.4603958
Sum	7448	3153
Variance	0.56846578	0.56789109
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=14)

Value	Count	Frequency (%)
0	21879	81.4%
1	3655	13.6%
2	821	3.1%
3	265	1.0%
4	142	0.5%
5	50	0.2%
6	21	0.1%
7	21	0.1%
8	11	< 0.1%
11	5	< 0.1%
Other values (4)	11	< 0.1%

Value	Count	Frequency (%)
0	9375	81.4%
1	1584	13.7%
2	337	2.9%
3	121	1.1%
4	59	0.5%
5	17	0.1%
6	14	0.1%
7	8	0.1%
8	2	< 0.1%
9	2	< 0.1%
Other values (2)	2	< 0.1%

Value	Count	Frequency (%)
0	21879	81.4%
1	3655	13.6%
2	821	3.1%
3	265	1.0%
4	142	0.5%
5	50	0.2%
6	21	0.1%
7	21	0.1%
8	11	< 0.1%
9	5	< 0.1%

Value	Count	Frequency (%)
0	9375	81.4%
1	1584	13.7%
2	337	2.9%
3	121	1.1%
4	59	0.5%
5	17	0.1%
6	14	0.1%
7	8	0.1%
8	2	< 0.1%
9	2	< 0.1%

Value	Count	Frequency (%)
0	9375	34.9%
1	1584	5.9%
2	337	1.3%
3	121	0.5%
4	59	0.2%
5	17	0.1%
6	14	0.1%
7	8	< 0.1%
8	2	< 0.1%
9	2	< 0.1%

Value	Count	Frequency (%)
0	21879	189.9%
1	3655	31.7%
2	821	7.1%
3	265	2.3%
4	142	1.2%
5	50	0.4%
6	21	0.2%
7	21	0.2%
8	11	0.1%
9	5	< 0.1%

Consumer_TL
Real number (ℝ)

	Train	Test
Distinct	37	33
Distinct (%)	0.1%	0.3%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	1.3105911	1.2607413

	Train	Test
Minimum	0	0
Maximum	41	39
Zeros	14347	6189
Zeros (%)	53.4%	53.7%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	1	1
95-th percentile	6	6
Maximum	41	39
Range	41	39
Interquartile range (IQR)	1	1

Descriptive statistics

	Train	Test
Standard deviation	2.6903423	2.5302464
Coefficient of variation (CV)	2.0527701	2.0069514
Kurtosis	43.68332	42.581997
Mean	1.3105911	1.2607413
Median Absolute Deviation (MAD)	0	0
Skewness	5.2185375	5.1111997
Sum	35230	14525
Variance	7.2379418	6.402147
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=37)

Value	Count	Frequency (%)
0	14347	53.4%
1	5833	21.7%
2	2517	9.4%
3	1426	5.3%
4	803	3.0%
5	493	1.8%
6	402	1.5%
7	253	0.9%
8	177	0.7%
9	150	0.6%
Other values (27)	480	1.8%

Value	Count	Frequency (%)
0	6189	53.7%
1	2479	21.5%
2	1087	9.4%
3	615	5.3%
4	349	3.0%
5	222	1.9%
6	183	1.6%
7	93	0.8%
8	89	0.8%
9	40	0.3%
Other values (23)	175	1.5%

Value	Count	Frequency (%)
0	14347	53.4%
1	5833	21.7%
2	2517	9.4%
3	1426	5.3%
4	803	3.0%
5	493	1.8%
6	402	1.5%
7	253	0.9%
8	177	0.7%
9	150	0.6%

Value	Count	Frequency (%)
0	6189	53.7%
1	2479	21.5%
2	1087	9.4%
3	615	5.3%
4	349	3.0%
5	222	1.9%
6	183	1.6%
7	93	0.8%
8	89	0.8%
9	40	0.3%

Value	Count	Frequency (%)
0	6189	23.0%
1	2479	9.2%
2	1087	4.0%
3	615	2.3%
4	349	1.3%
5	222	0.8%
6	183	0.7%
7	93	0.3%
8	89	0.3%
9	40	0.1%

Value	Count	Frequency (%)
0	14347	124.5%
1	5833	50.6%
2	2517	21.8%
3	1426	12.4%
4	803	7.0%
5	493	4.3%
6	402	3.5%
7	253	2.2%
8	177	1.5%
9	150	1.3%

Gold_TL
Real number (ℝ)

	Train	Test
Distinct	76	63
Distinct (%)	0.3%	0.5%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	1.5988989	1.5639267

	Train	Test
Minimum	0	0
Maximum	235	235
Zeros	19461	8398
Zeros (%)	72.4%	72.9%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	1	1
95-th percentile	8	8
Maximum	235	235
Range	235	235
Interquartile range (IQR)	1	1

Descriptive statistics

	Train	Test
Standard deviation	5.5125038	5.6041835
Coefficient of variation (CV)	3.4476876	3.5834054
Kurtosis	222.34339	344.9942
Mean	1.5988989	1.5639267
Median Absolute Deviation (MAD)	0	0
Skewness	10.513021	12.863198
Sum	42980	18018
Variance	30.387698	31.406872
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	19461	72.4%
1	2203	8.2%
2	1207	4.5%
3	833	3.1%
4	559	2.1%
5	447	1.7%
6	382	1.4%
7	257	1.0%
8	193	0.7%
9	165	0.6%
Other values (66)	1174	4.4%

Value	Count	Frequency (%)
0	8398	72.9%
1	939	8.2%
2	503	4.4%
3	351	3.0%
4	248	2.2%
5	178	1.5%
6	169	1.5%
7	103	0.9%
8	82	0.7%
9	57	0.5%
Other values (53)	493	4.3%

Value	Count	Frequency (%)
0	19461	72.4%
1	2203	8.2%
2	1207	4.5%
3	833	3.1%
4	559	2.1%
5	447	1.7%
6	382	1.4%
7	257	1.0%
8	193	0.7%
9	165	0.6%

Value	Count	Frequency (%)
0	8398	72.9%
1	939	8.2%
2	503	4.4%
3	351	3.0%
4	248	2.2%
5	178	1.5%
6	169	1.5%
7	103	0.9%
8	82	0.7%
9	57	0.5%

Value	Count	Frequency (%)
0	8398	31.2%
1	939	3.5%
2	503	1.9%
3	351	1.3%
4	248	0.9%
5	178	0.7%
6	169	0.6%
7	103	0.4%
8	82	0.3%
9	57	0.2%

Value	Count	Frequency (%)
0	19461	168.9%
1	2203	19.1%
2	1207	10.5%
3	833	7.2%
4	559	4.9%
5	447	3.9%
6	382	3.3%
7	257	2.2%
8	193	1.7%
9	165	1.4%

Home_TL
Real number (ℝ)

	Train	Test
Distinct	7	8
Distinct (%)	< 0.1%	0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.076076039	0.077076643

	Train	Test
Minimum	0	0
Maximum	6	7
Zeros	25377	10863
Zeros (%)	94.4%	94.3%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	1	1
Maximum	6	7
Range	6	7
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	0.35988509	0.35837644
Coefficient of variation (CV)	4.7305972	4.6496115
Kurtosis	59.463892	59.78772
Mean	0.076076039	0.077076643
Median Absolute Deviation (MAD)	0	0
Skewness	6.6207503	6.5201044
Sum	2045	888
Variance	0.12951728	0.12843368
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=7)

Value	Count	Frequency (%)
0	25377	94.4%
1	1126	4.2%
2	280	1.0%
3	54	0.2%
4	29	0.1%
5	9	< 0.1%
6	6	< 0.1%

Value	Count	Frequency (%)
0	10863	94.3%
1	490	4.3%
2	131	1.1%
3	21	0.2%
4	10	0.1%
5	4	< 0.1%
7	1	< 0.1%
6	1	< 0.1%

Value	Count	Frequency (%)
0	25377	94.4%
1	1126	4.2%
2	280	1.0%
3	54	0.2%
4	29	0.1%
5	9	< 0.1%
6	6	< 0.1%

Value	Count	Frequency (%)
0	10863	94.3%
1	490	4.3%
2	131	1.1%
3	21	0.2%
4	10	0.1%
5	4	< 0.1%
6	1	< 0.1%
7	1	< 0.1%

Value	Count	Frequency (%)
0	10863	40.4%
1	490	1.8%
2	131	0.5%
3	21	0.1%
4	10	< 0.1%
5	4	< 0.1%
6	1	< 0.1%
7	1	< 0.1%

Value	Count	Frequency (%)
0	25377	220.3%
1	1126	9.8%
2	280	2.4%
3	54	0.5%
4	29	0.3%
5	9	0.1%
6	6	0.1%

PL_TL
Real number (ℝ)

	Train	Test
Distinct	17	14
Distinct (%)	0.1%	0.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	0.34291879	0.33252322

	Train	Test
Minimum	0	0
Maximum	23	21
Zeros	21662	9343
Zeros (%)	80.6%	81.1%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	0	0
95-th percentile	2	2
Maximum	23	21
Range	23	21
Interquartile range (IQR)	0	0

Descriptive statistics

	Train	Test
Standard deviation	0.95077848	0.91964967
Coefficient of variation (CV)	2.7726054	2.7656705
Kurtosis	56.04809	54.796859
Mean	0.34291879	0.33252322
Median Absolute Deviation (MAD)	0	0
Skewness	5.4842248	5.3961008
Sum	9218	3831
Variance	0.90397971	0.84575552
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=17)

Value	Count	Frequency (%)
0	21662	80.6%
1	3278	12.2%
2	1016	3.8%
3	452	1.7%
4	213	0.8%
5	113	0.4%
7	49	0.2%
6	48	0.2%
8	25	0.1%
9	7	< 0.1%
Other values (7)	18	0.1%

Value	Count	Frequency (%)
0	9343	81.1%
1	1333	11.6%
2	456	4.0%
3	207	1.8%
4	88	0.8%
5	42	0.4%
6	22	0.2%
7	13	0.1%
8	8	0.1%
12	5	< 0.1%
Other values (4)	4	< 0.1%

Value	Count	Frequency (%)
0	21662	80.6%
1	3278	12.2%
2	1016	3.8%
3	452	1.7%
4	213	0.8%
5	113	0.4%
6	48	0.2%
7	49	0.2%
8	25	0.1%
9	7	< 0.1%

Value	Count	Frequency (%)
0	9343	81.1%
1	1333	11.6%
2	456	4.0%
3	207	1.8%
4	88	0.8%
5	42	0.4%
6	22	0.2%
7	13	0.1%
8	8	0.1%
9	1	< 0.1%

Value	Count	Frequency (%)
0	9343	34.8%
1	1333	5.0%
2	456	1.7%
3	207	0.8%
4	88	0.3%
5	42	0.2%
6	22	0.1%
7	13	< 0.1%
8	8	< 0.1%
9	1	< 0.1%

Value	Count	Frequency (%)
0	21662	188.0%
1	3278	28.5%
2	1016	8.8%
3	452	3.9%
4	213	1.8%
5	113	1.0%
6	48	0.4%
7	49	0.4%
8	25	0.2%
9	7	0.1%

Secured_TL
Real number (ℝ)

	Train	Test
Distinct	80	71
Distinct (%)	0.3%	0.6%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	2.9011198	2.8782224

	Train	Test
Minimum	0	0
Maximum	235	235
Zeros	7585	3270
Zeros (%)	28.2%	28.4%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	1	1
Q3	3	3
95-th percentile	12	12
Maximum	235	235
Range	235	235
Interquartile range (IQR)	3	3

Descriptive statistics

	Train	Test
Standard deviation	6.2649321	6.4144757
Coefficient of variation (CV)	2.1594876	2.2286241
Kurtosis	142.63846	207.14896
Mean	2.9011198	2.8782224
Median Absolute Deviation (MAD)	1	1
Skewness	8.2581643	9.6912883
Sum	77985	33160
Variance	39.249374	41.145499
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
1	8605	32.0%
0	7585	28.2%
2	3522	13.1%
3	1767	6.6%
4	1108	4.1%
5	768	2.9%
6	629	2.3%
7	433	1.6%
8	375	1.4%
9	245	0.9%
Other values (70)	1844	6.9%

Value	Count	Frequency (%)
1	3657	31.7%
0	3270	28.4%
2	1531	13.3%
3	827	7.2%
4	458	4.0%
5	329	2.9%
6	265	2.3%
7	174	1.5%
8	152	1.3%
9	103	0.9%
Other values (61)	755	6.6%

Value	Count	Frequency (%)
0	7585	28.2%
1	8605	32.0%
2	3522	13.1%
3	1767	6.6%
4	1108	4.1%
5	768	2.9%
6	629	2.3%
7	433	1.6%
8	375	1.4%
9	245	0.9%

Value	Count	Frequency (%)
0	3270	28.4%
1	3657	31.7%
2	1531	13.3%
3	827	7.2%
4	458	4.0%
5	329	2.9%
6	265	2.3%
7	174	1.5%
8	152	1.3%
9	103	0.9%

Value	Count	Frequency (%)
0	3270	12.2%
1	3657	13.6%
2	1531	5.7%
3	827	3.1%
4	458	1.7%
5	329	1.2%
6	265	1.0%
7	174	0.6%
8	152	0.6%
9	103	0.4%

Value	Count	Frequency (%)
0	7585	65.8%
1	8605	74.7%
2	3522	30.6%
3	1767	15.3%
4	1108	9.6%
5	768	6.7%
6	629	5.5%
7	433	3.8%
8	375	3.3%
9	245	2.1%

Unsecured_TL
Real number (ℝ)

	Train	Test
Distinct	47	40
Distinct (%)	0.2%	0.3%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	2.4229381	2.3653329

	Train	Test
Minimum	0	0
Maximum	55	46
Zeros	8454	3604
Zeros (%)	31.4%	31.3%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	1	1
Q3	3	3
95-th percentile	9	9
Maximum	55	46
Range	55	46
Interquartile range (IQR)	3	3

Descriptive statistics

	Train	Test
Standard deviation	3.8361077	3.67968
Coefficient of variation (CV)	1.5832462	1.5556711
Kurtosis	24.868538	22.157173
Mean	2.4229381	2.3653329
Median Absolute Deviation (MAD)	1	1
Skewness	3.9313558	3.7775792
Sum	65131	27251
Variance	14.715722	13.540045
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=47)

Value	Count	Frequency (%)
0	8454	31.4%
1	7065	26.3%
2	3601	13.4%
3	2150	8.0%
4	1430	5.3%
5	942	3.5%
6	663	2.5%
7	525	2.0%
8	423	1.6%
9	289	1.1%
Other values (37)	1339	5.0%

Value	Count	Frequency (%)
0	3604	31.3%
1	3060	26.6%
2	1572	13.6%
3	910	7.9%
4	611	5.3%
5	437	3.8%
6	304	2.6%
7	194	1.7%
8	169	1.5%
9	125	1.1%
Other values (30)	535	4.6%

Value	Count	Frequency (%)
0	8454	31.4%
1	7065	26.3%
2	3601	13.4%
3	2150	8.0%
4	1430	5.3%
5	942	3.5%
6	663	2.5%
7	525	2.0%
8	423	1.6%
9	289	1.1%

Value	Count	Frequency (%)
0	3604	31.3%
1	3060	26.6%
2	1572	13.6%
3	910	7.9%
4	611	5.3%
5	437	3.8%
6	304	2.6%
7	194	1.7%
8	169	1.5%
9	125	1.1%

Value	Count	Frequency (%)
0	3604	13.4%
1	3060	11.4%
2	1572	5.8%
3	910	3.4%
4	611	2.3%
5	437	1.6%
6	304	1.1%
7	194	0.7%
8	169	0.6%
9	125	0.5%

Value	Count	Frequency (%)
0	8454	73.4%
1	7065	61.3%
2	3601	31.3%
3	2150	18.7%
4	1430	12.4%
5	942	8.2%
6	663	5.8%
7	525	4.6%
8	423	3.7%
9	289	2.5%

Other_TL
Real number (ℝ)

	Train	Test
Distinct	37	32
Distinct (%)	0.1%	0.3%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	1.09051	1.1229928

	Train	Test
Minimum	0	0
Maximum	80	65
Zeros	15127	6457
Zeros (%)	56.3%	56.0%
Negative	0	0
Negative (%)	0.0%	0.0%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	0	0
5-th percentile	0	0
Q1	0	0
median	0	0
Q3	1	1
95-th percentile	5	5
Maximum	80	65
Range	80	65
Interquartile range (IQR)	1	1

Descriptive statistics

	Train	Test
Standard deviation	2.3291852	2.4523359
Coefficient of variation (CV)	2.1358678	2.1837503
Kurtosis	88.369014	75.473004
Mean	1.09051	1.1229928
Median Absolute Deviation (MAD)	0	0
Skewness	6.2556021	6.2254186
Sum	29314	12938
Variance	5.4251038	6.0139513
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=37)

Value	Count	Frequency (%)
0	15127	56.3%
1	6171	23.0%
2	2329	8.7%
3	1120	4.2%
4	675	2.5%
5	389	1.4%
6	276	1.0%
7	159	0.6%
8	141	0.5%
9	100	0.4%
Other values (27)	394	1.5%

Value	Count	Frequency (%)
0	6457	56.0%
1	2623	22.8%
2	1013	8.8%
3	495	4.3%
4	295	2.6%
5	176	1.5%
6	108	0.9%
7	72	0.6%
8	51	0.4%
9	48	0.4%
Other values (22)	183	1.6%

Value	Count	Frequency (%)
0	15127	56.3%
1	6171	23.0%
2	2329	8.7%
3	1120	4.2%
4	675	2.5%
5	389	1.4%
6	276	1.0%
7	159	0.6%
8	141	0.5%
9	100	0.4%

Value	Count	Frequency (%)
0	6457	56.0%
1	2623	22.8%
2	1013	8.8%
3	495	4.3%
4	295	2.6%
5	176	1.5%
6	108	0.9%
7	72	0.6%
8	51	0.4%
9	48	0.4%

Value	Count	Frequency (%)
0	6457	24.0%
1	2623	9.8%
2	1013	3.8%
3	495	1.8%
4	295	1.1%
5	176	0.7%
6	108	0.4%
7	72	0.3%
8	51	0.2%
9	48	0.2%

Value	Count	Frequency (%)
0	15127	131.3%
1	6171	53.6%
2	2329	20.2%
3	1120	9.7%
4	675	5.9%
5	389	3.4%
6	276	2.4%
7	159	1.4%
8	141	1.2%
9	100	0.9%

Age_Oldest_TL
Real number (ℝ)

	Train	Test
Distinct	261	242
Distinct (%)	1.0%	2.1%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	46.983706	46.856002

	Train	Test
Minimum	-1	-1
Maximum	370	359
Zeros	8	3
Zeros (%)	< 0.1%	< 0.1%
Negative	17	13
Negative (%)	0.1%	0.1%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	5	5
Q1	14	14
median	35	35
Q3	66	66
95-th percentile	139	138
Maximum	370	359
Range	371	360
Interquartile range (IQR)	52	52

Descriptive statistics

	Train	Test
Standard deviation	42.848058	42.73204
Coefficient of variation (CV)	0.91197697	0.91198648
Kurtosis	3.1135791	3.42299
Mean	46.983706	46.856002
Median Absolute Deviation (MAD)	23	23
Skewness	1.5847376	1.6166288
Sum	1262969	539828
Variance	1835.9561	1826.0273
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
7	729	2.7%
10	665	2.5%
8	654	2.4%
9	570	2.1%
6	564	2.1%
11	554	2.1%
14	547	2.0%
12	533	2.0%
15	508	1.9%
13	508	1.9%
Other values (251)	21049	78.3%

Value	Count	Frequency (%)
7	318	2.8%
8	274	2.4%
9	269	2.3%
11	256	2.2%
10	247	2.1%
6	242	2.1%
13	238	2.1%
12	233	2.0%
16	221	1.9%
14	212	1.8%
Other values (232)	9011	78.2%

Value	Count	Frequency (%)
-1	17	0.1%
0	8	< 0.1%
1	84	0.3%
2	312	1.2%
3	351	1.3%
4	373	1.4%
5	377	1.4%
6	564	2.1%
7	729	2.7%
8	654	2.4%

Value	Count	Frequency (%)
-1	13	0.1%
0	3	< 0.1%
1	36	0.3%
2	121	1.1%
3	155	1.3%
4	160	1.4%
5	177	1.5%
6	242	2.1%
7	318	2.8%
8	274	2.4%

Value	Count	Frequency (%)
-1	13	< 0.1%
0	3	< 0.1%
1	36	0.1%
2	121	0.5%
3	155	0.6%
4	160	0.6%
5	177	0.7%
6	242	0.9%
7	318	1.2%
8	274	1.0%

Value	Count	Frequency (%)
-1	17	0.1%
0	8	0.1%
1	84	0.7%
2	312	2.7%
3	351	3.0%
4	373	3.2%
5	377	3.3%
6	564	4.9%
7	729	6.3%
8	654	5.7%

Age_Newest_TL
Real number (ℝ)

	Train	Test
Distinct	182	165
Distinct (%)	0.7%	1.4%
Missing	0	0
Missing (%)	0.0%	0.0%
Infinite	0	0
Infinite (%)	0.0%	0.0%
Mean	14.981697	15.050082

	Train	Test
Minimum	-1	-1
Maximum	370	359
Zeros	74	36
Zeros (%)	0.3%	0.3%
Negative	17	13
Negative (%)	0.1%	0.1%
Memory size	420.0 KiB	180.0 KiB

Quantile statistics

	Train	Test
Minimum	-1	-1
5-th percentile	2	2
Q1	4	4
median	7	8
Q3	16	16
95-th percentile	57	56
Maximum	370	359
Range	371	360
Interquartile range (IQR)	12	12

Descriptive statistics

	Train	Test
Standard deviation	21.406598	21.540619
Coefficient of variation (CV)	1.42885	1.4312625
Kurtosis	22.711159	26.083457
Mean	14.981697	15.050082
Median Absolute Deviation (MAD)	4	5
Skewness	3.7781775	3.9560486
Sum	402723	173392
Variance	458.24245	463.99827
Monotonicity	Not monotonic	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
2	2910	10.8%
3	2597	9.7%
4	2152	8.0%
5	1723	6.4%
6	1651	6.1%
7	1415	5.3%
8	1307	4.9%
1	978	3.6%
10	969	3.6%
9	914	3.4%
Other values (172)	10265	38.2%

Value	Count	Frequency (%)
2	1211	10.5%
3	1067	9.3%
4	930	8.1%
5	752	6.5%
6	717	6.2%
7	581	5.0%
8	559	4.9%
9	468	4.1%
1	410	3.6%
10	399	3.5%
Other values (155)	4427	38.4%

Value	Count	Frequency (%)
-1	17	0.1%
0	74	0.3%
1	978	3.6%
2	2910	10.8%
3	2597	9.7%
4	2152	8.0%
5	1723	6.4%
6	1651	6.1%
7	1415	5.3%
8	1307	4.9%

Value	Count	Frequency (%)
-1	13	0.1%
0	36	0.3%
1	410	3.6%
2	1211	10.5%
3	1067	9.3%
4	930	8.1%
5	752	6.5%
6	717	6.2%
7	581	5.0%
8	559	4.9%

Value	Count	Frequency (%)
-1	13	< 0.1%
0	36	0.1%
1	410	1.5%
2	1211	4.5%
3	1067	4.0%
4	930	3.5%
5	752	2.8%
6	717	2.7%
7	581	2.2%
8	559	2.1%

Value	Count	Frequency (%)
-1	17	0.1%
0	74	0.6%
1	978	8.5%
2	2910	25.3%
3	2597	22.5%
4	2152	18.7%
5	1723	15.0%
6	1651	14.3%
7	1415	12.3%
8	1307	11.3%

Correlations

Train

Test

Train

	AGE	Age_Newest_TL	Age_Oldest_TL	Auto_TL	CC_Flag	CC_TL	CC_enq	CC_enq_L12m	CC_enq_L6m	CC_utilization	Consumer_TL	Credit_Score	EDUCATION	GENDER	GL_Flag	Gold_TL	HL_Flag	Home_TL	MARITALSTATUS	NETMONTHLYINCOME	Other_TL	PL_Flag	PL_TL	PL_enq	PL_enq_L12m	PL_enq_L6m	PL_utilization	PROSPECTID	Secured_TL	Time_With_Curr_Empr	Tot_Active_TL	Tot_Closed_TL	Tot_Missed_Pmnt	Tot_TL_closed_L12M	Tot_TL_closed_L6M	Total_TL	Total_TL_opened_L12M	Total_TL_opened_L6M	Unsecured_TL	enq_L12m	enq_L3m	enq_L6m	first_prod_enq2	last_prod_enq2	max_delinquency_level	max_deliq_12mts	max_deliq_6mts	max_recent_level_of_deliq	max_unsec_exposure_inPct	num_dbt	num_dbt_12mts	num_dbt_6mts	num_deliq_12mts	num_deliq_6_12mts	num_deliq_6mts	num_lss	num_lss_12mts	num_lss_6mts	num_std	num_std_12mts	num_std_6mts	num_sub	num_sub_12mts	num_sub_6mts	num_times_30p_dpd	num_times_60p_dpd	num_times_delinquent	pct_CC_enq_L6m_of_L12m	pct_CC_enq_L6m_of_ever	pct_PL_enq_L6m_of_L12m	pct_PL_enq_L6m_of_ever	pct_active_tl	pct_closed_tl	pct_currentBal_all_TL	pct_of_active_TLs_ever	pct_opened_TLs_L6m_of_L12m	pct_tl_closed_L12M	pct_tl_closed_L6M	pct_tl_open_L12M	pct_tl_open_L6M	recent_level_of_deliq	response_flag	time_since_first_deliquency	time_since_recent_deliquency	time_since_recent_enq	time_since_recent_payment	tot_enq
AGE	1.000	0.109	0.352	0.037	0.044	-0.020	-0.067	-0.096	-0.087	-0.039	0.006	0.269	0.057	0.103	0.143	0.094	0.108	0.134	0.581	0.152	0.142	0.102	0.097	-0.024	-0.098	-0.103	0.062	-0.001	0.162	0.428	0.041	0.223	0.013	0.054	0.021	0.169	-0.064	-0.076	0.065	-0.141	-0.109	-0.136	0.066	0.042	0.073	-0.032	-0.045	0.073	0.040	0.034	0.009	0.000	0.029	0.027	0.036	0.009	0.003	0.014	0.159	0.122	0.107	0.027	0.006	0.012	0.072	0.068	0.075	-0.091	-0.093	-0.103	-0.112	-0.191	0.191	-0.052	-0.191	-0.090	0.014	0.001	-0.205	-0.133	0.069	0.032	0.078	0.064	0.062	0.099	-0.028
Age_Newest_TL	0.109	1.000	0.215	-0.019	0.118	-0.212	-0.279	-0.305	-0.295	-0.218	-0.420	0.165	0.017	0.000	0.027	-0.122	0.088	-0.016	0.065	-0.084	-0.213	0.110	-0.219	-0.341	-0.361	-0.342	-0.240	0.002	-0.107	0.089	-0.614	-0.123	-0.521	-0.306	-0.316	-0.439	-0.825	-0.846	-0.461	-0.502	-0.367	-0.468	0.056	0.074	-0.009	-0.299	-0.390	-0.008	-0.427	0.018	0.019	0.075	-0.036	-0.001	-0.056	0.037	0.025	0.014	-0.070	-0.124	-0.145	0.034	0.021	0.003	0.001	0.002	-0.011	-0.254	-0.255	-0.302	-0.302	-0.248	0.248	-0.502	-0.248	-0.815	-0.203	-0.264	-0.683	-0.815	-0.002	0.037	-0.004	-0.001	0.141	0.397	-0.409
Age_Oldest_TL	0.352	0.215	1.000	0.312	0.152	0.148	0.080	0.005	-0.002	0.115	0.010	0.479	0.039	0.056	0.246	0.315	0.280	0.168	0.214	0.146	0.320	0.188	0.200	0.069	-0.045	-0.047	0.127	-0.000	0.528	0.201	0.194	0.644	0.065	0.212	0.124	0.531	-0.089	-0.074	0.187	-0.104	-0.062	-0.080	0.101	0.052	0.297	-0.029	-0.084	0.293	0.115	0.076	0.029	0.026	0.121	0.127	0.094	0.051	0.024	0.013	0.359	0.242	0.203	0.101	0.037	0.014	0.272	0.244	0.299	0.012	0.007	-0.054	-0.070	-0.532	0.532	-0.098	-0.532	-0.146	0.094	0.059	-0.579	-0.263	0.281	0.019	0.315	0.287	0.075	0.209	0.138
Auto_TL	0.037	-0.019	0.312	1.000	0.143	0.091	0.149	0.137	0.143	0.083	-0.012	0.123	0.014	0.048	0.073	-0.012	0.066	0.019	0.061	0.085	-0.028	0.093	0.046	0.098	0.081	0.099	0.033	0.001	0.447	0.056	0.201	0.187	0.073	0.093	0.068	0.219	0.073	0.042	-0.020	0.103	0.080	0.090	0.072	0.032	0.167	0.148	0.153	0.173	-0.039	-0.015	-0.008	0.000	0.116	0.099	0.106	-0.021	-0.007	0.000	0.066	0.052	0.047	-0.004	-0.015	-0.005	0.114	0.071	0.182	0.049	0.047	0.016	0.011	-0.070	0.070	0.023	-0.070	-0.011	0.027	0.030	-0.120	-0.046	0.167	0.016	0.184	0.164	0.136	-0.083	0.246
CC_Flag	0.044	0.118	0.152	0.143	1.000	0.480	0.454	0.440	0.471	0.949	0.227	0.112	0.206	0.065	0.086	0.024	0.000	0.102	0.025	0.084	0.030	0.248	0.172	0.298	0.183	0.178	0.246	1.000	0.029	0.043	0.327	0.062	0.049	0.160	0.174	0.120	0.229	0.200	0.347	0.278	0.163	0.219	0.455	0.418	0.019	0.047	0.051	0.025	0.029	0.000	0.000	0.000	0.149	0.122	0.150	0.000	0.000	0.000	0.041	0.034	0.041	0.012	0.000	0.000	0.041	0.042	0.096	0.478	0.480	0.204	0.244	0.266	0.257	0.016	0.266	0.233	0.189	0.169	0.220	0.198	0.028	0.177	0.117	0.087	0.088	0.134	0.349
CC_TL	-0.020	-0.212	0.148	0.091	0.480	1.000	0.676	0.516	0.420	0.942	0.149	-0.016	0.061	0.032	0.142	0.008	0.016	0.094	0.026	0.176	0.031	0.215	0.269	0.312	0.242	0.213	0.249	0.003	0.034	-0.049	0.386	0.154	0.114	0.147	0.144	0.307	0.257	0.209	0.426	0.299	0.201	0.250	0.130	0.090	0.111	0.232	0.266	0.104	0.408	-0.011	-0.008	0.000	0.158	0.133	0.162	-0.013	-0.010	0.000	0.013	0.009	0.011	-0.030	-0.018	-0.012	0.066	0.035	0.132	0.463	0.458	0.148	0.135	0.066	-0.066	0.132	0.066	0.133	0.053	0.091	0.056	0.120	0.094	0.118	0.120	0.095	0.013	-0.267	0.401
CC_enq	-0.067	-0.279	0.080	0.149	0.454	0.676	1.000	0.899	0.831	0.651	0.307	-0.157	0.059	0.050	0.071	-0.046	0.022	0.074	0.038	0.205	0.021	0.232	0.310	0.615	0.580	0.573	0.284	0.006	-0.009	-0.083	0.400	0.149	0.119	0.189	0.190	0.313	0.319	0.265	0.481	0.611	0.531	0.572	0.123	0.122	0.125	0.305	0.338	0.123	0.423	-0.020	-0.008	0.000	0.167	0.142	0.152	-0.006	-0.006	0.000	-0.037	-0.027	-0.020	-0.010	-0.008	-0.006	0.069	0.033	0.145	0.601	0.599	0.293	0.285	0.078	-0.078	0.100	0.078	0.186	0.106	0.144	0.136	0.185	0.115	0.215	0.132	0.111	0.244	-0.230	0.683
CC_enq_L12m	-0.096	-0.305	0.005	0.137	0.440	0.516	0.899	1.000	0.921	0.517	0.313	-0.214	0.057	0.047	0.028	-0.070	0.000	0.040	0.076	0.162	0.013	0.206	0.262	0.609	0.610	0.611	0.248	0.007	-0.037	-0.098	0.353	0.102	0.120	0.177	0.183	0.259	0.345	0.289	0.425	0.667	0.582	0.626	0.096	0.170	0.084	0.274	0.308	0.085	0.369	-0.018	-0.005	0.000	0.127	0.099	0.114	-0.002	-0.003	0.000	-0.060	-0.045	-0.037	-0.006	-0.004	-0.003	0.034	0.008	0.097	0.685	0.686	0.310	0.306	0.094	-0.094	0.090	0.094	0.208	0.111	0.145	0.206	0.223	0.081	0.262	0.086	0.076	0.248	-0.201	0.657
CC_enq_L6m	-0.087	-0.295	-0.002	0.143	0.471	0.420	0.831	0.921	1.000	0.421	0.312	-0.224	0.060	0.049	0.030	-0.080	0.020	0.031	0.086	0.153	0.008	0.210	0.235	0.605	0.615	0.630	0.222	0.004	-0.040	-0.088	0.322	0.087	0.120	0.161	0.170	0.233	0.311	0.294	0.392	0.646	0.612	0.653	0.104	0.219	0.076	0.260	0.290	0.078	0.333	-0.020	-0.004	0.000	0.109	0.086	0.092	-0.003	-0.000	0.000	-0.064	-0.049	-0.041	-0.001	0.002	-0.000	0.030	0.006	0.086	0.759	0.759	0.308	0.305	0.089	-0.089	0.074	0.089	0.227	0.104	0.137	0.187	0.240	0.075	0.285	0.079	0.070	0.280	-0.177	0.636
CC_utilization	-0.039	-0.218	0.115	0.083	0.949	0.942	0.651	0.517	0.421	1.000	0.150	-0.040	0.085	0.068	0.079	0.008	0.000	0.069	0.051	0.161	0.031	0.251	0.256	0.310	0.248	0.220	0.243	0.001	0.025	-0.056	0.377	0.132	0.119	0.138	0.139	0.288	0.262	0.214	0.404	0.306	0.207	0.258	0.195	0.183	0.098	0.223	0.256	0.093	0.409	-0.009	-0.007	0.000	0.150	0.125	0.152	-0.012	-0.010	0.000	0.003	0.003	0.005	-0.030	-0.018	-0.011	0.051	0.017	0.118	0.469	0.466	0.159	0.148	0.081	-0.081	0.156	0.081	0.137	0.048	0.087	0.074	0.130	0.085	0.213	0.108	0.086	0.002	-0.269	0.392
Consumer_TL	0.006	-0.420	0.010	-0.012	0.227	0.149	0.307	0.313	0.312	0.150	1.000	-0.145	0.023	0.024	0.025	-0.079	0.026	-0.016	0.035	0.097	0.099	0.246	0.190	0.444	0.408	0.363	0.198	0.008	-0.149	-0.037	0.474	0.267	0.197	0.390	0.390	0.438	0.515	0.413	0.760	0.456	0.319	0.389	0.071	0.069	0.054	0.309	0.350	0.057	0.496	-0.027	-0.020	0.000	0.094	0.082	0.065	-0.026	-0.007	0.000	-0.123	-0.124	-0.119	-0.032	-0.014	-0.009	0.001	-0.015	0.063	0.174	0.174	0.267	0.261	-0.013	0.013	-0.061	-0.013	0.269	0.313	0.346	0.261	0.295	0.056	0.084	0.054	0.054	0.028	-0.138	0.521
Credit_Score	0.269	0.165	0.479	0.123	0.112	-0.016	-0.157	-0.214	-0.224	-0.040	-0.145	1.000	0.036	0.018	0.192	0.162	0.162	0.129	0.158	0.037	0.193	0.129	0.036	-0.228	-0.334	-0.374	-0.009	-0.028	0.285	0.185	0.047	0.257	0.009	0.069	0.018	0.184	-0.097	-0.152	-0.034	-0.450	-0.513	-0.490	0.089	0.118	-0.202	-0.172	-0.150	-0.199	-0.020	0.038	0.003	0.000	-0.089	-0.088	-0.030	0.015	-0.001	0.000	0.402	0.383	0.364	0.049	0.013	0.006	-0.124	-0.083	-0.187	-0.192	-0.195	-0.385	-0.393	-0.208	0.208	0.030	-0.208	-0.160	0.019	-0.007	-0.274	-0.224	-0.211	0.175	-0.203	-0.230	0.298	0.103	-0.274
EDUCATION	0.057	0.017	0.039	0.014	0.206	0.061	0.059	0.057	0.060	0.085	0.023	0.036	1.000	0.056	0.085	0.013	0.063	0.040	0.160	0.027	0.016	0.117	0.045	0.064	0.042	0.038	0.044	1.000	0.013	0.042	0.038	0.015	0.009	0.020	0.028	0.017	0.025	0.033	0.046	0.043	0.036	0.038	0.074	0.066	0.025	0.030	0.028	0.022	0.060	0.003	0.000	0.005	0.023	0.013	0.029	0.015	0.000	0.009	0.025	0.027	0.029	0.010	0.000	0.000	0.005	0.009	0.012	0.062	0.061	0.046	0.049	0.041	0.039	0.003	0.041	0.029	0.030	0.022	0.034	0.027	0.018	0.052	0.017	0.014	0.018	0.022	0.047
GENDER	0.103	0.000	0.056	0.048	0.065	0.032	0.050	0.047	0.049	0.068	0.024	0.018	0.056	1.000	0.000	0.032	0.000	0.000	0.132	0.021	0.009	0.019	0.000	0.043	0.036	0.046	0.016	1.000	0.018	0.052	0.029	0.022	0.021	0.010	0.014	0.021	0.018	0.027	0.031	0.039	0.000	0.031	0.077	0.050	0.029	0.002	0.000	0.014	0.000	0.000	0.000	0.000	0.009	0.005	0.026	0.000	0.000	0.000	0.022	0.024	0.026	0.000	0.000	0.000	0.030	0.028	0.037	0.049	0.050	0.042	0.040	0.036	0.036	0.000	0.036	0.035	0.032	0.025	0.040	0.026	0.018	0.016	0.040	0.024	0.017	0.000	0.037
GL_Flag	0.143	0.027	0.246	0.073	0.086	0.142	0.071	0.028	0.030	0.079	0.025	0.192	0.085	0.000	1.000	0.019	0.012	1.000	0.075	0.050	0.056	0.083	0.104	0.068	0.025	0.044	0.064	1.000	0.053	0.101	0.128	0.026	0.037	0.025	0.034	0.058	0.047	0.043	0.076	0.018	0.041	0.029	0.422	0.278	0.030	0.043	0.050	0.022	0.000	0.000	0.024	0.002	0.107	0.100	0.089	0.000	0.000	0.000	0.163	0.155	0.148	0.000	0.000	0.000	0.055	0.043	0.105	0.032	0.044	0.023	0.042	0.114	0.114	0.000	0.114	0.027	0.085	0.061	0.116	0.083	0.023	0.008	0.117	0.106	0.010	0.041	0.087
Gold_TL	0.094	-0.122	0.315	-0.012	0.024	0.008	-0.046	-0.070	-0.080	0.008	-0.079	0.162	0.013	0.032	0.019	1.000	0.167	0.018	0.036	0.037	0.138	0.028	0.026	-0.031	-0.062	-0.070	0.016	0.005	0.672	0.021	0.197	0.549	0.234	0.250	0.152	0.497	0.169	0.128	-0.030	-0.043	-0.034	-0.032	0.017	0.014	0.220	-0.025	-0.056	0.212	-0.023	0.020	0.002	0.000	0.040	0.033	0.028	-0.011	0.004	0.044	0.336	0.286	0.263	0.018	-0.011	-0.009	0.237	0.226	0.206	-0.004	-0.005	-0.021	-0.026	-0.371	0.371	0.162	-0.371	0.072	0.130	0.092	-0.144	0.004	0.197	0.009	0.230	0.218	-0.104	0.046	-0.018
HL_Flag	0.108	0.088	0.280	0.066	0.000	0.016	0.022	0.000	0.020	0.000	0.026	0.162	0.063	0.000	0.012	0.167	1.000	0.010	0.088	0.021	0.116	0.015	0.020	0.037	0.000	0.020	0.029	1.000	0.198	0.012	0.176	0.201	0.146	0.139	0.118	0.220	0.140	0.113	0.055	0.014	0.023	0.019	0.050	0.051	0.148	0.036	0.021	0.092	0.023	0.000	0.000	0.000	0.043	0.043	0.039	0.020	0.013	0.016	0.249	0.264	0.242	0.014	0.015	0.000	0.103	0.104	0.125	0.028	0.033	0.036	0.059	0.446	0.453	0.000	0.446	0.146	0.220	0.143	0.320	0.206	0.049	0.000	0.236	0.210	0.043	0.072	0.040
Home_TL	0.134	-0.016	0.168	0.019	0.102	0.094	0.074	0.040	0.031	0.069	-0.016	0.129	0.040	0.000	1.000	0.018	0.010	1.000	0.076	0.109	0.049	0.099	0.091	0.053	0.005	0.007	0.046	-0.013	0.190	0.099	0.154	0.087	0.075	0.032	0.010	0.137	0.032	0.012	0.049	0.011	0.000	0.006	0.194	0.126	0.119	0.105	0.096	0.118	0.036	0.008	0.007	0.000	0.115	0.108	0.110	-0.004	-0.005	0.000	0.147	0.147	0.142	0.000	-0.004	-0.002	0.099	0.071	0.124	0.025	0.024	-0.005	-0.011	0.009	-0.009	0.142	0.009	0.000	-0.009	-0.010	-0.058	-0.024	0.112	0.008	0.115	0.097	0.029	-0.048	0.095
MARITALSTATUS	0.581	0.065	0.214	0.061	0.025	0.026	0.038	0.076	0.086	0.051	0.035	0.158	0.160	0.132	0.075	0.036	0.088	0.076	1.000	0.018	0.047	0.057	0.042	0.006	0.054	0.066	0.057	1.000	0.041	0.251	0.045	0.050	0.022	0.025	0.023	0.055	0.009	0.006	0.048	0.071	0.068	0.075	0.082	0.075	0.064	0.012	0.029	0.043	0.014	0.000	0.015	0.011	0.047	0.044	0.039	0.010	0.000	0.000	0.096	0.084	0.074	0.006	0.000	0.005	0.051	0.045	0.071	0.089	0.080	0.072	0.092	0.150	0.153	0.015	0.150	0.055	0.067	0.048	0.171	0.132	0.035	0.031	0.088	0.054	0.065	0.063	0.001
NETMONTHLYINCOME	0.152	-0.084	0.146	0.085	0.084	0.176	0.205	0.162	0.153	0.161	0.097	0.037	0.027	0.021	0.050	0.037	0.021	0.109	0.018	1.000	0.066	0.038	0.151	0.171	0.123	0.115	0.124	0.004	0.087	0.266	0.177	0.128	0.078	0.075	0.071	0.183	0.111	0.092	0.178	0.142	0.104	0.126	0.030	0.021	0.078	0.085	0.097	0.079	0.075	0.014	0.011	0.000	0.053	0.053	0.049	-0.001	0.007	0.000	0.058	0.054	0.052	0.007	0.009	0.013	0.065	0.060	0.084	0.128	0.127	0.077	0.072	-0.021	0.021	0.057	-0.021	0.054	0.028	0.047	-0.006	0.044	0.072	0.014	0.085	0.071	0.034	-0.067	0.218
Other_TL	0.142	-0.213	0.320	-0.028	0.030	0.031	0.021	0.013	0.008	0.031	0.099	0.193	0.016	0.009	0.056	0.138	0.116	0.049	0.047	0.066	1.000	0.028	0.074	0.073	0.038	0.029	0.049	-0.004	0.347	0.072	0.432	0.365	0.335	0.280	0.233	0.490	0.308	0.261	0.311	0.072	0.043	0.067	0.023	0.025	0.160	0.099	0.083	0.157	0.254	0.067	0.024	0.000	0.100	0.089	0.081	0.040	0.012	0.000	0.389	0.337	0.302	0.098	0.055	0.038	0.152	0.145	0.159	0.038	0.037	0.039	0.035	-0.109	0.109	0.227	-0.109	0.154	0.153	0.165	-0.030	0.124	0.149	0.005	0.153	0.139	-0.061	-0.056	0.133
PL_Flag	0.102	0.110	0.188	0.093	0.248	0.215	0.232	0.206	0.210	0.251	0.246	0.129	0.117	0.019	0.083	0.028	0.015	0.099	0.057	0.038	0.028	1.000	0.384	0.441	0.272	0.292	0.883	1.000	0.033	0.038	0.312	0.074	0.062	0.198	0.229	0.127	0.267	0.253	0.386	0.235	0.140	0.199	0.283	0.268	0.010	0.020	0.030	0.006	0.035	0.000	0.000	0.000	0.086	0.078	0.073	0.000	0.000	0.007	0.121	0.102	0.108	0.011	0.000	0.011	0.021	0.027	0.088	0.211	0.223	0.327	0.373	0.307	0.311	0.000	0.307	0.254	0.251	0.221	0.258	0.226	0.006	0.140	0.098	0.073	0.080	0.103	0.297
PL_TL	0.097	-0.219	0.200	0.046	0.172	0.269	0.310	0.262	0.235	0.256	0.190	0.036	0.045	0.000	0.104	0.026	0.020	0.091	0.042	0.151	0.074	0.384	1.000	0.530	0.369	0.308	0.878	0.003	0.045	0.035	0.360	0.281	0.164	0.259	0.235	0.367	0.269	0.243	0.488	0.264	0.182	0.231	0.088	0.053	0.096	0.142	0.150	0.098	0.505	-0.012	-0.008	0.000	0.107	0.090	0.098	-0.007	-0.007	0.000	0.162	0.159	0.156	-0.010	-0.018	-0.006	0.059	0.036	0.109	0.209	0.205	0.265	0.247	-0.062	0.062	0.139	-0.062	0.160	0.167	0.182	0.028	0.140	0.091	0.093	0.103	0.086	0.005	-0.139	0.386
PL_enq	-0.024	-0.341	0.069	0.098	0.298	0.312	0.615	0.609	0.605	0.310	0.444	-0.228	0.064	0.043	0.068	-0.031	0.037	0.053	0.006	0.171	0.073	0.441	0.530	1.000	0.896	0.814	0.486	0.007	-0.022	-0.050	0.425	0.213	0.163	0.263	0.263	0.370	0.394	0.339	0.560	0.681	0.557	0.633	0.107	0.109	0.107	0.270	0.302	0.110	0.501	-0.011	0.000	0.000	0.128	0.107	0.115	-0.006	0.011	0.000	0.008	0.024	0.027	-0.008	-0.014	-0.004	0.060	0.037	0.120	0.325	0.324	0.643	0.635	0.035	-0.035	0.096	0.035	0.242	0.175	0.215	0.189	0.249	0.104	0.251	0.111	0.096	0.156	-0.170	0.746
PL_enq_L12m	-0.098	-0.361	-0.045	0.081	0.183	0.242	0.580	0.610	0.615	0.248	0.408	-0.334	0.042	0.036	0.025	-0.062	0.000	0.005	0.054	0.123	0.038	0.272	0.369	0.896	1.000	0.901	0.372	0.010	-0.066	-0.094	0.362	0.105	0.142	0.209	0.223	0.270	0.407	0.353	0.458	0.743	0.606	0.689	0.066	0.084	0.063	0.249	0.286	0.065	0.414	-0.011	-0.004	0.000	0.090	0.072	0.079	-0.009	0.004	0.000	-0.065	-0.043	-0.032	-0.010	-0.011	-0.003	0.032	0.015	0.072	0.316	0.315	0.743	0.745	0.098	-0.098	0.096	0.098	0.265	0.150	0.190	0.275	0.293	0.061	0.286	0.065	0.056	0.136	-0.159	0.684
PL_enq_L6m	-0.103	-0.342	-0.047	0.099	0.178	0.213	0.573	0.611	0.630	0.220	0.363	-0.374	0.038	0.046	0.044	-0.070	0.020	0.007	0.066	0.115	0.029	0.292	0.308	0.814	0.901	1.000	0.304	0.015	-0.060	-0.097	0.319	0.081	0.139	0.175	0.197	0.233	0.353	0.358	0.404	0.709	0.651	0.738	0.071	0.136	0.065	0.237	0.268	0.066	0.346	-0.010	-0.001	0.000	0.089	0.072	0.076	-0.004	0.009	0.000	-0.071	-0.048	-0.037	-0.002	-0.003	0.002	0.035	0.016	0.072	0.304	0.304	0.858	0.858	0.091	-0.091	0.083	0.091	0.290	0.128	0.171	0.239	0.312	0.063	0.287	0.066	0.056	0.144	-0.150	0.656
PL_utilization	0.062	-0.240	0.127	0.033	0.246	0.249	0.284	0.248	0.222	0.243	0.198	-0.009	0.044	0.016	0.064	0.016	0.029	0.046	0.057	0.124	0.049	0.883	0.878	0.486	0.372	0.304	1.000	0.006	0.016	0.012	0.374	0.198	0.170	0.205	0.189	0.322	0.282	0.252	0.439	0.266	0.177	0.230	0.106	0.117	0.068	0.135	0.152	0.071	0.547	-0.017	-0.006	0.000	0.084	0.063	0.079	-0.008	-0.009	0.000	0.108	0.116	0.117	-0.019	-0.020	-0.013	0.031	0.011	0.079	0.199	0.196	0.271	0.254	0.019	-0.019	0.174	0.019	0.172	0.119	0.139	0.068	0.160	0.066	0.169	0.076	0.063	-0.003	-0.158	0.352
PROSPECTID	-0.001	0.002	-0.000	0.001	1.000	0.003	0.006	0.007	0.004	0.001	0.008	-0.028	1.000	1.000	1.000	0.005	1.000	-0.013	1.000	0.004	-0.004	1.000	0.003	0.007	0.010	0.015	0.006	1.000	0.001	0.007	0.001	-0.001	0.001	0.002	-0.003	0.003	-0.001	0.003	0.004	0.015	0.022	0.017	1.000	1.000	0.015	0.000	-0.011	0.014	0.003	0.003	0.003	1.000	0.004	0.014	-0.010	-0.007	-0.016	1.000	-0.010	-0.007	-0.006	0.000	0.000	-0.001	0.009	0.012	0.012	0.002	0.002	0.016	0.017	0.000	-0.000	-0.010	0.000	0.002	-0.001	-0.005	-0.004	0.003	0.015	1.000	0.014	0.018	-0.011	-0.002	0.011
Secured_TL	0.162	-0.107	0.528	0.447	0.029	0.034	-0.009	-0.037	-0.040	0.025	-0.149	0.285	0.013	0.018	0.053	0.672	0.198	0.190	0.041	0.087	0.347	0.033	0.045	-0.022	-0.066	-0.060	0.016	0.001	1.000	0.092	0.317	0.621	0.269	0.280	0.174	0.616	0.180	0.130	-0.100	-0.033	-0.033	-0.027	0.019	0.016	0.291	0.049	0.026	0.286	-0.094	0.033	0.009	0.000	0.100	0.086	0.089	0.001	0.007	0.035	0.420	0.356	0.323	0.039	-0.001	0.003	0.280	0.248	0.286	0.004	0.002	-0.045	-0.051	-0.375	0.375	0.226	-0.375	0.054	0.135	0.100	-0.231	-0.032	0.270	0.000	0.305	0.283	-0.029	0.006	0.089
Time_With_Curr_Empr	0.428	0.089	0.201	0.056	0.043	-0.049	-0.083	-0.098	-0.088	-0.056	-0.037	0.185	0.042	0.052	0.101	0.021	0.012	0.099	0.251	0.266	0.072	0.038	0.035	-0.050	-0.094	-0.097	0.012	0.007	0.092	1.000	0.002	0.092	0.007	0.005	-0.013	0.060	-0.065	-0.063	-0.004	-0.127	-0.110	-0.125	0.054	0.047	0.031	-0.034	-0.034	0.031	-0.024	0.016	0.002	0.000	0.007	0.008	0.015	0.001	0.010	0.000	0.088	0.077	0.073	0.023	0.009	0.015	0.031	0.032	0.033	-0.097	-0.099	-0.095	-0.099	-0.089	0.089	-0.028	-0.089	-0.065	-0.012	-0.020	-0.129	-0.088	0.029	0.024	0.036	0.026	0.070	0.050	-0.056
Tot_Active_TL	0.041	-0.614	0.194	0.201	0.327	0.386	0.400	0.353	0.322	0.377	0.474	0.047	0.038	0.029	0.128	0.197	0.176	0.154	0.045	0.177	0.432	0.312	0.360	0.425	0.362	0.319	0.374	0.001	0.317	0.002	1.000	0.274	0.529	0.298	0.270	0.742	0.730	0.594	0.665	0.440	0.289	0.373	0.045	0.063	0.209	0.393	0.441	0.208	0.659	0.008	-0.001	0.000	0.198	0.163	0.176	-0.002	0.001	0.000	0.270	0.288	0.290	0.019	0.003	0.004	0.148	0.116	0.222	0.261	0.258	0.247	0.237	0.286	-0.286	0.415	0.286	0.421	0.094	0.163	0.282	0.414	0.195	0.116	0.210	0.188	-0.018	-0.341	0.533
Tot_Closed_TL	0.223	-0.123	0.644	0.187	0.062	0.154	0.149	0.102	0.087	0.132	0.267	0.257	0.015	0.022	0.026	0.549	0.201	0.087	0.050	0.128	0.365	0.074	0.281	0.213	0.105	0.081	0.198	-0.001	0.621	0.092	0.274	1.000	0.194	0.655	0.514	0.792	0.245	0.182	0.369	0.089	0.067	0.083	0.015	0.015	0.303	0.076	0.032	0.296	0.161	0.028	-0.002	0.000	0.115	0.114	0.085	-0.006	0.006	0.031	0.333	0.235	0.195	0.036	0.002	0.006	0.278	0.245	0.301	0.092	0.089	0.064	0.049	-0.774	0.774	0.008	-0.774	0.053	0.524	0.445	-0.301	-0.045	0.281	0.023	0.320	0.299	-0.007	0.100	0.282
Tot_Missed_Pmnt	0.013	-0.521	0.065	0.073	0.049	0.114	0.119	0.120	0.120	0.119	0.197	0.009	0.009	0.021	0.037	0.234	0.146	0.075	0.022	0.078	0.335	0.062	0.164	0.163	0.142	0.139	0.170	0.001	0.269	0.007	0.529	0.194	1.000	0.215	0.190	0.424	0.497	0.510	0.282	0.218	0.194	0.225	0.015	0.009	0.077	0.140	0.171	0.075	0.262	0.006	-0.004	0.000	0.045	0.039	0.048	-0.014	-0.003	0.000	0.206	0.215	0.218	-0.001	-0.004	-0.000	0.075	0.076	0.078	0.136	0.135	0.135	0.133	0.101	-0.101	0.407	0.101	0.404	0.093	0.124	0.229	0.402	0.066	0.026	0.077	0.066	-0.102	-0.199	0.217
Tot_TL_closed_L12M	0.054	-0.306	0.212	0.093	0.160	0.147	0.189	0.177	0.161	0.138	0.390	0.069	0.020	0.010	0.025	0.250	0.139	0.032	0.025	0.075	0.280	0.198	0.259	0.263	0.209	0.175	0.205	0.002	0.280	0.005	0.298	0.655	0.215	1.000	0.801	0.554	0.427	0.310	0.416	0.215	0.149	0.181	0.040	0.042	0.174	0.238	0.186	0.169	0.195	0.007	-0.002	0.000	0.135	0.136	0.087	-0.012	-0.005	0.000	0.221	0.213	0.167	0.011	0.010	0.009	0.133	0.111	0.179	0.134	0.132	0.135	0.126	-0.450	0.450	0.082	-0.450	0.156	0.933	0.763	0.020	0.126	0.159	0.093	0.172	0.162	-0.020	-0.074	0.315
Tot_TL_closed_L6M	0.021	-0.316	0.124	0.068	0.174	0.144	0.190	0.183	0.170	0.139	0.390	0.018	0.028	0.014	0.034	0.152	0.118	0.010	0.023	0.071	0.233	0.229	0.235	0.263	0.223	0.197	0.189	-0.003	0.174	-0.013	0.270	0.514	0.190	0.801	1.000	0.447	0.417	0.342	0.394	0.231	0.164	0.198	0.053	0.058	0.103	0.196	0.210	0.101	0.191	0.004	0.001	0.000	0.099	0.095	0.066	-0.008	0.001	0.000	0.140	0.145	0.140	-0.003	0.003	0.011	0.065	0.044	0.108	0.141	0.140	0.157	0.150	-0.336	0.336	0.049	-0.336	0.193	0.734	0.973	0.090	0.178	0.095	0.096	0.101	0.097	-0.020	-0.111	0.300
Total_TL	0.169	-0.439	0.531	0.219	0.120	0.307	0.313	0.259	0.233	0.288	0.438	0.184	0.017	0.021	0.058	0.497	0.220	0.137	0.055	0.183	0.490	0.127	0.367	0.370	0.270	0.233	0.322	0.003	0.616	0.060	0.742	0.792	0.424	0.554	0.447	1.000	0.574	0.456	0.620	0.309	0.209	0.267	0.020	0.021	0.324	0.277	0.273	0.319	0.474	0.022	-0.001	0.000	0.186	0.166	0.152	-0.005	0.005	0.024	0.370	0.310	0.281	0.037	0.007	0.009	0.275	0.235	0.328	0.203	0.199	0.184	0.171	-0.322	0.322	0.244	-0.322	0.283	0.357	0.347	-0.027	0.222	0.303	0.045	0.334	0.311	-0.020	-0.109	0.484
Total_TL_opened_L12M	-0.064	-0.825	-0.089	0.073	0.229	0.257	0.319	0.345	0.311	0.262	0.515	-0.097	0.025	0.018	0.047	0.169	0.140	0.032	0.009	0.111	0.308	0.267	0.269	0.394	0.407	0.353	0.282	-0.001	0.180	-0.065	0.730	0.245	0.497	0.427	0.417	0.574	1.000	0.754	0.568	0.551	0.338	0.444	0.041	0.065	0.042	0.306	0.389	0.042	0.493	-0.012	-0.013	0.000	0.075	0.034	0.086	-0.027	-0.018	0.000	0.106	0.151	0.166	-0.032	-0.025	-0.012	0.019	0.013	0.045	0.269	0.270	0.302	0.301	0.162	-0.162	0.417	0.162	0.576	0.282	0.344	0.703	0.621	0.034	0.135	0.036	0.032	-0.112	-0.345	0.467
Total_TL_opened_L6M	-0.076	-0.846	-0.074	0.042	0.200	0.209	0.265	0.289	0.294	0.214	0.413	-0.152	0.033	0.027	0.043	0.128	0.113	0.012	0.006	0.092	0.261	0.253	0.243	0.339	0.353	0.358	0.252	0.003	0.130	-0.063	0.594	0.182	0.510	0.310	0.342	0.456	0.754	1.000	0.462	0.464	0.344	0.489	0.034	0.063	0.006	0.185	0.269	0.006	0.404	-0.003	-0.007	0.000	-0.001	-0.029	0.028	-0.024	-0.016	0.000	0.067	0.095	0.117	-0.016	-0.012	-0.002	0.004	0.005	0.007	0.288	0.289	0.338	0.338	0.141	-0.141	0.377	0.141	0.912	0.186	0.272	0.493	0.920	0.001	0.132	0.009	0.005	-0.137	-0.286	0.402
Unsecured_TL	0.065	-0.461	0.187	-0.020	0.347	0.426	0.481	0.425	0.392	0.404	0.760	-0.034	0.046	0.031	0.076	-0.030	0.055	0.049	0.048	0.178	0.311	0.386	0.488	0.560	0.458	0.404	0.439	0.004	-0.100	-0.004	0.665	0.369	0.282	0.416	0.394	0.620	0.568	0.462	1.000	0.481	0.337	0.413	0.071	0.083	0.153	0.352	0.372	0.152	0.796	0.006	-0.010	0.000	0.174	0.152	0.136	-0.009	-0.007	0.000	0.093	0.084	0.082	0.018	0.008	0.005	0.090	0.063	0.166	0.292	0.289	0.306	0.294	-0.003	0.003	0.103	-0.003	0.310	0.295	0.330	0.198	0.311	0.146	0.128	0.153	0.140	0.021	-0.212	0.606
enq_L12m	-0.141	-0.502	-0.104	0.103	0.278	0.299	0.611	0.667	0.646	0.306	0.456	-0.450	0.043	0.039	0.018	-0.043	0.014	0.011	0.071	0.142	0.072	0.235	0.264	0.681	0.743	0.709	0.266	0.015	-0.033	-0.127	0.440	0.089	0.218	0.215	0.231	0.309	0.551	0.464	0.481	1.000	0.814	0.910	0.069	0.087	0.095	0.310	0.351	0.095	0.418	-0.012	-0.009	0.000	0.141	0.110	0.119	-0.013	-0.002	0.000	-0.080	-0.054	-0.043	-0.002	0.002	-0.001	0.053	0.032	0.105	0.414	0.415	0.524	0.525	0.153	-0.153	0.188	0.153	0.367	0.143	0.194	0.432	0.407	0.090	0.277	0.090	0.080	-0.164	-0.269	0.842
enq_L3m	-0.109	-0.367	-0.062	0.080	0.163	0.201	0.531	0.582	0.612	0.207	0.319	-0.513	0.036	0.000	0.041	-0.034	0.023	0.000	0.068	0.104	0.043	0.140	0.182	0.557	0.606	0.651	0.177	0.022	-0.033	-0.110	0.289	0.067	0.194	0.149	0.164	0.209	0.338	0.344	0.337	0.814	1.000	0.896	0.057	0.082	0.093	0.225	0.239	0.092	0.280	-0.009	0.000	0.000	0.118	0.105	0.089	-0.005	0.002	0.000	-0.062	-0.044	-0.036	0.008	0.010	-0.001	0.059	0.039	0.100	0.349	0.350	0.450	0.450	0.091	-0.091	0.117	0.091	0.288	0.101	0.138	0.249	0.313	0.088	0.225	0.089	0.080	-0.252	-0.179	0.698
enq_L6m	-0.136	-0.468	-0.080	0.090	0.219	0.250	0.572	0.626	0.653	0.258	0.389	-0.490	0.038	0.031	0.029	-0.032	0.019	0.006	0.075	0.126	0.067	0.199	0.231	0.633	0.689	0.738	0.230	0.017	-0.027	-0.125	0.373	0.083	0.225	0.181	0.198	0.267	0.444	0.489	0.413	0.910	0.896	1.000	0.059	0.078	0.088	0.256	0.288	0.087	0.351	-0.014	-0.003	0.000	0.115	0.092	0.096	-0.009	-0.001	0.000	-0.072	-0.052	-0.041	0.005	0.009	0.002	0.056	0.037	0.096	0.422	0.422	0.567	0.568	0.120	-0.120	0.168	0.120	0.428	0.118	0.164	0.327	0.453	0.082	0.275	0.084	0.074	-0.222	-0.223	0.776
first_prod_enq2	0.066	0.056	0.101	0.072	0.455	0.130	0.123	0.096	0.104	0.195	0.071	0.089	0.074	0.077	0.422	0.017	0.050	0.194	0.082	0.030	0.023	0.283	0.088	0.107	0.066	0.071	0.106	1.000	0.019	0.054	0.045	0.015	0.015	0.040	0.053	0.020	0.041	0.034	0.071	0.069	0.057	0.059	1.000	0.305	0.035	0.011	0.016	0.026	0.019	0.017	0.003	0.011	0.052	0.041	0.053	0.015	0.014	0.014	0.062	0.062	0.052	0.011	0.000	0.008	0.038	0.028	0.060	0.106	0.111	0.097	0.103	0.077	0.077	0.003	0.077	0.060	0.083	0.074	0.079	0.065	0.020	0.078	0.065	0.047	0.059	0.048	0.072
last_prod_enq2	0.042	0.074	0.052	0.032	0.418	0.090	0.122	0.170	0.219	0.183	0.069	0.118	0.066	0.050	0.278	0.014	0.051	0.126	0.075	0.021	0.025	0.268	0.053	0.109	0.084	0.136	0.117	1.000	0.016	0.047	0.063	0.015	0.009	0.042	0.058	0.021	0.065	0.063	0.083	0.087	0.082	0.078	0.305	1.000	0.012	0.004	0.007	0.016	0.000	0.000	0.000	0.018	0.031	0.030	0.023	0.009	0.009	0.004	0.027	0.022	0.023	0.000	0.000	0.015	0.019	0.020	0.021	0.219	0.221	0.220	0.219	0.083	0.084	0.018	0.083	0.087	0.069	0.066	0.105	0.084	0.013	0.096	0.047	0.042	0.120	0.062	0.069
max_delinquency_level	0.073	-0.009	0.297	0.167	0.019	0.111	0.125	0.084	0.076	0.098	0.054	-0.202	0.025	0.029	0.030	0.220	0.148	0.119	0.064	0.078	0.160	0.010	0.096	0.107	0.063	0.065	0.068	0.015	0.291	0.031	0.209	0.303	0.077	0.174	0.103	0.324	0.042	0.006	0.153	0.095	0.093	0.088	0.035	0.012	1.000	0.518	0.333	0.989	0.124	0.031	-0.004	0.000	0.654	0.557	0.486	0.000	0.006	0.077	0.132	0.104	0.087	0.051	0.019	0.020	0.778	0.632	0.982	0.034	0.031	0.028	0.020	-0.165	0.165	0.027	-0.165	-0.022	0.113	0.073	-0.183	-0.081	0.981	0.000	0.976	0.958	-0.006	-0.007	0.196
max_deliq_12mts	-0.032	-0.299	-0.029	0.148	0.047	0.232	0.305	0.274	0.260	0.223	0.309	-0.172	0.030	0.002	0.043	-0.025	0.036	0.105	0.012	0.085	0.099	0.020	0.142	0.270	0.249	0.237	0.135	0.000	0.049	-0.034	0.393	0.076	0.140	0.238	0.196	0.277	0.306	0.185	0.352	0.310	0.225	0.256	0.011	0.004	0.518	1.000	0.834	0.519	0.297	-0.014	-0.016	0.000	0.770	0.646	0.572	-0.027	-0.012	0.078	-0.103	-0.088	-0.092	-0.013	-0.002	0.013	0.319	0.216	0.545	0.131	0.129	0.132	0.127	0.175	-0.175	0.142	0.175	0.150	0.202	0.180	0.193	0.137	0.513	0.010	0.471	0.423	0.055	-0.237	0.366
max_deliq_6mts	-0.045	-0.390	-0.084	0.153	0.051	0.266	0.338	0.308	0.290	0.256	0.350	-0.150	0.028	0.000	0.050	-0.056	0.021	0.096	0.029	0.097	0.083	0.030	0.150	0.302	0.286	0.268	0.152	-0.011	0.026	-0.034	0.441	0.032	0.171	0.186	0.210	0.273	0.389	0.269	0.372	0.351	0.239	0.288	0.016	0.007	0.333	0.834	1.000	0.333	0.328	-0.020	-0.016	0.000	0.532	0.331	0.639	-0.028	-0.011	0.000	-0.150	-0.132	-0.134	-0.032	-0.011	0.003	0.196	0.117	0.363	0.157	0.156	0.158	0.155	0.257	-0.257	0.184	0.257	0.234	0.129	0.193	0.304	0.231	0.325	0.000	0.302	0.242	0.065	-0.304	0.392
max_recent_level_of_deliq	0.073	-0.008	0.293	0.173	0.025	0.104	0.123	0.085	0.078	0.093	0.057	-0.199	0.022	0.014	0.022	0.212	0.092	0.118	0.043	0.079	0.157	0.006	0.098	0.110	0.065	0.066	0.071	0.014	0.286	0.031	0.208	0.296	0.075	0.169	0.101	0.319	0.042	0.006	0.152	0.095	0.092	0.087	0.026	0.016	0.989	0.519	0.333	1.000	0.124	0.033	-0.004	0.000	0.652	0.549	0.483	0.001	0.006	0.235	0.127	0.102	0.086	0.050	0.020	0.022	0.723	0.580	0.971	0.034	0.030	0.027	0.019	-0.161	0.161	0.023	-0.161	-0.022	0.110	0.072	-0.181	-0.081	0.992	0.011	0.971	0.959	-0.001	-0.010	0.196
max_unsec_exposure_inPct	0.040	-0.427	0.115	-0.039	0.029	0.408	0.423	0.369	0.333	0.409	0.496	-0.020	0.060	0.000	0.000	-0.023	0.023	0.036	0.014	0.075	0.254	0.035	0.505	0.501	0.414	0.346	0.547	0.003	-0.094	-0.024	0.659	0.161	0.262	0.195	0.191	0.474	0.493	0.404	0.796	0.418	0.280	0.351	0.019	0.000	0.124	0.297	0.328	0.124	1.000	-0.000	-0.000	0.000	0.154	0.125	0.134	-0.008	-0.005	0.000	0.148	0.167	0.172	0.021	0.013	0.008	0.078	0.054	0.136	0.253	0.251	0.271	0.259	0.217	-0.217	0.227	0.217	0.298	0.068	0.124	0.228	0.300	0.118	0.000	0.123	0.108	0.012	-0.266	0.489
num_dbt	0.034	0.018	0.076	-0.015	0.000	-0.011	-0.020	-0.018	-0.020	-0.009	-0.027	0.038	0.003	0.000	0.000	0.020	0.000	0.008	0.000	0.014	0.067	0.000	-0.012	-0.011	-0.011	-0.010	-0.017	0.003	0.033	0.016	0.008	0.028	0.006	0.007	0.004	0.022	-0.012	-0.003	0.006	-0.012	-0.009	-0.014	0.017	0.000	0.031	-0.014	-0.020	0.033	-0.000	1.000	0.432	0.639	0.004	-0.005	0.003	0.066	0.057	0.000	0.027	0.006	0.006	0.207	0.079	-0.002	0.033	0.046	0.031	-0.013	-0.014	-0.004	-0.005	-0.022	0.022	-0.002	-0.022	-0.008	-0.004	-0.002	-0.035	-0.015	0.028	0.000	0.027	0.025	-0.006	0.026	-0.008
num_dbt_12mts	0.009	0.019	0.029	-0.008	0.000	-0.008	-0.008	-0.005	-0.004	-0.007	-0.020	0.003	0.000	0.000	0.024	0.002	0.000	0.007	0.015	0.011	0.024	0.000	-0.008	0.000	-0.004	-0.001	-0.006	0.003	0.009	0.002	-0.001	-0.002	-0.004	-0.002	0.001	-0.001	-0.013	-0.007	-0.010	-0.009	0.000	-0.003	0.003	0.000	-0.004	-0.016	-0.016	-0.004	-0.000	0.432	1.000	0.764	-0.008	-0.006	-0.004	0.031	0.067	0.000	0.000	-0.010	-0.009	0.080	0.026	-0.001	-0.004	-0.004	-0.005	-0.005	-0.005	-0.000	-0.000	0.005	-0.005	-0.012	0.005	-0.008	-0.003	0.001	-0.018	-0.009	-0.004	0.020	-0.003	-0.003	-0.002	0.022	-0.004
num_dbt_6mts	0.000	0.075	0.026	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.005	0.000	0.002	0.000	0.000	0.000	0.011	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.011	0.018	0.000	0.000	0.000	0.000	0.000	0.639	0.764	1.000	0.000	0.000	0.000	0.000	0.288	0.000	0.000	0.000	0.000	0.130	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.094	0.000
num_deliq_12mts	0.029	-0.036	0.121	0.116	0.149	0.158	0.167	0.127	0.109	0.150	0.094	-0.089	0.023	0.009	0.107	0.040	0.043	0.115	0.047	0.053	0.100	0.086	0.107	0.128	0.090	0.089	0.084	0.004	0.100	0.007	0.198	0.115	0.045	0.135	0.099	0.186	0.075	-0.001	0.174	0.141	0.118	0.115	0.052	0.031	0.654	0.770	0.532	0.652	0.154	0.004	-0.008	0.000	1.000	0.848	0.759	-0.002	-0.000	0.030	0.054	0.046	0.040	0.012	0.015	0.016	0.411	0.282	0.698	0.058	0.055	0.042	0.035	0.000	-0.000	0.037	0.000	-0.024	0.103	0.085	-0.045	-0.050	0.643	0.024	0.599	0.529	-0.017	-0.097	0.203
num_deliq_6_12mts	0.027	-0.001	0.127	0.099	0.122	0.133	0.142	0.099	0.086	0.125	0.082	-0.088	0.013	0.005	0.100	0.033	0.043	0.108	0.044	0.053	0.089	0.078	0.090	0.107	0.072	0.072	0.063	0.014	0.086	0.008	0.163	0.114	0.039	0.136	0.095	0.166	0.034	-0.029	0.152	0.110	0.105	0.092	0.041	0.030	0.557	0.646	0.331	0.549	0.125	-0.005	-0.006	0.000	0.848	1.000	0.436	-0.000	0.003	0.029	0.055	0.046	0.039	0.015	0.018	0.018	0.386	0.280	0.605	0.040	0.037	0.031	0.024	-0.020	0.020	0.014	-0.020	-0.048	0.110	0.085	-0.079	-0.074	0.538	0.012	0.519	0.463	-0.016	-0.061	0.179
num_deliq_6mts	0.036	-0.056	0.094	0.106	0.150	0.162	0.152	0.114	0.092	0.152	0.065	-0.030	0.029	0.026	0.089	0.028	0.039	0.110	0.039	0.049	0.081	0.073	0.098	0.115	0.079	0.076	0.079	-0.010	0.089	0.015	0.176	0.085	0.048	0.087	0.066	0.152	0.086	0.028	0.136	0.119	0.089	0.096	0.053	0.023	0.486	0.572	0.639	0.483	0.134	0.003	-0.004	0.000	0.759	0.436	1.000	0.002	0.003	0.007	0.047	0.041	0.034	-0.002	0.010	0.002	0.328	0.218	0.533	0.058	0.056	0.042	0.036	0.019	-0.019	0.051	0.019	0.011	0.052	0.051	-0.006	-0.009	0.470	0.015	0.442	0.340	-0.013	-0.105	0.168
num_lss	0.009	0.037	0.051	-0.021	0.000	-0.013	-0.006	-0.002	-0.003	-0.012	-0.026	0.015	0.015	0.000	0.000	-0.011	0.020	-0.004	0.010	-0.001	0.040	0.000	-0.007	-0.006	-0.009	-0.004	-0.008	-0.007	0.001	0.001	-0.002	-0.006	-0.014	-0.012	-0.008	-0.005	-0.027	-0.024	-0.009	-0.013	-0.005	-0.009	0.015	0.009	0.000	-0.027	-0.028	0.001	-0.008	0.066	0.031	0.000	-0.002	-0.000	0.002	1.000	0.473	0.716	0.007	-0.002	-0.003	0.099	0.056	0.025	0.008	0.017	-0.003	0.000	0.001	0.001	-0.000	0.008	-0.008	-0.012	0.008	-0.021	-0.010	-0.007	-0.032	-0.023	0.001	0.013	-0.004	-0.004	-0.004	0.020	-0.008
num_lss_12mts	0.003	0.025	0.024	-0.007	0.000	-0.010	-0.006	-0.003	-0.000	-0.010	-0.007	-0.001	0.000	0.000	0.000	0.004	0.013	-0.005	0.000	0.007	0.012	0.000	-0.007	0.011	0.004	0.009	-0.009	-0.016	0.007	0.010	0.001	0.006	-0.003	-0.005	0.001	0.005	-0.018	-0.016	-0.007	-0.002	0.002	-0.001	0.014	0.009	0.006	-0.012	-0.011	0.006	-0.005	0.057	0.067	0.288	-0.000	0.003	0.003	0.473	1.000	0.816	-0.007	-0.005	-0.007	0.029	0.030	0.055	0.011	0.016	0.006	-0.008	-0.008	0.009	0.009	-0.004	0.004	-0.012	-0.004	-0.014	-0.003	0.003	-0.016	-0.014	0.006	0.027	0.004	0.004	0.003	0.020	0.003
num_lss_6mts	0.014	0.014	0.013	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.009	0.000	0.000	0.044	0.016	0.000	0.000	0.000	0.000	0.007	0.000	0.000	0.000	0.000	0.000	1.000	0.035	0.000	0.000	0.031	0.000	0.000	0.000	0.024	0.000	0.000	0.000	0.000	0.000	0.000	0.014	0.004	0.077	0.078	0.000	0.235	0.000	0.000	0.000	0.000	0.030	0.029	0.007	0.716	0.816	1.000	0.000	0.000	0.000	0.000	0.098	0.204	0.130	0.189	0.083	0.000	0.000	0.000	0.026	0.022	0.025	0.000	0.022	0.000	0.000	0.007	0.000	0.000	0.267	0.011	0.024	0.031	0.000	0.021	0.000
num_std	0.159	-0.070	0.359	0.066	0.041	0.013	-0.037	-0.060	-0.064	0.003	-0.123	0.402	0.025	0.022	0.163	0.336	0.249	0.147	0.096	0.058	0.389	0.121	0.162	0.008	-0.065	-0.071	0.108	-0.010	0.420	0.088	0.270	0.333	0.206	0.221	0.140	0.370	0.106	0.067	0.093	-0.080	-0.062	-0.072	0.062	0.027	0.132	-0.103	-0.150	0.127	0.148	0.027	0.000	0.000	0.054	0.055	0.047	0.007	-0.007	0.000	1.000	0.881	0.821	0.123	0.072	0.044	0.145	0.138	0.130	-0.021	-0.023	-0.048	-0.056	-0.148	0.148	0.262	-0.148	0.032	0.131	0.095	-0.163	-0.031	0.117	0.000	0.134	0.117	-0.028	-0.022	0.002
num_std_12mts	0.122	-0.124	0.242	0.052	0.034	0.009	-0.027	-0.045	-0.049	0.003	-0.124	0.383	0.027	0.024	0.155	0.286	0.264	0.147	0.084	0.054	0.337	0.102	0.159	0.024	-0.043	-0.048	0.116	-0.007	0.356	0.077	0.288	0.235	0.215	0.213	0.145	0.310	0.151	0.095	0.084	-0.054	-0.044	-0.052	0.062	0.022	0.104	-0.088	-0.132	0.102	0.167	0.006	-0.010	0.000	0.046	0.046	0.041	-0.002	-0.005	0.000	0.881	1.000	0.948	0.081	0.053	0.035	0.117	0.109	0.103	-0.020	-0.021	-0.034	-0.040	-0.044	0.044	0.308	-0.044	0.063	0.138	0.109	-0.067	0.017	0.093	0.010	0.104	0.091	-0.025	-0.074	0.008
num_std_6mts	0.107	-0.145	0.203	0.047	0.041	0.011	-0.020	-0.037	-0.041	0.005	-0.119	0.364	0.029	0.026	0.148	0.263	0.242	0.142	0.074	0.052	0.302	0.108	0.156	0.027	-0.032	-0.037	0.117	-0.006	0.323	0.073	0.290	0.195	0.218	0.167	0.140	0.281	0.166	0.117	0.082	-0.043	-0.036	-0.041	0.052	0.023	0.087	-0.092	-0.134	0.086	0.172	0.006	-0.009	0.000	0.040	0.039	0.034	-0.003	-0.007	0.000	0.821	0.948	1.000	0.063	0.041	0.032	0.099	0.091	0.087	-0.015	-0.016	-0.025	-0.031	-0.006	0.006	0.312	-0.006	0.088	0.093	0.107	-0.029	0.047	0.077	0.003	0.087	0.075	-0.027	-0.095	0.012
num_sub	0.027	0.034	0.101	-0.004	0.012	-0.030	-0.010	-0.006	-0.001	-0.030	-0.032	0.049	0.010	0.000	0.000	0.018	0.014	0.000	0.006	0.007	0.098	0.011	-0.010	-0.008	-0.010	-0.002	-0.019	0.000	0.039	0.023	0.019	0.036	-0.001	0.011	-0.003	0.037	-0.032	-0.016	0.018	-0.002	0.008	0.005	0.011	0.000	0.051	-0.013	-0.032	0.050	0.021	0.207	0.080	0.130	0.012	0.015	-0.002	0.099	0.029	0.000	0.123	0.081	0.063	1.000	0.502	0.279	0.064	0.078	0.045	-0.003	-0.003	-0.002	-0.002	-0.026	0.026	0.015	-0.026	-0.013	0.006	-0.007	-0.063	-0.027	0.047	0.000	0.044	0.040	-0.013	0.038	0.009
num_sub_12mts	0.006	0.021	0.037	-0.015	0.000	-0.018	-0.008	-0.004	0.002	-0.018	-0.014	0.013	0.000	0.000	0.000	-0.011	0.015	-0.004	0.000	0.009	0.055	0.000	-0.018	-0.014	-0.011	-0.003	-0.020	0.000	-0.001	0.009	0.003	0.002	-0.004	0.010	0.003	0.007	-0.025	-0.012	0.008	0.002	0.010	0.009	0.000	0.000	0.019	-0.002	-0.011	0.020	0.013	0.079	0.026	0.000	0.015	0.018	0.010	0.056	0.030	0.098	0.072	0.053	0.041	0.502	1.000	0.555	0.024	0.020	0.019	-0.001	-0.000	-0.005	-0.006	0.001	-0.001	0.002	0.001	-0.007	0.012	0.004	-0.030	-0.013	0.021	0.000	0.017	0.013	-0.006	0.015	0.006
num_sub_6mts	0.012	0.003	0.014	-0.005	0.000	-0.012	-0.006	-0.003	-0.000	-0.011	-0.009	0.006	0.000	0.000	0.000	-0.009	0.000	-0.002	0.005	0.013	0.038	0.011	-0.006	-0.004	-0.003	0.002	-0.013	-0.001	0.003	0.015	0.004	0.006	-0.000	0.009	0.011	0.009	-0.012	-0.002	0.005	-0.001	-0.001	0.002	0.008	0.015	0.020	0.013	0.003	0.022	0.008	-0.002	-0.001	0.000	0.016	0.018	0.002	0.025	0.055	0.204	0.044	0.035	0.032	0.279	0.555	1.000	0.030	0.015	0.020	-0.007	-0.007	-0.002	-0.004	-0.002	0.002	0.002	-0.002	0.004	0.010	0.012	-0.012	-0.001	0.023	0.000	0.016	0.015	0.005	-0.004	0.005
num_times_30p_dpd	0.072	0.001	0.272	0.114	0.041	0.066	0.069	0.034	0.030	0.051	0.001	-0.124	0.005	0.030	0.055	0.237	0.103	0.099	0.051	0.065	0.152	0.021	0.059	0.060	0.032	0.035	0.031	0.009	0.280	0.031	0.148	0.278	0.075	0.133	0.065	0.275	0.019	0.004	0.090	0.053	0.059	0.056	0.038	0.019	0.778	0.319	0.196	0.723	0.078	0.033	-0.004	0.000	0.411	0.386	0.328	0.008	0.011	0.130	0.145	0.117	0.099	0.064	0.024	0.030	1.000	0.796	0.733	0.013	0.010	0.022	0.016	-0.172	0.172	0.033	-0.172	-0.014	0.074	0.038	-0.164	-0.067	0.697	0.008	0.708	0.641	-0.022	0.030	0.127
num_times_60p_dpd	0.068	0.002	0.244	0.071	0.042	0.035	0.033	0.008	0.006	0.017	-0.015	-0.083	0.009	0.028	0.043	0.226	0.104	0.071	0.045	0.060	0.145	0.027	0.036	0.037	0.015	0.016	0.011	0.012	0.248	0.032	0.116	0.245	0.076	0.111	0.044	0.235	0.013	0.005	0.063	0.032	0.039	0.037	0.028	0.020	0.632	0.216	0.117	0.580	0.054	0.046	-0.004	0.000	0.282	0.280	0.218	0.017	0.016	0.189	0.138	0.109	0.091	0.078	0.020	0.015	0.796	1.000	0.580	0.004	0.002	0.015	0.011	-0.158	0.158	0.031	-0.158	-0.007	0.059	0.021	-0.141	-0.051	0.550	0.011	0.560	0.495	-0.031	0.040	0.089
num_times_delinquent	0.075	-0.011	0.299	0.182	0.096	0.132	0.145	0.097	0.086	0.118	0.063	-0.187	0.012	0.037	0.105	0.206	0.125	0.124	0.071	0.084	0.159	0.088	0.109	0.120	0.072	0.072	0.079	0.012	0.286	0.033	0.222	0.301	0.078	0.179	0.108	0.328	0.045	0.007	0.166	0.105	0.100	0.096	0.060	0.021	0.982	0.545	0.363	0.971	0.136	0.031	-0.005	0.000	0.698	0.605	0.533	-0.003	0.006	0.083	0.130	0.103	0.087	0.045	0.019	0.020	0.733	0.580	1.000	0.040	0.036	0.030	0.021	-0.157	0.157	0.028	-0.157	-0.022	0.117	0.077	-0.183	-0.082	0.962	0.000	0.978	0.945	-0.002	-0.021	0.214
pct_CC_enq_L6m_of_L12m	-0.091	-0.254	0.012	0.049	0.478	0.463	0.601	0.685	0.759	0.469	0.174	-0.192	0.062	0.049	0.032	-0.004	0.028	0.025	0.089	0.128	0.038	0.211	0.209	0.325	0.316	0.304	0.199	0.002	0.004	-0.097	0.261	0.092	0.136	0.134	0.141	0.203	0.269	0.288	0.292	0.414	0.349	0.422	0.106	0.219	0.034	0.131	0.157	0.034	0.253	-0.013	-0.005	0.000	0.058	0.040	0.058	0.000	-0.008	0.000	-0.021	-0.020	-0.015	-0.003	-0.001	-0.007	0.013	0.004	0.040	1.000	0.999	0.261	0.257	0.052	-0.052	0.105	0.052	0.224	0.074	0.104	0.145	0.234	0.031	0.228	0.037	0.030	-0.109	-0.173	0.400
pct_CC_enq_L6m_of_ever	-0.093	-0.255	0.007	0.047	0.480	0.458	0.599	0.686	0.759	0.466	0.174	-0.195	0.061	0.050	0.044	-0.005	0.033	0.024	0.080	0.127	0.037	0.223	0.205	0.324	0.315	0.304	0.196	0.002	0.002	-0.099	0.258	0.089	0.135	0.132	0.140	0.199	0.270	0.289	0.289	0.415	0.350	0.422	0.111	0.221	0.031	0.129	0.156	0.030	0.251	-0.014	-0.005	0.000	0.055	0.037	0.056	0.001	-0.008	0.000	-0.023	-0.021	-0.016	-0.003	-0.000	-0.007	0.010	0.002	0.036	0.999	1.000	0.261	0.258	0.053	-0.053	0.105	0.053	0.224	0.073	0.104	0.149	0.237	0.028	0.222	0.033	0.026	-0.109	-0.172	0.398
pct_PL_enq_L6m_of_L12m	-0.103	-0.302	-0.054	0.016	0.204	0.148	0.293	0.310	0.308	0.159	0.267	-0.385	0.046	0.042	0.023	-0.021	0.036	-0.005	0.072	0.077	0.039	0.327	0.265	0.643	0.743	0.858	0.271	0.016	-0.045	-0.095	0.247	0.064	0.135	0.135	0.157	0.184	0.302	0.338	0.306	0.524	0.450	0.567	0.097	0.220	0.028	0.132	0.158	0.027	0.271	-0.004	-0.000	0.000	0.042	0.031	0.042	0.001	0.009	0.000	-0.048	-0.034	-0.025	-0.002	-0.005	-0.002	0.022	0.015	0.030	0.261	0.261	1.000	0.994	0.068	-0.068	0.092	0.068	0.286	0.097	0.135	0.212	0.307	0.025	0.212	0.028	0.021	-0.150	-0.124	0.456
pct_PL_enq_L6m_of_ever	-0.112	-0.302	-0.070	0.011	0.244	0.135	0.285	0.306	0.305	0.148	0.261	-0.393	0.049	0.040	0.042	-0.026	0.059	-0.011	0.092	0.072	0.035	0.373	0.247	0.635	0.745	0.858	0.254	0.017	-0.051	-0.099	0.237	0.049	0.133	0.126	0.150	0.171	0.301	0.338	0.294	0.525	0.450	0.568	0.103	0.219	0.020	0.127	0.155	0.019	0.259	-0.005	-0.000	0.000	0.035	0.024	0.036	-0.000	0.009	0.026	-0.056	-0.040	-0.031	-0.002	-0.006	-0.004	0.016	0.011	0.021	0.257	0.258	0.994	1.000	0.076	-0.076	0.092	0.076	0.288	0.093	0.130	0.223	0.312	0.017	0.206	0.020	0.013	-0.150	-0.121	0.448
pct_active_tl	-0.191	-0.248	-0.532	-0.070	0.266	0.066	0.078	0.094	0.089	0.081	-0.013	-0.208	0.041	0.036	0.114	-0.371	0.446	0.009	0.150	-0.021	-0.109	0.307	-0.062	0.035	0.098	0.091	0.019	0.000	-0.375	-0.089	0.286	-0.774	0.101	-0.450	-0.336	-0.322	0.162	0.141	-0.003	0.153	0.091	0.120	0.077	0.083	-0.165	0.175	0.257	-0.161	0.217	-0.022	0.005	0.000	0.000	-0.020	0.019	0.008	-0.004	0.022	-0.148	-0.044	-0.006	-0.026	0.001	-0.002	-0.172	-0.158	-0.157	0.052	0.053	0.068	0.076	1.000	-1.000	0.316	1.000	0.187	-0.478	-0.348	0.474	0.267	-0.153	0.082	-0.180	-0.174	-0.010	-0.333	0.018
pct_closed_tl	0.191	0.248	0.532	0.070	0.257	-0.066	-0.078	-0.094	-0.089	-0.081	0.013	0.208	0.039	0.036	0.114	0.371	0.453	-0.009	0.153	0.021	0.109	0.311	0.062	-0.035	-0.098	-0.091	-0.019	-0.000	0.375	0.089	-0.286	0.774	-0.101	0.450	0.336	0.322	-0.162	-0.141	0.003	-0.153	-0.091	-0.120	0.077	0.084	0.165	-0.175	-0.257	0.161	-0.217	0.022	-0.005	0.000	-0.000	0.020	-0.019	-0.008	0.004	0.025	0.148	0.044	0.006	0.026	-0.001	0.002	0.172	0.158	0.157	-0.052	-0.053	-0.068	-0.076	-1.000	1.000	-0.316	-1.000	-0.187	0.478	0.348	-0.474	-0.267	0.153	0.077	0.180	0.174	0.010	0.333	-0.018
pct_currentBal_all_TL	-0.052	-0.502	-0.098	0.023	0.016	0.132	0.100	0.090	0.074	0.156	-0.061	0.030	0.003	0.000	0.000	0.162	0.000	0.142	0.015	0.057	0.227	0.000	0.139	0.096	0.096	0.083	0.174	-0.010	0.226	-0.028	0.415	0.008	0.407	0.082	0.049	0.244	0.417	0.377	0.103	0.188	0.117	0.168	0.003	0.018	0.027	0.142	0.184	0.023	0.227	-0.002	-0.012	0.000	0.037	0.014	0.051	-0.012	-0.012	0.000	0.262	0.308	0.312	0.015	0.002	0.002	0.033	0.031	0.028	0.105	0.105	0.092	0.092	0.316	-0.316	1.000	0.316	0.395	-0.008	0.005	0.373	0.387	0.016	0.000	0.020	0.014	-0.123	-0.306	0.132
pct_of_active_TLs_ever	-0.191	-0.248	-0.532	-0.070	0.266	0.066	0.078	0.094	0.089	0.081	-0.013	-0.208	0.041	0.036	0.114	-0.371	0.446	0.009	0.150	-0.021	-0.109	0.307	-0.062	0.035	0.098	0.091	0.019	0.000	-0.375	-0.089	0.286	-0.774	0.101	-0.450	-0.336	-0.322	0.162	0.141	-0.003	0.153	0.091	0.120	0.077	0.083	-0.165	0.175	0.257	-0.161	0.217	-0.022	0.005	0.000	0.000	-0.020	0.019	0.008	-0.004	0.022	-0.148	-0.044	-0.006	-0.026	0.001	-0.002	-0.172	-0.158	-0.157	0.052	0.053	0.068	0.076	1.000	-1.000	0.316	1.000	0.187	-0.478	-0.348	0.474	0.267	-0.153	0.082	-0.180	-0.174	-0.010	-0.333	0.018
pct_opened_TLs_L6m_of_L12m	-0.090	-0.815	-0.146	-0.011	0.233	0.133	0.186	0.208	0.227	0.137	0.269	-0.160	0.029	0.035	0.027	0.072	0.146	0.000	0.055	0.054	0.154	0.254	0.160	0.242	0.265	0.290	0.172	0.002	0.054	-0.065	0.421	0.053	0.404	0.156	0.193	0.283	0.576	0.912	0.310	0.367	0.288	0.428	0.060	0.087	-0.022	0.150	0.234	-0.022	0.298	-0.008	-0.008	0.000	-0.024	-0.048	0.011	-0.021	-0.014	0.000	0.032	0.063	0.088	-0.013	-0.007	0.004	-0.014	-0.007	-0.022	0.224	0.224	0.286	0.288	0.187	-0.187	0.395	0.187	1.000	0.084	0.156	0.489	0.958	-0.025	0.121	-0.020	-0.024	-0.142	-0.266	0.287
pct_tl_closed_L12M	0.014	-0.203	0.094	0.027	0.189	0.053	0.106	0.111	0.104	0.048	0.313	0.019	0.030	0.032	0.085	0.130	0.220	-0.009	0.067	0.028	0.153	0.251	0.167	0.175	0.150	0.128	0.119	-0.001	0.135	-0.012	0.094	0.524	0.093	0.933	0.734	0.357	0.282	0.186	0.295	0.143	0.101	0.118	0.083	0.069	0.113	0.202	0.129	0.110	0.068	-0.004	-0.003	0.000	0.103	0.110	0.052	-0.010	-0.003	0.000	0.131	0.138	0.093	0.006	0.012	0.010	0.074	0.059	0.117	0.074	0.073	0.097	0.093	-0.478	0.478	-0.008	-0.478	0.084	1.000	0.764	0.017	0.068	0.106	0.066	0.109	0.108	-0.008	-0.016	0.210
pct_tl_closed_L6M	0.001	-0.264	0.059	0.030	0.169	0.091	0.144	0.145	0.137	0.087	0.346	-0.007	0.022	0.025	0.061	0.092	0.143	-0.010	0.048	0.047	0.165	0.221	0.182	0.215	0.190	0.171	0.139	-0.005	0.100	-0.020	0.163	0.445	0.124	0.763	0.973	0.347	0.344	0.272	0.330	0.194	0.138	0.164	0.074	0.066	0.073	0.180	0.193	0.072	0.124	-0.002	0.001	0.000	0.085	0.085	0.051	-0.007	0.003	0.007	0.095	0.109	0.107	-0.007	0.004	0.012	0.038	0.021	0.077	0.104	0.104	0.135	0.130	-0.348	0.348	0.005	-0.348	0.156	0.764	1.000	0.098	0.149	0.069	0.065	0.069	0.069	-0.014	-0.085	0.243
pct_tl_open_L12M	-0.205	-0.683	-0.579	-0.120	0.220	0.056	0.136	0.206	0.187	0.074	0.261	-0.274	0.034	0.040	0.116	-0.144	0.320	-0.058	0.171	-0.006	-0.030	0.258	0.028	0.189	0.275	0.239	0.068	-0.004	-0.231	-0.129	0.282	-0.301	0.229	0.020	0.090	-0.027	0.703	0.493	0.198	0.432	0.249	0.327	0.079	0.105	-0.183	0.193	0.304	-0.181	0.228	-0.035	-0.018	0.000	-0.045	-0.079	-0.006	-0.032	-0.016	0.000	-0.163	-0.067	-0.029	-0.063	-0.030	-0.012	-0.164	-0.141	-0.183	0.145	0.149	0.212	0.223	0.474	-0.474	0.373	0.474	0.489	0.017	0.098	1.000	0.590	-0.178	0.091	-0.199	-0.189	-0.129	-0.347	0.192
pct_tl_open_L6M	-0.133	-0.815	-0.263	-0.046	0.198	0.120	0.185	0.223	0.240	0.130	0.295	-0.224	0.027	0.026	0.083	0.004	0.206	-0.024	0.132	0.044	0.124	0.226	0.140	0.249	0.293	0.312	0.160	0.003	-0.032	-0.088	0.414	-0.045	0.402	0.126	0.178	0.222	0.621	0.920	0.311	0.407	0.313	0.453	0.065	0.084	-0.081	0.137	0.231	-0.081	0.300	-0.015	-0.009	0.000	-0.050	-0.074	-0.009	-0.023	-0.014	0.000	-0.031	0.017	0.047	-0.027	-0.013	-0.001	-0.067	-0.051	-0.082	0.234	0.237	0.307	0.312	0.267	-0.267	0.387	0.267	0.958	0.068	0.149	0.590	1.000	-0.082	0.103	-0.082	-0.082	-0.153	-0.288	0.289
recent_level_of_deliq	0.069	-0.002	0.281	0.167	0.028	0.094	0.115	0.081	0.075	0.085	0.056	-0.211	0.018	0.018	0.023	0.197	0.049	0.112	0.035	0.072	0.149	0.006	0.091	0.104	0.061	0.063	0.066	0.015	0.270	0.029	0.195	0.281	0.066	0.159	0.095	0.303	0.034	0.001	0.146	0.090	0.088	0.082	0.020	0.013	0.981	0.513	0.325	0.992	0.118	0.028	-0.004	0.000	0.643	0.538	0.470	0.001	0.006	0.267	0.117	0.093	0.077	0.047	0.021	0.023	0.697	0.550	0.962	0.031	0.028	0.025	0.017	-0.153	0.153	0.016	-0.153	-0.025	0.106	0.069	-0.178	-0.082	1.000	0.000	0.964	0.962	0.002	-0.005	0.188
response_flag	0.032	0.037	0.019	0.016	0.177	0.118	0.215	0.262	0.285	0.213	0.084	0.175	0.052	0.016	0.008	0.009	0.000	0.008	0.031	0.014	0.005	0.140	0.093	0.251	0.286	0.287	0.169	1.000	0.000	0.024	0.116	0.023	0.026	0.093	0.096	0.045	0.135	0.132	0.128	0.277	0.225	0.275	0.078	0.096	0.000	0.010	0.000	0.011	0.000	0.000	0.020	0.000	0.024	0.012	0.015	0.013	0.027	0.011	0.000	0.010	0.003	0.000	0.000	0.000	0.008	0.011	0.000	0.228	0.222	0.212	0.206	0.082	0.077	0.000	0.082	0.121	0.066	0.065	0.091	0.103	0.000	1.000	0.030	0.034	0.045	0.045	0.235
time_since_first_deliquency	0.078	-0.004	0.315	0.184	0.117	0.120	0.132	0.086	0.079	0.108	0.054	-0.203	0.017	0.040	0.117	0.230	0.236	0.115	0.088	0.085	0.153	0.098	0.103	0.111	0.065	0.066	0.076	0.014	0.305	0.036	0.210	0.320	0.077	0.172	0.101	0.334	0.036	0.009	0.153	0.090	0.089	0.084	0.065	0.047	0.976	0.471	0.302	0.971	0.123	0.027	-0.003	0.000	0.599	0.519	0.442	-0.004	0.004	0.024	0.134	0.104	0.087	0.044	0.017	0.016	0.708	0.560	0.978	0.037	0.033	0.028	0.020	-0.180	0.180	0.020	-0.180	-0.020	0.109	0.069	-0.199	-0.082	0.964	0.030	1.000	0.976	0.004	-0.003	0.201
time_since_recent_deliquency	0.064	-0.001	0.287	0.164	0.087	0.095	0.111	0.076	0.070	0.086	0.054	-0.230	0.014	0.024	0.106	0.218	0.210	0.097	0.054	0.071	0.139	0.073	0.086	0.096	0.056	0.056	0.063	0.018	0.283	0.026	0.188	0.299	0.066	0.162	0.097	0.311	0.032	0.005	0.140	0.080	0.080	0.074	0.047	0.042	0.958	0.423	0.242	0.959	0.108	0.025	-0.003	0.000	0.529	0.463	0.340	-0.004	0.004	0.031	0.117	0.091	0.075	0.040	0.013	0.015	0.641	0.495	0.945	0.030	0.026	0.021	0.013	-0.174	0.174	0.014	-0.174	-0.024	0.108	0.069	-0.189	-0.082	0.962	0.034	0.976	1.000	0.005	0.005	0.178
time_since_recent_enq	0.062	0.141	0.075	0.136	0.088	0.013	0.244	0.248	0.280	0.002	0.028	0.298	0.018	0.017	0.010	-0.104	0.043	0.029	0.065	0.034	-0.061	0.080	0.005	0.156	0.136	0.144	-0.003	-0.011	-0.029	0.070	-0.018	-0.007	-0.102	-0.020	-0.020	-0.020	-0.112	-0.137	0.021	-0.164	-0.252	-0.222	0.059	0.120	-0.006	0.055	0.065	-0.001	0.012	-0.006	-0.002	0.000	-0.017	-0.016	-0.013	-0.004	0.003	0.000	-0.028	-0.025	-0.027	-0.013	-0.006	0.005	-0.022	-0.031	-0.002	-0.109	-0.109	-0.150	-0.150	-0.010	0.010	-0.123	-0.010	-0.142	-0.008	-0.014	-0.129	-0.153	0.002	0.045	0.004	0.005	1.000	0.093	-0.018
time_since_recent_payment	0.099	0.397	0.209	-0.083	0.134	-0.267	-0.230	-0.201	-0.177	-0.269	-0.138	0.103	0.022	0.000	0.041	0.046	0.072	-0.048	0.063	-0.067	-0.056	0.103	-0.139	-0.170	-0.159	-0.150	-0.158	-0.002	0.006	0.050	-0.341	0.100	-0.199	-0.074	-0.111	-0.109	-0.345	-0.286	-0.212	-0.269	-0.179	-0.223	0.048	0.062	-0.007	-0.237	-0.304	-0.010	-0.266	0.026	0.022	0.094	-0.097	-0.061	-0.105	0.020	0.020	0.021	-0.022	-0.074	-0.095	0.038	0.015	-0.004	0.030	0.040	-0.021	-0.173	-0.172	-0.124	-0.121	-0.333	0.333	-0.306	-0.333	-0.266	-0.016	-0.085	-0.347	-0.288	-0.005	0.045	-0.003	0.005	0.093	1.000	-0.238
tot_enq	-0.028	-0.409	0.138	0.246	0.349	0.401	0.683	0.657	0.636	0.392	0.521	-0.274	0.047	0.037	0.087	-0.018	0.040	0.095	0.001	0.218	0.133	0.297	0.386	0.746	0.684	0.656	0.352	0.011	0.089	-0.056	0.533	0.282	0.217	0.315	0.300	0.484	0.467	0.402	0.606	0.842	0.698	0.776	0.072	0.069	0.196	0.366	0.392	0.196	0.489	-0.008	-0.004	0.000	0.203	0.179	0.168	-0.008	0.003	0.000	0.002	0.008	0.012	0.009	0.006	0.005	0.127	0.089	0.214	0.400	0.398	0.456	0.448	0.018	-0.018	0.132	0.018	0.287	0.210	0.243	0.192	0.289	0.188	0.235	0.201	0.178	-0.018	-0.238	1.000

Test

	AGE	Age_Newest_TL	Age_Oldest_TL	Auto_TL	CC_Flag	CC_TL	CC_enq	CC_enq_L12m	CC_enq_L6m	CC_utilization	Consumer_TL	Credit_Score	EDUCATION	GENDER	GL_Flag	Gold_TL	HL_Flag	Home_TL	MARITALSTATUS	NETMONTHLYINCOME	Other_TL	PL_Flag	PL_TL	PL_enq	PL_enq_L12m	PL_enq_L6m	PL_utilization	PROSPECTID	Secured_TL	Time_With_Curr_Empr	Tot_Active_TL	Tot_Closed_TL	Tot_Missed_Pmnt	Tot_TL_closed_L12M	Tot_TL_closed_L6M	Total_TL	Total_TL_opened_L12M	Total_TL_opened_L6M	Unsecured_TL	enq_L12m	enq_L3m	enq_L6m	first_prod_enq2	last_prod_enq2	max_delinquency_level	max_deliq_12mts	max_deliq_6mts	max_recent_level_of_deliq	max_unsec_exposure_inPct	num_dbt	num_dbt_12mts	num_dbt_6mts	num_deliq_12mts	num_deliq_6_12mts	num_deliq_6mts	num_lss	num_lss_12mts	num_lss_6mts	num_std	num_std_12mts	num_std_6mts	num_sub	num_sub_12mts	num_sub_6mts	num_times_30p_dpd	num_times_60p_dpd	num_times_delinquent	pct_CC_enq_L6m_of_L12m	pct_CC_enq_L6m_of_ever	pct_PL_enq_L6m_of_L12m	pct_PL_enq_L6m_of_ever	pct_active_tl	pct_closed_tl	pct_currentBal_all_TL	pct_of_active_TLs_ever	pct_opened_TLs_L6m_of_L12m	pct_tl_closed_L12M	pct_tl_closed_L6M	pct_tl_open_L12M	pct_tl_open_L6M	recent_level_of_deliq	response_flag	time_since_first_deliquency	time_since_recent_deliquency	time_since_recent_enq	time_since_recent_payment	tot_enq
AGE	1.000	0.109	0.356	0.032	0.059	-0.015	-0.058	-0.077	-0.066	-0.034	-0.014	0.275	0.061	0.102	0.151	0.087	0.102	0.147	0.613	0.153	0.150	0.102	0.099	-0.027	-0.095	-0.098	0.064	0.002	0.164	0.443	0.042	0.217	0.028	0.039	0.012	0.168	-0.064	-0.072	0.059	-0.144	-0.113	-0.136	0.075	0.050	0.074	-0.028	-0.048	0.075	0.042	0.024	0.003	0.000	0.032	0.034	0.031	-0.007	0.000	0.000	0.172	0.131	0.118	0.030	0.012	0.000	0.083	0.077	0.074	-0.075	-0.078	-0.106	-0.116	-0.186	0.186	-0.036	-0.186	-0.088	-0.003	-0.009	-0.207	-0.130	0.071	0.029	0.075	0.062	0.079	0.105	-0.030
Age_Newest_TL	0.109	1.000	0.212	-0.027	0.103	-0.187	-0.260	-0.288	-0.274	-0.197	-0.421	0.129	0.021	0.000	0.065	-0.125	0.097	0.003	0.073	-0.079	-0.218	0.114	-0.207	-0.324	-0.341	-0.317	-0.230	-0.016	-0.111	0.069	-0.616	-0.134	-0.519	-0.321	-0.329	-0.444	-0.830	-0.846	-0.456	-0.487	-0.342	-0.447	0.057	0.078	0.000	-0.287	-0.374	-0.001	-0.415	0.033	0.020	0.101	-0.035	0.003	-0.057	0.036	0.067	0.067	-0.079	-0.142	-0.156	0.037	0.023	0.017	0.005	0.004	-0.001	-0.233	-0.234	-0.275	-0.276	-0.227	0.227	-0.496	-0.227	-0.812	-0.218	-0.278	-0.683	-0.813	0.005	0.022	0.006	0.011	0.142	0.391	-0.391
Age_Oldest_TL	0.356	0.212	1.000	0.310	0.149	0.143	0.078	0.003	-0.002	0.113	-0.010	0.479	0.034	0.056	0.252	0.326	0.285	0.172	0.236	0.145	0.327	0.205	0.209	0.062	-0.051	-0.057	0.138	0.006	0.533	0.195	0.192	0.641	0.065	0.209	0.127	0.526	-0.089	-0.064	0.183	-0.113	-0.063	-0.092	0.106	0.051	0.298	-0.024	-0.080	0.293	0.120	0.070	0.035	0.030	0.127	0.133	0.099	0.044	0.000	0.000	0.373	0.252	0.214	0.106	0.038	0.000	0.282	0.249	0.298	0.018	0.013	-0.062	-0.078	-0.532	0.532	-0.074	-0.532	-0.139	0.093	0.064	-0.577	-0.252	0.283	0.007	0.313	0.285	0.070	0.212	0.135
Auto_TL	0.032	-0.027	0.310	1.000	0.110	0.107	0.164	0.150	0.154	0.105	-0.019	0.122	0.004	0.032	0.057	-0.015	0.062	0.022	0.057	0.086	-0.040	0.100	0.067	0.098	0.076	0.089	0.048	0.017	0.441	0.051	0.207	0.176	0.079	0.080	0.056	0.215	0.067	0.048	-0.020	0.095	0.074	0.084	0.067	0.023	0.182	0.165	0.179	0.188	-0.040	-0.005	-0.011	0.000	0.125	0.105	0.123	-0.003	0.000	0.000	0.058	0.051	0.046	0.001	-0.003	0.000	0.129	0.089	0.195	0.074	0.072	0.007	0.002	-0.058	0.058	0.033	-0.058	-0.004	0.014	0.019	-0.118	-0.036	0.180	0.036	0.195	0.173	0.135	-0.095	0.245
CC_Flag	0.059	0.103	0.149	0.110	1.000	0.294	0.510	0.579	0.466	0.949	0.200	0.100	0.208	0.072	0.079	0.000	0.000	0.088	0.012	0.022	0.014	0.225	0.152	0.265	0.153	0.093	0.222	1.000	0.000	0.037	0.325	0.020	0.032	0.158	0.154	0.071	0.197	0.172	0.342	0.250	0.151	0.199	0.471	0.442	0.048	0.070	0.060	0.060	0.013	0.000	0.000	0.000	0.150	0.114	0.153	0.000	0.000	0.000	0.022	0.020	0.000	0.009	0.000	0.000	0.061	0.055	0.092	0.471	0.475	0.182	0.212	0.273	0.270	0.021	0.273	0.209	0.189	0.165	0.192	0.195	0.055	0.169	0.107	0.074	0.081	0.119	0.396
CC_TL	-0.015	-0.187	0.143	0.107	0.294	1.000	0.673	0.512	0.414	0.942	0.126	-0.004	0.064	0.022	0.101	0.001	0.022	0.088	0.019	0.172	0.022	0.155	0.245	0.291	0.219	0.186	0.219	0.007	0.017	-0.050	0.373	0.140	0.084	0.131	0.129	0.284	0.232	0.192	0.411	0.277	0.195	0.235	0.109	0.069	0.099	0.222	0.254	0.095	0.399	-0.007	0.004	0.000	0.147	0.130	0.147	-0.015	0.000	0.000	-0.005	-0.005	-0.009	-0.031	-0.008	0.000	0.059	0.042	0.118	0.456	0.450	0.121	0.111	0.070	-0.070	0.130	0.070	0.125	0.044	0.080	0.048	0.115	0.086	0.086	0.106	0.083	0.006	-0.264	0.384
CC_enq	-0.058	-0.260	0.078	0.164	0.510	0.673	1.000	0.897	0.831	0.651	0.291	-0.148	0.080	0.054	0.083	-0.040	0.043	0.083	0.029	0.194	0.009	0.261	0.304	0.595	0.558	0.543	0.271	0.003	-0.003	-0.075	0.391	0.145	0.101	0.186	0.177	0.306	0.296	0.244	0.466	0.594	0.522	0.556	0.139	0.145	0.129	0.303	0.334	0.125	0.409	-0.012	-0.000	0.000	0.161	0.145	0.141	-0.001	0.000	0.000	-0.048	-0.034	-0.035	-0.007	0.000	0.000	0.075	0.049	0.149	0.608	0.606	0.266	0.258	0.074	-0.074	0.103	0.074	0.172	0.112	0.137	0.124	0.175	0.117	0.196	0.135	0.116	0.233	-0.233	0.674
CC_enq_L12m	-0.077	-0.288	0.003	0.150	0.579	0.512	0.897	1.000	0.921	0.512	0.302	-0.205	0.077	0.056	0.048	-0.059	0.000	0.053	0.066	0.157	0.001	0.235	0.258	0.591	0.589	0.580	0.241	-0.003	-0.025	-0.076	0.347	0.093	0.105	0.174	0.177	0.252	0.327	0.268	0.412	0.657	0.574	0.615	0.139	0.232	0.087	0.269	0.301	0.087	0.353	-0.009	0.003	0.000	0.123	0.101	0.104	0.004	0.000	0.000	-0.064	-0.046	-0.046	-0.003	0.004	0.000	0.032	0.016	0.104	0.694	0.694	0.282	0.278	0.095	-0.095	0.094	0.095	0.193	0.115	0.144	0.199	0.214	0.081	0.242	0.091	0.081	0.234	-0.204	0.647
CC_enq_L6m	-0.066	-0.274	-0.002	0.154	0.466	0.414	0.831	0.921	1.000	0.417	0.299	-0.218	0.061	0.042	0.056	-0.063	0.013	0.052	0.055	0.144	-0.007	0.220	0.244	0.594	0.601	0.604	0.223	-0.004	-0.026	-0.068	0.317	0.078	0.103	0.157	0.158	0.228	0.292	0.270	0.381	0.640	0.603	0.643	0.106	0.221	0.087	0.258	0.285	0.088	0.320	-0.009	0.005	0.000	0.108	0.092	0.085	0.008	0.000	0.000	-0.065	-0.045	-0.046	0.003	0.005	0.000	0.036	0.017	0.102	0.767	0.767	0.286	0.284	0.090	-0.090	0.079	0.090	0.209	0.108	0.132	0.179	0.228	0.083	0.264	0.092	0.083	0.263	-0.181	0.631
CC_utilization	-0.034	-0.197	0.113	0.105	0.949	0.942	0.651	0.512	0.417	1.000	0.130	-0.026	0.087	0.076	0.071	-0.000	0.005	0.064	0.032	0.157	0.022	0.233	0.234	0.289	0.224	0.190	0.211	0.008	0.012	-0.062	0.364	0.122	0.090	0.130	0.132	0.268	0.239	0.198	0.390	0.290	0.204	0.247	0.201	0.188	0.090	0.217	0.248	0.088	0.397	-0.006	0.004	0.000	0.142	0.126	0.142	-0.013	0.000	0.000	-0.013	-0.009	-0.015	-0.029	-0.007	0.000	0.046	0.028	0.109	0.462	0.458	0.128	0.119	0.083	-0.083	0.150	0.083	0.132	0.047	0.084	0.067	0.126	0.079	0.193	0.098	0.077	-0.007	-0.261	0.377
Consumer_TL	-0.014	-0.421	-0.010	-0.019	0.200	0.126	0.291	0.302	0.299	0.130	1.000	-0.149	0.029	0.023	0.005	-0.080	0.029	-0.026	0.026	0.081	0.091	0.234	0.190	0.443	0.404	0.352	0.204	-0.007	-0.155	-0.053	0.465	0.262	0.193	0.401	0.403	0.431	0.506	0.402	0.755	0.453	0.309	0.383	0.074	0.070	0.056	0.312	0.348	0.059	0.492	-0.021	-0.003	0.000	0.101	0.089	0.069	-0.018	0.000	0.000	-0.141	-0.134	-0.125	-0.047	-0.026	0.000	-0.007	-0.017	0.064	0.165	0.164	0.256	0.253	-0.019	0.019	-0.057	-0.019	0.271	0.330	0.363	0.270	0.298	0.058	0.081	0.054	0.058	0.021	-0.138	0.520
Credit_Score	0.275	0.129	0.479	0.122	0.100	-0.004	-0.148	-0.205	-0.218	-0.026	-0.149	1.000	0.026	0.031	0.199	0.171	0.196	0.121	0.180	0.032	0.199	0.148	0.045	-0.235	-0.338	-0.383	-0.002	-0.003	0.284	0.190	0.063	0.262	0.027	0.070	0.029	0.196	-0.071	-0.113	-0.021	-0.449	-0.514	-0.494	0.085	0.110	-0.201	-0.163	-0.143	-0.198	0.006	0.024	0.005	0.000	-0.082	-0.081	-0.029	0.004	0.000	0.000	0.402	0.388	0.372	0.054	0.018	0.008	-0.116	-0.081	-0.188	-0.172	-0.175	-0.385	-0.394	-0.207	0.207	0.045	-0.207	-0.126	0.018	0.005	-0.255	-0.190	-0.207	0.136	-0.204	-0.230	0.293	0.105	-0.270
EDUCATION	0.061	0.021	0.034	0.004	0.208	0.064	0.080	0.077	0.061	0.087	0.029	0.026	1.000	0.058	0.098	0.003	0.070	0.042	0.170	0.000	0.011	0.132	0.043	0.056	0.032	0.028	0.047	1.000	0.000	0.040	0.046	0.008	0.000	0.032	0.027	0.015	0.030	0.027	0.053	0.041	0.030	0.030	0.068	0.067	0.038	0.050	0.029	0.051	0.000	0.047	0.054	0.060	0.022	0.016	0.012	0.000	0.000	0.000	0.018	0.024	0.017	0.011	0.000	0.000	0.000	0.000	0.000	0.060	0.060	0.047	0.045	0.045	0.046	0.008	0.045	0.030	0.029	0.023	0.036	0.032	0.019	0.036	0.020	0.008	0.009	0.023	0.069
GENDER	0.102	0.000	0.056	0.032	0.072	0.022	0.054	0.056	0.042	0.076	0.023	0.031	0.058	1.000	0.014	0.000	0.000	0.000	0.111	0.022	0.009	0.039	0.012	0.036	0.031	0.021	0.031	1.000	0.000	0.046	0.036	0.000	0.000	0.016	0.029	0.000	0.023	0.010	0.037	0.034	0.009	0.025	0.068	0.059	0.020	0.008	0.021	0.000	0.023	0.000	0.023	0.019	0.014	0.000	0.005	0.009	0.021	0.021	0.000	0.007	0.025	0.000	0.000	0.000	0.031	0.028	0.032	0.039	0.042	0.041	0.038	0.029	0.034	0.036	0.029	0.029	0.039	0.044	0.043	0.021	0.011	0.000	0.047	0.024	0.036	0.014	0.061
GL_Flag	0.151	0.065	0.252	0.057	0.079	0.101	0.083	0.048	0.056	0.071	0.005	0.199	0.098	0.014	1.000	0.033	0.024	1.000	0.082	0.000	0.028	0.083	0.065	0.049	0.004	0.021	0.027	1.000	0.056	0.110	0.120	0.024	0.027	0.032	0.007	0.055	0.040	0.000	0.060	0.000	0.019	0.000	0.433	0.275	0.072	0.058	0.060	0.060	0.000	0.000	0.015	0.000	0.116	0.112	0.105	0.000	0.000	0.000	0.126	0.137	0.137	0.034	0.000	0.000	0.066	0.060	0.119	0.047	0.069	0.000	0.039	0.111	0.117	0.020	0.111	0.037	0.081	0.053	0.106	0.089	0.036	0.004	0.123	0.107	0.002	0.046	0.107
Gold_TL	0.087	-0.125	0.326	-0.015	0.000	0.001	-0.040	-0.059	-0.063	-0.000	-0.080	0.171	0.003	0.000	0.033	1.000	0.168	0.024	0.030	0.045	0.151	0.033	0.031	-0.024	-0.050	-0.056	0.022	0.003	0.672	0.037	0.207	0.558	0.228	0.261	0.163	0.507	0.176	0.140	-0.013	-0.027	-0.026	-0.024	0.000	0.000	0.225	-0.020	-0.056	0.216	-0.009	0.008	-0.006	0.000	0.047	0.038	0.029	-0.010	0.000	0.000	0.362	0.312	0.283	0.048	-0.001	0.000	0.242	0.226	0.207	0.006	0.004	-0.010	-0.015	-0.382	0.382	0.159	-0.382	0.078	0.138	0.101	-0.149	0.010	0.204	0.026	0.231	0.222	-0.099	0.064	-0.003
HL_Flag	0.102	0.097	0.285	0.062	0.000	0.022	0.043	0.000	0.013	0.005	0.029	0.196	0.070	0.000	0.024	0.168	1.000	0.019	0.078	0.000	0.157	0.021	0.030	0.029	0.000	0.028	0.023	1.000	0.208	0.036	0.207	0.203	0.150	0.191	0.128	0.220	0.146	0.123	0.056	0.000	0.031	0.016	0.039	0.053	0.153	0.035	0.032	0.082	0.003	0.000	0.000	0.000	0.028	0.032	0.046	0.000	0.006	0.006	0.265	0.292	0.271	0.033	0.000	0.000	0.130	0.095	0.121	0.023	0.052	0.000	0.044	0.452	0.461	0.016	0.452	0.161	0.220	0.169	0.329	0.230	0.044	0.012	0.236	0.217	0.053	0.037	0.035
Home_TL	0.147	0.003	0.172	0.022	0.088	0.088	0.083	0.053	0.052	0.064	-0.026	0.121	0.042	0.000	1.000	0.024	0.019	1.000	0.080	0.120	0.028	0.099	0.088	0.051	-0.001	0.005	0.030	0.001	0.187	0.097	0.141	0.086	0.062	0.034	0.005	0.131	0.026	0.002	0.047	0.012	-0.004	0.004	0.201	0.127	0.127	0.109	0.093	0.129	0.021	0.008	0.006	0.000	0.127	0.119	0.116	0.018	0.000	0.000	0.138	0.137	0.131	0.021	0.008	0.000	0.114	0.088	0.132	0.050	0.048	-0.013	-0.018	-0.006	0.006	0.141	-0.006	-0.016	-0.002	-0.011	-0.063	-0.035	0.124	0.000	0.121	0.102	0.030	-0.045	0.100
MARITALSTATUS	0.613	0.073	0.236	0.057	0.012	0.019	0.029	0.066	0.055	0.032	0.026	0.180	0.170	0.111	0.082	0.030	0.078	0.080	1.000	0.000	0.052	0.048	0.041	0.000	0.043	0.041	0.042	1.000	0.036	0.270	0.064	0.042	0.000	0.032	0.019	0.049	0.000	0.000	0.052	0.049	0.064	0.060	0.089	0.092	0.057	0.038	0.034	0.029	0.000	0.013	0.005	0.000	0.052	0.049	0.036	0.000	0.006	0.006	0.083	0.087	0.076	0.018	0.011	0.000	0.057	0.051	0.065	0.069	0.053	0.074	0.087	0.146	0.149	0.000	0.146	0.054	0.059	0.047	0.165	0.120	0.027	0.000	0.079	0.040	0.074	0.069	0.022
NETMONTHLYINCOME	0.153	-0.079	0.145	0.086	0.022	0.172	0.194	0.157	0.144	0.157	0.081	0.032	0.000	0.022	0.000	0.045	0.000	0.120	0.000	1.000	0.075	0.000	0.148	0.161	0.116	0.099	0.126	0.013	0.102	0.267	0.167	0.130	0.075	0.071	0.060	0.181	0.105	0.082	0.173	0.133	0.105	0.112	0.016	0.035	0.081	0.095	0.101	0.083	0.075	0.016	0.010	0.000	0.068	0.063	0.062	-0.016	0.000	0.000	0.065	0.061	0.059	0.007	-0.006	0.000	0.069	0.066	0.087	0.115	0.113	0.055	0.049	-0.029	0.029	0.071	-0.029	0.050	0.019	0.032	-0.012	0.037	0.076	0.000	0.085	0.069	0.027	-0.056	0.215
Other_TL	0.150	-0.218	0.327	-0.040	0.014	0.022	0.009	0.001	-0.007	0.022	0.091	0.199	0.011	0.009	0.028	0.151	0.157	0.028	0.052	0.075	1.000	0.035	0.068	0.060	0.031	0.015	0.049	0.001	0.351	0.083	0.428	0.381	0.335	0.296	0.245	0.494	0.314	0.266	0.306	0.063	0.037	0.053	0.026	0.006	0.163	0.095	0.075	0.158	0.252	0.058	0.023	0.000	0.116	0.097	0.094	0.032	0.000	0.000	0.406	0.347	0.310	0.083	0.036	0.000	0.160	0.153	0.160	0.023	0.021	0.024	0.022	-0.132	0.132	0.223	-0.132	0.155	0.170	0.177	-0.032	0.124	0.150	0.000	0.155	0.136	-0.069	-0.046	0.129
PL_Flag	0.102	0.114	0.205	0.100	0.225	0.155	0.261	0.235	0.220	0.233	0.234	0.148	0.132	0.039	0.083	0.033	0.021	0.099	0.048	0.000	0.035	1.000	0.386	0.441	0.264	0.202	0.885	1.000	0.029	0.043	0.317	0.051	0.061	0.201	0.211	0.095	0.249	0.250	0.391	0.238	0.159	0.200	0.268	0.254	0.002	0.023	0.000	0.035	0.013	0.000	0.000	0.000	0.085	0.080	0.077	0.000	0.000	0.000	0.101	0.112	0.098	0.000	0.000	0.000	0.043	0.031	0.089	0.218	0.230	0.312	0.363	0.322	0.317	0.000	0.322	0.241	0.251	0.210	0.261	0.233	0.000	0.134	0.097	0.078	0.067	0.092	0.368
PL_TL	0.099	-0.207	0.209	0.067	0.152	0.245	0.304	0.258	0.244	0.234	0.190	0.045	0.043	0.012	0.065	0.031	0.030	0.088	0.041	0.148	0.068	0.386	1.000	0.521	0.358	0.291	0.878	0.003	0.058	0.043	0.353	0.288	0.159	0.249	0.220	0.368	0.262	0.229	0.485	0.259	0.186	0.227	0.091	0.045	0.090	0.140	0.148	0.093	0.498	-0.007	-0.004	0.000	0.103	0.094	0.086	0.007	0.000	0.000	0.155	0.154	0.148	-0.002	-0.012	0.000	0.059	0.041	0.104	0.214	0.211	0.239	0.221	-0.075	0.075	0.131	-0.075	0.145	0.163	0.171	0.022	0.130	0.086	0.085	0.099	0.080	0.008	-0.135	0.380
PL_enq	-0.027	-0.324	0.062	0.098	0.265	0.291	0.595	0.591	0.594	0.289	0.443	-0.235	0.056	0.036	0.049	-0.024	0.029	0.051	0.000	0.161	0.060	0.441	0.521	1.000	0.895	0.811	0.481	-0.013	-0.021	-0.048	0.412	0.211	0.160	0.261	0.254	0.360	0.376	0.321	0.549	0.679	0.559	0.636	0.098	0.104	0.095	0.259	0.286	0.098	0.484	-0.004	0.002	0.000	0.118	0.106	0.098	0.005	0.000	0.000	-0.000	0.016	0.017	0.003	-0.012	0.000	0.058	0.032	0.111	0.320	0.318	0.646	0.638	0.021	-0.021	0.090	0.021	0.229	0.185	0.212	0.184	0.240	0.089	0.211	0.101	0.086	0.130	-0.172	0.739
PL_enq_L12m	-0.095	-0.341	-0.051	0.076	0.153	0.219	0.558	0.589	0.601	0.224	0.404	-0.338	0.032	0.031	0.004	-0.050	0.000	-0.001	0.043	0.116	0.031	0.264	0.358	0.895	1.000	0.899	0.363	-0.012	-0.058	-0.090	0.346	0.107	0.144	0.208	0.212	0.262	0.384	0.333	0.443	0.737	0.606	0.691	0.052	0.076	0.054	0.234	0.271	0.055	0.394	-0.006	-0.001	0.000	0.077	0.065	0.065	0.005	0.000	0.000	-0.069	-0.044	-0.036	-0.008	-0.016	0.000	0.029	0.013	0.065	0.308	0.308	0.745	0.746	0.081	-0.081	0.088	0.081	0.250	0.157	0.185	0.265	0.281	0.049	0.223	0.056	0.048	0.110	-0.167	0.675
PL_enq_L6m	-0.098	-0.317	-0.057	0.089	0.093	0.186	0.543	0.580	0.604	0.190	0.352	-0.383	0.028	0.021	0.021	-0.056	0.028	0.005	0.041	0.099	0.015	0.202	0.291	0.811	0.899	1.000	0.286	-0.014	-0.056	-0.085	0.300	0.076	0.136	0.166	0.180	0.219	0.325	0.332	0.379	0.692	0.643	0.730	0.035	0.064	0.061	0.221	0.250	0.062	0.321	-0.002	0.002	0.000	0.077	0.067	0.061	0.013	0.000	0.000	-0.078	-0.053	-0.044	-0.010	-0.012	0.000	0.038	0.019	0.070	0.281	0.281	0.863	0.863	0.080	-0.080	0.068	0.080	0.272	0.128	0.160	0.227	0.296	0.057	0.216	0.062	0.055	0.126	-0.155	0.637
PL_utilization	0.064	-0.230	0.138	0.048	0.222	0.219	0.271	0.241	0.223	0.211	0.204	-0.002	0.047	0.031	0.027	0.022	0.023	0.030	0.042	0.126	0.049	0.885	0.878	0.481	0.363	0.286	1.000	0.008	0.022	0.019	0.362	0.207	0.174	0.205	0.184	0.321	0.277	0.237	0.435	0.267	0.182	0.227	0.106	0.108	0.059	0.132	0.144	0.061	0.541	-0.008	-0.002	0.000	0.082	0.073	0.066	0.006	0.000	0.000	0.099	0.107	0.109	-0.017	-0.017	0.000	0.034	0.012	0.073	0.194	0.191	0.244	0.227	0.002	-0.002	0.164	0.002	0.156	0.124	0.137	0.061	0.148	0.056	0.156	0.068	0.054	-0.009	-0.156	0.351
PROSPECTID	0.002	-0.016	0.006	0.017	1.000	0.007	0.003	-0.003	-0.004	0.008	-0.007	-0.003	1.000	1.000	1.000	0.003	1.000	0.001	1.000	0.013	0.001	1.000	0.003	-0.013	-0.012	-0.014	0.008	1.000	0.015	-0.000	0.007	0.004	0.018	0.003	0.002	0.009	0.013	0.022	-0.005	0.005	0.015	0.009	1.000	1.000	-0.008	-0.002	-0.004	-0.008	-0.001	0.010	0.001	1.000	0.002	0.005	-0.000	0.002	1.000	1.000	0.001	0.002	0.004	0.003	-0.013	1.000	-0.009	-0.010	-0.007	0.006	0.007	-0.010	-0.009	0.002	-0.002	0.007	0.002	0.017	-0.005	-0.001	0.009	0.018	-0.007	1.000	-0.008	-0.009	-0.025	-0.017	0.005
Secured_TL	0.164	-0.111	0.533	0.441	0.000	0.017	-0.003	-0.025	-0.026	0.012	-0.155	0.284	0.000	0.000	0.056	0.672	0.208	0.187	0.036	0.102	0.351	0.029	0.058	-0.021	-0.058	-0.056	0.022	0.015	1.000	0.111	0.321	0.622	0.268	0.283	0.178	0.620	0.184	0.140	-0.094	-0.021	-0.026	-0.023	0.008	0.000	0.298	0.064	0.040	0.294	-0.097	0.019	-0.005	0.000	0.121	0.107	0.106	0.003	0.000	0.000	0.435	0.370	0.335	0.047	0.010	0.000	0.291	0.250	0.290	0.016	0.014	-0.044	-0.050	-0.387	0.387	0.227	-0.387	0.059	0.138	0.104	-0.232	-0.024	0.280	0.018	0.305	0.283	-0.027	0.015	0.098
Time_With_Curr_Empr	0.443	0.069	0.195	0.051	0.037	-0.050	-0.075	-0.076	-0.068	-0.062	-0.053	0.190	0.040	0.046	0.110	0.037	0.036	0.097	0.270	0.267	0.083	0.043	0.043	-0.048	-0.090	-0.085	0.019	-0.000	0.111	1.000	0.018	0.101	0.026	-0.004	-0.017	0.079	-0.048	-0.044	-0.007	-0.127	-0.106	-0.120	0.058	0.050	0.027	-0.040	-0.032	0.029	-0.024	0.010	-0.005	0.000	0.004	0.001	0.025	0.018	0.000	0.000	0.111	0.096	0.091	0.019	0.012	0.070	0.039	0.039	0.029	-0.081	-0.082	-0.093	-0.097	-0.080	0.080	-0.016	-0.080	-0.047	-0.028	-0.030	-0.119	-0.072	0.026	0.000	0.030	0.019	0.080	0.056	-0.056
Tot_Active_TL	0.042	-0.616	0.192	0.207	0.325	0.373	0.391	0.347	0.317	0.364	0.465	0.063	0.046	0.036	0.120	0.207	0.207	0.141	0.064	0.167	0.428	0.317	0.353	0.412	0.346	0.300	0.362	0.007	0.321	0.018	1.000	0.284	0.530	0.320	0.287	0.740	0.732	0.598	0.662	0.432	0.283	0.364	0.045	0.066	0.202	0.395	0.441	0.203	0.651	-0.007	0.000	0.000	0.203	0.160	0.185	-0.003	0.000	0.000	0.270	0.295	0.297	0.012	-0.007	0.000	0.144	0.112	0.213	0.260	0.257	0.224	0.216	0.267	-0.267	0.416	0.267	0.425	0.117	0.181	0.281	0.420	0.192	0.120	0.199	0.177	-0.034	-0.333	0.528
Tot_Closed_TL	0.217	-0.134	0.641	0.176	0.020	0.140	0.145	0.093	0.078	0.122	0.262	0.262	0.008	0.000	0.024	0.558	0.203	0.086	0.042	0.130	0.381	0.051	0.288	0.211	0.107	0.076	0.207	0.004	0.622	0.101	0.284	1.000	0.195	0.655	0.517	0.801	0.257	0.193	0.380	0.093	0.064	0.076	0.000	0.000	0.311	0.094	0.045	0.303	0.165	0.019	-0.002	0.000	0.139	0.137	0.100	-0.002	0.000	0.000	0.352	0.254	0.207	0.035	0.002	0.000	0.290	0.251	0.306	0.080	0.077	0.059	0.046	-0.780	0.780	0.024	-0.780	0.063	0.525	0.449	-0.288	-0.030	0.289	0.000	0.321	0.302	-0.004	0.102	0.288
Tot_Missed_Pmnt	0.028	-0.519	0.065	0.079	0.032	0.084	0.101	0.105	0.103	0.090	0.193	0.027	0.000	0.000	0.027	0.228	0.150	0.062	0.000	0.075	0.335	0.061	0.159	0.160	0.144	0.136	0.174	0.018	0.268	0.026	0.530	0.195	1.000	0.218	0.202	0.422	0.502	0.510	0.275	0.215	0.182	0.214	0.000	0.000	0.059	0.129	0.164	0.059	0.260	-0.009	-0.020	0.000	0.034	0.023	0.043	-0.020	0.000	0.000	0.216	0.233	0.234	0.008	-0.006	0.000	0.065	0.069	0.057	0.113	0.113	0.131	0.129	0.092	-0.092	0.400	0.092	0.396	0.096	0.138	0.234	0.400	0.051	0.046	0.057	0.043	-0.095	-0.196	0.206
Tot_TL_closed_L12M	0.039	-0.321	0.209	0.080	0.158	0.131	0.186	0.174	0.157	0.130	0.401	0.070	0.032	0.016	0.032	0.261	0.191	0.034	0.032	0.071	0.296	0.201	0.249	0.261	0.208	0.166	0.205	0.003	0.283	-0.004	0.320	0.655	0.218	1.000	0.805	0.565	0.448	0.323	0.430	0.219	0.146	0.181	0.031	0.046	0.193	0.251	0.193	0.190	0.201	0.004	-0.002	0.000	0.161	0.161	0.103	0.007	0.000	0.000	0.230	0.230	0.171	-0.011	0.006	0.000	0.149	0.127	0.196	0.124	0.122	0.122	0.114	-0.449	0.449	0.088	-0.449	0.166	0.933	0.766	0.039	0.141	0.180	0.093	0.188	0.179	-0.014	-0.075	0.317
Tot_TL_closed_L6M	0.012	-0.329	0.127	0.056	0.154	0.129	0.177	0.177	0.158	0.132	0.403	0.029	0.027	0.029	0.007	0.163	0.128	0.005	0.019	0.060	0.245	0.211	0.220	0.254	0.212	0.180	0.184	0.002	0.178	-0.017	0.287	0.517	0.202	0.805	1.000	0.459	0.438	0.353	0.401	0.233	0.151	0.194	0.044	0.048	0.116	0.216	0.216	0.115	0.184	-0.000	-0.002	0.000	0.130	0.125	0.085	-0.005	0.000	0.000	0.140	0.152	0.141	-0.019	0.003	0.000	0.073	0.053	0.119	0.129	0.129	0.140	0.133	-0.336	0.336	0.053	-0.336	0.199	0.737	0.974	0.106	0.189	0.108	0.083	0.111	0.107	-0.020	-0.117	0.297
Total_TL	0.168	-0.444	0.526	0.215	0.071	0.284	0.306	0.252	0.228	0.268	0.431	0.196	0.015	0.000	0.055	0.507	0.220	0.131	0.049	0.181	0.494	0.095	0.368	0.360	0.262	0.219	0.321	0.009	0.620	0.079	0.740	0.801	0.422	0.565	0.459	1.000	0.577	0.462	0.622	0.308	0.206	0.260	0.009	0.000	0.320	0.282	0.276	0.316	0.468	0.006	-0.004	0.000	0.201	0.180	0.163	-0.005	0.000	0.000	0.382	0.322	0.290	0.034	0.000	0.000	0.276	0.234	0.322	0.195	0.192	0.166	0.154	-0.345	0.345	0.252	-0.345	0.290	0.371	0.360	-0.022	0.232	0.301	0.043	0.325	0.302	-0.027	-0.099	0.484
Total_TL_opened_L12M	-0.064	-0.830	-0.089	0.067	0.197	0.232	0.296	0.327	0.292	0.239	0.506	-0.071	0.030	0.023	0.040	0.176	0.146	0.026	0.000	0.105	0.314	0.249	0.262	0.376	0.384	0.325	0.277	0.013	0.184	-0.048	0.732	0.257	0.502	0.448	0.438	0.577	1.000	0.755	0.560	0.540	0.319	0.427	0.029	0.061	0.043	0.306	0.386	0.044	0.479	-0.022	-0.014	0.000	0.086	0.040	0.102	-0.034	0.000	0.000	0.121	0.176	0.187	-0.029	-0.025	0.000	0.022	0.021	0.046	0.250	0.251	0.272	0.272	0.140	-0.140	0.414	0.140	0.582	0.306	0.365	0.703	0.625	0.036	0.111	0.033	0.028	-0.122	-0.342	0.452
Total_TL_opened_L6M	-0.072	-0.846	-0.064	0.048	0.172	0.192	0.244	0.268	0.270	0.198	0.402	-0.113	0.027	0.010	0.000	0.140	0.123	0.002	0.000	0.082	0.266	0.250	0.229	0.321	0.333	0.332	0.237	0.022	0.140	-0.044	0.598	0.193	0.510	0.323	0.353	0.462	0.755	1.000	0.452	0.448	0.320	0.468	0.027	0.062	0.000	0.177	0.256	0.001	0.393	-0.009	-0.008	0.000	-0.001	-0.036	0.032	-0.022	0.000	0.000	0.092	0.127	0.141	-0.018	-0.018	0.000	0.006	0.006	-0.001	0.261	0.262	0.311	0.312	0.124	-0.124	0.378	0.124	0.914	0.199	0.283	0.489	0.922	-0.004	0.145	0.001	-0.006	-0.140	-0.279	0.382
Unsecured_TL	0.059	-0.456	0.183	-0.020	0.342	0.411	0.466	0.412	0.381	0.390	0.755	-0.021	0.053	0.037	0.060	-0.013	0.056	0.047	0.052	0.173	0.306	0.391	0.485	0.549	0.443	0.379	0.435	-0.005	-0.094	-0.007	0.662	0.380	0.275	0.430	0.401	0.622	0.560	0.452	1.000	0.468	0.324	0.399	0.072	0.083	0.148	0.351	0.367	0.146	0.792	-0.000	0.009	0.000	0.182	0.160	0.141	-0.003	0.000	0.000	0.092	0.084	0.079	0.009	-0.008	0.000	0.085	0.068	0.161	0.283	0.280	0.279	0.268	-0.019	0.019	0.112	-0.019	0.309	0.312	0.339	0.198	0.310	0.140	0.122	0.147	0.134	0.013	-0.206	0.599
enq_L12m	-0.144	-0.487	-0.113	0.095	0.250	0.277	0.594	0.657	0.640	0.290	0.453	-0.449	0.041	0.034	0.000	-0.027	0.000	0.012	0.049	0.133	0.063	0.238	0.259	0.679	0.737	0.692	0.267	0.005	-0.021	-0.127	0.432	0.093	0.215	0.219	0.233	0.308	0.540	0.448	0.468	1.000	0.809	0.908	0.059	0.082	0.092	0.301	0.342	0.092	0.402	-0.006	0.007	0.000	0.130	0.104	0.111	-0.005	0.000	0.000	-0.083	-0.056	-0.046	-0.002	0.000	0.000	0.051	0.034	0.104	0.415	0.416	0.509	0.512	0.140	-0.140	0.189	0.140	0.355	0.152	0.199	0.428	0.401	0.086	0.207	0.087	0.080	-0.187	-0.280	0.833
enq_L3m	-0.113	-0.342	-0.063	0.074	0.151	0.195	0.522	0.574	0.603	0.204	0.309	-0.514	0.030	0.009	0.019	-0.026	0.031	-0.004	0.064	0.105	0.037	0.159	0.186	0.559	0.606	0.643	0.182	0.015	-0.026	-0.106	0.283	0.064	0.182	0.146	0.151	0.206	0.319	0.320	0.324	0.809	1.000	0.893	0.054	0.107	0.090	0.213	0.230	0.090	0.268	-0.001	0.009	0.000	0.109	0.095	0.090	0.007	0.000	0.000	-0.067	-0.047	-0.043	0.003	0.004	0.000	0.053	0.043	0.100	0.347	0.347	0.447	0.447	0.089	-0.089	0.120	0.089	0.267	0.100	0.126	0.235	0.296	0.084	0.169	0.086	0.080	-0.274	-0.192	0.689
enq_L6m	-0.136	-0.447	-0.092	0.084	0.199	0.235	0.556	0.615	0.643	0.247	0.383	-0.494	0.030	0.025	0.000	-0.024	0.016	0.004	0.060	0.112	0.053	0.200	0.227	0.636	0.691	0.730	0.227	0.009	-0.023	-0.120	0.364	0.076	0.214	0.181	0.194	0.260	0.427	0.468	0.399	0.908	0.893	1.000	0.049	0.076	0.088	0.247	0.277	0.087	0.337	-0.001	0.006	0.000	0.108	0.087	0.092	0.004	0.000	0.000	-0.074	-0.051	-0.044	0.003	0.005	0.000	0.055	0.040	0.098	0.416	0.417	0.563	0.564	0.118	-0.118	0.163	0.118	0.412	0.124	0.164	0.323	0.443	0.080	0.226	0.085	0.077	-0.244	-0.237	0.766
first_prod_enq2	0.075	0.057	0.106	0.067	0.471	0.109	0.139	0.139	0.106	0.201	0.074	0.085	0.068	0.068	0.433	0.000	0.039	0.201	0.089	0.016	0.026	0.268	0.091	0.098	0.052	0.035	0.106	1.000	0.008	0.058	0.045	0.000	0.000	0.031	0.044	0.009	0.029	0.027	0.072	0.059	0.054	0.049	1.000	0.333	0.032	0.035	0.026	0.032	0.009	0.007	0.000	0.000	0.059	0.050	0.053	0.000	0.000	0.000	0.047	0.063	0.056	0.006	0.015	0.021	0.044	0.034	0.060	0.105	0.117	0.102	0.109	0.078	0.079	0.028	0.078	0.052	0.080	0.069	0.079	0.061	0.032	0.077	0.064	0.049	0.059	0.056	0.077
last_prod_enq2	0.050	0.078	0.051	0.023	0.442	0.069	0.145	0.232	0.221	0.188	0.070	0.110	0.067	0.059	0.275	0.000	0.053	0.127	0.092	0.035	0.006	0.254	0.045	0.104	0.076	0.064	0.108	1.000	0.000	0.050	0.066	0.000	0.000	0.046	0.048	0.000	0.061	0.062	0.083	0.082	0.107	0.076	0.333	1.000	0.019	0.022	0.010	0.011	0.000	0.016	0.006	0.000	0.030	0.025	0.032	0.000	0.000	0.000	0.019	0.027	0.021	0.000	0.000	0.000	0.003	0.008	0.017	0.221	0.220	0.232	0.232	0.076	0.078	0.000	0.076	0.079	0.070	0.066	0.097	0.083	0.018	0.086	0.049	0.043	0.116	0.070	0.100
max_delinquency_level	0.074	0.000	0.298	0.182	0.048	0.099	0.129	0.087	0.087	0.090	0.056	-0.201	0.038	0.020	0.072	0.225	0.153	0.127	0.057	0.081	0.163	0.002	0.090	0.095	0.054	0.061	0.059	-0.008	0.298	0.027	0.202	0.311	0.059	0.193	0.116	0.320	0.043	0.000	0.148	0.092	0.090	0.088	0.032	0.019	1.000	0.527	0.345	0.988	0.102	0.036	-0.001	0.000	0.663	0.573	0.495	0.021	0.000	0.000	0.148	0.115	0.095	0.041	0.019	0.070	0.775	0.625	0.983	0.040	0.036	0.014	0.006	-0.183	0.183	0.038	-0.183	-0.032	0.137	0.089	-0.184	-0.088	0.982	0.008	0.977	0.960	0.004	0.005	0.203
max_deliq_12mts	-0.028	-0.287	-0.024	0.165	0.070	0.222	0.303	0.269	0.258	0.217	0.312	-0.163	0.050	0.008	0.058	-0.020	0.035	0.109	0.038	0.095	0.095	0.023	0.140	0.259	0.234	0.221	0.132	-0.002	0.064	-0.040	0.395	0.094	0.129	0.251	0.216	0.282	0.306	0.177	0.351	0.301	0.213	0.247	0.035	0.022	0.527	1.000	0.838	0.530	0.278	-0.009	-0.014	0.000	0.771	0.656	0.577	-0.019	0.000	0.000	-0.099	-0.079	-0.078	-0.038	-0.022	0.106	0.334	0.227	0.556	0.130	0.128	0.114	0.108	0.155	-0.155	0.147	0.155	0.139	0.217	0.201	0.189	0.129	0.524	0.015	0.483	0.434	0.052	-0.229	0.370
max_deliq_6mts	-0.048	-0.374	-0.080	0.179	0.060	0.254	0.334	0.301	0.285	0.248	0.348	-0.143	0.029	0.021	0.060	-0.056	0.032	0.093	0.034	0.101	0.075	0.000	0.148	0.286	0.271	0.250	0.144	-0.004	0.040	-0.032	0.441	0.045	0.164	0.193	0.216	0.276	0.386	0.256	0.367	0.342	0.230	0.277	0.026	0.010	0.345	0.838	1.000	0.347	0.301	-0.034	-0.017	0.000	0.538	0.348	0.645	-0.032	0.000	0.000	-0.157	-0.132	-0.130	-0.057	-0.036	0.077	0.211	0.132	0.378	0.153	0.151	0.138	0.133	0.240	-0.240	0.183	0.240	0.220	0.137	0.198	0.298	0.220	0.339	0.000	0.316	0.255	0.058	-0.300	0.392
max_recent_level_of_deliq	0.075	-0.001	0.293	0.188	0.060	0.095	0.125	0.087	0.088	0.088	0.059	-0.198	0.051	0.000	0.060	0.216	0.082	0.129	0.029	0.083	0.158	0.035	0.093	0.098	0.055	0.062	0.061	-0.008	0.294	0.029	0.203	0.303	0.059	0.190	0.115	0.316	0.044	0.001	0.146	0.092	0.090	0.087	0.032	0.011	0.988	0.530	0.347	1.000	0.102	0.037	-0.001	0.000	0.664	0.569	0.494	0.022	0.000	0.000	0.144	0.114	0.095	0.038	0.018	0.072	0.720	0.573	0.972	0.040	0.036	0.014	0.005	-0.176	0.176	0.035	-0.176	-0.032	0.135	0.088	-0.181	-0.087	0.993	0.000	0.972	0.959	0.007	0.002	0.203
max_unsec_exposure_inPct	0.042	-0.415	0.120	-0.040	0.013	0.399	0.409	0.353	0.320	0.397	0.492	0.006	0.000	0.023	0.000	-0.009	0.003	0.021	0.000	0.075	0.252	0.013	0.498	0.484	0.394	0.321	0.541	-0.001	-0.097	-0.024	0.651	0.165	0.260	0.201	0.184	0.468	0.479	0.393	0.792	0.402	0.268	0.337	0.009	0.000	0.102	0.278	0.301	0.102	1.000	-0.005	0.005	0.000	0.141	0.118	0.116	0.004	0.000	0.000	0.154	0.176	0.179	0.037	0.008	0.000	0.063	0.043	0.115	0.250	0.247	0.248	0.236	0.203	-0.203	0.221	0.203	0.297	0.077	0.118	0.220	0.298	0.096	0.000	0.102	0.086	-0.007	-0.247	0.478
num_dbt	0.024	0.033	0.070	-0.005	0.000	-0.007	-0.012	-0.009	-0.009	-0.006	-0.021	0.024	0.047	0.000	0.000	0.008	0.000	0.008	0.013	0.016	0.058	0.000	-0.007	-0.004	-0.006	-0.002	-0.008	0.010	0.019	0.010	-0.007	0.019	-0.009	0.004	-0.000	0.006	-0.022	-0.009	-0.000	-0.006	-0.001	-0.001	0.007	0.016	0.036	-0.009	-0.034	0.037	-0.005	1.000	0.531	0.661	0.012	0.017	-0.008	-0.002	0.000	0.000	0.028	0.002	0.001	0.116	0.029	0.000	0.036	0.052	0.035	-0.010	-0.010	0.001	-0.001	-0.024	0.024	-0.010	-0.024	-0.014	-0.000	-0.003	-0.042	-0.019	0.034	0.000	0.034	0.030	-0.009	0.035	-0.006
num_dbt_12mts	0.003	0.020	0.035	-0.011	0.000	0.004	-0.000	0.003	0.005	0.004	-0.003	0.005	0.054	0.023	0.015	-0.006	0.000	0.006	0.005	0.010	0.023	0.000	-0.004	0.002	-0.001	0.002	-0.002	0.001	-0.005	-0.005	0.000	-0.002	-0.020	-0.002	-0.002	-0.004	-0.014	-0.008	0.009	0.007	0.009	0.006	0.000	0.006	-0.001	-0.014	-0.017	-0.001	0.005	0.531	1.000	0.866	-0.005	-0.003	-0.000	-0.001	0.000	0.000	0.012	-0.007	-0.004	0.054	0.057	0.000	0.005	0.012	-0.004	-0.002	-0.002	-0.002	-0.003	0.008	-0.008	-0.007	0.008	-0.011	-0.003	-0.003	-0.022	-0.012	-0.003	0.000	-0.003	-0.006	0.002	0.021	0.007
num_dbt_6mts	0.000	0.101	0.030	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.060	0.019	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.661	0.866	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.083	0.000
num_deliq_12mts	0.032	-0.035	0.127	0.125	0.150	0.147	0.161	0.123	0.108	0.142	0.101	-0.082	0.022	0.014	0.116	0.047	0.028	0.127	0.052	0.068	0.116	0.085	0.103	0.118	0.077	0.077	0.082	0.002	0.121	0.004	0.203	0.139	0.034	0.161	0.130	0.201	0.086	-0.001	0.182	0.130	0.109	0.108	0.059	0.030	0.663	0.771	0.538	0.664	0.141	0.012	-0.005	0.000	1.000	0.857	0.764	0.004	0.000	0.000	0.063	0.058	0.058	0.002	0.003	0.000	0.424	0.284	0.710	0.062	0.058	0.032	0.022	-0.023	0.023	0.048	-0.023	-0.028	0.132	0.117	-0.047	-0.053	0.654	0.063	0.611	0.542	-0.023	-0.090	0.204
num_deliq_6_12mts	0.034	0.003	0.133	0.105	0.114	0.130	0.145	0.101	0.092	0.126	0.089	-0.081	0.016	0.000	0.112	0.038	0.032	0.119	0.049	0.063	0.097	0.080	0.094	0.106	0.065	0.067	0.073	0.005	0.107	0.001	0.160	0.137	0.023	0.161	0.125	0.180	0.040	-0.036	0.160	0.104	0.095	0.087	0.050	0.025	0.573	0.656	0.348	0.569	0.118	0.017	-0.003	0.000	0.857	1.000	0.461	0.010	0.000	0.000	0.065	0.055	0.053	0.006	0.004	0.000	0.410	0.287	0.620	0.050	0.046	0.028	0.018	-0.047	0.047	0.020	-0.047	-0.060	0.140	0.115	-0.085	-0.084	0.555	0.068	0.535	0.478	-0.011	-0.057	0.184
num_deliq_6mts	0.031	-0.057	0.099	0.123	0.153	0.147	0.141	0.104	0.085	0.142	0.069	-0.029	0.012	0.005	0.105	0.029	0.046	0.116	0.036	0.062	0.094	0.077	0.086	0.098	0.065	0.061	0.066	-0.000	0.106	0.025	0.185	0.100	0.043	0.103	0.085	0.163	0.102	0.032	0.141	0.111	0.090	0.092	0.053	0.032	0.495	0.577	0.645	0.494	0.116	-0.008	-0.000	0.000	0.764	0.461	1.000	-0.007	0.000	0.000	0.046	0.045	0.044	-0.013	0.003	0.027	0.337	0.226	0.544	0.054	0.050	0.028	0.021	0.008	-0.008	0.062	0.008	0.012	0.069	0.070	0.003	-0.006	0.481	0.038	0.452	0.352	-0.033	-0.103	0.163
num_lss	-0.007	0.036	0.044	-0.003	0.000	-0.015	-0.001	0.004	0.008	-0.013	-0.018	0.004	0.000	0.009	0.000	-0.010	0.000	0.018	0.000	-0.016	0.032	0.000	0.007	0.005	0.005	0.013	0.006	0.002	0.003	0.018	-0.003	-0.002	-0.020	0.007	-0.005	-0.005	-0.034	-0.022	-0.003	-0.005	0.007	0.004	0.000	0.000	0.021	-0.019	-0.032	0.022	0.004	-0.002	-0.001	0.000	0.004	0.010	-0.007	1.000	0.645	0.645	0.026	0.013	0.002	0.054	0.077	0.000	0.032	0.022	0.019	0.010	0.011	0.018	0.016	0.005	-0.005	-0.005	0.005	-0.021	0.006	-0.007	-0.040	-0.025	0.020	0.000	0.018	0.017	-0.003	0.017	0.002
num_lss_12mts	0.000	0.067	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.021	0.000	0.000	0.006	0.000	0.006	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.645	1.000	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.004	0.000	0.000	0.000	0.036	0.042	0.040	0.000	0.117	0.000
num_lss_6mts	0.000	0.067	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.021	0.000	0.000	0.006	0.000	0.006	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.645	1.000	1.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.004	0.000	0.000	0.000	0.036	0.042	0.040	0.000	0.117	0.000
num_std	0.172	-0.079	0.373	0.058	0.022	-0.005	-0.048	-0.064	-0.065	-0.013	-0.141	0.402	0.018	0.000	0.126	0.362	0.265	0.138	0.083	0.065	0.406	0.101	0.155	-0.000	-0.069	-0.078	0.099	0.001	0.435	0.111	0.270	0.352	0.216	0.230	0.140	0.382	0.121	0.092	0.092	-0.083	-0.067	-0.074	0.047	0.019	0.148	-0.099	-0.157	0.144	0.154	0.028	0.012	0.000	0.063	0.065	0.046	0.026	0.000	0.000	1.000	0.880	0.814	0.127	0.057	0.000	0.157	0.153	0.144	-0.007	-0.009	-0.047	-0.055	-0.170	0.170	0.271	-0.170	0.048	0.141	0.094	-0.162	-0.013	0.135	0.014	0.150	0.135	-0.041	-0.001	-0.007
num_std_12mts	0.131	-0.142	0.252	0.051	0.020	-0.005	-0.034	-0.046	-0.045	-0.009	-0.134	0.388	0.024	0.007	0.137	0.312	0.292	0.137	0.087	0.061	0.347	0.112	0.154	0.016	-0.044	-0.053	0.107	0.002	0.370	0.096	0.295	0.254	0.233	0.230	0.152	0.322	0.176	0.127	0.084	-0.056	-0.047	-0.051	0.063	0.027	0.115	-0.079	-0.132	0.114	0.176	0.002	-0.007	0.000	0.058	0.055	0.045	0.013	0.000	0.000	0.880	1.000	0.945	0.080	0.050	0.000	0.124	0.118	0.109	0.002	-0.000	-0.029	-0.036	-0.063	0.063	0.320	-0.063	0.086	0.153	0.115	-0.059	0.041	0.106	0.032	0.113	0.100	-0.041	-0.060	0.000
num_std_6mts	0.118	-0.156	0.214	0.046	0.000	-0.009	-0.035	-0.046	-0.046	-0.015	-0.125	0.372	0.017	0.025	0.137	0.283	0.271	0.131	0.076	0.059	0.310	0.098	0.148	0.017	-0.036	-0.044	0.109	0.004	0.335	0.091	0.297	0.207	0.234	0.171	0.141	0.290	0.187	0.141	0.079	-0.046	-0.043	-0.044	0.056	0.021	0.095	-0.078	-0.130	0.095	0.179	0.001	-0.004	0.000	0.058	0.053	0.044	0.002	0.000	0.000	0.814	0.945	1.000	0.067	0.039	0.000	0.105	0.099	0.091	-0.004	-0.006	-0.021	-0.028	-0.019	0.019	0.323	-0.019	0.103	0.097	0.108	-0.022	0.063	0.088	0.000	0.092	0.080	-0.040	-0.080	0.002
num_sub	0.030	0.037	0.106	0.001	0.009	-0.031	-0.007	-0.003	0.003	-0.029	-0.047	0.054	0.011	0.000	0.034	0.048	0.033	0.021	0.018	0.007	0.083	0.000	-0.002	0.003	-0.008	-0.010	-0.017	0.003	0.047	0.019	0.012	0.035	0.008	-0.011	-0.019	0.034	-0.029	-0.018	0.009	-0.002	0.003	0.003	0.006	0.000	0.041	-0.038	-0.057	0.038	0.037	0.116	0.054	0.000	0.002	0.006	-0.013	0.054	0.000	0.000	0.127	0.080	0.067	1.000	0.482	0.580	0.052	0.075	0.040	0.008	0.008	-0.007	-0.008	-0.021	0.021	0.022	-0.021	-0.017	-0.018	-0.021	-0.062	-0.032	0.037	0.027	0.039	0.034	-0.013	0.040	0.001
num_sub_12mts	0.012	0.023	0.038	-0.003	0.000	-0.008	0.000	0.004	0.005	-0.007	-0.026	0.018	0.000	0.000	0.000	-0.001	0.000	0.008	0.011	-0.006	0.036	0.000	-0.012	-0.012	-0.016	-0.012	-0.017	-0.013	0.010	0.012	-0.007	0.002	-0.006	0.006	0.003	0.000	-0.025	-0.018	-0.008	0.000	0.004	0.005	0.015	0.000	0.019	-0.022	-0.036	0.018	0.008	0.029	0.057	0.000	0.003	0.004	0.003	0.077	0.000	0.000	0.057	0.050	0.039	0.482	1.000	0.671	0.029	0.040	0.015	0.010	0.010	-0.013	-0.015	0.004	-0.004	0.012	0.004	-0.016	0.005	0.004	-0.031	-0.022	0.018	0.025	0.012	0.011	-0.006	0.017	0.002
num_sub_6mts	0.000	0.017	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.008	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	1.000	0.000	0.070	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.021	0.000	0.070	0.106	0.077	0.072	0.000	0.000	0.000	0.000	0.000	0.000	0.027	0.000	0.000	0.000	0.000	0.000	0.000	0.580	0.671	1.000	0.065	0.079	0.009	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.000	0.088	0.035	0.000	0.004	0.000	0.082	0.000
num_times_30p_dpd	0.083	0.005	0.282	0.129	0.061	0.059	0.075	0.032	0.036	0.046	-0.007	-0.116	0.000	0.031	0.066	0.242	0.130	0.114	0.057	0.069	0.160	0.043	0.059	0.058	0.029	0.038	0.034	-0.009	0.291	0.039	0.144	0.290	0.065	0.149	0.073	0.276	0.022	0.006	0.085	0.051	0.053	0.055	0.044	0.003	0.775	0.334	0.211	0.720	0.063	0.036	0.005	0.000	0.424	0.410	0.337	0.032	0.000	0.000	0.157	0.124	0.105	0.052	0.029	0.065	1.000	0.790	0.732	0.012	0.008	0.017	0.010	-0.188	0.188	0.042	-0.188	-0.015	0.091	0.047	-0.167	-0.066	0.697	0.031	0.708	0.638	-0.007	0.037	0.135
num_times_60p_dpd	0.077	0.004	0.249	0.089	0.055	0.042	0.049	0.016	0.017	0.028	-0.017	-0.081	0.000	0.028	0.060	0.226	0.095	0.088	0.051	0.066	0.153	0.031	0.041	0.032	0.013	0.019	0.012	-0.010	0.250	0.039	0.112	0.251	0.069	0.127	0.053	0.234	0.021	0.006	0.068	0.034	0.043	0.040	0.034	0.008	0.625	0.227	0.132	0.573	0.043	0.052	0.012	0.000	0.284	0.287	0.226	0.022	0.000	0.000	0.153	0.118	0.099	0.075	0.040	0.079	0.790	1.000	0.575	0.002	-0.001	0.004	0.000	-0.165	0.165	0.052	-0.165	-0.011	0.073	0.029	-0.134	-0.050	0.546	0.013	0.556	0.490	-0.015	0.041	0.097
num_times_delinquent	0.074	-0.001	0.298	0.195	0.092	0.118	0.149	0.104	0.102	0.109	0.064	-0.188	0.000	0.032	0.119	0.207	0.121	0.132	0.065	0.087	0.160	0.089	0.104	0.111	0.065	0.070	0.073	-0.007	0.290	0.029	0.213	0.306	0.057	0.196	0.119	0.322	0.046	-0.001	0.161	0.104	0.100	0.098	0.060	0.017	0.983	0.556	0.378	0.972	0.115	0.035	-0.004	0.000	0.710	0.620	0.544	0.019	0.000	0.000	0.144	0.109	0.091	0.040	0.015	0.009	0.732	0.575	1.000	0.052	0.047	0.019	0.009	-0.174	0.174	0.038	-0.174	-0.034	0.139	0.091	-0.182	-0.089	0.964	0.048	0.979	0.946	0.004	-0.010	0.221
pct_CC_enq_L6m_of_L12m	-0.075	-0.233	0.018	0.074	0.471	0.456	0.608	0.694	0.767	0.462	0.165	-0.172	0.060	0.039	0.047	0.006	0.023	0.050	0.069	0.115	0.023	0.218	0.214	0.320	0.308	0.281	0.194	0.006	0.016	-0.081	0.260	0.080	0.113	0.124	0.129	0.195	0.250	0.261	0.283	0.415	0.347	0.416	0.105	0.221	0.040	0.130	0.153	0.040	0.250	-0.010	-0.002	0.000	0.062	0.050	0.054	0.010	0.000	0.000	-0.007	0.002	-0.004	0.008	0.010	0.000	0.012	0.002	0.052	1.000	0.999	0.231	0.228	0.057	-0.057	0.111	0.057	0.203	0.068	0.098	0.139	0.216	0.035	0.220	0.048	0.038	-0.113	-0.175	0.404
pct_CC_enq_L6m_of_ever	-0.078	-0.234	0.013	0.072	0.475	0.450	0.606	0.694	0.767	0.458	0.164	-0.175	0.060	0.042	0.069	0.004	0.052	0.048	0.053	0.113	0.021	0.230	0.211	0.318	0.308	0.281	0.191	0.007	0.014	-0.082	0.257	0.077	0.113	0.122	0.129	0.192	0.251	0.262	0.280	0.416	0.347	0.417	0.117	0.220	0.036	0.128	0.151	0.036	0.247	-0.010	-0.002	0.000	0.058	0.046	0.050	0.011	0.000	0.000	-0.009	-0.000	-0.006	0.008	0.010	0.000	0.008	-0.001	0.047	0.999	1.000	0.232	0.229	0.059	-0.059	0.111	0.059	0.205	0.067	0.098	0.143	0.219	0.031	0.218	0.043	0.034	-0.113	-0.174	0.402
pct_PL_enq_L6m_of_L12m	-0.106	-0.275	-0.062	0.007	0.182	0.121	0.266	0.282	0.286	0.128	0.256	-0.385	0.047	0.041	0.000	-0.010	0.000	-0.013	0.074	0.055	0.024	0.312	0.239	0.646	0.745	0.863	0.244	-0.010	-0.044	-0.093	0.224	0.059	0.131	0.122	0.140	0.166	0.272	0.311	0.279	0.509	0.447	0.563	0.102	0.232	0.014	0.114	0.138	0.014	0.248	0.001	-0.002	0.000	0.032	0.028	0.028	0.018	0.000	0.000	-0.047	-0.029	-0.021	-0.007	-0.013	0.000	0.017	0.004	0.019	0.231	0.232	1.000	0.994	0.055	-0.055	0.074	0.055	0.268	0.092	0.124	0.198	0.287	0.010	0.176	0.015	0.009	-0.159	-0.128	0.438
pct_PL_enq_L6m_of_ever	-0.116	-0.276	-0.078	0.002	0.212	0.111	0.258	0.278	0.284	0.119	0.253	-0.394	0.045	0.038	0.039	-0.015	0.044	-0.018	0.087	0.049	0.022	0.363	0.221	0.638	0.746	0.863	0.227	-0.009	-0.050	-0.097	0.216	0.046	0.129	0.114	0.133	0.154	0.272	0.312	0.268	0.512	0.447	0.564	0.109	0.232	0.006	0.108	0.133	0.005	0.236	-0.001	-0.003	0.000	0.022	0.018	0.021	0.016	0.000	0.000	-0.055	-0.036	-0.028	-0.008	-0.015	0.000	0.010	0.000	0.009	0.228	0.229	0.994	1.000	0.062	-0.062	0.073	0.062	0.270	0.087	0.119	0.209	0.293	0.001	0.170	0.006	0.002	-0.159	-0.124	0.430
pct_active_tl	-0.186	-0.227	-0.532	-0.058	0.273	0.070	0.074	0.095	0.090	0.083	-0.019	-0.207	0.045	0.029	0.111	-0.382	0.452	-0.006	0.146	-0.029	-0.132	0.322	-0.075	0.021	0.081	0.080	0.002	0.002	-0.387	-0.080	0.267	-0.780	0.092	-0.449	-0.336	-0.345	0.140	0.124	-0.019	0.140	0.089	0.118	0.078	0.076	-0.183	0.155	0.240	-0.176	0.203	-0.024	0.008	0.000	-0.023	-0.047	0.008	0.005	0.000	0.000	-0.170	-0.063	-0.019	-0.021	0.004	0.000	-0.188	-0.165	-0.174	0.057	0.059	0.055	0.062	1.000	-1.000	0.291	1.000	0.171	-0.475	-0.348	0.454	0.249	-0.170	0.076	-0.195	-0.191	-0.022	-0.324	0.006
pct_closed_tl	0.186	0.227	0.532	0.058	0.270	-0.070	-0.074	-0.095	-0.090	-0.083	0.019	0.207	0.046	0.034	0.117	0.382	0.461	0.006	0.149	0.029	0.132	0.317	0.075	-0.021	-0.081	-0.080	-0.002	-0.002	0.387	0.080	-0.267	0.780	-0.092	0.449	0.336	0.345	-0.140	-0.124	0.019	-0.140	-0.089	-0.118	0.079	0.078	0.183	-0.155	-0.240	0.176	-0.203	0.024	-0.008	0.000	0.023	0.047	-0.008	-0.005	0.000	0.000	0.170	0.063	0.019	0.021	-0.004	0.000	0.188	0.165	0.174	-0.057	-0.059	-0.055	-0.062	-1.000	1.000	-0.291	-1.000	-0.171	0.475	0.348	-0.454	-0.249	0.170	0.078	0.195	0.191	0.022	0.324	-0.006
pct_currentBal_all_TL	-0.036	-0.496	-0.074	0.033	0.021	0.130	0.103	0.094	0.079	0.150	-0.057	0.045	0.008	0.036	0.020	0.159	0.016	0.141	0.000	0.071	0.223	0.000	0.131	0.090	0.088	0.068	0.164	0.007	0.227	-0.016	0.416	0.024	0.400	0.088	0.053	0.252	0.414	0.378	0.112	0.189	0.120	0.163	0.028	0.000	0.038	0.147	0.183	0.035	0.221	-0.010	-0.007	0.000	0.048	0.020	0.062	-0.005	0.000	0.000	0.271	0.320	0.323	0.022	0.012	0.000	0.042	0.052	0.038	0.111	0.111	0.074	0.073	0.291	-0.291	1.000	0.291	0.388	-0.003	0.008	0.354	0.380	0.029	0.000	0.029	0.020	-0.128	-0.286	0.136
pct_of_active_TLs_ever	-0.186	-0.227	-0.532	-0.058	0.273	0.070	0.074	0.095	0.090	0.083	-0.019	-0.207	0.045	0.029	0.111	-0.382	0.452	-0.006	0.146	-0.029	-0.132	0.322	-0.075	0.021	0.081	0.080	0.002	0.002	-0.387	-0.080	0.267	-0.780	0.092	-0.449	-0.336	-0.345	0.140	0.124	-0.019	0.140	0.089	0.118	0.078	0.076	-0.183	0.155	0.240	-0.176	0.203	-0.024	0.008	0.000	-0.023	-0.047	0.008	0.005	0.000	0.000	-0.170	-0.063	-0.019	-0.021	0.004	0.000	-0.188	-0.165	-0.174	0.057	0.059	0.055	0.062	1.000	-1.000	0.291	1.000	0.171	-0.475	-0.348	0.454	0.249	-0.170	0.076	-0.195	-0.191	-0.022	-0.324	0.006
pct_opened_TLs_L6m_of_L12m	-0.088	-0.812	-0.139	-0.004	0.209	0.125	0.172	0.193	0.209	0.132	0.271	-0.126	0.030	0.029	0.037	0.078	0.161	-0.016	0.054	0.050	0.155	0.241	0.145	0.229	0.250	0.272	0.156	0.017	0.059	-0.047	0.425	0.063	0.396	0.166	0.199	0.290	0.582	0.914	0.309	0.355	0.267	0.412	0.052	0.079	-0.032	0.139	0.220	-0.032	0.297	-0.014	-0.011	0.000	-0.028	-0.060	0.012	-0.021	0.000	0.000	0.048	0.086	0.103	-0.017	-0.016	0.000	-0.015	-0.011	-0.034	0.203	0.205	0.268	0.270	0.171	-0.171	0.388	0.171	1.000	0.095	0.161	0.487	0.960	-0.035	0.107	-0.031	-0.038	-0.141	-0.256	0.273
pct_tl_closed_L12M	-0.003	-0.218	0.093	0.014	0.189	0.044	0.112	0.115	0.108	0.047	0.330	0.018	0.029	0.039	0.081	0.138	0.220	-0.002	0.059	0.019	0.170	0.251	0.163	0.185	0.157	0.128	0.124	-0.005	0.138	-0.028	0.117	0.525	0.096	0.933	0.737	0.371	0.306	0.199	0.312	0.152	0.100	0.124	0.080	0.070	0.137	0.217	0.137	0.135	0.077	-0.000	-0.003	0.000	0.132	0.140	0.069	0.006	0.000	0.000	0.141	0.153	0.097	-0.018	0.005	0.000	0.091	0.073	0.139	0.068	0.067	0.092	0.087	-0.475	0.475	-0.003	-0.475	0.095	1.000	0.767	0.039	0.083	0.131	0.077	0.130	0.129	0.006	-0.018	0.218
pct_tl_closed_L6M	-0.009	-0.278	0.064	0.019	0.165	0.080	0.137	0.144	0.132	0.084	0.363	0.005	0.023	0.044	0.053	0.101	0.169	-0.011	0.047	0.032	0.177	0.210	0.171	0.212	0.185	0.160	0.137	-0.001	0.104	-0.030	0.181	0.449	0.138	0.766	0.974	0.360	0.365	0.283	0.339	0.199	0.126	0.164	0.069	0.066	0.089	0.201	0.198	0.088	0.118	-0.003	-0.003	0.000	0.117	0.115	0.070	-0.007	0.004	0.004	0.094	0.115	0.108	-0.021	0.004	0.000	0.047	0.029	0.091	0.098	0.098	0.124	0.119	-0.348	0.348	0.008	-0.348	0.161	0.767	1.000	0.114	0.159	0.083	0.067	0.081	0.082	-0.010	-0.090	0.244
pct_tl_open_L12M	-0.207	-0.683	-0.577	-0.118	0.192	0.048	0.124	0.199	0.179	0.067	0.270	-0.255	0.036	0.043	0.106	-0.149	0.329	-0.063	0.165	-0.012	-0.032	0.261	0.022	0.184	0.265	0.227	0.061	0.009	-0.232	-0.119	0.281	-0.288	0.234	0.039	0.106	-0.022	0.703	0.489	0.198	0.428	0.235	0.323	0.079	0.097	-0.184	0.189	0.298	-0.181	0.220	-0.042	-0.022	0.000	-0.047	-0.085	0.003	-0.040	0.000	0.000	-0.162	-0.059	-0.022	-0.062	-0.031	0.000	-0.167	-0.134	-0.182	0.139	0.143	0.198	0.209	0.454	-0.454	0.354	0.454	0.487	0.039	0.114	1.000	0.585	-0.180	0.086	-0.200	-0.193	-0.134	-0.347	0.184
pct_tl_open_L6M	-0.130	-0.813	-0.252	-0.036	0.195	0.115	0.175	0.214	0.228	0.126	0.298	-0.190	0.032	0.021	0.089	0.010	0.230	-0.035	0.120	0.037	0.124	0.233	0.130	0.240	0.281	0.296	0.148	0.018	-0.024	-0.072	0.420	-0.030	0.400	0.141	0.189	0.232	0.625	0.922	0.310	0.401	0.296	0.443	0.061	0.083	-0.088	0.129	0.220	-0.087	0.298	-0.019	-0.012	0.000	-0.053	-0.084	-0.006	-0.025	0.000	0.000	-0.013	0.041	0.063	-0.032	-0.022	0.000	-0.066	-0.050	-0.089	0.216	0.219	0.287	0.293	0.249	-0.249	0.380	0.249	0.960	0.083	0.159	0.585	1.000	-0.088	0.091	-0.090	-0.092	-0.149	-0.281	0.279
recent_level_of_deliq	0.071	0.005	0.283	0.180	0.055	0.086	0.117	0.081	0.083	0.079	0.058	-0.207	0.019	0.011	0.036	0.204	0.044	0.124	0.027	0.076	0.150	0.000	0.086	0.089	0.049	0.057	0.056	-0.007	0.280	0.026	0.192	0.289	0.051	0.180	0.108	0.301	0.036	-0.004	0.140	0.086	0.084	0.080	0.032	0.018	0.982	0.524	0.339	0.993	0.096	0.034	-0.003	0.000	0.654	0.555	0.481	0.020	0.000	0.000	0.135	0.106	0.088	0.037	0.018	0.088	0.697	0.546	0.964	0.035	0.031	0.010	0.001	-0.170	0.170	0.029	-0.170	-0.035	0.131	0.083	-0.180	-0.088	1.000	0.000	0.967	0.963	0.010	0.008	0.193
response_flag	0.029	0.022	0.007	0.036	0.169	0.086	0.196	0.242	0.264	0.193	0.081	0.136	0.036	0.000	0.004	0.026	0.012	0.000	0.000	0.000	0.000	0.134	0.085	0.211	0.223	0.216	0.156	1.000	0.018	0.000	0.120	0.000	0.046	0.093	0.083	0.043	0.111	0.145	0.122	0.207	0.169	0.226	0.077	0.086	0.008	0.015	0.000	0.000	0.000	0.000	0.000	0.000	0.063	0.068	0.038	0.000	0.036	0.036	0.014	0.032	0.000	0.027	0.025	0.035	0.031	0.013	0.048	0.220	0.218	0.176	0.170	0.076	0.078	0.000	0.076	0.107	0.077	0.067	0.086	0.091	0.000	1.000	0.006	0.000	0.035	0.029	0.216
time_since_first_deliquency	0.075	0.006	0.313	0.195	0.107	0.106	0.135	0.091	0.092	0.098	0.054	-0.204	0.020	0.047	0.123	0.231	0.236	0.121	0.079	0.085	0.155	0.097	0.099	0.101	0.056	0.062	0.068	-0.008	0.305	0.030	0.199	0.321	0.057	0.188	0.111	0.325	0.033	0.001	0.147	0.087	0.086	0.085	0.064	0.049	0.977	0.483	0.316	0.972	0.102	0.034	-0.003	0.000	0.611	0.535	0.452	0.018	0.042	0.042	0.150	0.113	0.092	0.039	0.012	0.000	0.708	0.556	0.979	0.048	0.043	0.015	0.006	-0.195	0.195	0.029	-0.195	-0.031	0.130	0.081	-0.200	-0.090	0.967	0.006	1.000	0.976	0.011	0.009	0.207
time_since_recent_deliquency	0.062	0.011	0.285	0.173	0.074	0.083	0.116	0.081	0.083	0.077	0.058	-0.230	0.008	0.024	0.107	0.222	0.217	0.102	0.040	0.069	0.136	0.078	0.080	0.086	0.048	0.055	0.054	-0.009	0.283	0.019	0.177	0.302	0.043	0.179	0.107	0.302	0.028	-0.006	0.134	0.080	0.080	0.077	0.049	0.043	0.960	0.434	0.255	0.959	0.086	0.030	-0.006	0.000	0.542	0.478	0.352	0.017	0.040	0.040	0.135	0.100	0.080	0.034	0.011	0.004	0.638	0.490	0.946	0.038	0.034	0.009	0.002	-0.191	0.191	0.020	-0.191	-0.038	0.129	0.082	-0.193	-0.092	0.963	0.000	0.976	1.000	0.013	0.020	0.186
time_since_recent_enq	0.079	0.142	0.070	0.135	0.081	0.006	0.233	0.234	0.263	-0.007	0.021	0.293	0.009	0.036	0.002	-0.099	0.053	0.030	0.074	0.027	-0.069	0.067	0.008	0.130	0.110	0.126	-0.009	-0.025	-0.027	0.080	-0.034	-0.004	-0.095	-0.014	-0.020	-0.027	-0.122	-0.140	0.013	-0.187	-0.274	-0.244	0.059	0.116	0.004	0.052	0.058	0.007	-0.007	-0.009	0.002	0.000	-0.023	-0.011	-0.033	-0.003	0.000	0.000	-0.041	-0.041	-0.040	-0.013	-0.006	0.000	-0.007	-0.015	0.004	-0.113	-0.113	-0.159	-0.159	-0.022	0.022	-0.128	-0.022	-0.141	0.006	-0.010	-0.134	-0.149	0.010	0.035	0.011	0.013	1.000	0.105	-0.031
time_since_recent_payment	0.105	0.391	0.212	-0.095	0.119	-0.264	-0.233	-0.204	-0.181	-0.261	-0.138	0.105	0.023	0.014	0.046	0.064	0.037	-0.045	0.069	-0.056	-0.046	0.092	-0.135	-0.172	-0.167	-0.155	-0.156	-0.017	0.015	0.056	-0.333	0.102	-0.196	-0.075	-0.117	-0.099	-0.342	-0.279	-0.206	-0.280	-0.192	-0.237	0.056	0.070	0.005	-0.229	-0.300	0.002	-0.247	0.035	0.021	0.083	-0.090	-0.057	-0.103	0.017	0.117	0.117	-0.001	-0.060	-0.080	0.040	0.017	0.082	0.037	0.041	-0.010	-0.175	-0.174	-0.128	-0.124	-0.324	0.324	-0.286	-0.324	-0.256	-0.018	-0.090	-0.347	-0.281	0.008	0.029	0.009	0.020	0.105	1.000	-0.244
tot_enq	-0.030	-0.391	0.135	0.245	0.396	0.384	0.674	0.647	0.631	0.377	0.520	-0.270	0.069	0.061	0.107	-0.003	0.035	0.100	0.022	0.215	0.129	0.368	0.380	0.739	0.675	0.637	0.351	0.005	0.098	-0.056	0.528	0.288	0.206	0.317	0.297	0.484	0.452	0.382	0.599	0.833	0.689	0.766	0.077	0.100	0.203	0.370	0.392	0.203	0.478	-0.006	0.007	0.000	0.204	0.184	0.163	0.002	0.000	0.000	-0.007	0.000	0.002	0.001	0.002	0.000	0.135	0.097	0.221	0.404	0.402	0.438	0.430	0.006	-0.006	0.136	0.006	0.273	0.218	0.244	0.184	0.279	0.193	0.216	0.207	0.186	-0.031	-0.244	1.000

Missing values

Train

A simple visualization of nullity by column.

Test

A simple visualization of nullity by column.

Train

Nullity matrix is a data-dense display which lets you quickly visually pick out patterns in data completion.

Test

Nullity matrix is a data-dense display which lets you quickly visually pick out patterns in data completion.

Sample

Train

	PROSPECTID	campaign_id	response_flag	direct_mail_flag	time_since_recent_payment	time_since_first_deliquency	time_since_recent_deliquency	num_times_delinquent	max_delinquency_level	max_recent_level_of_deliq	num_deliq_12mts	num_deliq_6_12mts	max_deliq_6mts	max_deliq_12mts	num_times_30p_dpd	num_std	num_std_6mts	num_std_12mts	recent_level_of_deliq	tot_enq	CC_enq	CC_enq_L6m	CC_enq_L12m	PL_enq	PL_enq_L6m	PL_enq_L12m	time_since_recent_enq	enq_L12m	enq_L6m	enq_L3m	MARITALSTATUS	EDUCATION	AGE	GENDER	NETMONTHLYINCOME	Time_With_Curr_Empr	pct_of_active_TLs_ever	pct_opened_TLs_L6m_of_L12m	pct_currentBal_all_TL	CC_utilization	CC_Flag	PL_utilization	PL_Flag	pct_PL_enq_L6m_of_L12m	pct_CC_enq_L6m_of_L12m	pct_PL_enq_L6m_of_ever	pct_CC_enq_L6m_of_ever	max_unsec_exposure_inPct	HL_Flag	last_prod_enq2	first_prod_enq2	Credit_Score	Total_TL	Tot_Closed_TL	Tot_Active_TL	Total_TL_opened_L6M	Tot_TL_closed_L6M	pct_tl_open_L6M	pct_tl_closed_L6M	pct_active_tl	pct_closed_tl	Total_TL_opened_L12M	Tot_TL_closed_L12M	pct_tl_open_L12M	pct_tl_closed_L12M	Tot_Missed_Pmnt	Auto_TL	CC_TL	Consumer_TL	Gold_TL	PL_TL	Secured_TL	Unsecured_TL	Other_TL	Age_Oldest_TL	Age_Newest_TL
216399	324643	1	0.0	Y	71	-1	-1	0	-1	0	0	0	0	0	0	8	4	8	0	3	0	0	0	1	1	1	117	2	2	0	Married	SSC	31	M	28000	186	1.000	1.000	0.566	-1.0	0	0.843	1	1.000	0.0	1.000	0.0	0.214	0	PL	others	673	2	0	2	1	0	0.500	0.000	1.000	0.000	1	0	0.500	0.000	0	1	0	0	0	1	1	1	0	14	4
181127	271749	1	0.0	Y	49	8	7	2	59	28	2	2	0	59	1	0	0	0	28	2	0	0	0	0	0	0	235	2	0	0	Married	GRADUATE	35	F	35000	126	0.667	0.000	0.283	-1.0	0	-1.000	0	0.000	0.0	0.000	0.0	0.510	0	ConsumerLoan	others	663	3	1	2	0	1	0.000	0.333	0.667	0.333	3	1	1.000	0.333	1	0	0	2	0	0	0	3	1	8	8
224729	337213	1	0.0	Y	29	-1	-1	0	-1	0	0	0	0	0	0	0	0	0	0	2	0	0	0	0	0	0	359	1	0	0	Married	SSC	36	M	25000	247	1.000	0.000	0.500	-1.0	0	-1.000	0	0.000	0.0	0.000	0.0	-1.000	0	others	others	688	1	0	1	0	0	0.000	0.000	1.000	0.000	0	0	0.000	0.000	0	1	0	0	0	0	1	0	0	15	15
108455	162710	1	0.0	Y	47	-1	-1	0	-1	0	0	0	-1	-1	0	4	4	4	0	2	0	0	0	0	0	0	3	2	2	1	Single	GRADUATE	21	M	12	39	1.000	1.000	0.948	-1.0	0	-1.000	0	0.000	0.0	0.000	0.0	-1.000	0	ConsumerLoan	others	678	1	0	1	1	0	1.000	0.000	1.000	0.000	1	0	1.000	0.000	0	1	0	0	0	0	1	0	0	4	4
370983	556442	1	0.0	Y	48	-1	-1	0	-1	0	0	0	0	0	0	3	0	0	0	5	0	0	0	1	0	0	332	1	0	0	Married	OTHERS	32	F	18000	26	0.714	0.333	0.660	-1.0	0	0.974	1	0.000	0.0	0.000	0.0	12.493	0	ConsumerLoan	ConsumerLoan	682	7	2	5	1	1	0.143	0.143	0.714	0.286	3	1	0.429	0.143	0	1	0	5	0	1	1	6	0	45	6
276959	415506	1	0.0	Y	-1	-1	-1	0	-1	0	0	0	0	0	0	0	0	0	0	1	1	1	1	0	0	0	51	1	1	1	Single	UNDER GRADUATE	23	M	12000	56	1.000	1.000	0.000	-1.0	1	-1.000	0	0.000	1.0	0.000	1.0	0.000	0	CC	CC	674	1	0	1	1	0	1.000	0.000	1.000	0.000	1	0	1.000	0.000	0	0	1	0	0	0	0	1	0	2	2
247982	371957	1	1.0	Y	53	-1	-1	0	-1	0	0	0	0	0	0	16	4	10	0	5	0	0	0	3	1	3	48	3	1	1	Married	GRADUATE	33	M	30000	126	0.909	0.778	0.782	-1.0	0	0.894	1	0.333	0.0	0.333	0.0	3.091	0	PL	others	677	11	1	10	7	0	0.636	0.000	0.909	0.091	9	1	0.818	0.091	6	1	0	8	0	1	1	10	1	18	1
314007	471087	1	0.0	Y	50	-1	-1	0	-1	0	0	0	0	0	0	0	0	0	0	7	0	0	0	0	0	0	1	7	6	6	Married	GRADUATE	45	M	25800	103	1.000	0.667	0.963	-1.0	0	1.000	1	0.000	0.0	0.000	0.0	4.527	0	ConsumerLoan	others	652	3	0	3	2	0	0.667	0.000	1.000	0.000	3	0	1.000	0.000	2	1	0	1	0	1	1	2	0	9	1
144455	216667	1	0.0	Y	42	-1	-1	0	-1	0	0	0	-1	-1	0	14	1	1	0	2	0	0	0	0	0	0	6	2	2	2	Married	GRADUATE	35	F	30000	66	0.667	1.000	1.010	-1.0	0	-1.000	0	0.000	0.0	0.000	0.0	1.668	1	ConsumerLoan	ConsumerLoan	683	3	1	2	1	0	0.333	0.000	0.667	0.333	1	0	0.333	0.000	0	0	0	0	1	0	1	2	2	54	2
319686	479586	1	0.0	Y	46	-1	-1	0	-1	0	0	0	0	0	0	0	0	0	0	2	0	0	0	0	0	0	58	2	1	1	Single	SSC	21	M	22500	68	1.000	0.000	0.842	-1.0	0	-1.000	0	0.000	0.0	0.000	0.0	-1.000	0	ConsumerLoan	others	683	1	0	1	0	0	0.000	0.000	1.000	0.000	1	0	1.000	0.000	0	1	0	0	0	0	1	0	0	7	7

Test

	PROSPECTID	campaign_id	direct_mail_flag	time_since_recent_payment	time_since_first_deliquency	time_since_recent_deliquency	num_times_delinquent	max_delinquency_level	max_recent_level_of_deliq	num_deliq_6mts	num_deliq_12mts	max_deliq_6mts	max_deliq_12mts	num_times_30p_dpd	num_times_60p_dpd	num_std	num_std_6mts	num_std_12mts	recent_level_of_deliq	tot_enq	CC_enq	CC_enq_L6m	CC_enq_L12m	PL_enq	PL_enq_L6m	PL_enq_L12m	time_since_recent_enq	enq_L12m	enq_L6m	enq_L3m	MARITALSTATUS	EDUCATION	AGE	GENDER	NETMONTHLYINCOME	Time_With_Curr_Empr	pct_of_active_TLs_ever	pct_opened_TLs_L6m_of_L12m	pct_currentBal_all_TL	CC_utilization	CC_Flag	PL_utilization	PL_Flag	pct_PL_enq_L6m_of_L12m	pct_PL_enq_L6m_of_ever	max_unsec_exposure_inPct	HL_Flag	GL_Flag	last_prod_enq2	first_prod_enq2	Credit_Score	Total_TL	Tot_Closed_TL	Tot_Active_TL	Total_TL_opened_L6M	Tot_TL_closed_L6M	pct_tl_open_L6M	pct_tl_closed_L6M	pct_active_tl	pct_closed_tl	Total_TL_opened_L12M	Tot_TL_closed_L12M	pct_tl_open_L12M	pct_tl_closed_L12M	Tot_Missed_Pmnt	Auto_TL	CC_TL	Consumer_TL	Gold_TL	Home_TL	PL_TL	Secured_TL	Unsecured_TL	Other_TL	Age_Oldest_TL	Age_Newest_TL
312554	468895	1	Y	96	-1	-1	0	-1	0	0	0	0	0	0	0	3	3	3	0	-1	-1	-1	-1	-1	-1	-1	-1	-1	-1	-1	Married	OTHERS	44	F	18000	138	0.500	0.0	1.023	-1.000	0	-1.000	0	0.0	0.0	-1.000	0	0	others	others	687	2	1	1	0	1	0.000	0.500	0.500	0.500	1	1	0.500	0.500	1	1	0	0	0	0	0	2	0	1	28	9
357927	536887	1	Y	479	-1	-1	0	-1	0	0	0	-1	-1	0	0	3	0	0	0	1	0	0	0	0	0	0	169	1	1	0	Single	12TH	25	M	25000	116	0.000	0.0	0.000	-1.000	0	-1.000	0	0.0	0.0	-1.000	0	0	ConsumerLoan	ConsumerLoan	687	1	1	0	0	0	0.000	0.000	0.000	1.000	0	0	0.000	0.000	0	0	0	0	0	0	0	1	0	1	18	18
119802	179719	1	Y	639	12	12	1	90	90	0	0	-1	-1	1	1	1	0	0	90	13	3	0	2	0	0	0	3	12	9	9	Married	GRADUATE	33	M	24500	82	1.000	0.0	0.923	-1.000	0	-1.000	0	0.0	0.0	-1.000	0	1	ConsumerLoan	CC	626	1	0	1	0	0	0.000	0.000	1.000	0.000	0	0	0.000	0.000	0	0	0	0	0	1	0	1	0	0	42	42
236049	354073	1	Y	300	-1	-1	0	-1	0	0	0	-1	0	0	0	9	0	0	0	5	0	0	0	0	0	0	1	1	1	1	Married	SSC	30	M	15000	102	0.000	0.0	0.000	-1.000	0	-1.000	0	0.0	0.0	-1.000	0	0	others	others	681	3	3	0	0	0	0.000	0.000	0.000	1.000	0	1	0.000	0.333	0	2	0	1	0	0	0	2	1	0	52	17
365040	547559	1	Y	54	-1	-1	0	-1	0	0	0	0	0	0	0	0	0	0	0	1	0	0	0	0	0	0	514	0	0	0	Married	GRADUATE	22	M	20000	130	1.000	0.0	0.676	-1.000	0	-1.000	0	0.0	0.0	-1.000	0	0	others	others	686	1	0	1	0	0	0.000	0.000	1.000	0.000	0	0	0.000	0.000	0	1	0	0	0	0	0	1	0	0	17	17
49490	74162	1	Y	28	-1	-1	0	-1	0	0	0	0	0	0	0	0	0	0	0	2	0	0	0	2	0	0	629	0	0	0	Married	12TH	30	M	20000	189	1.000	0.0	0.833	0.998	1	0.789	1	0.0	0.0	5.042	0	0	PL	PL	689	3	0	3	0	0	0.000	0.000	1.000	0.000	2	0	0.667	0.000	0	1	1	0	0	0	1	1	2	0	19	9
304907	457375	1	Y	1807	-1	-1	0	-1	0	0	0	-1	-1	0	0	0	0	0	0	2	0	0	0	0	0	0	20	1	1	1	Married	POST-GRADUATE	36	F	50000	125	0.000	0.0	0.000	-1.000	0	-1.000	0	0.0	0.0	-1.000	0	0	others	AL	676	1	1	0	0	0	0.000	0.000	0.000	1.000	0	0	0.000	0.000	0	1	0	0	0	0	0	1	0	0	77	77
44111	66058	1	Y	52	21	1	11	77	27	4	4	27	27	2	1	0	0	0	27	22	0	0	0	1	1	1	83	7	7	1	Married	SSC	54	F	35000	126	0.583	1.0	0.707	-1.000	0	1.042	1	1.0	1.0	6.371	1	0	others	others	672	12	5	7	2	2	0.167	0.167	0.583	0.417	2	3	0.167	0.250	1	0	0	5	3	0	2	4	8	2	56	5
219993	330054	1	Y	107	-1	-1	0	-1	0	0	0	0	0	0	0	0	0	0	0	1	0	0	0	1	1	1	136	1	1	0	Single	GRADUATE	28	M	25000	84	1.000	1.0	0.600	-1.000	0	-1.000	0	1.0	1.0	0.680	0	0	PL	PL	672	1	0	1	1	0	1.000	0.000	1.000	0.000	1	0	1.000	0.000	0	0	0	1	0	0	0	0	1	0	5	5
318660	478023	1	Y	77	-1	-1	0	-1	0	0	0	0	0	0	0	0	0	0	0	8	0	0	0	4	4	4	39	8	8	4	Single	GRADUATE	21	M	23000	42	1.000	1.0	0.500	-1.000	0	-1.000	0	1.0	1.0	1.000	0	0	PL	PL	653	1	0	1	1	0	1.000	0.000	1.000	0.000	1	0	1.000	0.000	0	0	0	1	0	0	0	0	1	0	5	5

Train

	PROSPECTID	campaign_id	response_flag	direct_mail_flag	time_since_recent_payment	time_since_first_deliquency	time_since_recent_deliquency	num_times_delinquent	max_delinquency_level	max_recent_level_of_deliq	num_deliq_6mts	num_deliq_12mts	num_deliq_6_12mts	max_deliq_6mts	max_deliq_12mts	num_std	num_std_6mts	num_std_12mts	recent_level_of_deliq	tot_enq	CC_enq	CC_enq_L6m	CC_enq_L12m	PL_enq	PL_enq_L6m	PL_enq_L12m	time_since_recent_enq	enq_L12m	enq_L6m	enq_L3m	MARITALSTATUS	EDUCATION	AGE	GENDER	NETMONTHLYINCOME	Time_With_Curr_Empr	pct_of_active_TLs_ever	pct_opened_TLs_L6m_of_L12m	pct_currentBal_all_TL	CC_utilization	CC_Flag	PL_utilization	PL_Flag	pct_PL_enq_L6m_of_L12m	pct_CC_enq_L6m_of_L12m	pct_PL_enq_L6m_of_ever	pct_CC_enq_L6m_of_ever	max_unsec_exposure_inPct	last_prod_enq2	first_prod_enq2	Credit_Score	Total_TL	Tot_Closed_TL	Tot_Active_TL	Total_TL_opened_L6M	pct_tl_open_L6M	pct_active_tl	pct_closed_tl	Total_TL_opened_L12M	Tot_TL_closed_L12M	pct_tl_open_L12M	pct_tl_closed_L12M	Tot_Missed_Pmnt	Auto_TL	CC_TL	Consumer_TL	PL_TL	Secured_TL	Unsecured_TL	Other_TL	Age_Oldest_TL	Age_Newest_TL
310921	466398	1	0.0	Y	78	-1	-1	0	-1	0	0	0	0	0	0	34	4	10	0	3	0	0	0	0	0	0	1462	0	0	0	Married	UNDER GRADUATE	44	M	30000	221	0.667	0.000	0.297	-1.000	0	-1.000	0	0.000	0.0	0.000	0.0	15.000	others	others	702	3	1	2	0	0.000	0.667	0.333	0	0	0.000	0.000	0	0	0	0	0	1	2	3	74	23
331536	497356	1	0.0	Y	71	-1	-1	0	-1	0	0	0	0	0	0	0	0	0	0	3	0	0	0	0	0	0	10	2	2	1	Married	12TH	51	M	18600	220	1.000	1.000	0.264	-1.000	0	-1.000	0	0.000	0.0	0.000	0.0	-1.000	ConsumerLoan	AL	697	2	0	2	1	0.500	1.000	0.000	1	0	0.500	0.000	0	1	0	0	0	2	0	1	106	4
313614	470475	1	0.0	Y	99	-1	-1	0	-1	0	0	0	0	0	0	0	0	0	0	1	0	0	0	0	0	0	2	1	1	1	Married	OTHERS	55	M	18700	67	1.000	1.000	0.500	-1.000	0	-1.000	0	0.000	0.0	0.000	0.0	0.668	ConsumerLoan	ConsumerLoan	670	1	0	1	1	1.000	1.000	0.000	1	0	1.000	0.000	0	0	0	1	0	0	1	0	5	5
377274	565810	1	0.0	Y	319	8	3	3	25	25	2	3	1	25	25	0	0	0	25	2	0	0	0	0	0	0	831	0	0	0	Married	SSC	38	M	13500	66	0.500	0.000	0.000	-1.000	0	-1.000	0	0.000	0.0	0.000	0.0	-1.000	ConsumerLoan	others	691	2	1	1	0	0.000	0.500	0.500	0	0	0.000	0.000	0	1	0	1	0	1	1	0	35	28
310892	466350	1	0.0	Y	60	-1	-1	0	-1	0	0	0	0	0	0	0	0	0	0	6	0	0	0	3	3	3	90	6	5	1	Married	SSC	39	M	40000	101	1.000	0.833	0.752	-1.000	0	0.984	1	1.000	0.0	1.000	0.0	4.160	PL	others	670	6	0	6	5	0.833	1.000	0.000	6	0	1.000	0.000	1	0	0	1	1	0	6	4	8	3
276188	414319	1	0.0	Y	-1	-1	-1	0	-1	0	0	0	0	-1	-1	9	5	9	0	1	0	0	0	0	0	0	581	0	0	0	Married	SSC	40	M	54000	297	1.000	0.000	0.895	-1.000	0	-1.000	0	0.000	0.0	0.000	0.0	1.852	others	others	698	1	0	1	0	0.000	1.000	0.000	1	0	1.000	0.000	1	0	0	0	0	0	1	1	9	9
376394	564514	1	0.0	Y	57	3	3	1	10	10	1	1	0	10	10	0	0	0	10	23	2	0	0	18	10	18	11	21	13	6	Married	SSC	29	M	18000	66	1.000	0.000	0.923	0.913	1	0.924	1	0.556	0.0	0.556	0.0	12.312	others	CC	653	2	0	2	0	0.000	1.000	0.000	1	0	0.500	0.000	0	0	1	0	1	0	2	0	14	8
280643	420986	1	0.0	Y	83	-1	-1	0	-1	0	0	0	0	0	0	0	0	0	0	5	0	0	0	1	0	1	1	4	1	1	Single	GRADUATE	21	M	30000	78	0.500	0.000	0.333	-1.000	0	-1.000	0	0.000	0.0	0.000	0.0	0.346	ConsumerLoan	ConsumerLoan	666	2	1	1	0	0.000	0.500	0.500	1	1	0.500	0.500	0	0	0	2	0	0	2	0	14	7
361941	542938	1	0.0	Y	42	-1	-1	0	-1	0	0	0	0	-1	-1	7	5	7	0	1	0	0	0	0	0	0	211	1	0	0	Single	12TH	22	M	10000	47	1.000	0.000	0.836	-1.000	0	-1.000	0	0.000	0.0	0.000	0.0	-1.000	others	others	682	1	0	1	0	0.000	1.000	0.000	1	0	1.000	0.000	0	1	0	0	0	1	0	0	7	7
349794	524578	1	1.0	Y	64	-1	-1	0	-1	0	0	0	0	0	0	0	0	0	0	6	2	1	1	2	0	0	103	1	1	0	Married	GRADUATE	27	M	25000	25	0.889	0.500	0.605	0.624	1	0.799	1	0.000	1.0	0.000	0.5	7.691	CC	ConsumerLoan	685	9	1	8	2	0.222	0.889	0.111	4	1	0.444	0.111	2	1	1	6	1	1	8	0	23	2

Test

	PROSPECTID	campaign_id	direct_mail_flag	time_since_recent_payment	time_since_first_deliquency	time_since_recent_deliquency	num_times_delinquent	max_delinquency_level	max_recent_level_of_deliq	max_deliq_6mts	max_deliq_12mts	num_std	num_std_6mts	num_std_12mts	recent_level_of_deliq	tot_enq	CC_enq	CC_enq_L6m	CC_enq_L12m	PL_enq	PL_enq_L6m	PL_enq_L12m	time_since_recent_enq	enq_L12m	enq_L6m	enq_L3m	MARITALSTATUS	EDUCATION	AGE	GENDER	NETMONTHLYINCOME	Time_With_Curr_Empr	pct_of_active_TLs_ever	pct_opened_TLs_L6m_of_L12m	pct_currentBal_all_TL	CC_utilization	CC_Flag	PL_utilization	pct_PL_enq_L6m_of_L12m	pct_CC_enq_L6m_of_L12m	pct_PL_enq_L6m_of_ever	pct_CC_enq_L6m_of_ever	max_unsec_exposure_inPct	HL_Flag	last_prod_enq2	first_prod_enq2	Credit_Score	Total_TL	Tot_Closed_TL	Tot_Active_TL	Total_TL_opened_L6M	Tot_TL_closed_L6M	pct_tl_open_L6M	pct_tl_closed_L6M	pct_active_tl	pct_closed_tl	Total_TL_opened_L12M	Tot_TL_closed_L12M	pct_tl_open_L12M	pct_tl_closed_L12M	Tot_Missed_Pmnt	Auto_TL	CC_TL	Consumer_TL	Gold_TL	Secured_TL	Unsecured_TL	Other_TL	Age_Oldest_TL	Age_Newest_TL
195003	292564	1	Y	1312	-1	-1	0	-1	0	0	0	0	0	0	0	5	0	0	0	3	3	3	3	3	3	3	Married	SSC	39	M	15000	62	0.667	1.0	0.707	-1.000	0	-1.0	1.0	0.0	1.000	0.0	1.061	0	PL	AL	677	3	1	2	2	0	0.667	0.000	0.667	0.333	2	0	0.667	0.000	2	1	0	1	0	1	2	1	68	2
121257	181904	1	Y	103	-1	-1	0	-1	0	0	0	0	0	0	0	2	0	0	0	0	0	0	4	1	1	1	Married	UNDER GRADUATE	40	F	15000	71	1.000	0.0	0.681	-1.000	0	-1.0	0.0	0.0	0.000	0.0	-1.000	0	ConsumerLoan	others	675	1	0	1	0	0	0.000	0.000	1.000	0.000	0	0	0.000	0.000	0	1	0	0	0	1	0	0	13	13
272310	408525	1	Y	104	-1	-1	0	-1	0	0	0	0	0	0	0	11	1	1	1	1	0	1	3	10	3	3	Married	SSC	29	M	70000	88	0.667	0.0	0.975	-1.000	0	-1.0	0.0	1.0	0.000	1.0	-1.000	0	ConsumerLoan	ConsumerLoan	669	3	1	2	0	1	0.000	0.333	0.667	0.333	2	1	0.667	0.333	1	2	0	1	0	2	1	0	14	6
355687	533502	1	Y	46	-1	-1	0	-1	0	0	0	0	0	0	0	16	2	2	2	2	1	1	14	13	13	5	Married	12TH	27	M	27000	137	0.857	1.0	0.320	0.117	1	-1.0	1.0	1.0	0.500	1.0	3.735	0	CC	others	659	7	1	6	5	1	0.714	0.143	0.857	0.143	5	1	0.714	0.143	0	0	1	5	0	0	7	1	16	3
181808	272773	1	Y	-1	-1	-1	0	-1	0	-1	-1	26	4	10	0	4	0	0	0	0	0	0	221	4	0	0	Single	GRADUATE	22	F	18000	40	0.600	1.0	1.000	-1.000	0	-1.0	0.0	0.0	0.000	0.0	-1.000	1	others	others	708	5	2	3	2	0	0.400	0.000	0.600	0.400	2	0	0.400	0.000	3	0	0	0	5	5	0	0	45	2
350546	525657	1	Y	-1	-1	-1	0	-1	0	0	0	0	0	0	0	4	0	0	0	1	1	1	7	4	4	2	Single	SSC	28	M	15000	64	1.000	1.0	0.733	-1.000	0	-1.0	1.0	0.0	1.000	0.0	1.399	0	PL	others	666	1	0	1	1	0	1.000	0.000	1.000	0.000	1	0	1.000	0.000	1	0	0	1	0	0	1	0	2	2
45331	67879	1	Y	78	-1	-1	0	-1	0	0	0	0	0	0	0	7	0	0	0	0	0	0	47	6	3	3	Married	12TH	35	M	15000	26	1.000	0.0	0.166	-1.000	0	-1.0	0.0	0.0	0.000	0.0	2.367	0	ConsumerLoan	ConsumerLoan	655	1	0	1	0	0	0.000	0.000	1.000	0.000	1	0	1.000	0.000	0	0	0	1	0	0	1	0	9	9
166188	249319	1	Y	993	-1	-1	0	-1	0	0	0	0	0	0	0	1	0	0	0	0	0	0	1259	0	0	0	Married	SSC	51	M	12500	39	0.000	0.0	0.000	-1.000	0	-1.0	0.0	0.0	0.000	0.0	-1.000	0	ConsumerLoan	ConsumerLoan	697	1	1	0	0	0	0.000	0.000	0.000	1.000	0	0	0.000	0.000	0	0	0	1	0	0	1	0	42	42
45457	68073	1	Y	76	-1	-1	0	-1	0	0	0	0	0	0	0	11	0	0	0	2	1	2	158	3	1	0	Married	12TH	38	M	25000	130	0.600	0.0	0.851	-1.000	0	-1.0	0.5	0.0	0.500	0.0	1.593	0	PL	others	689	5	2	3	0	0	0.000	0.000	0.600	0.400	2	0	0.400	0.000	2	0	0	1	0	3	2	4	58	6
256111	384253	1	Y	29	24	13	4	3	3	0	0	3	0	0	3	8	3	0	0	3	1	1	180	1	1	0	Married	12TH	29	M	35000	78	1.000	0.0	0.378	0.538	1	-1.0	1.0	0.0	0.333	0.0	3.194	0	PL	others	676	4	0	4	0	0	0.000	0.000	1.000	0.000	1	0	0.250	0.000	0	1	3	0	0	1	3	0	71	11

Overview

Variables

Common Values

Length

Common Values (Plot)

Train

Test

Most occurring characters

Most occurring categories

Most frequent character per category

(unknown)

Most occurring scripts

Most frequent character per script

(unknown)

Most occurring blocks

Most frequent character per block

(unknown)

Common Values

Length

Common Values (Plot)

Train

Test

Most occurring characters

Most occurring categories

Most frequent character per category

(unknown)

Most occurring scripts

Most frequent character per script

(unknown)

Most occurring blocks

Most frequent character per block

(unknown)

Train

Test

Common Values

Length

Common Values (Plot)

Train

Test

Most occurring characters

Most occurring categories

Most frequent character per category

(unknown)

Most occurring scripts

Most frequent character per script

(unknown)

Most occurring blocks

Most frequent character per block

(unknown)

Common Values

Length

Common Values (Plot)

Train

Test

Most occurring characters

Most occurring categories

Most frequent character per category

(unknown)

Most occurring scripts

Most frequent character per script

(unknown)

Most occurring blocks

Most frequent character per block

(unknown)

Common Values

Length

Common Values (Plot)

Train

Test

Most occurring characters

Most occurring categories

Most frequent character per category

(unknown)

Most occurring scripts

Most frequent character per script

(unknown)

Most occurring blocks

Most frequent character per block

(unknown)

Common Values